浦發(fā)銀行重慶市渝中區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個選項(xiàng)中選出最適合填入空白處的單詞，并標(biāo)出選項(xiàng)字母。段落：Therapiddevelopmentoffintechhastransformedthebankingindustry,especiallyinmajoreconomichubslikeChongqing.Modernbanks,suchas_P_(浦發(fā)銀行),areincreasinglyleveraging_A_(人工智能)andbigdataanalyticstoenhancecustomerservice.However,challengesremain,including_B_(數(shù)據(jù)安全)concernsandtheneedforcontinuous_C_(創(chuàng)新)tostaycompetitive.InChongqing,wherethefinancialsectorisbooming,banksmustalsoadaptto_D_(區(qū)域經(jīng)濟(jì))dynamicstomeetthegrowingdemandsoflocalenterprisesandindividuals.選項(xiàng)：A.artificialintelligenceB.datasecurityC.innovationD.regionaleconomyE.operationalefficiencyF.regulatorycomplianceG.customerretentionH.marketexpansionI.riskmanagementJ.digitaltransformation題目1（1分）：Therapiddevelopmentoffintechhastransformedthebankingindustry,especiallyinmajoreconomichubslikeChongqing.Modernbanks,suchas_P_,areincreasinglyleveragingtechnologiestoenhancecustomerservice.選項(xiàng)：A.artificialintelligenceB.datasecurityC.innovationD.regionaleconomyE.operationalefficiencyF.regulatorycomplianceG.customerretentionH.marketexpansionI.riskmanagementJ.digitaltransformation題目2（1分）：Modernbanks,suchas_P_,areincreasinglyleveraging_A_andbigdataanalyticstoimproveserviceefficiency.選項(xiàng)：同上題目3（1分）：However,challengesremain,including_B_concernsthatcouldleadtofinanciallossesifnotproperlyaddressed.選項(xiàng)：同上題目4（1分）：Theneedforcontinuous_C_iscriticaltomaintainacompetitiveedgeinthefast-evolvingfinanciallandscape.選項(xiàng)：同上題目5（1分）：InChongqing,wherethefinancialsectorisbooming,banksmustadaptto_D_dynamicstobetterservelocalclients.選項(xiàng)：同上題目6（1分）：For_P_,ensuring_E_isatopprioritytostreamlineprocessesandreducecosts.選項(xiàng)：同上題目7（1分）：Banksmustalsofocuson_F_tocomplywithevolvingfinancialregulations.選項(xiàng)：同上題目8（1分）：_P_aimstoachieve_G_bypersonalizingservicesandimprovinguserexperience.選項(xiàng)：同上題目9（1分）：Withouteffective_H_,banksrisklosingmarketsharetomoreagilecompetitors.選項(xiàng)：同上題目10（1分）：Theadoptionof_J_isessentialfor_P_toremainrelevantinthedigitalage.選項(xiàng)：同上第二部分：閱讀理解（共5題，每題2分）題目：閱讀以下短文，然后回答問題。短文：Chongqing,asakeyfinancialhubinSouthwestChina,hasseensignificantgrowthinitsbankingsectoroverthepastdecade.Thecity’seconomicexpansion,drivenbymanufacturingandtechnologyindustries,hascreatedahighdemandforbankingservices.Localbanks,including_P_,haverespondedbyexpandingtheirdigitalplatformsandofferingmoretailoredfinancialproducts.However,theyfacecompetitionfromnationalbanksandfintechcompaniesthatoperatewithmoreadvancedtechnologicalcapabilities.Tothrive,Chongqing’sbanksmustcontinueinnovatingwhileensuringcompliancewithregulatoryrequirements.問題1（2分）：WhatisthemainreasonforthegrowthofthebankingsectorinChongqing?A.Governmentsubsidies.B.Economicexpansion.C.Populationincrease.D.Foreigninvestment.問題2（2分）：HowdolocalbanksinChongqingadapttomarketcompetition?A.Byreducingservicefees.B.Byexpandingdigitalplatforms.C.Byattractingmoreforeignbanks.D.Byfocusingontraditionalbanking.問題3（2分）：WhatchallengedoChongqing’sbanksface?A.Highoperatingcosts.B.Regulatoryrestrictions.C.Competitionfromfintechcompanies.D.Insufficientskilledworkforce.問題4（2分）：WhatisessentialforChongqing’sbankstosucceed?A.Diversifyingtheirbusinessmodels.B.Increasingloanapprovals.C.Reducingbranchclosures.D.Cuttingoperationalexpenses.問題5（2分）：Whatdoesthepassagesuggestabout_P_?A.ItisthelargestbankinChongqing.B.Itislaggingbehindcompetitorsintechnology.C.Itisexpandingitsservicesintheregion.D.Itisfacingfinancialdifficulties.第三部分：語法填空（共5題，每題2分）題目：根據(jù)句子意思和所給提示詞，用括號內(nèi)動詞的適當(dāng)形式填空。題目1（2分）：Thebankimplementednewsecuritymeasuresto_prevent_(prevent)customersfromfallingvictimtofraud.題目2（2分）：EmployeesinChongqingareencouragedto_attend_(attend)trainingsessionsondigitalbankingtools.題目3（2分）：Despitechallenges,_P_has_achieved_(achieve)remarkablegrowthintheregion.題目4（2分）：Customerscannow_access_(access)theiraccountsanytimethroughthebank’smobileapp.題目5（2分）：Themanageremphasizedtheimportanceof_communicating_(communicate)clearlywithclientstobuildtrust.第四部分：完形填空（共10題，每題1分）題目：閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填空。短文：BanksinChongqingplayavitalroleinsupportingthecity’seconomicgrowth.Byprovidingloanstosmallandmedium-sizedenterprises(SMEs),theyhelp_6_localbusinessesthrive.Additionally,_7_digitalbankingserviceshasmadefinancialtransactionsmoreconvenientforresidents.However,banksmustalsobalanceprofitabilitywithsocialresponsibility.Forinstance,_8_sustainablelendingpracticescanreducetheriskofdefaultswhilebenefitingtheenvironment.Inthelongrun,_9_customersatisfactionandoperationalefficiencywilldetermineabank’ssuccess.選項(xiàng)：6.A.enableB.disableC.enhanceD.limit7.A.expandingB.reducingC.eliminatingD.optimizing8.A.adoptingB.ignoringC.avoidingD.neglecting9.A.improvingB.maintainingC.reducingD.ignoring10.BanksinChongqingmustalso_10_regulatorychangestoavoidpenalties.A.adapttoB.ignoreC.challengeD.follow第五部分：翻譯（共5題，每題2分）題目：將以下中文句子翻譯成英文。題目1（2分）：浦發(fā)銀行致力于為重慶市客戶提供更優(yōu)質(zhì)的金融服務(wù)。題目2（2分）：隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以保持競爭力。題目3（2分）：數(shù)據(jù)安全是銀行運(yùn)營中不可忽視的重要環(huán)節(jié)。題目4（2分）：重慶作為西南地區(qū)的金融中心，對區(qū)域經(jīng)濟(jì)發(fā)展具有重要推動作用。題目5（2分）：為了滿足客戶需求，銀行應(yīng)積極拓展線上業(yè)務(wù)渠道。答案及解析第一部分：選詞填空答案1.D2.J3.B4.C5.D6.E7.F8.G9.H10.J解析：-P:指浦發(fā)銀行（PudongDevelopmentBank），選A（artificialintelligence）或J（digitaltransformation）較合適，但結(jié)合上下文，J更符合銀行數(shù)字化轉(zhuǎn)型趨勢。-A:人工智能（artificialintelligence）是銀行業(yè)數(shù)字化轉(zhuǎn)型的重要工具。-B:數(shù)據(jù)安全（datasecurity）是銀行業(yè)面臨的核心挑戰(zhàn)之一。-C:創(chuàng)新（innovation）是銀行業(yè)保持競爭力的關(guān)鍵。-D:區(qū)域經(jīng)濟(jì)（regionaleconomy）是重慶銀行業(yè)必須適應(yīng)的宏觀環(huán)境。第二部分：閱讀理解答案1.B2.B3.C4.A5.C解析：-問題1:文中明確提到重慶經(jīng)濟(jì)擴(kuò)張推動銀行業(yè)增長，故選B。-問題2:文中提到銀行通過數(shù)字化平臺應(yīng)對競爭，故選B。-問題3:文中提到來自金融科技公司的競爭，故選C。-問題4:文中強(qiáng)調(diào)創(chuàng)新的重要性，故選A。-問題5:文中暗示浦發(fā)銀行在重慶積極拓展業(yè)務(wù)，故選C。第三部分：語法填空答案1.prevent2.attend3.hasachieved4.access5.communicating解析：-prevent:動詞原形，與to搭配。-attend:動詞原形，與sessions搭配。-achieved:現(xiàn)在完成時(shí)，與has搭配。-access:動詞原形，與accounts搭配。-communicating:動名詞形式，作賓語。第四部分：完形填空答案6.