廣發(fā)銀行蘇州市姑蘇區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.ThebankingsectorinSuzhouhasexperiencedsignificant______inrecentyears,drivenbytechnologicaladvancementsandpolicysupport.A.growthB.declineC.stagnationD.fluctuation2.Toenhancecustomersatisfaction,thebankis______anewloyaltyprogramthatoffersexclusivebenefitstofrequentborrowers.A.launchingB.implementingC.reviewingD.expanding3.ThelocalbranchinGuSuzhouhas______adedicatedteamtohandlesmallbusinessloans,reflectingthebank’scommitmenttoregionaleconomicdevelopment.A.establishedB.hiredC.trainedD.allocated4.The______economicenvironmenthasledtoincreaseddemandfordigitalbankingservicesintheJiangnanregion.A.volatileB.stableC.prosperousD.stagnant5.Ourriskmanagementteammust______strictprotocolstoensurecompliancewiththelatestfinancialregulationsinChina.A.adheretoB.reviseC.ignoreD.challenge6.Thebank’smobileapphasbeen______toincludemorepersonalizedfinancialadvice,aligningwithcustomerneedsinSuzhou.A.updatedB.redesignedC.optimizedD.modified7.Theannualfinancialreporthighlightsthebank’s______innon-performingloans,whichremainsakeyconcernforregulators.A.reductionB.increaseC.stabilityD.diversification8.Thebranchmanageremphasizedtheimportanceof______communicationtobuildtrustwithclientsinthecompetitivebankingmarket.A.transparentB.vagueC.secretiveD.formal9.Thegovernment’s______policieshaveencouragedforeigninvestorstoexploreopportunitiesintheSuzhouindustrialpark.A.restrictiveB.supportiveC.ambiguousD.hostile10.Thebank’scorporatesocialresponsibilityinitiativefocuseson______educationprogramsforunderprivilegedcommunitiesintheregion.A.promotingB.neglectingC.reducingD.delaying第二部分：閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryinSuzhou,acityknownforitsrobusteconomicgrowth.Traditionalbanksfaceincreasingcompetitionfromdigital-onlylenders,whichoffermoreconvenientandaffordablefinancialservices.AccordingtoarecentreportbythePeople’sBankofChina,thenumberofinternetbankingusersinJiangnanhassurgedby30%inthepastyearalone.Thistrendhasforcedtraditionalbankstoacceleratetheirdigitaltransformation,investingheavilyinmobileplatformsandAI-drivensolutions.However,challengesremain.Cybersecurityrisksandregulatorycomplianceissuesarecriticalconcernsforbanksintheregion.TheGuSuzhoubranch,forinstance,hasimplementedadvancedencryptiontechnologiestoprotectcustomerdata.Additionally,thebankhasformedpartnershipswithlocaluniversitiestodeveloptalentinfintech,ensuringaskilledworkforceforthefuture.Despitethesehurdles,theoutlookremainspositive.Thegovernment’ssupportforfinancialinnovationandthegrowingdemandfordigitalbankingservicessuggestthatbanksinSuzhouwillcontinuetothriveinthedigitalera.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanksduetofintechcompetition.B.TherapidgrowthofdigitalbankinginSuzhou.C.Thegovernment’spoliciesonfinancialregulation.D.ThechallengesfacedbybanksinJiangnan.2.Accordingtothepassage,whathascontributedtotheincreaseininternetbankingusers?A.Governmentsubsidies.B.Traditionalbankpromotions.C.Fintechinnovations.D.Decreasedinternetconnectivity.3.WhyhastheGuSuzhoubranchinvestedincybersecurity?A.Toreduceoperationalcosts.B.Tocomplywithregulatoryrequirements.C.Toattractmorecustomers.D.Todevelopnewfinancialproducts.4.WhatdoesthepassagesuggestaboutthefutureofbankinginSuzhou?A.Traditionalbankswilldominatethemarket.B.Digitalbankswillreplacetraditionalones.C.Fintechwillcontinuetogrowwithsupportfromthegovernment.D.Thebankingsectorwillfaceadeclineinprofitability.5.Theword“thrive”inthelastsentenceisclosestinmeaningto:A.declineB.struggleC.succeedD.stagnate第三部分：完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).ThebankingsectorinSuzhouhasundergone______changesinrecentyears,largelyduetotechnologicaladvancementsandevolvingcustomerexpectations.Modernbanksmust______innovativesolutionstostaycompetitiveinthedigitalage.Forinstance,the______ofmobilebankingappshasrevolutionizedhowcustomersinteractwithfinancialinstitutions.Riskmanagementremainsa______priorityforbanks,especiallyinlightofincreasingeconomicuncertainties.The______approachinvolvesthoroughanalysisandproactivemeasurestomitigatepotentiallosses.Additionally,banksmust______theircustomerservicetomeetthegrowingdemandforpersonalizedfinancialadvice.Collaborationwithfintechstartupshasbecome______fortraditionalbanksseekingtoenhancetheirdigitalcapabilities.Thesepartnershipsallowbankstoleveragecutting-edgetechnologieswhilemaintainingtheircorevalues.However,banksmustalso______theirregulatorycompliancetoavoidlegalissues.1.Theword“undergone”inthefirstblankisclosestinmeaningto:A.experiencedB.ignoredC.reversedD.minimized2.Theword“innovative”inthesecondblankisbestreplacedby:A.conventionalB.outdatedC.creativeD.inefficient3.Theword“revolutionized”inthethirdblankisclosestinmeaningto:A.simplifiedB.transformedC.standardizedD.complicated4.Theword“priority”inthefourthblankisbestreplacedby:A.secondaryB.optionalC.criticalD.minor5.Theword“proactive”inthefifthblankisclosestinmeaningto:A.reactiveB.strategicC.passiveD.reactive6.Theword“collaboration”inthesixthblankisbestreplacedby:A.conflictB.competitionC.partnershipD.independence7.Theword“l(fā)everage”intheseventhblankisclosestinmeaningto:A.reduceB.maximizeC.minimizeD.ignore8.Theword“regulatory”intheeighthblankisbestreplacedby:A.operationalB.financialC.legalD.technical9.Theword“avoid”intheninthblankisbestreplacedby:A.pursueB.embraceC.preventD.encourage10.Theword“issues”inthetenthblankisbestreplacedby:A.opportunitiesB.benefitsC.challengesD.successes第四部分：翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.為促進區(qū)域經(jīng)濟發(fā)展，廣發(fā)銀行在蘇州姑蘇區(qū)增設(shè)了多個便民服務(wù)點。2.隨著人工智能技術(shù)的進步，銀行的風險評估模型將更加精準。3.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標之一。4.政府的金融支持政策為中小企業(yè)提供了更多融資渠道。5.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對市場競爭的關(guān)鍵策略。第五部分：寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImpactofFintechonTraditionalBankinginSuzhou."EssayPrompt:FintechhassignificantlydisruptedthebankingindustryinSuzhou.Discussboththechallengesandopportunitiesitpresentsfortraditionalbanks.Provideexamplestosupportyourarguments.答案及解析第一部分：選詞填空1.A.growth解析：ThebankingsectorinSuzhouhasexperiencedsignificantgrowthinrecentyears...2.A.launching解析：Toenhancecustomersatisfaction,thebankislaunchinganewloyaltyprogram...3.A.established解析：ThelocalbranchinGuSuzhouhasestablishedadedicatedteamtohandlesmallbusinessloans...4.A.volatile解析：Thevolatileeconomicenvironmenthasledtoincreaseddemandfordigitalbankingservices...5.A.adhereto解析：Ourriskmanagementteammustadheretostrictprotocolstoensurecompliance...6.C.optimized解析：Thebank’smobileapphasbeenoptimizedtoincludemorepersonalizedfinancialadvice...7.B.increase解析：Theannualfinancialreporthighlightsthebank’sincreaseinnon-performingloans...8.A.transparent解析：Thebranchmanageremphasizedtheimportanceoftransparentcommunication...9.B.supportive解析：Thegovernment’ssupportivepolicieshaveencouragedforeigninvestors...10.A.promoting解析：Thebank’scorporatesocialresponsibilityinitiativefocusesonpromotingeducationprograms...第二部分：閱讀理解1.B.TherapidgrowthofdigitalbankinginSuzhou.解析：ThepassageprimarilydiscussestheriseofdigitalbankinginSuzhouduetofintechadvancements.2.C.Fintechinnovations.解析：Thepassagementionsthatfintechhasdriventhesurgeininternetbankingusers.3.B.Tocomplywithregulatoryrequirements.解析：ThepassagestatesthattheGuSuzhoubranchimplementedencryptiontoprotectcustomerdataandcomplywithregulations.4.C.Fintechwillcontinuetogrowwithsupportfromthegovernment.解析：Thepassagesuggeststhatfintechwillthriveduetogovernmentsupportandgrowingdemand.5.C.succeed解析：“Thrives”meanstosucceedorflourish,similartotheideaofthrivinginbusiness.第三部分：完形填空1.A.experienced解析：Undergonemeansexperienced;thebankingsectorhasseenchanges.2.C.creative解析：Innovativemeanscreative;banksneedcreativesolutions.3.B.transformed解析：Revolutionizedmeanstransformed;mobileappschangedcustomerinteractions.4.C.critical解析：Prioritymeanscritical;riskmanagementisimportant.5.B.strategic解析：Proactivemeansstrategic;proactivemeasuresmitigaterisks.6.C.partnership解析：Collaborationmeanspartnership;bankspartnerwithfintechstartups.7.B.maximize解析：Leveragemeansmaximize;banksmaximizetechnologybenefits.8.C.legal解析：Regulatorymeanslegal;banksmustcomplywithlegalregulations.9.C.prevent解析：Avoidmeansprevent;bankspreventlegalissues.10.C.challenges解析：Issuesmeanschallenges;banksfaceregulatorychallenges.第四部分：翻譯1.Topromoteregionaleconomicdevelopment,GFBankhasaddedseveralconvenientservicepointsintheGuSuzhoudistrictofSuzhou.2.Withtheadvancementofartificialintelligencetechnology,banks'riskassessmentmodelswillbecomemoreaccurate.3.Customersatisfactionisoneofthekeyindicatorstomeasuretheservicequalityofbanks.4.Thegovernment’sfinancialsupportpolicieshaveprovidedsmallandmedium-sizedenterpriseswithmorefinancingchannels.5.Digitaltran