光大銀行沈陽(yáng)市于洪區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，合計(jì)10分）題目要求：從下列選項(xiàng)中選出一個(gè)最佳答案，填入空白處，使句子意思完整、語(yǔ)法正確。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.challengedD.supported2.InthecontextofChina'sfinancialmarket,__________playsacrucialroleinriskmanagement.A.regulationB.investmentC.competitionD.speculation3.Asacommercialbank,IndustrialBankmust__________compliancewithnationalregulations.A.ensureB.ignoreC.weakenD.postpone4.TheeconomicreformsinNortheastChinahave__________theregion'sattractivenesstoforeigninvestors.A.decreasedB.increasedC.ignoredD.reduced5.ThePeople'sBankofChinarecently__________interestratestostimulateeconomicgrowth.A.raisedB.loweredC.frozeD.取消了6.Inthebankingsector,__________isessentialformaintainingcustomertrust.A.transparencyB.profitC.secrecyD.competition7.TheBeltandRoadInitiativehas__________financialcooperationbetweenChinaand沈陽(yáng).A.promotedB.hinderedC.delayedD.neglected8.ThedigitalcurrencypilotinShenyangaimsto__________theefficiencyofpaymentsystems.A.improveB.disruptC.damageD.stabilize9.ThebankingexaminChinatestscandidates'__________offinancialpolicies.A.understandingB.creativityC.ignoranceD.resistance10.Thegovernment'seffortsto__________financialinclusionhavebenefitedmanyruralareas.A.expandB.restrictC.ignoreD.postpone二、閱讀理解（共5題，每題2分，合計(jì)10分）題目要求：閱讀下面的短文，然后根據(jù)短文內(nèi)容回答問題。Passage1TheriseoffintechhastransformedthebankingindustryinChina.TraditionalbanksarenowcompetingwithtechgiantslikeAlibabaandTencentinthefinancialservicessector.Fintechcompaniesleveragebigdataandartificialintelligencetooffermorepersonalizedandefficientservices.However,thiscompetitionhasalsoforcedtraditionalbankstoinnovate.Manyhaveinvestedheavilyindigitalplatformsandmobilebankingsolutions.ThePeople'sBankofChinahasintroducedregulationstoensurefaircompetitionandconsumerprotection.Despitechallenges,theintegrationoffintechandtraditionalbankingislikelytocontinue,reshapingthefinanciallandscapein沈陽(yáng)andothermajorcities.Questions1.WhathasfintechdonetotraditionalbanksinChina?A.Ithasreplacedthementirely.B.Ithasforcedthemtoinnovate.C.Ithasmadethemirrelevant.D.Ithashelpedthemexpand.2.Whattechnologiesdofintechcompaniesuse?A.Blockchainandcryptocurrency.B.BigdataandAI.C.Quantumcomputingandbiometrics.D.Cloudstorageandvirtualreality.3.WhatistheroleofthePeople'sBankofChinainthisscenario?A.Topromotefintechgrowth.B.Toregulatetheindustry.C.Toinvestinfintechcompanies.D.Toeliminatefintechcompetition.Passage2NortheastChina,including沈陽(yáng),hasbeenworkingtorevitalizeitseconomy.Onekeystrategyistoattractforeigninvestment,particularlyinthebankingandfinancesectors.Theregionhasimproveditsbusinessenvironmentandreducedbureaucratichurdles.However,challengesremain,suchasanagingpopulationandarelianceontraditionalindustries.Thegovernmenthasalsoencouragedlocalbankstocollaboratewithinternationalfinancialinstitutions.Thesepartnershipscanbringadvancedtechnologiesandmanagementpractices.Bydiversifyingitseconomyandembracinginnovation,NortheastChinaaimstoregainitspositionasahubforfinancialservicesinChina.Questions4.WhatisonechallengeNortheastChinafaces?A.Highlevelsofforeigninvestment.B.Anagingpopulation.C.Excessivegovernmentregulation.D.Aboomingtechindustry.5.HowcanlocalbanksinNortheastChinaimprove?A.Byincreasinginterestrates.B.Byreducingloanapprovals.C.Bycollaboratingwithinternationalfirms.D.Byfocusingontraditionalindustries.三、完形填空（共10題，每題1分，合計(jì)10分）題目要求：從下列選項(xiàng)中選出一個(gè)最佳答案，填入空白處，使文章意思完整、語(yǔ)法正確。PassageThebankingsectorinChinahasundergonesignificantchangesinrecentyears.Withthe__________offintech,traditionalbankshavehadtoadapttonewrealities.Manyhave__________theirdigitalinfrastructuretomeetcustomerdemands.Thegovernmenthasalso__________policiestosupportinnovationwhileensuringstability.Onenotabletrendisthe__________ofmobilebankingapps,whichhave__________convenienceforconsumers.However,banksmustalsoaddressissueslikecybersecurityanddataprivacy.AsChina'seconomycontinuestogrow,thebankingindustrywillneedto__________itsstrategiestoremaincompetitive.1.A.riseB.declineC.fallD.stagnation2.A.improvedB.neglectedC.outdatedD.expanded3.A.introducedB.removedC.ignoredD.postponed4.A.growthB.declineC.stagnationD.reduction5.A.broughtB.decreasedC.eliminatedD.hindered6.A.focusonB.ignoreC.addressD.postpone7.A.strengthenB.weakenC.maintainD.ignore8.A.adaptB.resistC.ignoreD.expand9.A.transformB.deteriorateC.stagnateD.remain10.A.developB.neglectC.destroyD.stabilize四、翻譯（共5題，每題2分，合計(jì)10分）題目要求：將下列中文句子翻譯成英文。1.中國(guó)的數(shù)字貨幣試點(diǎn)旨在提高支付系統(tǒng)的效率。2.銀行監(jiān)管在防范金融風(fēng)險(xiǎn)方面至關(guān)重要。3.“一帶一路”倡議促進(jìn)了沈陽(yáng)與沿線國(guó)家的經(jīng)濟(jì)合作。4.人工智能在銀行業(yè)中的應(yīng)用越來(lái)越廣泛。5.政府鼓勵(lì)銀行加大對(duì)中小企業(yè)的信貸支持。五、寫作（共1題，10分）題目要求：Writeashortessay(150-200words)onthetopic:"TheImpactofFintechonTraditionalBankinginChina."Discussbothpositiveandnegativeeffects.答案及解析一、選詞填空1.C.challenged(Fintechhaschallengedtraditionalbankstoinnovate.)2.A.regulation(RegulationiscrucialforriskmanagementinChina'sfinancialmarket.)3.A.ensure(Banksmustensurecompliancewithregulations.)4.B.increased(Economicreformshaveincreasedtheregion'sattractiveness.)5.B.lowered(ThePBOCloweredinterestratestostimulategrowth.)6.A.transparency(Transparencyisessentialforcustomertrust.)7.A.promoted(TheBRIhaspromotedfinancialcooperation.)8.A.improve(Thedigitalcurrencypilotaimstoimproveefficiency.)9.A.understanding(Theexamtestscandidates'understandingoffinancialpolicies.)10.A.expand(Governmenteffortsexpandfinancialinclusion.)二、閱讀理解1.B.Ithasforcedthemtoinnovate.Explanation:Thepassagestatesthatfintechhasforcedtraditionalbankstoinnovate.2.B.BigdataandAI.Explanation:FintechcompaniesusebigdataandAItoprovidepersonalizedservices.3.B.Toregulatetheindustry.Explanation:ThePBOCintroducedregulationstoensurefaircompetition.4.B.Anagingpopulation.Explanation:ThepassagementionsanagingpopulationasachallengeforNortheastChina.5.C.Bycollaboratingwithinternationalfirms.Explanation:Localbankscanimprovebypartneringwithinternationalinstitutions.三、完形填空1.A.rise2.A.improved3.A.introduced4.A.growth5.A.brought6.C.address7.A.strengthen8.A.adapt9.A.transform10.A.develop四、翻譯1.China'sdigitalcurrencypilotaimstoimprovetheefficiencyofpaymentsystems.2.Bankregulationiscrucialinpreventingfinancialrisks.3.TheBeltandRoadInitiativehaspromotedeconomiccooperationbetweenShenyangandcountriesalongtheroute.4.Theapplicationofartificialintelligenceinthebankingindustryisbecomingincreasinglywidespread.5.Thegovernmentencouragesbankstoincreasecreditsupportforsmallandmedium-sizedenterprises.五、寫作（范文）TheImpactofFintechonTraditionalBankinginChinaFintechhassignificantlytransformedthebankingindustryinChina,bringingbothopportunitiesandchallenges.Onthepositiveside,fintechhasenhancedbankingef