招商銀行莆田市荔城區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從每題所給的四個選項中，選擇最符合句意的一個單詞填入空格中。1.Therapiddevelopmentofe-commercehas______thetraditionalretailindustry,forcingmanybusinessestoadapttonewmodels.A.revolutionizedB.deterioratedC.subsidizedD.standardized2.To______thecompetitivepressureinthefinancialsector,thebankimplementedstricterriskmanagementpolicies.A.mitigateB.exaggerateC.endorseD.escalate3.Thenewbranchin荔城區(qū)aimsto______localSMEsbyprovidingcustomizedfinancialservices.A.neglectB.facilitateC.hinderD.inflate4.Theregulatorychangeshave______thebank'sabilitytoinnovateindigitalbankingsolutions.A.augmentedB.constrainedC.amplifiedD.fluctuated5.Investorsshouldbecautiouswhen______high-riskassets,asmarketvolatilitycanleadtosignificantlosses.A.engagingB.accumulatingC.diversifyingD.approximating二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinurbanareaslike莆田市.Traditionalfinancialinstitutionsarenowcompetingwithtech-drivenstartupsthatoffermoreefficientanduser-friendlyservices.AccordingtoarecentreportbytheChinaBankingandInsuranceRegulatoryCommission,about40%ofyoungconsumersincoastalcitiespreferfintechplatformsoverconventionalbanksduetotheirconvenience.However,thisshiftalsoposeschallengesforlegacybanks,astheymustinvestheavilyindigitalinfrastructureandtalenttostayrelevant.The荔城區(qū)branchofChinaMerchantsBankhastakenstepstoaddressthisbylaunchingmobilebankingappswithAI-poweredcustomersupport.Despitetheseefforts,thebankacknowledgesthatitneedstofurtherenhanceitstechnologicalcapabilitiestoretainmarketshare.1.Whatisthemainreasonyoungconsumersincoastalcitiespreferfintechplatforms?A.HigherinterestratesB.BettercustomerserviceC.MoreconvenienceD.Strongersecurity2.Accordingtothepassage,whatchallengedotraditionalbanksfaceduetofintechcompetition?A.DecreasedprofitsB.HigherregulatorycostsC.NeedfordigitaltransformationD.Lossofbrandreputation3.WhichofthefollowingisanexampleofChinaMerchantsBank'sresponsetofintechcompetition?A.ReducingbranchlocationsB.LaunchingAI-poweredmobileappsC.IncreasingloaninterestratesD.Focusingonruralmarkets4.Whatdoesthepassagesuggestaboutthefutureofthebankingindustryin莆田市?A.TraditionalbankswilldominatethemarketB.FintechwillreplacealltraditionalbanksC.TherewillbeabalancedcoexistenceofbothD.Themarketwilldeclineduetocompetition三、語法填空（共5題，每題2分，共10分）題目要求：根據(jù)句意和所給提示詞，用適當形式填空。1.Despitetheeconomic______(boom),manysmallbusinessesin荔城區(qū)stillstruggletoaccessaffordableloans.2.Thebank’snewpolicyrequiresallemployeestocompleteamandatory______(train)oncybersecuritybefore2025.3.Iftheinterestratescontinueto______(rise),itmaydiscourageborrowingforhomepurchases.4.Thefinancialanalystemphasizedtheimportanceof______(diversify)investmentstomitigaterisk.5.The荔城區(qū)officehasbeen______(renovate)toimprovecustomerwaitingareasandserviceefficiency.四、句子改錯（共5題，每題2分，共10分）題目要求：下列句子中各有一處錯誤，請找出并改正。1.Thebankhasbeenofferinglowerinterestratesformortgagessincelastyear,whichishelpfulforhomebuyers.→Corrected:______2.Manycustomershavebeencomplainingaboutthelongwaitingtimesatthe荔城區(qū)branch.→Corrected:______3.ThefinancialteamneedstosubmittheirquarterlyreportsbeforeFriday’sdeadline.→Corrected:______4.Althoughtheeconomicsituationisimproving,thebankstilladvisescautionwheninvestinginstocks.→Corrected:______5.Weshouldimplementstrictermeasurestopreventfraudinonlinebankingtransactions.→Corrected:______五、完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，根據(jù)上下文選擇最佳選項。Lastyear,theChinaMerchantsBankbranchin荔城區(qū)launchedapilotprogramtoimprovecustomersatisfaction.Theprogramintroducedanew______(1)systemthatallowedcustomerstochoosetheirpreferredservicetime,reducingwaittimessignificantly.Additionally,thebranchhiredmore______(2)stafftohandleinquiriesandprovidepersonalizedfinancialadvice.Surveysshowedthatcustomersatisfactionscoresincreasedby30%withinthefirstquarter.However,thebranchmanagernotedthattherewasstillroomforimprovement,particularlyintheareaof______(3)bankingservices.Toaddressthis,thebankplanstoexpanditsonlineplatformandoffermoredigitaltoolsforremotetransactions.Thesuccessofthisprogramhasencouragedotherbranchesintheregiontoadoptsimilarstrategies.1.A.scheduling2.A.friendly3.A.mobile六、翻譯填空（共5題，每題2分，共10分）題目要求：將中文句子翻譯成英文，填入空格中。1.為支持荔城區(qū)的中小企業(yè)發(fā)展，招商銀行推出了專項貸款計劃?！鶷o______smallandmedium-sizedenterprisesinLixianDistrict,ChinaMerchantsBankhaslaunchedaspecialloanprogram.2.銀行提醒客戶在處理大額交易時務必保持警惕，以防欺詐行為?！鶷hebankremindscustomerstobevigilantwhen______largetransactionstopreventfraudulentactivities.3.數(shù)字化轉(zhuǎn)型是銀行業(yè)應對市場競爭的關(guān)鍵策略?！鷂_____isacrucialstrategyforthebankingindustryto______marketcompetition.4.客戶可以通過手機銀行APP實時查詢賬戶余額和交易記錄?！鶦ustomerscan______theiraccountbalancesandtransactionrecordsinrealtimethroughthemobilebankingapp.5.銀行將定期舉辦金融知識講座，幫助公眾提高風險意識。→Thebankwill______financialknowledgeseminarstohelpthepublic______financialriskawareness.答案與解析一、選詞填空1.A.revolutionized（改變了，符合電商對傳統(tǒng)零售的顛覆性影響）2.A.mitigate（緩解，符合銀行應對競爭的策略）3.B.facilitate（促進，符合銀行服務中小企業(yè)的目的）4.B.constrained（限制，符合監(jiān)管對銀行創(chuàng)新的影響）5.C.diversifying（分散，符合投資建議）二、閱讀理解1.C.Moreconvenience（文章提到年輕消費者偏愛便捷性）2.C.Needfordigitaltransformation（文章指出傳統(tǒng)銀行需投資技術(shù)）3.B.LaunchingAI-poweredmobileapps（文章提及荔城區(qū)分行推出AI客服）4.C.Therewillbeabalancedcoexistenceofboth（文章暗示傳統(tǒng)銀行與fintech將共存）三、語法填空1.boom（名詞，economicboom）2.training（名詞，mandatorytraining）3.rise（動詞原形，continuetorise）4.diversifying（動名詞，todiversify）5.beingrenovated（被動語態(tài)，hasbeenrenovating）四、句子改錯1.Thebankhasbeenofferinglowerinterestratesformortgagessincelastyear,whichishelpfulforhomebuyers.→Corrected:Thebankhasbeenofferinglowerinterestratesformortgagessincelastyear,whichhelpshomebuyers.（which之前需要動詞原形）2.Manycustomershavebeencomplainingaboutthelongwaitingtimesatthe荔城區(qū)branch.→Corrected:ManycustomershavebeencomplainingaboutthelongwaitingtimesattheLixianDistrictbranch.（"荔城區(qū)"需翻譯為英文）3.Thefinancialteamneedstosubmittheirquarterly