中信銀行濟(jì)南市市中區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇（共10題，每題1分）directions:Choosethebestwordtocompleteeachsentence.1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry.A.revolutionizedB.stabilizedC.simplifiedD.regulated2.Despitetheeconomicdownturn,thebank'sprofitsremained__________.A.negligibleB.substantialC.fluctuatingD.declining3.ThenewbranchinJinan’sShizhongDistrictisdesignedto__________customersatisfaction.A.deteriorateB.enhanceC.postponeD.ignore4.Thebank’scompliancedepartmentensuresthatalloperations__________regulatorystandards.A.violateB.complywithC.exceedD.ignore5.Theloanofficeremphasizedtheimportanceof__________documents.A.falsifyingB.verifyingC.losingD.misplacing6.Themerger__________bothcompaniestobecomealeadingfinancialinstitutioninEastChina.A.unifiedB.isolatedC.weakenedD.fragmented7.Thebranchmanager’s__________approachhelpedreducecustomercomplaints.A.confrontationalB.empatheticC.dismissiveD.bureaucratic8.Thebank’smobileappisconstantly__________toimproveuserexperience.A.neglectedB.optimizedC.delayedD.criticized9.TheeconomicpoliciesoftheJinangovernmenthave__________thegrowthoffintechstartups.A.hinderedB.stimulatedC.neglectedD.undermined10.Thebranch’s__________locationmakesiteasilyaccessibletolocalresidents.A.remoteB.centralC.hiddenD.inconvenient二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheCentralBankofChinarecentlyintroducedstricterlendingregulationstocontrolcreditriskinthefinancialsector.Thismovehassparkeddebatesamongindustryexperts.Proponentsarguethattightercontrolswillpreventexcessiveborrowingandreducethelikelihoodoffinancialcrises.However,criticsclaimthatoverlystringentpoliciesmaystifleeconomicgrowthandharmsmallbusinesses.TheJinanbranchofChinaCITICBankiscloselymonitoringthesechanges,astheycouldsignificantlyimpactlocallendingpractices.Thebank’sriskmanagementteamhasalreadyadjusteditsloanapprovalcriteriatoalignwiththenewguidelines.1.Whatisthemainfocusofthepassage?A.Thebenefitsoffintechinnovation.B.Theimpactofnewbankingregulations.C.ThegrowthofsmallbusinessesinJinan.D.TheroleofChinaCITICBankintheeconomy.2.Accordingtothepassage,whataretheconcernsofcriticsregardingstricterlendingpolicies?A.Theymayleadtohigherinterestrates.B.Theycouldharmeconomicgrowth.C.Theywillincreasecompliancecosts.D.Theywillreducecustomersatisfaction.3.HowistheJinanbranchofChinaCITICBankrespondingtothenewregulations?A.Theyareignoringtheguidelines.B.Theyareexpandingtheirlendingoperations.C.Theyareadjustingtheirloanapprovalcriteria.D.Theyarereducingtheirworkforce.4.WhatdoesthepassagesuggestaboutthebankingsectorinChina?A.Itisstableandunaffectedbyregulations.B.Itisfacingchallengesduetopolicychanges.C.Itisdominatedbylargecorporations.D.Itishighlydependentonsmallbusinesses.5.Whatistheoveralltoneofthepassage?A.Supportiveofstricterregulations.B.Criticalofnewbankingpolicies.C.Neutralandobjective.D.Optimisticabouteconomicgrowth.三、語法填空（共5題，每題2分）directions:Fillineachblankwithoneappropriateword.1.Thebank’snewstrategyaimsto__________customerengagementthroughdigitalplatforms.2.Despitethemarketvolatility,thebranchmanager__________confidentaboutfutureprofits.3.Ifyou__________lateforthemeeting,youshouldinformyourteamimmediately.4.Thecomplianceofficermustensurethatalltransactions__________properlydocumented.5.Themerger__________completedlastyear,andthetwocompaniesarenowoperatingasasingleentity.四、完形填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.Lastyear,theJinanbranchofChinaCITICBank__________amajorinitiativetoimproveitsonlinebankingservices.Thebranchrealizedthatmanycustomers__________uncomfortableusingdigitalplatforms,especiallyoldergenerations.Toaddressthisissue,thebank__________freeworkshopstoeducatecustomersonhowtousethemobileappandonlineportal.Theworkshops__________insmallcommunitycentersandwereattendedbyover500residents.Feedbackfromparticipantsshowedthatthebank’sefforts__________significantly.Customersreportedfeelingmoreconfidentandwillingtousedigitalbankingservices.Thebranchplansto__________similarprogramsinthefuturetofurtherenhancedigitalliteracy.1.A.launchedB.ignoredC.delayedD.dismissed2.A.remainB.hadremainedC.wereremainingD.remains3.A.conductedB.ignoredC.postponedD.cancelled4.A.wereheldB.hadbeenheldC.areheldD.wereholding5.A.improvedB.deterioratedC.stabilizedD.declined6.A.haveB.hadC.wereD.was7.A.expandB.reduceC.maintainD.eliminate8.A.willcontinueB.continuedC.continueD.willbecontinuing9.A.challengesB.opportunitiesC.obstaclesD.failures10.A.successfullyB.unsuccessfullyC.partiallyD.gradually五、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.中信銀行濟(jì)南市市中區(qū)的客戶服務(wù)團(tuán)隊(duì)致力于提升服務(wù)質(zhì)量和客戶滿意度。2.為了滿足日益增長的金融需求，銀行計(jì)劃在濟(jì)南市市中區(qū)開設(shè)兩家新分行。3.銀行的合規(guī)部門嚴(yán)格遵循國家監(jiān)管規(guī)定，確保所有業(yè)務(wù)合規(guī)運(yùn)營。4.數(shù)字化轉(zhuǎn)型是銀行未來發(fā)展的關(guān)鍵戰(zhàn)略，將推動(dòng)業(yè)務(wù)創(chuàng)新和效率提升。5.銀行通過提供個(gè)性化理財(cái)方案，幫助客戶實(shí)現(xiàn)財(cái)富保值增值。答案及解析一、詞匯選擇1.A.revolutionized(數(shù)字銀行業(yè)務(wù)改變了傳統(tǒng)金融業(yè))2.B.substantial(盡管經(jīng)濟(jì)下行，銀行的利潤依然可觀)3.B.enhance(新分行旨在提升客戶滿意度)4.B.complywith(合規(guī)部門確保所有操作符合監(jiān)管標(biāo)準(zhǔn))5.B.verifying(貸款經(jīng)理強(qiáng)調(diào)核實(shí)文件的重要性)6.A.unified(兩家公司合并成為華東領(lǐng)先金融機(jī)構(gòu))7.B.empathetic(分行經(jīng)理的同理心方法減少了客戶投訴)8.B.optimized(銀行不斷優(yōu)化移動(dòng)應(yīng)用以提升用戶體驗(yàn))9.B.stimulated(濟(jì)南政府的經(jīng)濟(jì)政策刺激了金融科技創(chuàng)業(yè)公司的增長)10.B.central(分行的中心位置使其易于當(dāng)?shù)鼐用袷褂?二、閱讀理解1.B.Theimpactofnewbankingregulations.(文章主要討論新監(jiān)管政策的影響)2.B.Theycouldharmeconomicgrowth.(批評者擔(dān)心政策會(huì)損害經(jīng)濟(jì)增長)3.C.Theyareadjustingtheirloanapprovalcriteria.(銀行調(diào)整了貸款審批標(biāo)準(zhǔn)以符合新規(guī))4.B.Itisfacingchallengesduetopolicychanges.(文章暗示銀行業(yè)因政策變化面臨挑戰(zhàn))5.C.Neutralandobjective.(文章保持中立和客觀的語氣)三、語法填空1.enhance2.remains3.were4.are5.was四、完形填空1.A.launched2.A.remain3.A.conducted4.A.wereheld5.A.improved6.A.have7.A.expand8.A.willcontinue9.B.opportunities10.A.s