中信銀行深圳市龍崗區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）（針對金融行業(yè)常用詞匯及商業(yè)場景）1.Thecompany'snewstrategyaimsto______themarketshareinthesouthernregion,especiallyinareaslikeShenzhen.A.expandB.shrinkC.maintainD.divide2.Despitetheeconomic______,thebank'sprofitshaveshownsteadygrowthoverthepastfiveyears.A.depressionB.prosperityC.fluctuationD.stagnation3.Ourteamneedstoimproveits______tomeettheincreasingdemandfordigitalbankingservices.A.efficiencyB.flexibilityC.reliabilityD.innovation4.Themergerwill______thetwofirmsintoasingleentity,streamliningoperationsintheGreaterBayArea.A.integrateB.isolateC.eliminateD.amplify5.Thereporthighlightsthe______roleoftechnologyinenhancingcustomerexperienceinthefinancialsector.A.marginalB.pivotalC.negligibleD.redundant第二部分：閱讀理解（共4題，每題3分，共12分）（文章主題涉及銀行業(yè)數(shù)字化轉(zhuǎn)型、深圳經(jīng)濟(jì)政策等）Passage:Therapiddevelopmentoffintechhasreshapedthebankingindustry,particularlyinurbanhubslikeShenzhen.Traditionalfinancialinstitutionsareincreasinglyadoptingdigitalsolutionstoimproveserviceefficiencyandcustomerengagement.AccordingtoarecentstudybythePeople’sBankofChina,theuseofmobilebankingappsinGuangdongProvincehassurgedby35%overthepastyear.Thistrendisdrivenbythegovernment’spushfordigitaltransformationandthegrowingpreferenceforonlinetransactionsamongconsumers.However,challengesremain,suchasdatasecurityconcernsandtheneedformorepersonalizedfinancialproducts.BanksinShenzhenarenowfocusingonAI-drivenanalyticstobetterunderstandcustomerbehaviorandoffertailoredservices.6.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactoffintechonthebankingindustry.C.Thegovernment’sroleineconomicpolicy.D.Thechallengesofdigitalbankinginruralareas.7.Accordingtothepassage,whyhasmobilebankingusageincreasedinGuangdong?A.Becausepeopleprefercashtransactions.B.Duetogovernmentincentivesfordigitalization.C.Becauseofadecreaseinbankbranches.D.Becauseofhigherinternetpenetrationinruralareas.8.Whatproblemdoesthepassagementionasachallengeforbanks?A.Highoperatingcosts.B.Customerdatasecurity.C.Alackofskilledemployees.D.Decreasedprofitmargins.9.WhatactionarebanksinShenzhentakingtoimproveservices?A.Reducingthenumberofphysicalbranches.B.Increasingfeesforonlinetransactions.C.UsingAItoanalyzecustomerbehavior.D.Offeringmorecreditproducts.第三部分：完形填空（共5題，每題2分，共10分）（段落主題涉及深圳金融創(chuàng)新政策及企業(yè)競爭力）TheriseofShenzhenasafinancialhubhasbeenfueledbyits______(10)policiesand______(11)supportforinnovation.ManymultinationalcorporationshavechosentoestablishtheirAsia-Pacificheadquartersinthecity,attractedbyits______(12)infrastructureandskilledworkforce.However,thecompetitivelandscaperequiresbusinessestocontinuallyadapt.Companiesthatfailtokeeppacewithtechnologicaladvancementsmay______(13)theirmarketposition.Forinstance,alocalbankinNanshanDistrictrecentlyinvestedheavilyinblockchaintechnologytoenhancetransactionsecurity,amovethathas______(14)itsreputationamongclients.Asthecity______(15)forward,collaborationbetweenfinancialinstitutionsandtechfirmswillbekeytosustaininggrowth.10.A.flexibleB.rigidC.conservativeD.restrictive11.A.minimalB.robustC.passiveD.reluctant12.A.inadequateB.advancedC.outdatedD.underdeveloped13.A.strengthenB.secureC.loseD.maintain14.A.damagedB.boostedC.diminishedD.ignored15.A.movesB.progressesC.retreatsD.declines第四部分：句子改錯（共5題，每題2分，共10分）（考察語法及商業(yè)英語表達(dá)）16.Thecommitteediscussedaboutthepotentialrisksassociatedwiththenewinvestmentproject.→_________________________17.Despiteoftheeconomicdownturn,thecompanymanagedtoincreaseitsrevenueby20%.→_________________________18.Itisimportantforthebankstoensurethattheircustomersdataareprotectedatalltimes.→_________________________19.ThemergerbetweenthetwofirmswillhaveasignificantimpactonthejobmarketinShenzhen.→_________________________20.Thereportindicatesthatthedemandforgreenfinancingisexpectedtoriseinthenextdecade.→_________________________第五部分：翻譯填空（共5題，每題2分，共10分）（中譯英，涉及銀行業(yè)務(wù)流程）21.我們需要優(yōu)化貸款審批流程以提高效率?！鶺eneedto______theloanapprovalprocesstoimproveefficiency.22.該銀行承諾為所有客戶提供24小時在線客服支持?！鶷hebank______24-houronlinecustomersupportforallitsclients.23.深圳市政府鼓勵企業(yè)采用綠色金融工具?！鶷heShenzhenmunicipalgovernment______businessestoadoptgreenfinancingtools.24.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)?！鶦ustomersatisfactionisa______metricforassessingthequalityofbankingservices.25.為了降低風(fēng)險，銀行必須進(jìn)行嚴(yán)格的風(fēng)險評估?！鶷omitigaterisks,banksmustconduct______riskassessments.答案與解析第一部分：選詞填空1.A.expand（擴(kuò)大市場份額）解析：原文意為“公司的新戰(zhàn)略旨在擴(kuò)大在南方的市場份額”，expand符合語境。2.C.fluctuation（經(jīng)濟(jì)波動）解析：根據(jù)“盡管經(jīng)濟(jì)______，銀行的利潤卻穩(wěn)步增長”，fluctuation（波動）最符合銀行業(yè)務(wù)背景。3.A.efficiency（效率）解析：“我們的團(tuán)隊需要提高其______以滿足日益增長的數(shù)字銀行服務(wù)需求”，efficiency（效率）最合適。4.A.integrate（整合）解析：“合并將把兩家公司______為一個實體，簡化大灣區(qū)運(yùn)營”，integrate（整合）符合銀行業(yè)務(wù)場景。5.B.pivotal（關(guān)鍵）解析：“報告強(qiáng)調(diào)了技術(shù)在提升金融行業(yè)客戶體驗中的______作用”，pivotal（關(guān)鍵）最貼切。第二部分：閱讀理解6.B.Theimpactoffintechonthebankingindustry.解析：全文圍繞fintech如何改變銀行業(yè)展開，故選B。7.B.Duetogovernmentincentivesfordigitalization.解析：原文明確指出