平安銀行北京市昌平區(qū)2025秋招筆試英文行測高頻題含答案題型一：選詞填空（共5題，每題2分，總計(jì)10分）說明：根據(jù)上下文語境，選擇最合適的單詞填入空格。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttodigitaltrends.A.compelledB.facilitatedC.marginalizedD.reinforced2.Toenhancecustomerexperience,thebankplansto______AI-poweredchatbotsfor24/7servicesupport.A.integrateB.diminishC.eliminateD.postpone3.The昌平分行的新零售戰(zhàn)略旨在______localbusinessesthroughfinancialpartnerships.A.disruptB.collaborateC.competeD.regulate4.Regulatorycomplianceremainsa______priorityforfinancialinstitutionsinChina.A.negligibleB.paramountC.temporaryD.superficial5.Thebank’smobileappupdateaimsto______transactionsecuritywithbiometricauthentication.A.bolsterB.weakenC.simplifyD.postpone題型二：閱讀理解（共4題，每題3分，總計(jì)12分）說明：閱讀以下短文，回答問題。PassageTheBeijingbranchofPingAnBankhaslaunchedagreenfinanceinitiativetosupportrenewableenergyprojectsinthe昌平區(qū).Theprogram,whichtargetssolarandwindenergydevelopment,offerspreferentialinterestratesandflexibleloanterms.Accordingtothebank,thismovealignswithChina’scarbonneutralitygoalsandaimstoreducetheregion’srelianceonfossilfuels."Ourpartnershipwithlocalenterpriseswillnotonlypromotesustainablegrowthbutalsocreategreenjobs,"saidthebranchmanager.However,somecriticsarguethattheinitiativemaynotbesufficienttoaddressthearea’senvironmentalchallenges.6.Whatistheprimarypurposeofthebank’sgreenfinanceinitiative?A.Toincreaseprofitsfromrenewableenergyloans.B.Toreducethebank’scarbonfootprint.C.Tosupportsustainabledevelopmentin昌平區(qū).D.Tocomplywithnationalenvironmentalregulations.7.Accordingtothepassage,whatarethepotentialbenefitsoftheprogram?A.Lowerinterestratesfortraditionalindustries.B.Shorterloantermsforwindenergyprojects.C.Jobcreationinthegreensector.D.Reducedfossilfuelconsumption.8.Whatdoesthepassagesuggestaboutcritics’views?A.Theybelievetheprogramisoverlyambitious.B.Theydoubtitsimpactonenvironmentalimprovement.C.Theysupportitbutthinkitshouldbelarger.D.Theythinkitwillharmlocalbusinesses.9.Theword"aligns"inthesecondparagraphisclosestinmeaningto:A.contradictsB.supportsC.conflictswithD.opposes題型三：句子改錯(cuò)（共5題，每題2分，總計(jì)10分）說明：找出句子中的錯(cuò)誤并改正。10.Thebank’sdigitaltransformationhasbeenimprovingefficiencyforyears,whichhasreducedcustomerwaitingtimes.→Corrected:Thebank’sdigitaltransformationhasimprovedefficiencyforyears,reducingcustomerwaitingtimes.11.Ifwewouldhaveinvestedinfintechearlier,wecouldhavegainedacompetitiveedge.→Corrected:Ifwehadinvestedinfintechearlier,wecouldhavegainedacompetitiveedge.12.Despitethehighdemandforhomeloans,thebank’sapprovalrateremainssteady.→Corrected:Despitethehighdemandforhomeloans,thebank’sapprovalrateremainsstable.13.ThenewbranchinChangpingwilloffermoreservicesthantheexistingones,includingwealthmanagementandcreditcards.→Corrected:ThenewbranchinChangpingwilloffermoreservicesthantheexistingones,suchaswealthmanagementandcreditcards.14.Employeesarerequiredtosubmittheirtaxformsbytheendofthismonthorelsefacepenalties.→Corrected:Employeesarerequiredtosubmittheirtaxformsbytheendofthismonth,orelsetheywillfacepenalties.題型四：邏輯推理（共5題，每題2分，總計(jì)10分）說明：根據(jù)已知條件，選擇最合理的結(jié)論。15.Premise1:PingAnBankplanstoexpanditsfootprintintheBeijingareabyopeningthreenewbranchesinthenexttwoyears.Premise2:Twoofthesebrancheswillbeinthe昌平區(qū).Conclusion:Atleastonebranchwillnotbeinthe昌平區(qū).A.TrueB.FalseC.Uncertain16.Premise1:Thebank’smobileapphasa4.8-starratingonappstores.Premise2:Customersfrequentlypraiseitsuser-friendlyinterface.Conclusion:Thebank’sappishighlyratedbecauseitisdifficulttouse.A.TrueB.FalseC.Uncertain17.Premise1:Thebankhasreduceditsrelianceoncoalfinancing.Premise2:Itnowprioritizesgreenenergyinvestments.Conclusion:Thebankhasabandonedallfossilfuelfinancing.A.TrueB.FalseC.Uncertain18.Premise1:The昌平分行’sloanapprovalrateishigherthanthecityaverage.Premise2:Thebankhasstrictercreditpolicies.Conclusion:Strictercreditpoliciesleadtohigherloanapprovalrates.A.TrueB.FalseC.Uncertain19.Premise1:Thebankoffersloyaltyrewardsforfrequentcustomers.Premise2:Theserewardsincludecashbackanddiscounts.Conclusion:Allbankcustomersreceiveloyaltyrewards.A.TrueB.FalseC.Uncertain題型五：完形填空（共5題，每題2分，總計(jì)10分）說明：根據(jù)上下文，選擇最合適的選項(xiàng)填入空格。Theriseofdigitalbankinghas______thetraditionalfinanciallandscape.Banksmustnow______innovativetechnologiestostaycompetitive.Forinstance,PingAnBank’sAI-drivenriskassessmentsystemhas______loandefaultsby30%.Thissuccesshasencouragedotherinstitutionsto______similarmodels.However,challengesremain,suchasensuringdatasecurityandregulatorycompliance.20.A.transformedB.ignoredC.preservedD.simplified21.A.adoptB.rejectC.ignoreD.dismiss22.A.reducedB.increasedC.delayedD.eliminated23.A.adoptB.developC.abandonD.enhance24.A.implementB.opposeC.postponeD.reject題型六：翻譯填空（共5題，每題2分，總計(jì)10分）說明：將中文句子翻譯成英文，填入空格。25.為促進(jìn)區(qū)域經(jīng)濟(jì)發(fā)展，銀行計(jì)劃提供低息貸款給昌平區(qū)中小企業(yè)。Thebankplanstoprovide______loanstosmallandmedium-sizedenterprisesinChangpingtoboostregionaleconomicdevelopment.26.銀行強(qiáng)調(diào)，合規(guī)經(jīng)營是企業(yè)長期發(fā)展的基石。Thebankemphasizesthat______isthecornerstoneoflong-termdevelopment.27.通過大數(shù)據(jù)分析，銀行能夠更精準(zhǔn)地評(píng)估客戶信用風(fēng)險(xiǎn)。By______,thebankcanmoreaccuratelyassesscustomercreditrisks.28.銀行的新信用卡產(chǎn)品集成了芯片和NFC技術(shù)，提升了安全性。Thebank’snewcreditcardproduct______chipandNFCtechnology,enhancingsecurity.29.銀行鼓勵(lì)員工參加專業(yè)培訓(xùn)，以提升服務(wù)能力。Thebankencouragesemployeesto______toimproveservicecapabilities.答案與解析題型一：選詞填空1.A.compelled（迫使）解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)轉(zhuǎn)型。2.A.integrate（整合）解析：銀行計(jì)劃整合AI聊天機(jī)器人以提供全天候服務(wù)。3.B.collaborate（合作）解析：新零售戰(zhàn)略旨在與本地企業(yè)合作。4.B.paramount（至高無上的）解析：合規(guī)是金融機(jī)構(gòu)的首要任務(wù)。5.A.bolster（增強(qiáng)）解析：銀行希望通過生物識(shí)別認(rèn)證增強(qiáng)交易安全。題型二：閱讀理解6.C.Tosupportsustainabledevelopmentin昌平區(qū).解析：文章明確指出該計(jì)劃旨在支持昌平區(qū)的可持續(xù)發(fā)展。7.C.Jobcreationinthegreensector.解析：銀行提到該計(jì)劃將創(chuàng)造綠色就業(yè)機(jī)會(huì)。8.B.Theydoubtitsimpactonenvironmentalimprovement.解析：批評(píng)者認(rèn)為該計(jì)劃可能不足以改善環(huán)境問題。9.B.supports解析：aligns在此意為“支持”，與碳達(dá)峰目標(biāo)一致。題型三：句子改錯(cuò)10.原句：Thebank’sdigitaltransformationhasbeenimprovingefficiencyforyears,whichhasreducedcustomerwaitingtimes.→Corrected:Thebank’sdigitaltransformationhasimprovedefficiencyforyears,reducingcustomerwaitingtimes.解析：hasbeenimproving改為hasimproved，時(shí)態(tài)錯(cuò)誤。11.原句：Ifwewouldhaveinvestedinfintechearlier,wecouldhavegainedacompetitiveedge.→Corrected:Ifwehadinvestedinfintechearlier,wecouldhavegainedacompetitiveedge.解析：虛擬語氣錯(cuò)誤，應(yīng)使用過去完成時(shí)。12.原句：Thebank’sapprovalrateremainssteady.→Corrected:Thebank’sapprovalrateremainsstable.解析：steady（穩(wěn)定的）比stable（穩(wěn)定的）更準(zhǔn)確。13.原句：includingwealthmanagementandcreditcards.→Corrected:suchaswealthmanagementandcreditcards.解析：including用于列舉，suchas更正式。14.原句：orelsefacepenalties.→Corrected:orelsetheywillfacepenalties.解析：缺少主語，需補(bǔ)充they。題型四：邏輯推理15.B.False解析：若兩個(gè)新開分行在昌平區(qū)，則至少有一個(gè)不在昌平區(qū)。16.B.Fal