興業(yè)銀行北京市平谷區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，總計10分）題干背景：結(jié)合銀行業(yè)務與北京市平谷區(qū)經(jīng)濟發(fā)展特點設(shè)計。1.TheBankofIndustryandCommercehaslaunchedanewgreenfinanceprogramto__________carbonemissionsinthelocalindustrialsector.A.reduceB.maximizeC.postponeD.eliminate2.Duetotheincreasingdemandforruralfinancialservices,thebranchinPingguDistrictis__________moreATMsnearagriculturalhubs.A.installingB.planningtoinstallC.expectedtoinstallD.installed3.Thecompliancedepartmentmust__________allloanapplicationstoensuretheymeettheBeijingmunicipalregulations.A.verifyB.ignoreC.delayD.reject4.Thebank’smobileapphasimproveditsuserinterfaceto__________customersatisfactioninthecompetitivefintechmarket.A.decreaseB.enhanceC.reduceD.postpone5.LocalbusinessesinPingguareseeking__________loanstoexpandtheire-commerceoperations,whichalignwiththedistrict’sdigitaleconomystrategy.A.short-termB.long-termC.unsecuredD.government-backed二、閱讀理解（共4題，每題3分，總計12分）題干背景：聚焦興業(yè)銀行在平谷區(qū)的普惠金融與鄉(xiāng)村振興項目。Passage:TheBankofIndustryandCommercehasbeenactivelysupportingtheruraleconomicdevelopmentofPingguDistrict,Beijing,throughtargetedfinancialinitiatives.In2024,thebankintroducedaspecialloanprogramforlocalfarmerstoupgradetheirirrigationsystems,aimingtoboostcropyields.Additionally,amicrofinanceprojecthasbeenlaunchedtoassistsmallfamilybusinessesinupgradingtheironlineplatforms.Thebankhasalsopartneredwiththedistrictgovernmenttoprovidefinancialliteracyworkshops,helpingresidentsbettermanagepersonaldebts.TheseeffortsalignwithBeijing’sgoalofachievingcarbonneutralityby2030andreducingtheurban-ruraleconomicgap.1.Whatistheprimarypurposeofthebank’sloanprogramforfarmersinPinggu?A.Toreducethebank’sfinancialrisk.B.Topromotesustainableagriculture.C.Toincreasethebank’sprofitmargins.D.Tosupporturbanbusinesses.2.Accordingtothepassage,whichofthefollowingisNOTapartofthebank’sinitiatives?A.Fundingruralinfrastructureprojects.B.Offeringmicroloanstosmallbusinesses.C.Providinggovernmentbondstofarmers.D.Conductingfinancialeducationsessions.3.Howdothebank’sprogramscontributetoBeijing’senvironmentalgoals?A.Byencouragingindustrialexpansion.B.Bypromotingeco-friendlyfarming.C.Byincreasingurbanmigration.D.Byreducinggovernmentsubsidies.4.Whatdoesthephrase"urban-ruraleconomicgap"inthepassagelikelyreferto?A.Thedifferenceinincomebetweencityandruralresidents.B.Thedisparityinbankbranchesbetweenurbanandruralareas.C.ThevariationinloanapprovalratesinBeijing.D.Thecontrastinbankingservicesinthecapital.三、語法填空（共5題，每題2分，總計10分）題干背景：結(jié)合銀行業(yè)務場景（如客戶咨詢、風險控制）。1.Ifcustomersfailto__________(meet)thecreditscorerequirements,theirloanapplicationsmaybe__________(reject).2.Thebank’sriskmanagementteammust__________(analyze)alltransactionstodetectany__________(illegally)activities.3.SmallbusinessesinPinggushould__________(optimize)theircashflowtoensurefinancialstabilityduringeconomicdownturns.4.Theregulatorycommitteewill__________(meet)nextmonthtodiscussthenewanti-moneylaunderingguidelines.5.Customerswho__________(lose)theirdebitcardsshouldcontactthebankimmediatelyto__________(block)unauthorizedusage.四、改錯題（共5題，每題2分，總計10分）題干背景：涵蓋銀行業(yè)務信函、報告等常用表達。1.Thebranchmanageraskedthestafftoensurethatalltheaccountswereclosedproperlybeforetheendofthefiscalyear.→(Hint:Incorrecttense)2.Wewouldliketoinformyouthatyourloanapplicationhasbeenapproved,andthefundswilltransfertoyouraccountwithin48hours.→(Hint:Missingarticle)3.Thebank’scomplianceofficerisresponsibleforensurethatalltransactionsareinaccordancewiththelocallaws.→(Hint:Verbformerror)4.Pleasecompletethefollowingformsandsubmitthemtotheloandepartmentassoonaspossible.→(Hint:Incorrectpreposition)5.Theinterestrateforthemortgageloanwillbefixedforthefirstthreeyears,andthenitwilladjustannually.→(Hint:Subject-verbagreementerror)五、完形填空（共5題，每題2分，總計10分）題干背景：描述興業(yè)銀行在平谷區(qū)推廣綠色金融的案例。Lastyear,theBankofIndustryandCommerce__________(1)apilotprograminPingguDistricttoencouragebusinessestoadoptrenewableenergysolutions.Theinitiative__________(2)solarpanelinstallationsforsmallfactoriesandprovidedsubsidiesforenergy-efficientupgrades.Asaresult,over50enterprises__________(3)theirelectricityconsumptionbyatleast30%.Theprogramnotonly__________(4)thedistrict’scarbonfootprintbutalsocreatednewjobopportunitiesinthegreensector.Localofficialspraisedthebank’sefforts,statingthatsuchcollaborations__________(5)sustainabledevelopmentgoalsmoreeffectivelythangovernmentprogramsalone.1.A.launchedB.hadlaunchedC.launchingD.haslaunched2.A.supportedB.supportedC.supportingD.supports3.A.reducedB.hasreducedC.reducingD.hadreduced4.A.reducedB.hadreducedC.reducingD.reduces5.A.helpB.helpedC.helpingD.helps答案及解析一、選詞填空1.A.reduce-解析：銀行業(yè)務中常強調(diào)減少碳排放，符合綠色金融政策。2.A.installing-解析：ATM安裝是銀行的基礎(chǔ)服務，符合平谷區(qū)農(nóng)村金融需求。3.A.verify-解析：合規(guī)部門需核實貸款申請，符合北京監(jiān)管要求。4.B.enhance-解析：提升用戶滿意度是銀行業(yè)務競爭的關(guān)鍵。5.B.long-term-解析：中小企業(yè)擴張需長期貸款，契合平谷數(shù)字經(jīng)濟發(fā)展戰(zhàn)略。二、閱讀理解1.B.promotesustainableagriculture-解析：文中明確提到支持農(nóng)業(yè)灌溉升級，旨在提高產(chǎn)量。2.C.providinggovernmentbondstofarmers-解析：文中未提及政府債券，其他選項均有提及。3.B.promotingeco-friendlyfarming-解析：綠色金融與碳中和目標直接相關(guān)。4.A.Thedifferenceinincomebetweencityandruralresidents-解析：經(jīng)濟差距通常指城鄉(xiāng)收入差異，符合政策語境。三、語法填空1.meet,berejected-解析：條件句主語是復數(shù)，動詞用原形；被