平安銀行莆田市荔城區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）每題空格處需要填入一個最合適的單詞，使句子語義完整、邏輯通順。1.Therapidgrowthoffintechhastransformedthebankingindustry,particularlyinregionslike[]wheredigitaladoptionishigh.A.ruralB.urbanC.coastalD.inland2.Toenhancecustomersatisfaction,平安銀行荔城區(qū)分行implementeda[]loyaltyprogramfocusedonlocalSMEs.A.centralizedB.decentralizedC.seasonalD.competitive3.ThenewbranchinEast荔城區(qū)aimsto[]theregionaleconomicdisparitybyprovidingfinancialservicestounderservedcommunities.A.mitigateB.exacerbateC.overlookD.replicate4.Localregulationsrequirebanksto[]anti-moneylaundering(AML)compliancebyconductingthoroughbackgroundchecks.A.neglectB.prioritizeC.postponeD.minimize5.Thedigitalbankingplatformintroducedby平安銀行hassignificantly[]transactionefficiencyin莆田.A.reducedB.delayedC.complicatedD.standardized二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:平安銀行荔城區(qū)分行近年來加大了對鄉(xiāng)村振興的金融支持力度。通過推出“普惠農貸”項目，銀行結合當?shù)剞r業(yè)特色，為農戶提供低息貸款，并配套農業(yè)保險服務。此外，分行還與當?shù)卣献鳎O立“金融夜校”，為農民普及理財知識。數(shù)據顯示，自項目實施以來，荔城區(qū)農業(yè)貸款覆蓋率提升20%，農戶收入增長率達15%。然而，部分金融機構仍存在對農村市場“輕視”的現(xiàn)象，認為其利潤空間有限。對此，平安銀行荔城區(qū)分行表示將持續(xù)優(yōu)化服務模式，以科技賦能農業(yè)金融，推動普惠金融深入基層。1.Whatistheprimarypurposeofthe"InclusiveAgriculturalLoan"program?A.Toincreasebankprofits.B.Tosupportruraleconomicdevelopment.C.Topromotedigitalbankingadoption.D.Tocompetewithrivalfinancialinstitutions.2.Howdoes平安銀行荔城區(qū)分行addressfinancialliteracyinruralareas?A.Byofferingfreesmartphonestofarmers.B.Throughgovernment-fundedworkshops.C.Viaonlinebankingtutorials.D.Byassigningruralmanagerstovillages.3.Accordingtothepassage,whatremainsachallengeforsomebanksinruralfinance?A.Highloanrejectionrates.B.Lackofgovernmentsupport.C.Lowprofitabilityinruralmarkets.D.Limitedagriculturalexpertise.4.Whatinitiativedemonstrates平安銀行'scommitmenttosustainableruralfinance?A.Offeringcreditcardstofarmers.B.Partneringwithagriculturalinsuranceproviders.C.SettingupautomatedATMsinruralareas.D.Launchingawealthmanagementapp.三、完形填空（共3題，每題4分，共12分）閱讀以下短文，選擇最合適的選項填入空格。Thebankingsectorin莆田hasundergonesignificantchangesinthepastdecade,primarilyduetotechnologicaladvancements.(1)digitalpaymentsolutionshavereplacedtraditionalcashtransactions,mobilebankingappshavebecome(2)forcustomersseekingconvenience.However,therapiddigitizationhasalsoraisedconcernsaboutcybersecurityrisks,especiallyinregionswithlesstech-savvypopulations.(3)平安銀行荔城區(qū)分行hastakenproactivemeasurestobridgethisgapbyintroducingofflineassistanceforseniorcitizensandsmallbusinessowners.Thebank’s"TechCompanion"programhasnotonlyimprovedcustomerretentionbutalsostrengtheneditsbrandreputationasaresponsiblefinancialinstitution.(4)thefuture,theintegrationofAIandblockchaininbankingoperationswilllikelyredefinetheindustryfurther.1.(1)A.WithB.DespiteC.WithoutD.Becauseof2.(2)A.necessaryB.optionalC.outdatedD.discouraged3.(3)A.TocounterB.ToignoreC.TodelayD.Todismiss4.(4)A.AlthoughB.MeanwhileC.HoweverD.Therefore四、句子改錯（共3題，每題3分，共9分）以下句子存在語法或邏輯錯誤，請指出并改正。1.Thenewcreditpolicyimplementedby平安銀行hasbeenreducingtheapprovaltimeforSMEloans.-Error:______-Correction:______2.Localfarmersarefindingitdifficulttoaccessfinancialservicesduetotheremotelocationsoftraditionalbankbranches.-Error:______-Correction:______3.Toimprovecustomerengagement,平安銀行荔城區(qū)分行hasdecidedtocloseallitsphysicaloutletsnextmonth.-Error:______-Correction:______五、翻譯填空（共4題，每題4分，共16分）將以下中文句子翻譯成英文，填入空格。1.為促進荔城區(qū)中小微企業(yè)的發(fā)展，平安銀行推出了專項扶持計劃。-Translation:To______thedevelopmentofSMEsinLixiangDistrict,PingAnBankhaslauncheda______program.2.銀行應加強對農村地區(qū)的金融監(jiān)管，以防范系統(tǒng)性風險。-Translation:Banksshould______financialsupervisioninruralareasto______systemicrisks.3.數(shù)字化轉型是平安銀行荔城區(qū)分行提升競爭力的關鍵。-Translation:______isthekeyforPingAnBank’sLixiangDistrictbranchto______itscompetitiveness.4.通過與當?shù)卣献?，銀行成功緩解了部分企業(yè)的融資難題。-Translation:By______withlocalauthorities,thebankhassuccessfully______financingdifficultiesforsomeenterprises.答案與解析一、選詞填空1.B(urban)-Digitaladoptionistypicallyhigherinurbanareaswithbetterinfrastructure.2.B(decentralized)-TheprogramtargetslocalSMEs,implyingaflexible,localizedapproach.3.A(mitigate)-Thegoalistoreduceeconomicdisparity,notworsenit.4.B(prioritize)-AMLcomplianceisaregulatoryrequirementbanksmustemphasize.5.A(reduced)-Digitalplatformsaimtostreamlinetransactions,decreasinginefficiency.二、閱讀理解1.B-Thepassagehighlightssupportforruraleconomiesvialoansandeducation.2.B-"Financialnightschools"areexplicitlymentionedasatoolforfinancialliteracy.3.C-Thetextnotessomebanksviewruralmarketsasunprofitable.4.B-Partnershipswithinsuranceproviderssupportsustainableruralfinance.三、完形填空1.(1)A(With)-Indicatesaconditionforthebankingchanges.2.(2)A(necessary)-Mobileappsareessentialinadigitizedbankingenvironment.3.(3)A(Tocounter)-Thebankaddressestechgapsactively.4.(4)B(Meanwhile)-Preparesforfuturedevelopmentsinbankingtech.四、句子改錯1.-Error:"hasbeenreducing"→Thepolicyitselfcannotreducetime(passivevoiceneeded).-Correction:"ThenewcreditpolicyimplementedbyPingAnBankhasreduced..."2.-Error:"duetotheremotelocationsoft