郵儲(chǔ)銀行佳木斯市樺川縣2025秋招筆試英語閱讀＋選詞題專練30題及答案英語閱讀理解（15題，每題2分，共30分）Instructions:Readthepassagescarefullyandchoosethebestanswer(A,B,C,orD)foreachquestion.Passage1(5題，每題2分，共10分)Title:TheRiseofDigitalBankinginRuralChinaTheChinaPostBankhasbeenexpandingitsdigitalservicesinruralareas,particularlyinregionslikeHeilongjiangProvince.Withtheadvancementoftechnology,thebankhasintroducedmobilebankingappsthatallowfarmerstotransfermoney,paybills,andevenapplyforloansremotely.Thisshifthassignificantlyreducedtheneedforphysicalbranchesinlesspopulatedareas,cuttingoperationalcostswhileimprovingserviceefficiency.However,someelderlyfarmersremainskepticalaboutdigitalbankingduetotheirlackoftechliteracy.Thebankhasrespondedbylaunchingtrainingprogramstohelpthemadapttothenewsystem.Questions:1.Whatisthemainfocusofthepassage?A.ThechallengesofruralbankinginChina.B.ThetechnologicaladvancementsinChinaPostBank.C.Theimportanceoffinancialinclusionforfarmers.D.Thedeclineofphysicalbankbranches.2.WhyhasChinaPostBankreducedthenumberofphysicalbranchesinruralareas?A.Toincreaseprofitsbyreducingexpenses.B.Tomeetgovernmentregulations.C.Toservemorecustomersefficiently.D.Tofocusonurbanmarkets.3.Whatproblemdoelderlyfarmersfacewithdigitalbanking?A.Highfeesformobileservices.B.Lackoftechnicalknowledge.C.Poorinternetconnectivity.D.Insufficientgovernmentsupport.4.HowisChinaPostBankaddressingtheconcernsofelderlyfarmers?A.Byofferingdiscountsondigitalservices.B.Byprovidingfreesmartphones.C.Byconductingtrainingsessions.D.Byhiringmoreruralbankstaff.5.Whatistheoveralltoneofthepassage?A.Criticaltowarddigitalbanking.B.Neutralandinformative.C.Optimisticaboutruralfinance.D.Skepticalabouttechnologicalsolutions.Passage2(5題，每題2分，共10分)Title:TheImpactofClimateChangeonAgricultureinHeilongjiangHeilongjiangProvince,knownasChina’s"Granary,"hasbeenexperiencingsevereclimatechanges,includingdroughtsandextremetemperatures.Theseconditionshaveaffectedtheregion’sagriculturalproductivity,particularlyforsoybeanandwheatfarmers.Theprovincialgovernmenthasbeenworkingwithagriculturalexpertstodevelopdrought-resistantcropsandimproveirrigationsystems.Additionally,thebankhasintroducedlow-interestloanstohelpfarmersinvestinsustainablefarmingpractices.Despitetheseefforts,manyfarmersworryaboutthelong-termviabilityoftheircrops.Questions:6.WhatistheprimaryenvironmentalchallengefacingHeilongjiang’sagriculture?A.Overpopulation.B.Waterscarcity.C.Climatechange.D.Soilerosion.7.WhichcropsaremostaffectedbytheclimateissuesinHeilongjiang?A.Riceandcorn.B.Soybeansandwheat.C.Barleyandoats.D.Cottonandtobacco.8.Whatmeasureshastheprovincialgovernmenttakentoaddressclimatechallenges?A.Imposinghighertaxesonfarmers.B.Encouragingindustrialfarming.C.Promotingdrought-resistantcrops.D.Restrictingwaterusage.9.HowisChinaPostBanksupportingfarmersinHeilongjiang?A.Byprovidingfreeseeds.B.Byofferingfinancialassistance.C.Byorganizingclimateprotests.D.Byexportingtheircrops.10.Whatisthemainconcernoffarmersregardingthefuture?A.Risingcommodityprices.B.Decreasedcropyields.C.Increasedgovernmentsubsidies.D.Betterfarmingtechnology.Passage3(5題，每題2分，共10分)Title:TheRoleofTraditionalBankinginModernChinaWhiledigitalbankinghasgainedpopularity,traditionalbankbranchesstillplayacrucialroleinruralChina.Manyelderlycustomers,especiallyinprovinceslikeHeilongjiang,preferface-to-faceinteractionsforfinancialtransactions.ChinaPostBankhasrespondedbymodernizingitsbranches,incorporatingdigitalkiosksandstafftrainedinbothtraditionalanddigitalbankingservices.Thishybridapproachensuresthatcustomerscanaccessmodernbankingtoolswhilestillenjoyingpersonalizedservice.Additionally,thebankhasstrengtheneditsbranchnetworksinruralareastomaintainfinancialstabilityduringeconomicdownturns.Questions:11.Whatadvantagedotraditionalbankbrancheshaveoverdigitalbanking?A.Fastertransactionspeeds.B.Bettercustomerservice.C.Lowerfees.D.Moreadvancedfeatures.12.WhydoelderlycustomersinHeilongjiangprefertraditionalbanks?A.Theytrusthumaninteractionmore.B.Theyaretoooldtousetechnology.C.Digitalbanksarefaraway.D.Theyarepaidtousetraditionalbanks.13.HowhasChinaPostBankadaptedtotheneedsofbothdigitalandtraditionalbanking?A.Byclosingallphysicalbranches.B.Byofferingonlydigitalservices.C.Bycombiningmoderntechnologywithhumanassistance.D.Byfocusingonlyonruralcustomers.14.Whatisthemainpurposeofstrengtheningbanknetworksinruralareas?A.Toincreaseprofits.B.Toensurefinancialsecurity.C.Topromotedigitalbanking.D.Toreducecompetition.15.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Digitalbankingwillreplacetraditionalbankscompletely.B.Traditionalanddigitalbankingwillcoexist.C.Ruralbankswilldisappearsoon.D.Onlyelderlycustomerswillusetraditionalbanks.選詞填空（15題，每題2分，共30分）Instructions:Choosethebestword(A,B,C,orD)tofillineachblankinthepassagebelow.Passage:TherapiddevelopmentofdigitalbankinginruralChinahasbroughtboth(1)______andchallenges.Whileithasimprovedfinancial(2)______forfarmers,manyarestill(3)______toadoptingnewtechnologies.TheChinaPostBankhastaken(4)______measurestobridgethisgapbyofferingtrainingprogramsand(5)______digitalkiosksinbranches.However,the(6)______ofelderlycustomersremainsaconcern,astheyoftenlackthenecessarytech(7)______.Toaddressthis,thebankhas(8)______partnershipswithlocalschoolstoeducatethenextgenerationaboutdigitalbanking.Additionally,thegovernmenthas(9)______policiestosupportfinancial(10)______inruralareas.Theseeffortsaimtoensurethatallcitizens,(11)______youngorold,canbenefitfrommodernbankingservices.Words:1.A.opportunitiesB.difficultiesC.benefitsD.costs2.A.accessB.expensesC.efficiencyD.security3.A.resistantB.excitedC.supportiveD.willing4.A.activeB.passiveC.effectiveD.harmful5.A.installingB.removingC.sellingD.replacing6.A.numberB.percentageC.growthD.decline7.A.knowledgeB.experienceC.skillsD.understanding8.A.formedB.brokenC.ignoredD.strengthened9.A.introducedB.removedC.cancelledD.ignored10.A.inclusionB.exclusionC.expansionD.reduction11.A.whetherB.wheneverC.whoeverD.whichever答案及解析EnglishReadingComprehensionAnswers:1.C.Theimportanceoffinancialinclusionforfarmers.解析：文章主要討論郵儲(chǔ)銀行如何通過數(shù)字服務(wù)提升農(nóng)村地區(qū)農(nóng)民的金融服務(wù)可及性。2.C.Toservemorecustomersefficiently.解析：文章提到數(shù)字銀行減少了運(yùn)營(yíng)成本，提高了服務(wù)效率，而非單純?yōu)榱擞?.B.Lackoftechnicalknowledge.解析：文章明確指出老年農(nóng)民因缺乏技術(shù)知識(shí)而對(duì)數(shù)字銀行持懷疑態(tài)度。4.C.Byconductingtrainingsessions.解析：銀行通過舉辦培訓(xùn)課程幫助老年農(nóng)民適應(yīng)數(shù)字銀行系統(tǒng)。5.B.Neutralandinformative.解析：文章客觀地介紹了郵儲(chǔ)銀行在農(nóng)村地區(qū)的數(shù)字化轉(zhuǎn)型及其影響。6.C.Climatechange.解析：文章首段明確指出黑龍江西北部面臨氣候變化問題，包括干旱和極端氣