郵儲(chǔ)銀行江門市新會(huì)區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（15題，每題2分，共30分）注意：請(qǐng)根據(jù)文章內(nèi)容，選擇最符合題意的選項(xiàng)。Passage1(5題)Title:TheRiseofDigitalBankinginChinaTherapiddevelopmentoftechnologyhastransformedthebankingindustryinChinaoverthepastdecade.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreconvenientanduser-friendlydigitalservices.PostalSavingsBankofChina(PSBC),oneofthelargestbanksinthecountry,hasbeenattheforefrontofthisdigitalrevolution.PSBChasinvestedheavilyinmobilebankingapps,onlineplatforms,andartificialintelligence(AI)toimprovecustomerexperience.AccordingtoarecentreportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),PSBC’sdigitaltransactionsaccountforover70%ofitstotaltransactions.Thisfigureissignificantlyhigherthanthenationalaverage,whichisaround50%.However,digitalbankingisnotwithoutchallenges.Securityconcerns,suchasdatabreachesandcyberfraud,remainamajorissue.PSBChasimplementedadvancedencryptiontechnologiesandstrictcompliancemeasurestomitigatetheserisks.Additionally,thebankisexpandingitsdigitalfootprintinruralareas,wheretraditionalbankingservicesarestilllimited.Questions(5題，每題2分，共10分):1.Whatisthemainfocusofthepassage?A.ThechallengesofdigitalbankinginChinaB.ThecompetitionbetweentraditionalbanksandfintechcompaniesC.TheeffortsofPSBCtomodernizeitsbankingservicesD.TheroleofAIinthebankingindustry2.Accordingtothereport,whatpercentageofPSBC’stransactionsaredigital?A.50%B.60%C.70%D.80%3.Whatisamajorchallengefordigitalbanking?A.HighcostsoftechnologyB.SecurityconcernsC.LackofcustomersD.Regulatoryrestrictions4.HowisPSBCaddressingsecurityconcerns?A.ByreducingthenumberofdigitaltransactionsB.ByusingadvancedencryptiontechnologiesC.ByrelyingoncustomerfeedbackD.Byhiringmoresecuritypersonnel5.WhatisPSBCdoingtoimproveservicesinruralareas?A.ClosingitsurbanbranchesB.ExpandingitsdigitalfootprintC.OfferingonlytraditionalbankingservicesD.PartneringwithlocalgovernmentsPassage2(5題)Title:TheImportanceofFinancialLiteracyinRuralChinaFinancialliteracyisessentialforeconomicdevelopment,especiallyinruralareasofChina.Manyfarmersandruralresidentslackaccesstofinancialeducation,whichhinderstheirabilitytomanagemoneyeffectively.PostalSavingsBankofChinahaslaunchedseveralinitiativestoaddressthisissue.Onesuchinitiativeisthe"FinancialLiteracyCampaign,"whichaimstoeducateruralresidentsaboutsaving,investing,andcreditmanagement.Thecampaignuseslocaldialectsandsimplelanguagetomakethecontentmoreaccessible.Additionally,PSBChaspartneredwithschoolsandcommunitycenterstoconductworkshopsandseminars.AstudybytheChineseAcademyofSocialSciences(CASS)foundthattheseeffortshaveledtoasignificantincreaseinfinancialliteracyamongruralpopulations.Participantsreportedbettersavingshabitsandmoreconfidenceinmanagingtheirfinances.Questions(5題，每題2分，共10分):6.Whatisthemainpurposeofthepassage?A.TohighlightthelackoffinancialeducationinruralChinaB.Topromotethe"FinancialLiteracyCampaign"byPSBCC.TodiscusstheeconomicimpactoffinancialliteracyD.Tocriticizetraditionalbankingmethods7.Whoisthetargetaudienceofthe"FinancialLiteracyCampaign"?A.UrbanresidentsB.CorporateclientsC.RuralresidentsD.Governmentofficials8.HowdoesPSBCmakethefinancialliteracycontentaccessibletoruralresidents?A.ByusingcomplexfinancialtermsB.Byorganizinglarge-scaleeventsC.ByusinglocaldialectsandsimplelanguageD.Byrelyingononlineplatformsonly9.Accordingtothestudy,whathasbeentheimpactofthecampaign?A.DecreasedsavingsamongparticipantsB.NochangeinfinancialhabitsC.ImprovedsavingshabitsandconfidenceD.Increasedrelianceoncredit10.WhatisthesignificanceoffinancialliteracyinruralChina?A.ItreducestheneedforgovernmentsubsidiesB.IthelpsinbetterfinancialmanagementC.ItencouragesmorepeopletostartbusinessesD.ItleadstohigherinflationratesPassage3(5題)Title:TheRoleofPostalSavingsBankinSupportingSmallBusinessesinGuangdongGuangdongProvinceisahubforsmallandmedium-sizedenterprises(SMEs)inChina.However,manyofthesebusinessesstrugglewithaccesstofinancing.PostalSavingsBankofChinahastakenstepstosupportSMEsintheregion.PSBCoffersspecializedloanproductsdesignedforsmallbusinesses,withflexiblerepaymenttermsandcompetitiveinterestrates.ThebankalsoprovidesfinancialadvisoryservicestohelpSMEsimprovetheirmanagementandgrowthstrategies.ArecentsurveybytheGuangdongProvincialAssociationofEnterprisesfoundthatover80%ofSMEsintheprovincehavebenefitedfromPSBC’ssupport.Thebank’seffortshavenotonlyhelpedbusinessessurvivebutalsocreatedjobsandboostedlocaleconomies.Questions(5題，每題2分，共10分):11.Whatisthemainfocusofthepassage?A.ThechallengesfacedbySMEsinGuangdongB.ThefinancialsupportprovidedbyPSBCtoSMEsC.TheeconomicgrowthofGuangdongProvinceD.TheroleofgovernmentpoliciesinSMEdevelopment12.WhatkindofloanproductsdoesPSBCoffertoSMEs?A.Fixed-termloanswithhighinterestratesB.SpecializedloanswithflexiblerepaymenttermsC.Large-scaleindustrialloansD.Short-termcreditlines13.HowdoesPSBChelpSMEsbeyondprovidingloans?A.ByinvestingintheirstockmarketsB.ByofferingfinancialadvisoryservicesC.ByprovidingfreeofficespaceD.Byarrangingmergersandacquisitions14.Accordingtothesurvey,whatpercentageofSMEsinGuangdonghavebenefitedfromPSBC’ssupport?A.50%B.60%C.80%D.90%15.WhathasbeentheimpactofPSBC’ssupportonlocaleconomies?A.IncreasedunemploymentratesB.NosignificantchangeC.JobcreationandeconomicgrowthD.Reducedbusinesscompetition二、選詞填空（15題，每題2分，共30分）注意：請(qǐng)從以下選項(xiàng)中選擇最合適的單詞填入空格中。Passage4(15題)Thedevelopmentofdigitalbankinghas(16)thewaypeoplemanagetheirfinances.BankslikePostalSavingsBankofChina(PSBC)have(17)inadvancedtechnologiestoimprovecustomerexperience.However,digitalbankingalso(18)newchallenges,suchascybersecuritythreats.To(19)theserisks,PSBChas(20)strictsecuritymeasures.Forexample,thebankusesencryptiontechnologiesto(21)customerdata.Additionally,PSBC(22)regulartrainingforitsemployeestoensuretheyareup-to-datewiththelatestsecurityprotocols.Another(23)ofdigitalbankingisitsaccessibility.Onlineplatformsallowcustomerstoperformtransactions(24)fromhome.Thishasbeen(25)beneficialforpeopleinruralareas,wheretraditionalbankingservicesarelimited.PSBCalso(26)itseffortstopromotefinancialliteracyamongthepublic.Thebankorganizesworkshopsandseminarstoeducatecustomersaboutsaving,investing,andcreditmanagement.Theseinitiativeshave(27)toimprovedfinancialhabitsamongcustomers.However,the(28)ofdigitalbankingcannotbeignored.Somecustomersstillpreferface-to-faceinteractionswithbankemployees.To(29)this,PSBChasmaintainedastrongnetworkofphysicalbrancheswhileintegratingdigitalservices.The(30)ofdigitalbankingisclear:ithas(31)thebankingindustryandimprovedcustomersatisfaction.Astechnology(32),bankslikePSBCwillneedto(33)innovativesolutionstostaycompetitive.Options:A.revolutionizedB.investedC.posesD.mitigateE.implementedF.protectG.providesH.increasinglyI.contributesJ.challengesK.regularlyL.aspectM.remotelyN.significantlyO.addressedP.requiresQuestions(15題，每題2分，共30分):16.______thewaypeoplemanagetheirfinances.17.______inadvancedtechnologies.18.______newchallenges.19.______theserisks.20.______strictsecuritymeasures.21.______customerdata.22.______regulartrainingforitsemployees.23.______ofdigitalbanking.24.______fromhome.25.______beneficialforpeopleinruralareas.26.______itseffortstopromotefinancial