中國銀行衡陽市常寧市2025秋招筆試英語完形填空題專練30題及答案題目Passage1(2題)TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinChina.ForbankslikeChinaBank,embracingtechnologyisnotjustanoptionbutanecessitytostaycompetitive.InHunanProvince,particularlyinChangningCity,thelocalbranchisactivelyimplementingnewdigitalsolutionstoimprovecustomerservice.Theseinitiativesincludemobilebankingapps,AI-poweredchatbots,andreal-timefinancialadvice.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideamongruralcustomers.Asaresult,thebankmustbalanceinnovationwithtraditiontomeetthediverseneedsofitsclients.1.(2分)Theword“transformed”inthefirstsentenceisclosestinmeaningto:A)ImprovedB)ChangedC)ExpandedD)Strengthened2.(2分)WhatdoesthepassagesuggestaboutChinaBank’sstrategy?A)Itisonlyfocusingonurbancustomers.B)Itisstrugglingtoadoptnewtechnologies.C)Itisprioritizingdigitalinnovation.D)Itisneglectingtraditionalbankingmethods.Passage2(2題)Inrecentyears,sustainablefinancehasgainedsignificantattentioninChina.TheChinaBankingandInsuranceRegulatoryCommission(CBIRC)hasintroducedstricterguidelinestoencouragebankstoinvestingreenprojects.Forinstance,ChinaBankinChangninghaslaunchedagreencreditprogramtosupportrenewableenergycompanies.Thisinitiativealignswiththegovernment’sgoalofachievingcarbonneutralityby2060.Whilesomearguethatsuchinvestmentsmayyieldlowershort-termprofits,long-termbenefitsincludeenvironmentalprotectionandsocialresponsibility.Additionally,theprogramhashelpedthebankattractenvironmentallyconsciouscustomers.3.(2分)Thephrase“carbonneutrality”inthepassagerefersto:A)Reducingcarbonemissionstozero.B)Increasingbankprofits.C)Expandingrenewableenergyuse.D)Strengtheninggovernmentregulations.4.(2分)WhatisthemainadvantageofChinaBank’sgreencreditprogram?A)Itguaranteeshighreturnsoninvestment.B)Itimprovesthebank’spublicimage.C)Itreducesregulatorycompliancecosts.D)Itattractsonlyurbanclients.Passage3(2題)Customersatisfactionisacornerstoneofbankingsuccess.InChangningCity,ChinaBankhasimplementedacustomerfeedbacksystemtoaddressissuespromptly.Thissystemincludesonlinesurveys,in-personinterviews,andsocialmediamonitoring.Byanalyzingcustomerfeedback,thebankhasidentifiedareasforimprovement,suchasreducingwaittimesatcountersandenhancingonlinetransactionsecurity.Thesechangeshaveledtohighercustomerretentionratesandpositivereviews.However,thebankmustcontinuetoadapttoevolvingcustomerexpectationstomaintainitscompetitiveedge.5.(2分)Theword“cornerstone”inthefirstsentenceisclosestinmeaningto:A)FoundationB)AdvantageC)ChallengeD)Innovation6.(2分)WhatdoesthepassagesuggestaboutChinaBank’sapproachtocustomerservice?A)Itisonlyfocusedononlinebanking.B)Itisresistanttochange.C)Itactivelyseekscustomerinput.D)Itignorescustomercomplaints.Passage4(2題)Theriseoffintechhasposedbothopportunitiesandchallengesfortraditionalbanks.InHunan,ChinaBankhaspartneredwithlocaltechfirmstodevelopinnovativefinancialproducts.Forexample,thebankhasintroducedablockchain-basedpaymentsystem,whichreducestransactionfeesandimprovesefficiency.However,competitorssuchasAntGroupandTencentarealsoinvestingheavilyinfintech.Tostayahead,ChinaBankmustcontinuetoinvestinresearchanddevelopment(R&D)whilemaintainingitscorevalues.Thebank’ssuccesswilldependonitsabilitytobalancetraditionwithinnovation.7.(2分)Theword“posed”inthefirstsentenceisclosestinmeaningto:A)CreatedB)AddressedC)ExploredD)Ignored8.(2分)WhatdoesthepassagesuggestaboutChinaBank’sfuturestrategy?A)Itwillfocussolelyonfintech.B)Itwillignoretraditionalbankingmethods.C)Itwillseekcollaborationwithtechfirms.D)ItwillnotinvestinR&D.Passage5(2題)Riskmanagementiscriticalforbanksoperatinginvolatileeconomicenvironments.ChinaBankinChangninghasimplementedacomprehensiveriskassessmentframeworktoidentifyandmitigatepotentialthreats.Thisframeworkincludescreditriskanalysis,marketriskmonitoring,andoperationalriskcontrols.Bystayingaheadofrisks,thebankcanprotectitsassetsandensurelong-termstability.However,risksaredynamic,andthebankmustcontinuouslyupdateitsstrategiestoadapttochangingconditions.9.(2分)Thephrase“mitigatepotentialthreats”inthepassagemeans:A)Eliminateriskscompletely.B)Reducetheimpactofrisks.C)Ignorerisks.D)Createnewrisks.10.(2分)WhatisthekeyfocusofChinaBank’sriskmanagementstrategy?A)Maximizingprofits.B)Minimizinglosses.C)Expandingoperations.D)Increasingcustomernumbers.Passage6(2題)Corporatesocialresponsibility(CSR)hasbecomeanintegralpartofChinaBank’sbusinessmodel.InChangning,thebankhaslaunchedseveralCSRinitiatives,includingfundingeducationprogramsforunderprivilegedchildrenandsupportinglocalenvironmentalconservationprojects.Theseeffortsnotonlybenefitsocietybutalsoenhancethebank’sbrandreputation.CustomersareincreasinglyfavoringbankswithstrongCSRrecords,asitreflectstheinstitution’scommitmenttoethicalpractices.Asaresult,CSRhasbecomeacompetitivedifferentiatorforChinaBank.11.(2分)Theword“integral”inthefirstsentenceisclosestinmeaningto:A)ImportantB)SeparateC)OptionalD)Unnecessary12.(2分)WhatisthemainbenefitofChinaBank’sCSRinitiatives?A)Itreducesoperationalcosts.B)Itimprovescustomerloyalty.C)Itincreasestaxdeductions.D)Itattractsonlygovernmentclients.Passage7(2題)ThebankingsectorinChinaisfacingincreasingregulatoryscrutiny.ThePeople’sBankofChina(PBOC)hasintroducedstrictercapitalrequirementsandanti-moneylaundering(AML)regulations.ForChinaBankinChangning,compliancewiththeserulesisessentialtoavoidpenalties.ThebankhasinvestedinadvancedAMLsystemstodetectandpreventfraudulentactivities.Whilecompliancecostsarehigh,thelong-termbenefitsofmaintainingacleanreputationoutweightheshort-termexpenses.13.(2分)Thephrase“regulatoryscrutiny”inthepassagerefersto:A)Governmentoversight.B)Bankprofits.C)Customercomplaints.D)Financialgrowth.14.(2分)WhatdoesthepassagesuggestaboutChinaBank’sapproachtoregulation?A)Itisavoidingcompliancetosavecosts.B)Itisprioritizingregulationoverinnovation.C)Itisinvestingincompliancemeasures.D)Itisignoringregulatorychanges.Passage8(2題)Customerexperience(CX)isakeydriverofbankingsuccess.InChangningCity,ChinaBankhasredesigneditsphysicalbranchestoprovideamorecomfortableandefficientenvironment.Featuressuchasself-servicekiosks,digitaldisplays,andpersonalizedfinancialadvicehaveimprovedcustomersatisfaction.Additionally,thebankhasenhanceditsmobileapptooffer24/7services.Theseimprovementshavenotonlyincreasedcustomerretentionbutalsoattractednewclients.However,thebankmustcontinuetoinnovatetostayaheadofcompetitors.15.(2分)Theword“driver”inthefirstsentenceisclosestinmeaningto:A)FactorB)ChallengeC)BarrierD)Threat16.(2分)WhatisthemaingoalofChinaBank’sbranchredesign?A)Toreducecosts.B)Toimprovecustomerservice.C)Toattractmoreurbanclients.D)Toignoreruralcustomers.Passage9(2題)TheCOVID-19pandemichasacceleratedtheadoptionofdigitalbankinginChina.ChinaBankinChangninghasrespondedbyexpandingitsonlineservices,suchascontactlesspaymentsandremoteaccountmanagement.Thesechangeshaveenabledthebanktoservecustomersduringlockdownsandreducein-persontraffic.Whiledigitalbankingoffersconvenience,challengessuchascybersecurityanddigitalliteracyremain.Thebankmustaddresstheseissuestoensureseamlesscustomerexperiences.17.(2分)Theword“accelerated”inthefirstsentenceisclosestinmeaningto:A)SloweddownB)ExpandedC)AcceleratedD)Ignored18.(2分)WhathasbeenthebiggestimpactofthepandemiconChinaBank?A)Increasedprofits.B)Reduceddigitalservices.C)Accelerateddigitaltransformation.D)Higherregulatoryscrutiny.Passage10(2題)CollaborationwithfintechstartupsisbecomingastrategicpriorityforbanksinChina.ChinaBankinChangninghaspartneredwithseverallocalfintechfirmstodevelopinnovativepaymentsolutions.Forexample,thebankhasintegratedaQRcodepaymentsystemsimilartoAlipayandWeChatPay.Thiscollaborationhasnotonlyimprovedcustomerconveniencebutalsoincreasedthebank’smarketshare.However,banksmustcarefullyselectpartnerstoensurealignmentwiththeircorevaluesandriskmanagementpolicies.19.(2分)Theword“strategic”inthefirstsentenceisclosestinmeaningto:A)TacticalB)Long-termC)Short-termD)Reactive20.(2分)WhatisthemainbenefitofChinaBank’sfintechcollaboration?A)Itreducescompetition.B)Itimprovespaymentefficiency.C)Itincreasesregulatorycosts.D)Itattractsonlyruralclients.Passage11(2題)Employeetrainingisessentialforbankstomaintainhighservicestandards.ChinaBankinChangninghasimplementedacomprehensivetrainingprogramforitsstaff,coveringcustomerserviceskills,digitalbankingtools,andcomplianceregulations.Theseeffortshaveledtohigheremployeesatisfactionandbettercustomerinteractions.However,thebankmustcontinuetoupdatetrainingprogramstokeeppacewithindustrytrends.21.(2分)Theword“comprehensive”inthefirstsentenceisclosestinmeaningto:A)BasicB)DetailedC)LimitedD)Optional22.(2分)WhathasbeentheimpactofChinaBank’strainingprogram?A)Ithasreducedemployeeturnover.B)Ithasincreasedoperationalcosts.C)Ithasignoredcustomerfeedback.D)Ithasfocusedonlyontechnicalskills.Passage12(2題)TheChinesegovernment’ssupportforgreenfinanceisdrivinginnovationinthebankingsector.ChinaBankinChangninghasdevelopedagreenbondprogramtofundsustainableprojects.Thisinitiativealignswiththegovernment’scommitmenttoenvironmentalprotection.Thebankhasalsoestablishedagreencreditratingsystemtoassesstheenvironmentalimpactofborrowers.Theseeffortshavenotonlysupportedgreenprojectsbutalsoenhancedthebank’sreputationamongenvironmentallyconsciousinvestors.23.(2分)Theword“driving”inthefirstsentenceisclosestinmeaningto:A)EncouragingB)HinderingC)IgnoringD)Disrupting24.(2分)WhatisthemainpurposeofChinaBank’sgreenbondprogram?A)Togeneratehighprofits.B)Tosupportgreenprojects.C)Toincreaseregulatorycompliance.D)Toattractonlyurbanclients.Passage13(2題)Customerloyaltyiscrucialforbanksinacompetitivemarket.ChinaBankinChangninghasintroducedaloyaltyprogramtorewardfrequentcustomers.Theprogramoffersbenefitssuchascashback,discounts,andpriorityservice.Theseincentiveshaveincreasedcustomerretentionandpositiveword-of-mouth.However,thebankmustcontinuallyinnovatetokeeptheprogramattractivetocustomers.25.(2分)Theword“l(fā)oyalty”inthefirstsentenceisclosestinmeaningto:A)TrustB)CompetitionC)InnovationD)Regulation26.(2分)WhatisthemaingoalofChinaBank’sloyaltyprogram?A)Toreducecustomernumbers.B)Toincreaseprofits.C)Toimprovecustomerretention.D)Toattractonlynewclients.Passage14(2題)Theriseofmobilebankinghastransformedhowcustomersinteractwithbanks.ChinaBankinChangninghasenhanceditsmobileapptoofferadvancedfeaturessuchasreal-timenotifications,personalizedfinancialadvice,andAI-poweredchatbots.Theseimprovementshaveincreaseduserengagementandreducedtheneedforin-personvisits.However,challengessuchasappsecurityanduserexperienceremain.Thebankmustaddresstheseissuestomaintaincustomertrust.27.(2分)Theword“transformed”inthefirstsentenceisclosestinmeaningto:A)ImprovedB)ChangedC)ExpandedD)Strengthened28.(2分)WhatisthemainbenefitofChinaBank’smobileappimprovements?A)Itincreasesappdevelopmentcosts.B)Itreducescustomersatisfaction.C)Itimprovescustomerengagement.D)Itattractsonlyruralclients.Passage15(2題)TheChinesegovernment’semphasisonfinancialinclusionhasencouragedbankstoexpandtheirservicestounderservedareas.ChinaBankinChangninghaslaunchedaruralbankinginitiativetoprovidefinancialservicestofarmersandsmallbusinesses.Thisinitiativeincludesmobilebankingvans,simplifiedloanapplications,andfinancialliteracyprograms.Theseeffortshavenotonlyincreasedaccesstobankingservicesbutalsosupportedeconomicgrowthinruralareas.29.(2分)Theword“underserved”inthefirstsentenceisclosestinmeaningto:A)Well-servedB)IgnoredC)ServedD)Over-served30.(2分)WhatisthemaingoalofChinaBank’sruralbankinginitiative?A)Toincreaseprofits.B)Toimproveappusage.C)Toexpandservicestoruralareas.D)Toattractonlyurbanclients.答案與解析Passage11.B)Changed解析：transformed意為“改變”，B項(xiàng)change與之意思最接近。2.C)Itisprioritizingdigitalinnovation.解析：文中提到銀行積極實(shí)施數(shù)字解決方案，如移動銀行應(yīng)用和AI聊天機(jī)器人，表明其優(yōu)先考慮創(chuàng)新。Passage23.A)Reducingcarbonemissionstozero.解析：carbonneutrality指“碳中和”，即減少碳排放至零。4.B)Itimprovesthebank’spublicimage.解析：綠色信貸項(xiàng)目幫助銀行提升社會形象，吸引環(huán)保意識強(qiáng)的客戶。Passage35.A)Foundation解析：cornerstone意為“基石”，A項(xiàng)foundation與之意思最接近。6.C)Itactivelyseekscustomerinput.解析：文中提到銀行通過在線調(diào)查、面對面訪談等方式收集客戶反饋，表明其積極尋求客戶意見。Passage47.A)Created解析：posedchallenges意為“帶來挑戰(zhàn)”，A項(xiàng)created與之意思