中國銀行鹽城市亭湖區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共10題，每題2分，合計(jì)20分）題目：1.Passage1(2分)ThedevelopmentofChina'sdigitalbankingsectorhasbeenremarkableinrecentyears.Withtheriseoffintech,majorbankslikeBankofChinahaveacceleratedtheirdigitaltransformation.Thisshiftnotonlyimprovescustomerexperiencebutalsoenhancesoperationalefficiency.However,challengessuchasdatasecurityandregulatorycomplianceremainsignificant.The亭湖區(qū)(TinghuDistrict)ofYancheng,akeyeconomichubinJiangsuProvince,hasseensubstantialgrowthindigitalbankingadoption.Localbusinessesandresidentsbenefitfromonlinebankingservices,whichhavebecomeincreasinglyconvenient.AsChinacontinuestomodernizeitsfinancialinfrastructure,theroleofbanksinregionslikeYanchengwillbepivotal.Question:Whatisthemainfocusofthepassage?A)ThechallengesoffintechinChina.B)Thebenefitsofdigitalbankinginruralareas.C)ThegrowthofdigitalbankingintheTinghuDistrict.D)TheregulatoryissuesinJiangsuProvince.2.Passage2(2分)SaltCity,knownforitsrichindustrialhistory,hasbeenstrivingtodiversifyitseconomy.Thelocalgovernmenthasimplementedpoliciestoattractforeigninvestment,particularlyinthemanufacturingandlogisticssectors.TheYanchengFreeTradeZone,amajoreconomicdevelopmentarea,hasplayedacrucialroleinthisprocess.CompanieslikeChinaMerchantsBankhaveestablishedbrancheshere,contributingtotheregion'sfinancialstability.Despitetheseefforts,thecitystillfacescompetitionfromnearbycoastalcitieslikeQingdaoandShanghai.Toremaincompetitive,Yanchengneedstofocusoninnovationandtalentattraction.Question:WhatistheprimarygoaloftheYanchengFreeTradeZone?A)Toreduceindustrialpollution.B)Toattractforeigninvestment.C)Todeveloptourism.D)Toimprovetransportationinfrastructure.3.Passage3(2分)China'sruralbankingsectorhasundergonesignificantchangesinthepastdecade.TheintroductionofmobilebankinghasrevolutionizedfinancialaccessforfarmersintheYanchengregion.Localbankshavepartneredwithagriculturalcooperativestoprovidemicrofinanceservices,helpingsmall-scalefarmersimprovetheirlivelihoods.Forexample,BankofChinahaslaunchedaspecialloanprogramforruralentrepreneurs.Thisinitiativehasenabledmanyvillagerstostarttheirownbusinesses,contributingtothelocaleconomy.However,issueslikeinternetconnectivityinremoteareasstillposechallenges.Question:HowhasmobilebankingimpactedruraleconomiesinChina?A)Ithasreducedgovernmentsubsidies.B)Ithasimprovedfinancialaccessforfarmers.C)Ithasincreasedurbanmigration.D)Ithasledtohigherinflationrates.4.Passage4(2分)TheChinesegovernmenthasemphasizedgreenfinanceaspartofitssustainabledevelopmentgoals.BanksinYanchenghavebeenencouragedtoinvestinrenewableenergyprojects.Forinstance,ChinaConstructionBankhasfundedwindfarmdevelopmentsinthecoastalareas.Theseprojectsnotonlyreducecarbonemissionsbutalsocreatejobs.Thelocalgovernmenthasalsoofferedtaxincentivestocompaniesthatadoptgreentechnologies.Asaresult,theenvironmentalimpactofindustrialactivitiesintheregionhasbeenmitigated.Question:WhatisthepurposeofgreenfinanceinitiativesinYancheng?A)Topromoteindustrialgrowth.B)Toreduceenvironmentalpollution.C)Toattracttourists.D)Toincreaseforeigntrade.5.Passage5(2分)TheCOVID-19pandemichasacceleratedtheadoptionofonlinebankinginChina.IntheYanchengarea,manyresidentswhopreviouslyreliedontraditionalbankingserviceshavenowshiftedtodigitalplatforms.TheChinaBankhasintroducedcontactlesspaymentsolutions,makingtransactionsmoresecureandefficient.However,someelderlycitizensstillstrugglewithtechnology,leadingtoademandforimproveddigitalliteracyprograms.Thelocalgovernmenthaspartneredwithbankstoprovidetrainingsessions,ensuringthatallresidentscanbenefitfrommodernbankingservices.Question:HowhasthepandemicaffectedbankinginYancheng?A)Ithasreducedthenumberofbankbranches.B)Ithasincreaseddigitalbankingadoption.C)Ithasledtohigherunemploymentrates.D)Ithascausedadeclineinfinancialservices.6.Passage6(2分)TheYangtzeRiverDelta,includingYancheng,hasbeenafocalpointofChina'seconomicstrategy.Theregionalgovernmenthasfocusedoninfrastructuredevelopment,includingportsandhigh-speedrail.TheseinvestmentshavestrengthenedYancheng'sconnectivitywithothermajorcities.TheChinaDevelopmentBankhasprovidedfundingforseveralkeyprojects,suchastheYanchengPortexpansion.Thishasboostedthecity'sroleasalogisticshub.However,balancingeconomicgrowthwithenvironmentalprotectionremainsachallenge.Question:WhatisthesignificanceofinfrastructuredevelopmentinYancheng?A)Ithasreducedlandusage.B)Ithasimprovedregionalconnectivity.C)Ithasincreasedurbancongestion.D)Ithasledtodeforestation.7.Passage7(2分)Smallandmedium-sizedenterprises(SMEs)arevitaltotheYanchengeconomy.TheChinaExport-ImportBankhasimplementedpoliciestosupportthesebusinesses,offeringlow-interestloansandcreditguarantees.ThishashelpedmanySMEssurvivetheeconomicdownturncausedbythepandemic.Additionally,thelocalgovernmenthasestablishedincubationcenterstofosterinnovation.CompanieslikePingAnBankhavepartneredwiththesecenterstoprovidementorshipandtechnicalsupport.Asaresult,thenumberofsuccessfulstartupsinYanchenghasincreased.Question:WhatmeasureshavebeentakentosupportSMEsinYancheng?A)Highertaxrates.B)Limitedaccesstoloans.C)Financialassistanceandmentorship.D)Reducedgovernmentinvolvement.8.Passage8(2分)TheChinesegovernmenthaslaunchedthe"BeltandRoad"initiativetopromoteglobaltrade.Yancheng,withitsstrategiclocation,hasbecomeakeyparticipantinthisinitiative.TheChinaInternationalCapitalCorporationhasinvestedinthecity'slogisticsinfrastructure,makingiteasiertoexportgoods.ThelocalgovernmenthasalsosignedagreementswithcountriesinSoutheastAsiatoenhancetradeties.TheseeffortshavepositionedYanchengasaregionaltradecenter.Question:Howhasthe"BeltandRoad"initiativebenefitedYancheng?A)Ithasreducedshippingcosts.B)Ithasincreasedinternationaltrade.C)Ithasledtohigherinflation.D)Ithasdecreasedlocalemployment.9.Passage9(2分)TheeducationsectorinYanchenghasseensignificantimprovementsinrecentyears.Thelocalgovernmenthasinvestedinschoolsandvocationaltrainingprograms.TheBankofChinahasdonatedfundstoestablishSTEM(Science,Technology,Engineering,andMathematics)labsinhighschools.Theseinitiativeshavehelpedstudentsdevelopskillsneededforthemoderneconomy.However,disparitiesineducationqualitybetweenurbanandruralareasstillexist.Thegovernmentisworkingonprogramstobridgethisgap.Question:WhathasbeentheimpactofgovernmentinvestmentsineducationinYancheng?A)Ithasreducedschoolenrollmentrates.B)Ithasimprovededucationalopportunities.C)Ithasincreaseddropoutrates.D)Ithasledtohigherexamscores.10.Passage10(2分)TheChinesefinancialsectorhasbeenadaptingtotechnologicaladvancements.Artificialintelligence(AI)andblockchainarebeingintegratedintobankingservicesinYancheng.TheBankofIndustryandCommercehasimplementedAI-drivenriskassessmentsystems,improvingloanapprovals.Similarly,blockchaintechnologyisbeingusedforsecuretransactions.Theseinnovationshaveenhancedtheefficiencyandreliabilityoffinancialservices.However,concernsaboutjobdisplacementduetoautomationremain.Question:WhatarethebenefitsofAIandblockchaininbanking?A)Theyreducehumaninteraction.B)Theyimproveserviceefficiency.C)Theyincreasetransactionfees.D)Theydecreasegovernmentoversight.二、英語選詞填空（共20題，每題1分，合計(jì)20分）題目：Instructions:Choosethebestwordtofillineachblank.1.Thegovernmenthasintroducednew______toboosteconomicgrowthinthecoastalareas.A)policiesB)taxesC)projectsD)regulations2.Digitalbankinghas______thewaypeoplemanagetheirfinancesinChina.A)revolutionizedB)simplifiedC)delayedD)complicated3.Thelocalbankhas______ascholarshipprogramforstudentsintheYanchengregion.A)launchedB)closedC)delayedD)canceled4.Thecompanyplansto______itsoperationsintheYangtzeRiverDeltatoexpanditsmarketshare.A)reduceB)expandC)limitD)relocate5.ManyruralresidentsinJiangsuProvincerelyon______bankingservicesfortheirdailyneeds.A)traditionalB)modernC)digitalD)automated6.The______ofrenewableenergyhashelpedYanchengreduceitscarbonfootprint.A)adoptionB)rejectionC)declineD)reduction7.TheBankofChinahas______fundstosupportsmallbusinessesinthecity.A)allocatedB)wastedC)borrowedD)lost8.Thelocalgovernmenthas______anewhigh-speedraillinetoimprovetransportation.A)proposedB)rejectedC)completedD)delayed9.Thepandemichas______theimportanceofcontactlesspaymentsystems.A)highlightedB)ignoredC)reducedD)minimized10.TheChinaDevelopmentBankhas______loansforinfrastructureprojectsinYancheng.A)approvedB)deniedC)increasedD)decreased11.The______ofAIinbankinghasimprovedriskmanagement.A)integrationB)rejectionC)avoidanceD)reduction12.Thegovernmenthas______policiestoencourageforeigninvestmentintheregion.A)relaxedB)tightenedC)ignoredD)removed13.Thelocalbankhas______amobileapptoenhancecustomerservice.A)developedB)discardedC)outdatedD)neglected14.The______oftheYangtzeRiverDeltahasmadeYanchengakeyeconomichub.A)proximityB)distanceC)separationD)isolation15.TheBankofIndustryandCommercehas______itsbranchestoservemorecustomers.A)expandedB)closedC)mergedD)relocated16.Thegovernmenthas______taxincentivesforcompaniesthatadoptgreentechnologies.A)offeredB)imposedC)removedD)increased17.The______ofdigitalbankinghasmadefinancialservicesmoreaccessible.A)developmentB)declineC)rejectionD)reduction18.Thelocalbankhas______anewcreditprogramtosupportentrepreneurs.A)introducedB)removedC)canceledD)delayed19.The______oftheYanchengPorthasstrengthenedthecity'slogisticscapabilities.A)expansionB)contractionC)closureD)neglect20.TheChinesegovernmenthas______the"BeltandRoad"initiativetopromoteglobaltrade.A)launchedB)abandonedC)rejectedD)delayed答案及解析一、英語閱讀理解答案及解析1.C)ThegrowthofdigitalbankingintheTinghuDistrict.解析：文章主要討論了數(shù)字銀行在中國的發(fā)展，以及亭湖區(qū)在數(shù)字銀行普及方面的進(jìn)步。選項(xiàng)C最符合文章主旨。2.B)Toattractforeigninvestment.解析：文章提到鹽城市政府實(shí)施政策吸引外資，特別是制造業(yè)和物流業(yè)，因此B選項(xiàng)最準(zhǔn)確。3.B)Ithasimprovedfinancialaccessforfarmers.解析：文章指出移動(dòng)銀行幫助農(nóng)民獲得更多金融服務(wù)，因此B選項(xiàng)正確。4.B)Toreduceenvironmentalpollution.解析：文章強(qiáng)調(diào)綠色金融是為了促進(jìn)可持續(xù)發(fā)展，減少碳排放，因此B選項(xiàng)最符合文意。5.B)Ithasincreaseddigitalbankingadoption.解析：文章說明疫情加速了在線銀行的使用，因此B選項(xiàng)正確。6.B)Ithasincreasedinternationaltrade.解析：文章提到“一帶一路”倡議促進(jìn)了鹽城的國際貿(mào)易，因此B選項(xiàng)最準(zhǔn)確。7.C)Financialassistanceandmentorship.解析：文章提到政府和企業(yè)為中小企業(yè)提供貸款和指導(dǎo)，因此C選項(xiàng)正