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全國銀行招聘考試重點試題精編

注意事項:

1.全卷采用機器閱卷,請考生注意書寫規(guī)范:考試時間為120分鐘。

:2.在作答前,考生請將自己的學校、姓名、班級、準考證號涂寫在試卷和答

題卡規(guī)定位置。

3.部分必須使用2B鉛笠填涂;非選擇題部分必須使用黑色簽字笆書寫,字體

工整,筆跡清楚。

4.請按照題號在答題卡上與題目對應的答題區(qū)域內(nèi)規(guī)范作答,超出答題區(qū)域

j書寫的答案無效:在草稿紙、試卷上答題無效。

!(參考答案和詳細解析均在試卷末尾)

一、選擇題

??

zi1、從布雷頓森林體系崩潰以來,國際儲備最明顯的變化是(),>

21A.美元是唯一的儲備貨幣

4:B.英鎊是唯一的儲備貨幣

!C.黃金是最重要的儲備資產(chǎn)

:D.國際儲備資產(chǎn)多元化

[2、會計科目在年度中間進行調(diào)整時,一律()進行結(jié)轉(zhuǎn)。

A.采用結(jié)轉(zhuǎn)對照表的方式

iB.采用并賬的方式

ic.填制憑證通過會計分錄

;D.采用并表的方式

i3、在發(fā)揮金融中介作用的過程中,下列符合投資銀行運作方式的有()。

-1A.資金供需雙方是金融工具的借貸而不是買賣

兇去B.資金供需雙方是資金借貸而不是金融工具的買賣

國1C.在媒介過程中只發(fā)生資金供需雙方之間的一次金融合約關(guān)系

7D.在資金媒介過程中發(fā)生資金供需雙方的兩次金融合約關(guān)系

4、“七喜〃汽水突出宣傳自己不含咖啡因的特點,成為非可樂型飲料的主導者,它采取的是

()定位策略。

A.市場滲透

B.避強定位策略

C.專業(yè)化營銷

D.迎頭定位策略

5、江某在某超市購買了一臺電動榨汁機,I個月后出現(xiàn)放障,要求超市處理。但超市〃購物

須知”規(guī)定:“在本超市購物有質(zhì)量問題請及時解決,自購物之口起超過15口的概不退換?!?/p>

超市以此為由,拒絕受理,要求江某與生產(chǎn)廠家聯(lián)系處理。對本糾紛的處理,下列觀點錯誤

的是()o

A.超市的規(guī)定是“霸王條款〃,損害消費者權(quán)益,應當無效

B.超市的規(guī)定是要約,消費者的購買是承諾,雙方形成合同關(guān)系,所以規(guī)定有效

C.超市的規(guī)定是格式條款,但免除了自己的責任,所以無效

D.超市的規(guī)定與產(chǎn)品質(zhì)量法的規(guī)定相抵觸.所以無效

6、下列關(guān)于“道義勸告”的描述錯誤的是(

A.道義勸告能調(diào)整信用的構(gòu)成

B.道義勸告能控制信用的總量

C.道義勸告決定銀行的貸款投資方向

D.道義勸告不具有強制性

7、對于價值較低或極易損壞的低值易耗品,應采用()進行攤銷。

A.使用次數(shù)攤銷法

B.分次攤銷法

C.一次轉(zhuǎn)銷法

D.計劃成本法

8、資料:FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthe

bankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerof

coveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.

Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadry

bookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistorical

figures,hemakesthemcomealive.Evenpeoplewhoarenotparticularlyattractedtothesubject

matterwillfindthisbookengrossing.

Theword"dry"isclosestinmeaningto

A.dull

B.vacant

C.arid

D.humors

9、資料:Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,

accordingtonewresearchbytheGlobalBusinessTravelAssociation(GBTA),anassociation

representingtheinterestsofcorporatetravelmanagers.What'smoreChinahasnowsurpassed

theU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.

Atthesametime,allisnotrosyandanumberofmajorissuesarelurkingahead.Aweakening

globaleconomy,Brexitandthisyear'sU.S.presidentialelectionwillmeangrowthwillnotbea

straightlineupwards.

“Theuncertaintycreatedbyfinancialupheavalandpendingchangestotradeandimmigration

ruleswillraisemanagementheartburn.Thiswillcausesomepostponement,evenou:right

cancellation,ofbusinesstrios.Itmayalsotriggertravelbudgetconstrictionasmanagementseeks

tohedgetheuncertainty/thereportsays.

AtthesametimeConcur,acompanythatprovidessupportservicesfortravelmanagers,released

thatthesharingeconomyisgainingtractionwithbusinesstravelers,basedonitsanalysisof40

millionuserswhospendover$70billionannually.

Concurdataindicates56percentgrowthforAirbnbtypeservicesinusagefromQI2015toQI

2016.Onaverage,businesstravelersstayfivenightswhenhomesharingversusthreenightsina

hotel.

“Managingtravelandexpenseisbecomingincreasinglycomplex,betweenintegrationwith

mobiletechnology,nuancesintravelerpreferences,andnewtravelsupplierstrategies/notes

RobbNielsen,vicepresidentofglobalproduceexperienceatConcur."Thisdemandsafully

connectedtravelandexpenseecosystempairedwithactionableinsights,givingtravelmanagers

thevisibilityandcontroltheyneedtodrivecostsavings/

Apressreleasedadded,Z/Thevastmajorityofbusinesstravelersalsowanttoreceivepersonalized

traveloptions.However,eventhoughbusinesstravelerswantpersonalizedoptions,theyare

hesitanttosharetoomuckpersonalinformationtoobtainthem.Theyarecommonlywillingto

sharedetailssuchastheirfrequentflyerorhotelloyaltynumber;preferredairlineandhotel

brandsandaircraftseatpreferences,butfewerthanhalfwouldsharetheirtravelhistory,

preferredleisureactivitieswhiletraveling,theirbusinesscalendarwithbookedappointments

andtheirsocialmediaaccountnames//

Whichfactordoesn'tcometotravelagent'smindwhenhandlingbusinesstrips?

A.TraveIdestinations/financialconditions

B.Travelsuppliers'strategies

C.TravelerszPreference

0.MobileTech

10、在財產(chǎn)清查中,填制的“賬存實存對比表”是()。

A.登記總賬、明細賬的直接依據(jù)

B.調(diào)整賬面記錄的記賬憑證

C.調(diào)整賬面記錄的原始憑證

D.登記日記賬的直接依據(jù)

11、資料:Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffood

youeatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelpto

fightaging.

Threeoftheprocessesthatgooninsideyourbodythathaveamajorimpactonyourrateof

agingarecalled“glycation","inflammation"and"oxidation".

Whenwetalkaboutaging,we'renotjusttalkingaboutwrinklesonyourskinorhowthickyour

hairis,we/realsotalkingaboutfactorsthatyoucan'tsee,suchashowwellyourorgansfunction,

andwhetheryourjointsaredegrading.

Accordingtothepassage,agingisaboutallthefollowingexcept-.

A.thedegradingjoints

B.thethinningofyourhair

C.thegoodconditionofyourorgans

D.thewrinklesaroundyoureyes

12、資料:“Iwouldn'tbeheretodayifnotforthegenerosityofstrangers/saidMichaelMoritz,

whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.

MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.

ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.Moritzwas

anearlyinvestorinGoogle,Yahoo,PayPalandLinkedln.Hispersonalfortuneisestimatedatwell

over$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelist

HarrietHeyman,donated£75million,or$115million,tofundanewscholarshipprogram

aimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlines

aboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligation

thattranscendedgenerations.

"\grewupinCardiff,wenttoanordinarycomprehensiveschool,andwastheonlypupilinmy

yeartogotoOxbridge/Mr.Moritzexplained.Z/MyfatherwaspluckedasateenagerfromNazi

GermanyandwasabletoattendaverygoodschoolinLondononascholarship."Inaninterview

afterward,Mr.Moritzsaidthathisfather;Alfred,hadgrownupinMunich,wherehisfatherwasa

judgewholosthispostwhentheNaziscametopower.Mr.Moritz'smother,Doris,waspartof

thekindertransport,arescueeffortthattookabout9,300unaccompanied,mostlyJewish

childrenfromGermany,Austria,PolandandCzechoslovakiatoBritainshortlybeforetheoutbreak

ofWorldWar□.“Myfather'scousin,FritzUrsell,wasalsorescuedfromterriblecircumstances.

WhenhecametoBritain,healsobenefitedfromscholarships,andgrewuptobecomeamember

oftheRoyalSociety/saidMr.Moritz.

“Itisalltooeasynottoremember;"saidMr.Moritz,whohasahistorymajorandtheeditorof

Isis,Oxford'sstudentliterarymagazine,asanundergraduatebeforecompletinganMBAatthe

WhartonSchoolofUniversityofPennsylvania.InMay,Mr.Moritzannouncedthathehadbeen

diagnosedwithararemedicalconditionwhichisincurable.Buthepreferrednottonamethe

disease.a\feltIwantedtobemypartnersandwiththepublic.ButIdidn'twanteveryghoulon

theinternetfollowingme.”

CharlotteAnderson,asecond-yearstudentstudyingGermanatOxfordandthefirstpersoninher

familytogotoauniversitysaidthatanxietyabouttakingondebthadnearlykeptherfrom

acceptingtheofferfromtheschool,"it'sgreattothinkthatfuturestudentswhofollowmecan

dosowithoutthefearthatIwentthrough/Shesaidwhileattendingthenewsconference.Asked

whethertheuniversity'scampaigntofinancestudentscholarshipsthroughprivatedonations

ratherthangovernmentfundingmeantthatOxfordwasgivingupeffortstosecuremorepublic

support,theuniversity'schancellor;ChrisPatten,aformerConservativeministertoPrime

MinisterMargaretThatcherandJohnMajor,jokedthathewas“nolongerallowedtohaveany

politicalviews.”

ItcanbeinferredfromthepassagethatthefamilybackgroundofMr.Moritz().

A.showedhowscholarshipchangedhisfamilymembers7life

B.gavehimthemotivetostudyhardtobesuccessful

C.illustratedthathisfamilyemphasizedoneducationverymuch

D.provedthatimmigratiorfamilycanalsomakegreatachievements

13、需要層次理論的提出者是()o

A.庇古

B.馬歇爾

C.馬斯洛

D.科特勒

14、資卷I■:Abovethelinepromotionusesmassmediasuchasthepress,radio,television,cinemaor

postersites.Thistypeofpromotionisusuallypaidfor.Eachofthepossiblemediamethodscan

beusedtotargetaudiencesindifferentmarketsegment.Therearebothstrengthsand

drawbackstotheseformsofmedia:

UNISONembarkedonawaveoftelevision,internetandnewspaperadvertsforthemillionvoices

campaign.Theywantedthatthevitalservicesprovidedbypublicsectorworkerscoulddisappear

ifthefundingcutssentahead.Theadvertsfeaturedalotofvitalpublicservicejobsfadingoutof

sightandfeaturedthetagline.Don'twaituntilthey'regonetodefendthem.Apowerful

campaignfilmwasalsoreleasedthatillustratedhowlocalcommunitieswouldbeaffectedbycuts.

AversionofthisfilmaimedatrecruitingmemberstoUNISONwasshownontelevisionusing

DRTV.Theonlineandnewspaperadvertslinkedbacktothecampaignwebsitewherepeoplecan

registertheirsupportandaddacomment.

Whichofthefollowingisnottrueabouttheseformsofmedia?

A.itishardtoevaluatetheeffectivenessofacampaign

0.themediaareoftenexpensive

C.itaimsatspecificaudiences

D.itmayhaveanimmedia:eimpact

15、資料:Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.

Sittingintheofficesleepdeprivesit'sdifficulttorememberyourownname,letalongthe

ever-lengtheningto-dolist.

Butnownewresearchshowsthatnotgettingenoughsleepincreasesthechancesyourmindwill

actuallycreatefalsememories.Thestudy,publishedinPsychologicalScience,allowedonegroup

ofparticipantstogetafullnights'sleepwhileanotherhadtostayupallnight.Inthemorning

theyweregivenaseriesofphotosthatweresupposedtoshowacrimebeingcommitted.Next,

bothgroupsweregivensomeeyewitnessstatementsaboutthecrime.Likemanywitness

statementsinreal-lifecrimesthedetailsweredifferenttothoseshowninthephotographs.For

example,inoneinstancethephotoshowedathiefputtingawalletinhisjacket,butinthe

witnessstatementitsaidheputitinhispants(that's'trousers/forBritishpeoplenothis

underwear!).Afterwardstheywereaskedwhattheyhadseenintheoriginalphotographs.The

resultsshowedthatthosev/ho'dmissedoutontheirsleepwerethemostlikelytoregurgitatethe

falseeyewitnessstatementsthey'djustreadratherthanrememberingthe'true'crime-scene

photosthey'dbeenshownmomentsbeforehand.Thelackofsleephadmessedwiththeirheads

totheextentthealltheevidence—rightandwrong—hadgotmixedup.

Oneofthestudy'sauthors,KimberlyFenn,said/Teoplewhorepeatedlygetlowamountsof

sleepeverynightcouldbemoreproneinthelongruntodeveloptheseformsofmemory

distortion.It'snotjustafullnightofsleepdeprivationthatputsthematrisk.Indeed,a

preliminarystudytheycarriedoutfoundthatgettingjustfivehourssleepwasenoughtocause

peopletostartmanufacturingfalsememories.

Whatistheindependentvariableinthestudy?

A.Thememorydistortion

B.Theamountofsleep

C.Theshort-termmemory

D.Theabilitytorecalllonglist

16、在Excel1!4,函數(shù)AVERAGE(A1,A7)的功能是()。

A.求Al到A7單元格區(qū)域的平均值

B.求A1與A7兩個單元格的平均值

C.求A1與A7兩個單元格的方差

D.函數(shù)使用錯誤

17、用以反映債權(quán)債務或權(quán)利責任已經(jīng)形成,但尚未涉及資金增減變化的會計事項以及保管

債券、單證等事項的是()。

A.表內(nèi)科目

B.表外科目

C.資產(chǎn)科目

D.負債科目

18、企業(yè)會計核算必須符合國家的統(tǒng)一規(guī)定,這是為了滿足(〉要求。

A.一貫性原則

B.重要性原則

C.可比性原則

D.客觀性原則

19、截至2011年末,我國境內(nèi)股市已經(jīng)成為全球第()大市場。

A二

B.三

C.四

D.五

20、NorthAmericanalsohaveastrongreputationintheIndianeducationalandlabor

markets.

A.majors

B.degree

C.credits

□.diplomas

21、晚于歐洲文藝復興運動的歷史大事是()。

A.成吉思汗統(tǒng)一蒙古

B.哥白尼提出日心說

C.英國工業(yè)革命

D.畢昇發(fā)明活字卬刷術(shù)

22、以下有關(guān)計算機病毒的描述,不正確的是()<,

A.特殊的計算機部件

B.傳播速度快

C.人為編制的特殊程序

D.危害大

23、資料?:歐洲的經(jīng)濟學家Mr.T首先跟你談了歐洲的一些優(yōu)勢,以及一些好的企業(yè)。請根

據(jù)下列資料回答問題

Thebest-sellingsportsdrink,Zumo,isproducedbyZumospa,afoodanddrinkscompanybased

inValencia,Spain.Inthelastfinancialyear,Zumocontributed30millionEurostoZumospa's

annualsalesrevenue,accountingforofthecompany'stotalturnover.Itis,infact,Zumospa'scash

cow,generatingmorerevenuethananyotherofitsproducts.

Atpresent,ZumoissoldonlyinEurope.However;thesportsdrinkmarketisthemostrapidly

growingsegmentoftheworldbeveragemarket.ZumospaisnowlookingoutsideSpainfor

marketsandwouldliketomakeZumoaglobalbrand.

Zumospaneedstorepositionitfortheglobalmarket.InitialresearchsuggeststhatZumois

perceivedasaSpanishdrinkanditscloseidentificationwithSpainmaynotbesuitablewhen

developingaglobalbrand.

WhatisZumo?()

A.ItisaSpanishfood

B.ltisasoftdrink

C.ltisasportsdrink

D.ltisafoodanddrinkscompany

24、下列哪個選項不在世界四大文明古國之列?()

A.巴比倫

B.雅典

C.埃及

D.印度

25、2020年1月5日,《庚子年》特種郵票首發(fā)儀式在()舉行,2020年是庚子鼠年,

也是中國郵政發(fā)行生肖郵票()周年,此次生肖郵票加入門郵票數(shù)字化內(nèi)容。

A.北京;30

B.上海;40

C.上海;30

D.北京;40

26、填入括號中最恰當?shù)囊豁検牵ǎ?

書話費在體現(xiàn)作者獨到的品書心得,不僅提供有關(guān)書的知識,而且也需研求學問,()

一己之見。即使是對事實、材料的陳述,也能見出作者辨析、取舍的(),所以,書話

中的高手,往往也就是學問上的大家。

A.發(fā)表,獨樹i幟

B.抒發(fā),獨出心裁

C.發(fā)表,別具一格

D.抒發(fā),別有用心

27、Mr.Leeistooweakto()hisbusiness.

A.dowith

B.dowithout

C.doawaywith

D.doup

28、資料:Memo

Datedanuary17

From:NelaPotter

To:Marketingstaff

Pleasereviewtheattachedbestsellerlistfromtoday'sSilvertonDaily.ThoughMarkShipley's

bookisloveonthelist,rememberthatwereleaseditonlyonJanuary2.Thereisstillan

opportunityforsalestoincrease.Howcanweguaranteethatthishappens?

Thislistclearlyillustratesthathealthandwellnesstitlesaregoodsellers.Ourcompetitors,such

asWaylandandBrownback,havebeenthriving.1attributetheirsuccesstoaggressivemarketing

tactics.ConsiderhowWaylandhasbeenextensivelypromotingJennaWyatt'sbook!

So,forournextscheduledmeeting,Iwouldlikeeachofyoutopresentyourownoriginalideals

forgeneratingmorepublici:yforourcurrentandfurtureprojects.

NonfictionBest-sellinqList:WeekofJanuary8-14^

CurreTitlesLa

ntst

rankiwe

ngpek小

YourBestFitnessJennaWyatt(WaylandBooks,$9.95)?4。

Aquidetoproperexerciseandfitness*

Green,E.ats,^y.RL.Mj3KQ.lniChen(BrownbackGuides,$12.50)*

Awittyguideabouthowtoincorporatemorevegetableinyourdiet4

3,ThePharaoh^AlyssaKarl(InthePastPress,$25.00)?2c

StartingdiscovenesabouttnelifestylesofancientEgyptianrulers*

4。SmallHi「ok。Inoue(SsnyidPublishers,$19.50)?5"

InherfirstandCEOof氯煎機貌Clothinggives

financialandmanagementadvice.^

5。TheOlympian^敷S蜘肱奴OlgaKo腦飄:淑(Wayland6P

Books,$30.50).Worldgymnasticschampionoffersrecipestoboostenergy

andwell-being.^

RhythmSimonMorrison(MglQ^Press,$27,45).Coversthe3Q

majordevelopmentsinworldjazzmusic”

7PThePracticalMarkShipley(GreenhousePublishing.$27,50),A-p

well-knownnutritionistshowshowtoloseweightthroughasensiblediet

andexerciseplan.43

WheredoesMs.Potterwork?

A.AtWaylandBooks

B.AtGreenhousePublishing

C.AtSenythPublishers

D.AtBrownbackGuides

29、剩余價值().

A.在生產(chǎn)領(lǐng)域中產(chǎn)生,可以離開流通領(lǐng)域

B.在流通領(lǐng)域中產(chǎn)生,但不能離開生產(chǎn)領(lǐng)域

C.在生產(chǎn)領(lǐng)域中產(chǎn)生,通過流通領(lǐng)域來實現(xiàn)

D.既在流通領(lǐng)域中產(chǎn)生,也在生產(chǎn)領(lǐng)域中產(chǎn)生

30、下列關(guān)于風險分類的說法,不正確的是(

A.按風險發(fā)生的范圍可以將風險劃分為可量化風險和不可量化風險

B.按風險事故可以將風險劃分為經(jīng)濟風險、政治風險、社會風險、自然風險和技術(shù)風驗

C.按損失結(jié)果可以將風險劃分為純粹風險和投機風險

D.按誘發(fā)風險的原因,巴塞爾委員會將商業(yè)銀行面臨的風險劃分為信用風險、市場風險、

操作風險、流動性風險、國家風險、聲譽風險、法律風險以及戰(zhàn)略風險八大類

31、關(guān)于本票的說法,正確的是()。

A.本票出票人資格必須由中國人民銀行審定

B.本票的必須記載事項包括付款人

C.本票自出票日起,付款期限最長不超過1個月

D.本票是自付票據(jù)

32、Someprizesareawardedtotechnologythat,afterlaterreview,justdoesn'tseemto

well.

A.turndown

B.turnup

C.turnout

D.turnin

33、不屬于資產(chǎn)管理理論基礎(chǔ)的是()。

A.商業(yè)性貸款

B.轉(zhuǎn)移理論

C.預期收入理論

D.經(jīng)營管理理論

34、資料:AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloanson

Saturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,

upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.At

thefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,

thebank'spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentally

friendlyandhadbeenacceptedbythepeopleintheprojectareas.

TheroadinTajikistanisjustthreemileslong,butitwillhelpcleartrafficcongestiononan

importanttradingroutenearthecapital,Dushanbe.A$100millionloantoPakistanisfor40

milesofhighwayinPunjabProvincethatwouldcompletethelastsectionofnationalartery,the

M-4,thebanksaid.

Threeoftheprojectsarebeingfinancedwithotherinstitutions-theAsianDevelopmentBank,the

WorldBank,andtheEuropeanbankforReconstructionandDevelopment-anapproachthat

allowedthenewbanktobegintheprojectsquickly.Thebank's$165millionloantoexpand

electricityinruralareasofBangladeshisitsonlystand-aloneproject.Byfinancingprojectswith

long-establishedinstitutions,theBeijing-basedbankwasabletomovequicklybecauseworkon

meetingenvironmentalstandardsandprocurementpolicieshadbeencompleted,staffmembers

atthebanksaid.

AlthoughthenewbankwasChina'sidea,itisintendedtooperateasaninternationalbank

dedicatedtoimprovingthebasicstructuresandfacilitiesneededtostimulatedevelopment

acrossAsia,Mr.JinsaidatanewsconferenceonSaturday.UnliketheWorldBankandtheAsian

DevelopmentBank,theAsianInfrastructureInvestmentBankplaceslessemphasisonthe

reductionofpoverty,hesaid.Thebank“wasbornwiththebirthmarkofChina,butitsupbringing

isinternational/Mr.Jinsaid.Referringtothethreeotherinstitutionsthatwillfinancethe

projects,hesaid,“wecanworkwonderfullytogether.”

Thenewbankisbeingwatchedclosely.TheUnitedStatesrefusedtojoinwhenitwasoffered

membershipin2014.Japarhasalsonotsoughtmembershipinthebank.ButPresidentObama's

administrationwasmostlyconcernedthatthebankwouldchallengethecurrentdevelopment

architecture,theBrettonWoodssystemestablishedundertheleadershipoftheUnitedStates

afterWorldWarQ.

Inthepastyear,Mr.JinhasworkedtoreassureWashington,largelybyagreeingtochoose

projectsthathavealreadyoeenapprovedbytheWorldBank,theAsianDevelopmentBankand

theEuropeanDank.IIehasalsoemphasizedthatthenewbankwillbemorestreamlinedand

strivetobe"lean,greenandclean/

BritainwasthemosteageroftheWesterndemocraciestojointhebank,anditbrokerankswith

theUnitedStatesandbecameamemberinthefallof2014.OthermembersoftheEuropean

Union,includingFranceandGermany,rushedinafterBritain.ThewithdrawalofBritainfromthe

EuropeanUnionisnotexpectedtoaffectitsrelationshipwiththebank,Mr.Jinsaid."Ibelieve

theUnitedKingdomwillcontinuetoplayanimportantroleinthedevelopmentofthebank,“he

saidatthenewsconference.AskedifhebelievedthatBritain'sdecisionshowedthattheold

guardwascrumblingquickerthanheexpected,Mr.Jindiplomaticallyrepliedthathehad

detectednosuch..(缺失)

Twodozencountrieshaveexpressedinterestinjoiningthebank,andtheysentobserverstothe

two-daymeeting,Mr.Jinsaid.ThenewmemberswouldcomefromEasternEurope,Latin

America,andcouldjoinasearlyas(缺失)year.

Whatdoes"lean"meaninParagragh6?()

A.bewellorganized

B.bewellfunded

C.belessredundant

D.belesscorrupted

35、資料:Whenweseewell,wedonotthinkaboutoureyesveryoften.Itisonlywhenwe

cannotseeperfectlythatwerealizehowimportantoureyesare.

Peoplewhoarenear-sightedcanonlyseethingsthatareveryclosetotheireyes,Everythingelse

seemsblurry(=unclear).Manypeoplewhodoalotofwork,suchaswriting,readingandsewing

becomenear-sighted.

Peoplewhoarefar-sightedsufferfromjusttheoppositeproblem.Theycanseethingsthatarefar

away,buttheyhavedifficultyinreadingabookunlesstheyholditatarm'slength.Iftheywantto

domuchreading,theymustgetglasses,too.

Otherpeopledonotseedearlybecausetheireyesarenotexactlytherightshape.Theyhave

whatiscalledastigmatism.This,too?canbecorrectedbyglasses.Somepeople'seyesbecome

cloudybecauseofcataracts.Longagothesepeopleoftenbecameblind.Now?however,itis

possibletooperateonthecataractsandremovethem.

Havingtwogoodeyesisimportantforjudgingdistances.Eacheyeseesthingsfromasightly

differentangle.Toprovethistoyourself,lookatanobjectoutofoneeye;Thenlookatthesame

objectoutofyourothereye.Youwillfindtheobject'srelationtothebackgroundandother

thingsaroundithaschanged.Thedifferencebetweenthesetwodifferenteyeviewshelpsusto

judgehowfarawayanobjectis.Peoplewhohaveonlyoneeyecannotjudgedistanceaspeople

withtwoeyes.

Havingtwoeyesinsteadofoneisparticularlyusefulfor.

A.lookingoverawidearee

B.seeingobjectsfaraway

C.judgingdistances

D.seeingatnight

36、Passage5

Arapidmeansoflong-distancetransportationbecameanecessityfortheUnitedStatesas

settlementspreadeverfartherwestward.Theearlytrainswereimpracticalcuriosities,andfora

longtimetherailroadcompaniesmetwithtroublesomemechanicalproblems.Themostserious

onesweretheconstructionofrailsabletobeartheload,andthedevelopmentofasafe,effective

stoppingsystem.Oncetheseweresolved,therailroadwasestablishedasthebestmeansofland

transportation.By1860therewerethousandsofmilesofrailroadscrossingtheeasternmountain

rangesandreachingwestwardtotheMississippi.Therewerealsoregionalsouthernandwestern

lines.

Thehighpointinrailroadbuildingcamewiththeconstructionofthefirsttranscontinental

system.In1862CongressauthorizedtwowesternrailroadcompaniestobuildlinesfromNebraska

westwardandfromCaliforniaeastwardtoameetingpoint,soastocompleteatranscontinental

crossinglinkingtheAtlanticseaboardwiththePacific.TheGovernmenthelpedtherailroads

generouslywithmoneyandland.Actualworkonthisprojectbeganfouryearslater.TheCentral

PacificCompany,startingfromCalifornia,usedChineselabocwhiletheUnionPacificempoyed

crewsofIrishlaborers.Thetwogroupsworkedatremarkablespeed,eachtryingtocoveragreater

distancethantheother.ln1869theymetataplacecalledPromontoryinwhatisnowthestateof

Utah.Manyvisitorscamethereforthegreatoccasion.Therewerejoyouscelebrationsalloverthe

country,withparadesandtheringingofchurchbellstohonorthegreatachievement.Therailroad

wasveryimportantinencouragingwestwardmovement.ltalsohelpedbuildupindustryand

farmingbymovingrawmaterialsandbydistributingproductsrapidlytodistantmarkets.Inlinking

townsandpeopletooneanotherithelpedunifytheUnitedStates.

Thebuildingofthefirsttranscontinentalsystem().

A.broughtaboutarapidgrowthofindustryandfarminginthewest

B.attractedmanyvisitorstotheconstructionsites

C.attractedlaborersfromEurope

0.encouragedpeopletotravelalloverthecountry

37、完整的計算機系統(tǒng)由()兩大部分組成。

A.應用軟件和系統(tǒng)軟件

B.隨機存儲器和只讀存儲器

C.硬件系統(tǒng)和軟件系統(tǒng)

D.中央處理器和外部設(shè)備

38、—CouldyoutellmewhattimethetrainleavesHefeiforBeijing?-Imafraidyouneedto

ontheinternet.

A.lookforit

B.lookatit

C.lookitover

D.lookitup

39、資料:ThefederalgovernmentonWednesdayrecommendedanendangered-specieslisting

fortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionson

fishingandothermaritimetrades.Environmentalgroupswho'dbeenpushinganendangered

listingsaidtheproposalwasa“turningpointwtheyhopewillleadtogreaterturtleprotections.

"\thinkit*shugedayforloggerheadseaturtles,“saidDethRiff,amarinewildlifescientistat

Oceana/Itreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedsto

bedonetoprotectthem/Withallthatattentiontopaidrothem,you'dthinkthesecreatures

wouldatleasthavethegratitudenottogoextinct,butNatureisindifferenttohumannotionsof

fairness.Noonereallykno

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