協(xié)議雙方信息出借人（Lender）：_________（姓名），_________（住所地）借款人（Borrower）：_________（姓名），_________（住所地）鑒于借款人因_________（借款用途，如資金周轉(zhuǎn)、個(gè)人消費(fèi)等）需要，向出借人申請(qǐng)借款，雙方經(jīng)平等協(xié)商，自愿達(dá)成如下協(xié)議：一、借款金額（LoanAmount）中文：出借人同意向借款人出借人民幣（大寫）_________元整（小寫：￥_________），該款項(xiàng)將通過_________（轉(zhuǎn)賬/現(xiàn)金）方式支付至借款人指定賬戶：_________（賬戶信息，如開戶行、賬號(hào)）。英文：TheLenderagreestolendtheBorrowerasumofRMB(inwords)_________Yuan(infigures:￥_________).ThefundsshallbepaidtotheBorrower’sdesignatedaccountvia_________(transfer/cash):_________(accountdetails,e.g.,bankname,accountnumber).二、借款期限（TermofLoan）中文：本借款期限自_________年_________月_________日起至_________年_________月_________日止。若借款人需提前還款或延期還款，應(yīng)提前_________日書面通知出借人，經(jīng)雙方協(xié)商一致后另行簽訂補(bǔ)充協(xié)議。三、借款利息（InterestonLoan）中文：雙方約定借款年利率為_________%（或月利率_________%），利息按_________（年/季/月）結(jié)算，借款人應(yīng)于每_________（年/季/月）的第_________日前支付當(dāng)期利息。借款到期時(shí)，借款人應(yīng)一次性償還本金及最后一期利息。英文：Bothpartiesagreethattheannualinterestrateoftheloanis_________%(ormonthlyinterestrate_________%).Interestshallbesettledona_________(annual/quarterly/monthly)basis.TheBorrowershallpaythecurrentperiod’sinterestbeforethe_________dayofeach_________(year/quarter/month).Uponthematurityoftheloan,theBorrowershallrepaytheprincipalandthelastinstallmentofinterestinalumpsum.四、還款方式（RepaymentMethod）中文：借款人應(yīng)按本協(xié)議約定的期限和金額，通過_________（轉(zhuǎn)賬/現(xiàn)金）方式向出借人指定賬戶還款：_________（賬戶信息）。英文：TheBorrowershallrepaytheloantotheLender’sdesignatedaccountvia_________(transfer/cash)inaccordancewiththetermandamountstipulatedinthisAgreement:_________(accountdetails).五、雙方權(quán)利義務(wù)（RightsandObligationsofBothParties）1.出借人權(quán)利義務(wù)中文：（1）有權(quán)按照協(xié)議約定收取借款本金及利息；（2）應(yīng)按約定時(shí)間和方式向借款人提供借款；（3）對(duì)借款人的個(gè)人信息及借款用途承擔(dān)保密義務(wù)。英文：(1)Hastherighttocollecttheprincipalandinterestoftheloanasagreed;(2)ShallprovidetheloantotheBorrowerattheagreedtimeandintheagreedmanner;(3)ShallkeepconfidentialtheBorrower’spersonalinformationandthepurposeoftheloan.2.借款人權(quán)利義務(wù)中文：（1）有權(quán)按約定使用借款；（2）應(yīng)按約定按時(shí)足額償還借款本金及利息；（3）應(yīng)向出借人如實(shí)告知借款使用情況，接受出借人對(duì)借款使用的合理監(jiān)督。英文：(1)Hastherighttousetheloanasagreed;(2)Shallrepaytheprincipalandinterestoftheloaninfullandontimeasagreed;(3)ShalltruthfullyinformtheLenderoftheuseoftheloanandaccepttheLender’sreasonablesupervisionovertheuseoftheloan.六、違約責(zé)任（LiabilityforBreach）中文：1.若出借人未按約定提供借款，每逾期一日，應(yīng)按未提供金額的_________%向借款人支付違約金；2.若借款人未按約定償還本金或利息，每逾期一日，應(yīng)按逾期金額的_________%向出借人支付違約金，且出借人有權(quán)提前收回全部借款本息。英文：1.IftheLenderfailstoprovidetheloanasagreed,itshallpayliquidateddamagestotheBorroweratarateof_________%oftheunpaidamountforeachdayofdelay;2.IftheBorrowerfailstorepaytheprincipalorinterestasagreed,itshallpayliquidateddamagestotheLenderatarateof_________%oftheoverdueamountforeachdayofdelay,andtheLendershallhavetherighttorecoveralltheprincipalandinterestoftheloaninadvance.七、爭(zhēng)議解決（DisputeResolution）中文：本協(xié)議在履行過程中發(fā)生爭(zhēng)議，雙方應(yīng)首先友好協(xié)商解決；協(xié)商不成的，任何一方均有權(quán)向_________（出借人/借款人）住所地有管轄權(quán)的人民法院提起訴訟。英文：IncaseofanydisputearisingfromtheperformanceofthisAgreement,bothpartiesshallfirstresolveitthroughfriendlynegotiation;ifthenegotiationfails,eitherpartyshallhavetherighttofilealawsuitwiththepeople’scourthavingjurisdictionoverthedomicileof_________(Lender/Borrower).八、其他條款（Miscellaneous）中文：1.本協(xié)議自雙方簽字（或蓋章）之日起生效，一式兩份，雙方各執(zhí)一份，具有同等法律效力；2.本協(xié)議未盡事宜，雙方可另行簽訂補(bǔ)充協(xié)議，補(bǔ)充協(xié)議與本協(xié)議具有同等法律效力。英文：2.FormattersnotcoveredinthisAgreement,bothpartiesmaysignasupplementaryagreementseparately,whichshallhavethesamelegaleffectasthisAgreement.協(xié)議簽署出借人（簽字/蓋章）：_________日期：_________年_________月_________日借款人（簽字/蓋章）：_________日期：________