1、外貿(mào)英語,保險,Words and Phrases,insure 保險；投保；保證 insurance 保險；保險費；保險金額 underwriters 保險商（指專保水險的保險商）保險承運人 insurance company 保險公司 insurer 保險人 insurance broker 保險經(jīng)紀人 insurance underwriter 保險承保人 insurance applicant 投保人 insurant, the insured 被保險人，受保人,to cover (effect,arrange,take out) insurance 投保 insurance cove

2、rage;risks covered 保險范圍 insurance slip 投保單 insured amount 保險金額 insurance against risk 保險 insurance clause 保險條款 insurance instruction 投保通知 insurance business 保險企業(yè) insurance conditions 保險條件,PICC (Peoples Insurance Company of China) 中國人民保險公司 risk insured, risk covered 承保險項 risk 險別 to provide the insura

3、nce 為.提供保險 leaflet 說明書 fine print 細則 insurance expense 保險費 premium rate 保險費率 premium 保險費 insurance rate 保險費率表 insurance proceeds 保險金（保險收入）,insurance free of (from) particular average (FPA). 平安險（單獨海損不賠） insurance with particular average (WPA), basic risks. insurance against all risks. 綜合險，應(yīng)保一切險 risk

4、of breakage 破碎險 risk of clashing 碰損險 risk of rust 生銹險 risk of hook damage 鉤損險,risk of contamination (tainting) 污染險 insurance against total loss only (TLO) 全損險 risk of deterioration 變質(zhì)險 risk of packing breakage 包裝破裂險 risk of inherent vice 內(nèi)在缺陷險 risk of normal loss (natural loss)? 途耗或自然損耗險 risk of spo

5、ntaneous combustion 自然險 risk of contingent import duty 進口關(guān)稅險 insurance against war risk 戰(zhàn)爭險 Air Transportation Cargo War Risk 航空運輸戰(zhàn)爭險 overland Transportation Insurance War Risk 陸上運輸戰(zhàn)爭險,insurance against strike, riot and civil commotion (SRCC) 罷工，暴動，民變險 insurance against extraneous risks, insurance a

6、gainst additional risks 附加險 risk of theft, pilferage and nondelivery (TRND) 盜竊提貨不著險 risk of fresh and/of rain water damage(wetting) 淡水雨淋險 risk of leakage 滲漏險 risk of shortage in weight/quantity 短量險 risk of sweating and/or heating 受潮受熱險 risk of bad odour(change of flavour) 惡味險，變味險 risk of mould 發(fā)霉險 o

7、n deck risk 艙面險,ocean marine cargo insurance clauses 海洋運輸貨物保險條款 transportation insurance 運輸保險 overland transportation insurance, land transit insurance 陸上運輸保險 insurance against air risk, air transportation insurance 航空運輸保險 parcel post insurance 郵包運輸保險 ocean marine cargo insurance, marine insurance 水

8、險（海運貨物保險） All Risks 一切險 average 海損 Particular Average (P.A) 單獨海損 General Average (G.A) 共同海損 Marine Losses 海損 partial loss 部分損失 total loss 全部損失,health insurance 疾病保險，健康保險 sickness insurance 疾病保險 insurance for medical care 醫(yī)療保險 major medical insurance policy 巨額醫(yī)藥費保險 insurance during a period of illnes

9、s 疾病保險 life insurance 人壽保險 endowment insurance 養(yǎng)老保險 insurance on last survivor 長壽保險 to purchase health insurance 購買健康保險 to have a health insurance policy 購買健康保險,policy-holder 保險客戶 extra premium 額外保險費 additional premium 附加保險費 insurance law 保險法 insurance act 保險條例 insurance industry? 保險業(yè) insurance divi

10、sion 保險部 insurance treaty 保險合同 cover note 保險證明書 guarantee of insurance 保險擔保書 premium rebate 保險費回扣 insurance claim 保險索賠,ceding, retrocession(for reinsurance) 分保 reinsurance 分保（再保險） ceding(insurance)company 分保公司 co-insurance company 共同保險公司 insurance document 保險單據(jù) certificate of insurance 保險憑證 increasi

11、ng coverage, extending coverage 加保 renewing coverage 續(xù)保 insurance commission 保險傭金 social insurance 社會保險 personal property insurance 個人財產(chǎn)保險 insurance of contents 家庭財產(chǎn)保險,Sentences,Im looking for insurance from your company. 我是到貴公司來投保的。 Mr. Zhang met Mr. William in the office of the People Insurance Co

12、mpany of China. 張先生在中國人民保險公司的辦公室接待了威廉先生。 After loading the goods on board the hip, I go to the insurance company to have them insured. 裝船后，我到保險公司去投保。,When should I go and have the tea insured? 我什么時候?qū)⑦@批茶葉投保？ All right. Lets leave insurance now. 好吧，保險問題就談到這里。 I have come to explain that unfortunate af

13、fair about the insurance. 我是來解釋這件保險的不幸事件的。 I must say that youve corrected my ideas about the insurance. 我該說你們已經(jīng)糾正了我對保險的看法。 This information office provides clients with information on cargo insurance. 這個問訊處為顧客提供大量關(guān)于貨物投保方面的信息。 The underwriters are responsible for the claim as far as it is within the

14、 scope of cover. 只要是在保險責任范圍內(nèi)，保險公司就應(yīng)負責賠償。,The loss in question was beyond the coverage granted by us. 損失不包括在我方承保的范圍內(nèi)。 The extent of insurance is stipulated in the basic policy form and in the various risk clause. 保險的范圍寫在基本保險單和各種險別的條款里。 Please fill in the application form. 請?zhí)顚懸幌峦侗巍?What risks is the

15、Peoples Insurance Company of China able to cover? 中國人民保險公司承保的險別有哪些？ What risks should be covered? 您看應(yīng)該保哪些險？ What kind of insurance are you able to provide for my consignment? 貴公司能為我的這批貨保哪些險呢？ Its better for you to can the leaflet, and then make a decision. 你最好先看看說明書，再決定保什么險。 These kinds of risks sui

16、t your consignment. 這些險別適合你要投保的貨物。,May I ask what exactly insurance covers according to your usual C.I.F terms? 請問根據(jù)你們常用的CIF價格條件，所保的究竟包括哪些險別？ It s important for you to read the fine print in any insurance policy so that you know what kind of coverage you are buying. 閱讀保險單上的“細則”對你是十分重要的，這樣就能知道你要買的保險包

17、括哪些項目。,what is the insurance premium? 保險費是多少？ The premium is to be calculated in this way. 保險費是這樣計算的。 The total premium is 800 U.S. dollars. 保險費總共是800美圓。 The cover paid for will vary according to the type of goods and the circumstances. 保險費用按照貨物類別的具體情況會有所不同。,According to co-insurance clauses, the in

18、sured person must pay usually 20 percent of the total expenses covered. 根據(jù)共同保險條款，保險人通常必須付全部費用的百分之二十。 The insurance rate for such kink of risk will vary according to the kind. 這類險別的保險費率將根據(jù)貨物種類而定。 Insurance brokers will quote rates for all types of cargo and risks. 保險經(jīng)紀人會開出承保各類貨物的各種險別的費用。 Can you give

19、 me an insurance rate? 您能給我一份保險率表嗎？,Could you find out the premium rate for porcelain? 您能查一下瓷器的保險費率嗎？ You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs. 你不僅要研究各種保險所標明的給予保險人的賠償費用，還要研究它的條件與限制，然后選出最適合你需要的一種。,F.P.A.

20、 stands for Free from Particular Average. FPA代表平安險。 W.P.A. stands for With Particular Average. WPA代表水漬險。 Ill have the goods covered against Free from Particular Average. 我將為貨物投保平安險。 I know that F.P.A insurance doesnt cover losses on consumer goods. 我知道平安險不包括消費品的種種損失。 I dont think that the W.P.A insu

21、rance covers more risks than the F.P.A. 我認為水漬險承保的范圍并不比平安險的范圍寬。,Free from Particular Average is good enough. 只保平安險就可以了。 The goods are to be insured F.P.A. 這批貨需投保平安險。 What youve covered is Leakage. 你所投保的是滲漏險。 Why dont you wish to cover Risk of Breakage? 您為什么不想投保破碎險呢？ W.P.A coverage is too narrow for a

22、 shipment of this nature, please extend the coverage to include TPND. 針對這種性質(zhì)的貨物只保水漬險是不夠的，請加保偷盜提貨不成險。,Dont you wish to arrange for W.P.A. and additional coverage against Risk of Breakage? 您不想保水漬險和附加破碎險嗎？ Not every breakage is a particular average. 并不是所有的破碎險都屬于單獨海損。 The coverage is W.P.A. plus Risk of

23、 Breakage. 投保的險別為水漬險加破碎險。 Well, obviously you wont want All Risks cover. 顯然，你不想保綜合險。 An All Risks policy covers every sort of hazard, doesnt it? 一份綜合險保單保所有的險，是嗎？,Wed like to cover the porcelain ware against All Risks. 我們想為這批瓷器投保綜合險。 Please insure the shipment for RMB5,000 against All Risks. 請將這批貨物投保

24、綜合險人民幣5000元。 Weve cover insurance on these goods for 10% above the invoice value against All Risks. 我們已經(jīng)將這些貨物按發(fā)票金額加百分之十投保綜合險。 An F.P.A. policy only covers you against total loss in the case of minor perils. 平安險只有在發(fā)生較小危險時才給保全部損失險。 The F.P.A. doesnt cover partial loss of the nature of particular avera

25、ge. 平安險不包括單獨海損性質(zhì)的部分損失。,We can serve you with a broad range of coverage against all kinks of risks for sea transport. 我公司可以承保海洋運輸?shù)乃须U別。 Generally speaking, aviation insurance is much cheaper than marine insurance. 空運保險一般要比海運保險便宜。 Then all marine risks means less than all risks. 那么，“一切海洋運輸貨物險”意味著比“一切險”范圍小一些。 In the insurance business, the term average simply means loss in most cases. 在保險業(yè)中“average”一詞一般是“海損”的意思。,Are there any other clauses in marine policies? 海運險還包括其它條款嗎？ Breakage is a particular average, isnt i