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軍隊文職-英語言文學(軍隊文職)真題庫_21、不定項選擇題ThemiserablefateofEnron’semployeeswillbealandmarkinbusinesshi(江南博哥)story,oneofthoseawfuleventsthateveryoneagreesmustneverbeallowedtohappenagain.Thisurgeisunderstandableandnoble:thousandshavelostvirtuallyalltheirretirementsavingswiththedemiseofEnronstock.Butmakingsureitneverhappensagainmaynotbepossible,becausethesuddenimpoverishmentofthoseEnronworkersrepresentssomethingevenlargerthanitseems.It’sthelatestturnintheunwindingofoneofthemostaudaciouspromisesofthe20thcentury.Thepromisewasassuredeconomicsecurity—evencomfort—foressentiallyeveryoneinthedevelopedworld.Withtheexplosionofwealth,thatbeganinthe19thcenturyitbecamepossibletothinkaboutapossibilitynoonehaddaredtodreambefore.Thefearatthecenterofdailylivingsincecavemandays—lackoffood,warmth,shelter—wouldatlastloseitspowertoterrify.Thatremarkablepromisebecamerealityinmanyways.Governmentscreatedwelfaresystemsforanyoneinneedandseparateprogramsfortheelderly(SocialSecurityintheU.S.).Labourunionspromisednotonlybetterpayforworkersbutalsopensionsforretirees.Giantcorporationscameintobeingandofferedthepossibility—insomecasesthepromise—oflifetimeemploymentplusguaranteedpensions?Thecumulativeeffectwasafundamentalchangeinhowmillionsofpeopleapproachedlifeitself,areversalofattitudethatmostrankasoneofthelargestinhumanhistory.Formillenniatheaverageperson’sstancetowardprovidingforhimselfhadbeen.UltimatelyI’monmyown.Nowitbecame,ultimatelyI’llbetakencareof.Theearlyhintsthatthispromisemightbebrokenonalargescalecameinthe1980s.U.S.businesshadbecomeuncompetitivegloballyandbeganrestructuringmassively,withhugeLayoffs.Thetrendacceleratedinthe1990sasthebastionsofcorporatewelfarefacedreality.IBMendeditsno-layoffpolicy.AT&Tfiredthousands,manyofwhomfoundsuchathingsimplyincomprehensible,andafewofwhomkilledthemselves.Theothersupposedguarantorsofoureconomicsecuritywerealsoindecline.Labour-unionmembershipandpowerfelltotheirlowestlevelsindecades.PresidentClintonsignedahistoricbillscalingbackwelfare.AmericansrealizedthatSocialSecuritywon’tprovidesocialsecurityforanyofus.Alessvisiblebutequallysignificanttrendaffectedpensions.Tomakecostseasiertocontrol,companiesmovedawayfromdefinedbenefitpensionplans,whichobligatethemtopayoutspecifiedamountsyearsinthefuture,todefinedcontributionplans,whichspecifyonlyhowmuchgoesintotheplaytoday.Themostcommontypeofdefined-contributionplanisthe401(k).thesignificanceofthe401(k)isthatitputsmostoftheresponsibilityforaperson’seconomicfatebackontheemployee.Withinlimitstheemployeemustdecidehowmuchgoesintotheplaneachyearandhowitgetsinvested—thetwofactorsthatwilldeterminehowmuchit’sworthwhentheemployeeretires.WhichbringsusbacktoEnron?Thosebillionsofdollarsinvaporizedretirementsavingswentinemployees’401(k)accounts.Thatis,theemployeeschosehowmuchmoneytoputintothoseaccountsandthenchosehowtoinvestit.Enronmatchedacertainproportionofeachemployee’s401(k)contributionwithcompanystock,soeveryonewasgoingtoendupwithsomeEnroninhisorherportfolio;butthatcouldberegardedasafreebie,sincenothingcompelsacompanytomatchemployeecontributionsatall.AtleasttwospecialfeaturescomplicatetheEnroncase.First,someshareholderschargetopmanagementwithillegallycoveringupthecompany’sproblems,promptinginvestorstohangonwhentheyshouldhavesold.Second,Enron’s401(k)accountswerelockedwhilethecompanychangedplanadministratorsinOctober,whenthestockwasfalling,soemployeescouldnothaveclosedtheiraccountsiftheywantedto.ButbyfarthelargestcauseofthishumantragedyisthatthousandsofemployeeswereheavilyoverweighedinEnronstock.Manyhadplaced100%oftheir401(k)assetsinthestockratherthaninthe18otherinvestmentoptionstheywereoffered.Ofcoursethatwasn’tprudent,butit’swhatsomeofthemdid.TheEnronemployees’retirementdisasterispartofthelargertrendawayfromguaranteedeconomicsecurity.That’swhypreventingsuchathingfromeverhappeningagainmaybeimpossible.ThehugeattitudinalshifttoI’ll-be-taken-care-oftookatleastageneration.Theshiftbackmaytakejustaslong.Itwon’tbecompleteuntilanewgenerationofemployeesseeassuredeconomiccomfortasa20th-centuryquirk,andunderstandnotjustintellectuallybutintheirbonesthat,likemostpeopleinmosttimesandplaces,they’reontheirown.Whydoestheauthorsayatthebeginning“ThemiserablefateofEnron’semployeeswillbealandmarkinbusinesshistory…”?A、
Becausethecompanyhasgonebankrupt.B、
Becausesucheventswouldneverhappenagain.C、
BecausemanyEnronworkerslosttheirretirementsavings.D、
Becauseitsignifiesaturningpointineconomicsecurity.正確答案:
D
參考解析:推斷題。既然題干中提到“Enron職工的悲慘命運將是商業(yè)史上標志性的事件”,可見此事對整個商界產(chǎn)生了巨大的影響。公司的破產(chǎn)或員工失去退休積蓄并不會對整個商界產(chǎn)生影響,而是其產(chǎn)生的影響構成了標志性事件,排除A、C項。文中并未提及這種事情將不再發(fā)生,B項說法過于絕對,故排除。從文章第二段可知,20世紀的一個audaciouspromise就是經(jīng)濟安全:政府的福利制度、勞工組織的保障、以及大企業(yè)財團的產(chǎn)生,讓職工們普遍認為他們的工作是終身的,并且退休后肯定也有退休金。然而,從第三段開始,作者指出了這個保險體系的decline,以及由此引發(fā)的一系列政府、企業(yè)等政策的改變,進而最終導致的職工們一無所有的慘狀。因此可以說這次事件體現(xiàn)了經(jīng)濟安全方面的轉(zhuǎn)變。故D項符合。2、單選題The“threearmsofgovernment”ofAustraliareferstotheParliament,theExecutiveGovernmentand()A、
theJudiciaryB、
theHighCourtC、
theDefenseForceD、
theAirForce正確答案:
A
參考解析:考查澳大利亞國家概況。澳大利亞政府的“三權分立”指的是司法、立法和行政三權分立。故A項theJudiciary(司法)符合題意。其余三項,B項theHighCourt(高等法院),C項theDefenseForce(國防力量)和D項theAirForce(空軍)均不符合。3、不定項選擇題ThemiserablefateofEnron’semployeeswillbealandmarkinbusinesshistory,oneofthoseawfuleventsthateveryoneagreesmustneverbeallowedtohappenagain.Thisurgeisunderstandableandnoble:thousandshavelostvirtuallyalltheirretirementsavingswiththedemiseofEnronstock.Butmakingsureitneverhappensagainmaynotbepossible,becausethesuddenimpoverishmentofthoseEnronworkersrepresentssomethingevenlargerthanitseems.It’sthelatestturnintheunwindingofoneofthemostaudaciouspromisesofthe20thcentury.Thepromisewasassuredeconomicsecurity—evencomfort—foressentiallyeveryoneinthedevelopedworld.Withtheexplosionofwealth,thatbeganinthe19thcenturyitbecamepossibletothinkaboutapossibilitynoonehaddaredtodreambefore.Thefearatthecenterofdailylivingsincecavemandays—lackoffood,warmth,shelter—wouldatlastloseitspowertoterrify.Thatremarkablepromisebecamerealityinmanyways.Governmentscreatedwelfaresystemsforanyoneinneedandseparateprogramsfortheelderly(SocialSecurityintheU.S.).Labourunionspromisednotonlybetterpayforworkersbutalsopensionsforretirees.Giantcorporationscameintobeingandofferedthepossibility—insomecasesthepromise—oflifetimeemploymentplusguaranteedpensions?Thecumulativeeffectwasafundamentalchangeinhowmillionsofpeopleapproachedlifeitself,areversalofattitudethatmostrankasoneofthelargestinhumanhistory.Formillenniatheaverageperson’sstancetowardprovidingforhimselfhadbeen.UltimatelyI’monmyown.Nowitbecame,ultimatelyI’llbetakencareof.Theearlyhintsthatthispromisemightbebrokenonalargescalecameinthe1980s.U.S.businesshadbecomeuncompetitivegloballyandbeganrestructuringmassively,withhugeLayoffs.Thetrendacceleratedinthe1990sasthebastionsofcorporatewelfarefacedreality.IBMendeditsno-layoffpolicy.AT&Tfiredthousands,manyofwhomfoundsuchathingsimplyincomprehensible,andafewofwhomkilledthemselves.Theothersupposedguarantorsofoureconomicsecuritywerealsoindecline.Labour-unionmembershipandpowerfelltotheirlowestlevelsindecades.PresidentClintonsignedahistoricbillscalingbackwelfare.AmericansrealizedthatSocialSecuritywon’tprovidesocialsecurityforanyofus.Alessvisiblebutequallysignificanttrendaffectedpensions.Tomakecostseasiertocontrol,companiesmovedawayfromdefinedbenefitpensionplans,whichobligatethemtopayoutspecifiedamountsyearsinthefuture,todefinedcontributionplans,whichspecifyonlyhowmuchgoesintotheplaytoday.Themostcommontypeofdefined-contributionplanisthe401(k).thesignificanceofthe401(k)isthatitputsmostoftheresponsibilityforaperson’seconomicfatebackontheemployee.Withinlimitstheemployeemustdecidehowmuchgoesintotheplaneachyearandhowitgetsinvested—thetwofactorsthatwilldeterminehowmuchit’sworthwhentheemployeeretires.WhichbringsusbacktoEnron?Thosebillionsofdollarsinvaporizedretirementsavingswentinemployees’401(k)accounts.Thatis,theemployeeschosehowmuchmoneytoputintothoseaccountsandthenchosehowtoinvestit.Enronmatchedacertainproportionofeachemployee’s401(k)contributionwithcompanystock,soeveryonewasgoingtoendupwithsomeEnroninhisorherportfolio;butthatcouldberegardedasafreebie,sincenothingcompelsacompanytomatchemployeecontributionsatall.AtleasttwospecialfeaturescomplicatetheEnroncase.First,someshareholderschargetopmanagementwithillegallycoveringupthecompany’sproblems,promptinginvestorstohangonwhentheyshouldhavesold.Second,Enron’s401(k)accountswerelockedwhilethecompanychangedplanadministratorsinOctober,whenthestockwasfalling,soemployeescouldnothaveclosedtheiraccountsiftheywantedto.ButbyfarthelargestcauseofthishumantragedyisthatthousandsofemployeeswereheavilyoverweighedinEnronstock.Manyhadplaced100%oftheir401(k)assetsinthestockratherthaninthe18otherinvestmentoptionstheywereoffered.Ofcoursethatwasn’tprudent,butit’swhatsomeofthemdid.TheEnronemployees’retirementdisasterispartofthelargertrendawayfromguaranteedeconomicsecurity.That’swhypreventingsuchathingfromeverhappeningagainmaybeimpossible.ThehugeattitudinalshifttoI’ll-be-taken-care-oftookatleastageneration.Theshiftbackmaytakejustaslong.Itwon’tbecompleteuntilanewgenerationofemployeesseeassuredeconomiccomfortasa20th-centuryquirk,andunderstandnotjustintellectuallybutintheirbonesthat,likemostpeopleinmosttimesandplaces,they’reontheirown.Accordingtothepassage,thecombinedeffortsbygovernments,layoutunionsandbigcorporationstoguaranteeeconomiccomforthaveledtoasignificantchangein_____.A、
people’soutlookonlifeB、
people’slifestylesC、
people’slivingstandardD、
people’ssocialvalues正確答案:
A
參考解析:本題考察細節(jié)。由文章第二段倒數(shù)第四句“Thecumulativeeffectwasafundamentalchangeinhowmillionsofpeopleapproachedlifeitself,areversalofattitudethatmostrankasoneofthelargestinhumanhistory.”可知,這一系列事件帶來的是人們對待生活(approachedlifeitself)的根本性的轉(zhuǎn)變,故A項“人們對生活的展望、看法”,符合題意。4、單選題MembersofHouseofCommonsholdtheirseatfor()yearsatmost.A、
FiveB、
FourC、
SevenD、
Three正確答案:
A
參考解析:考查加拿大政治。眾議院議員任期最長不超過5年5、不定項選擇題ThemiserablefateofEnron’semployeeswillbealandmarkinbusinesshistory,oneofthoseawfuleventsthateveryoneagreesmustneverbeallowedtohappenagain.Thisurgeisunderstandableandnoble:thousandshavelostvirtuallyalltheirretirementsavingswiththedemiseofEnronstock.Butmakingsureitneverhappensagainmaynotbepossible,becausethesuddenimpoverishmentofthoseEnronworkersrepresentssomethingevenlargerthanitseems.It’sthelatestturnintheunwindingofoneofthemostaudaciouspromisesofthe20thcentury.Thepromisewasassuredeconomicsecurity—evencomfort—foressentiallyeveryoneinthedevelopedworld.Withtheexplosionofwealth,thatbeganinthe19thcenturyitbecamepossibletothinkaboutapossibilitynoonehaddaredtodreambefore.Thefearatthecenterofdailylivingsincecavemandays—lackoffood,warmth,shelter—wouldatlastloseitspowertoterrify.Thatremarkablepromisebecamerealityinmanyways.Governmentscreatedwelfaresystemsforanyoneinneedandseparateprogramsfortheelderly(SocialSecurityintheU.S.).Labourunionspromisednotonlybetterpayforworkersbutalsopensionsforretirees.Giantcorporationscameintobeingandofferedthepossibility—insomecasesthepromise—oflifetimeemploymentplusguaranteedpensions?Thecumulativeeffectwasafundamentalchangeinhowmillionsofpeopleapproachedlifeitself,areversalofattitudethatmostrankasoneofthelargestinhumanhistory.Formillenniatheaverageperson’sstancetowardprovidingforhimselfhadbeen.UltimatelyI’monmyown.Nowitbecame,ultimatelyI’llbetakencareof.Theearlyhintsthatthispromisemightbebrokenonalargescalecameinthe1980s.U.S.businesshadbecomeuncompetitivegloballyandbeganrestructuringmassively,withhugeLayoffs.Thetrendacceleratedinthe1990sasthebastionsofcorporatewelfarefacedreality.IBMendeditsno-layoffpolicy.AT&Tfiredthousands,manyofwhomfoundsuchathingsimplyincomprehensible,andafewofwhomkilledthemselves.Theothersupposedguarantorsofoureconomicsecuritywerealsoindecline.Labour-unionmembershipandpowerfelltotheirlowestlevelsindecades.PresidentClintonsignedahistoricbillscalingbackwelfare.AmericansrealizedthatSocialSecuritywon’tprovidesocialsecurityforanyofus.Alessvisiblebutequallysignificanttrendaffectedpensions.Tomakecostseasiertocontrol,companiesmovedawayfromdefinedbenefitpensionplans,whichobligatethemtopayoutspecifiedamountsyearsinthefuture,todefinedcontributionplans,whichspecifyonlyhowmuchgoesintotheplaytoday.Themostcommontypeofdefined-contributionplanisthe401(k).thesignificanceofthe401(k)isthatitputsmostoftheresponsibilityforaperson’seconomicfatebackontheemployee.Withinlimitstheemployeemustdecidehowmuchgoesintotheplaneachyearandhowitgetsinvested—thetwofactorsthatwilldeterminehowmuchit’sworthwhentheemployeeretires.WhichbringsusbacktoEnron?Thosebillionsofdollarsinvaporizedretirementsavingswentinemployees’401(k)accounts.Thatis,theemployeeschosehowmuchmoneytoputintothoseaccountsandthenchosehowtoinvestit.Enronmatchedacertainproportionofeachemployee’s401(k)contributionwithcompanystock,soeveryonewasgoingtoendupwithsomeEnroninhisorherportfolio;butthatcouldberegardedasafreebie,sincenothingcompelsacompanytomatchemployeecontributionsatall.AtleasttwospecialfeaturescomplicatetheEnroncase.First,someshareholderschargetopmanagementwithillegallycoveringupthecompany’sproblems,promptinginvestorstohangonwhentheyshouldhavesold.Second,Enron’s401(k)accountswerelockedwhilethecompanychangedplanadministratorsinOctober,whenthestockwasfalling,soemployeescouldnothaveclosedtheiraccountsiftheywantedto.ButbyfarthelargestcauseofthishumantragedyisthatthousandsofemployeeswereheavilyoverweighedinEnronstock.Manyhadplaced100%oftheir401(k)assetsinthestockratherthaninthe18otherinvestmentoptionstheywereoffered.Ofcoursethatwasn’tprudent,butit’swhatsomeofthemdid.TheEnronemployees’retirementdisasterispartofthelargertrendawayfromguaranteedeconomicsecurity.That’swhypreventingsuchathingfromeverhappeningagainmaybeimpossible.ThehugeattitudinalshifttoI’ll-be-taken-care-oftookatleastageneration.Theshiftbackmaytakejustaslong.Itwon’tbecompleteuntilanewgenerationofemployeesseeassuredeconomiccomfortasa20th-centuryquirk,andunderstandnotjustintellectuallybutintheirbonesthat,likemostpeopleinmosttimesandplaces,they’reontheirown.Changesinpensionschemeswerealsopartof_____.A、
thecorporatelay-offsB、
thegovernmentcutsinwelfarespendingC、
theeconomicrestructuringD、
thewarningpoweroflaborsunions正確答案:
B
參考解析:從文章第三段最后一句提到“PresidentClintonsignedahistoricbillscalingbackwelfare.AmericansrealizedthatSocialSecuritywon’tprovidesocialsecurityforanyofus.”,克林頓總統(tǒng)簽署了一個歷史性的議案減少福利。第四段第一句又提到“Alessvisiblebutequallysignificanttrendaffectedpensions.”,即這種舉措影響了退休金。因此較少福利議案的通過影響了退休金,故退休撫恤金屬于采取的關于福利方面的措施,故C項符合。6、單選題TheConservativePartysupportsthefollowingpoliciesexcept_____.A、
denationalizationB、
freeenterpriseC、
extendingthesocialserviceD、
cautioussocialreform正確答案:
C
參考解析:保守黨主張是傳統(tǒng)的國家治理方式,即有限政府,讓人民自主自立,政府只充當中間人的角色,調(diào)節(jié)矛盾雙方的平衡,故A項“非國有化”、B項“自由企業(yè)”和D項“慎重實行社會改革”均符合其主張。而C項“擴大社會服務”則不符合。7、不定項選擇題ThemiserablefateofEnron’semployeeswillbealandmarkinbusinesshistory,oneofthoseawfuleventsthateveryoneagreesmustneverbeallowedtohappenagain.Thisurgeisunderstandableandnoble:thousandshavelostvirtuallyalltheirretirementsavingswiththedemiseofEnronstock.Butmakingsureitneverhappensagainmaynotbepossible,becausethesuddenimpoverishmentofthoseEnronworkersrepresentssomethingevenlargerthanitseems.It’sthelatestturnintheunwindingofoneofthemostaudaciouspromisesofthe20thcentury.Thepromisewasassuredeconomicsecurity—evencomfort—foressentiallyeveryoneinthedevelopedworld.Withtheexplosionofwealth,thatbeganinthe19thcenturyitbecamepossibletothinkaboutapossibilitynoonehaddaredtodreambefore.Thefearatthecenterofdailylivingsincecavemandays—lackoffood,warmth,shelter—wouldatlastloseitspowertoterrify.Thatremarkablepromisebecamerealityinmanyways.Governmentscreatedwelfaresystemsforanyoneinneedandseparateprogramsfortheelderly(SocialSecurityintheU.S.).Labourunionspromisednotonlybetterpayforworkersbutalsopensionsforretirees.Giantcorporationscameintobeingandofferedthepossibility—insomecasesthepromise—oflifetimeemploymentplusguaranteedpensions?Thecumulativeeffectwasafundamentalchangeinhowmillionsofpeopleapproachedlifeitself,areversalofattitudethatmostrankasoneofthelargestinhumanhistory.Formillenniatheaverageperson’sstancetowardprovidingforhimselfhadbeen.UltimatelyI’monmyown.Nowitbecame,ultimatelyI’llbetakencareof.Theearlyhintsthatthispromisemightbebrokenonalargescalecameinthe1980s.U.S.businesshadbecomeuncompetitivegloballyandbeganrestructuringmassively,withhugeLayoffs.Thetrendacceleratedinthe1990sasthebastionsofcorporatewelfarefacedreality.IBMendeditsno-layoffpolicy.AT&Tfiredthousands,manyofwhomfoundsuchathingsimplyincomprehensible,andafewofwhomkilledthemselves.Theothersupposedguarantorsofoureconomicsecuritywerealsoindecline.Labour-unionmembershipandpowerfelltotheirlowestlevelsindecades.PresidentClintonsignedahistoricbillscalingbackwelfare.AmericansrealizedthatSocialSecuritywon’tprovidesocialsecurityforanyofus.Alessvisiblebutequallysignificanttrendaffectedpensions.Tomakecostseasiertocontrol,companiesmovedawayfromdefinedbenefitpensionplans,whichobligatethemtopayoutspecifiedamountsyearsinthefuture,todefinedcontributionplans,whichspecifyonlyhowmuchgoesintotheplaytoday.Themostcommontypeofdefined-contributionplanisthe401(k).thesignificanceofthe401(k)isthatitputsmostoftheresponsibilityforaperson’seconomicfatebackontheemployee.Withinlimitstheemployeemustdecidehowmuchgoesintotheplaneachyearandhowitgetsinvested—thetwofactorsthatwilldeterminehowmuchit’sworthwhentheemployeeretires.WhichbringsusbacktoEnron?Thosebillionsofdollarsinvaporizedretirementsavingswentinemployees’401(k)accounts.Thatis,theemployeeschosehowmuchmoneytoputintothoseaccountsandthenchosehowtoinvestit.Enronmatchedacertainproportionofeachemployee’s401(k)contributionwithcompanystock,soeveryonewasgoingtoendupwithsomeEnroninhisorherportfolio;butthatcouldberegardedasafreebie,sincenothingcompelsacompanytomatchemployeecontributionsatall.AtleasttwospecialfeaturescomplicatetheEnroncase.First,someshareholderschargetopmanagementwithillegallycoveringupthecompany’sproblems,promptinginvestorstohangonwhentheyshouldhavesold.Second,Enron’s401(k)accountswerelockedwhilethecompanychangedplanadministratorsinOctober,whenthestockwasfalling,soemployeescouldnothaveclosedtheiraccountsiftheywantedto.ButbyfarthelargestcauseofthishumantragedyisthatthousandsofemployeeswereheavilyoverweighedinEnronstock.Manyhadplaced100%oftheir401(k)assetsinthestockratherthaninthe18otherinvestmentoptionstheywereoffered.Ofcoursethatwasn’tprudent,butit’swhatsomeofthemdid.TheEnronemployees’retirementdisasterispartofthelargertrendawayfromguaranteedeconomicsecurity.That’swhypreventingsuchathingfromeverhappeningagainmaybeimpossible.ThehugeattitudinalshifttoI’ll-be-taken-care-oftookatleastageneration.Theshiftbackmaytakejustaslong.Itwon’tbecompleteuntilanewgenerationofemployeesseeassuredeconomiccomfortasa20th-centuryquirk,andunderstandnotjustintellectuallybutintheirbonesthat,likemostpeopleinmosttimesandplaces,they’reontheirown.ThousandsofemployeeschoseEnronastheirsoleinvestmentoptionmainlybecause_____.A、
the401(k)madethemresponsiblefortheirownfutureB、
EnronofferedtoaddcompanystocktotheirinvestmentC、
theiremployersintendedtocutbackonpensionspendingD、
Enron’sofferwassimilartoadefined-benefitplan正確答案:
B
參考解析:從文章第四段可知,401(k)與以往的defined-benefitplan一個重要的不同在于,前者是讓職工在很大程度上去負責自己的經(jīng)濟命運(比如說自己決定要不要將那些錢做進一步的投資),而后者則是讓公司來負責。而第五段又進一步指出Enron的政策“matchedacertainproportionofeachemployee’s401(k)contributionwithcompanystock”即職工在公司401(k)上的投資量與他將來可以獲得的公司股份掛上鉤。由此可推知,職工們選擇Enron作為其唯一的投資對象很可能是受了公司提供的這種免費的誘惑,故B項符合。8、單選題WhatistherankingofCanadaintheworldbylandarea?()A、
FirstB、
SecondC、
ThirdD、
Fourth正確答案:
D
參考解析:考查加拿大地理概況。就陸地面積來看,加拿大是全球第四大國家;把海洋面積算在內(nèi),加拿大是全球第二大國家。9、不定項選擇題ThemiserablefateofEnron’semployeeswillbealandmarkinbusinesshistory,oneofthoseawfuleventsthateveryoneagreesmustneverbeallowedtohappenagain.Thisurgeisunderstandableandnoble:thousandshavelostvirtuallyalltheirretirementsavingswiththedemiseofEnronstock.Butmakingsureitneverhappensagainmaynotbepossible,becausethesuddenimpoverishmentofthoseEnronworkersrepresentssomethingevenlargerthanitseems.It’sthelatestturnintheunwindingofoneofthemostaudaciouspromisesofthe20thcentury.Thepromisewasassuredeconomicsecurity—evencomfort—foressentiallyeveryoneinthedevelopedworld.Withtheexplosionofwealth,thatbeganinthe19thcenturyitbecamepossibletothinkaboutapossibilitynoonehaddaredtodreambefore.Thefearatthecenterofdailylivingsincecavemandays—lackoffood,warmth,shelter—wouldatlastloseitspowertoterrify.Thatremarkablepromisebecamerealityinmanyways.Governmentscreatedwelfaresystemsforanyoneinneedandseparateprogramsfortheelderly(SocialSecurityintheU.S.).Labourunionspromisednotonlybetterpayforworkersbutalsopensionsforretirees.Giantcorporationscameintobeingandofferedthepossibility—insomecasesthepromise—oflifetimeemploymentplusguaranteedpensions?Thecumulativeeffectwasafundamentalchangeinhowmillionsofpeopleapproachedlifeitself,areversalofattitudethatmostrankasoneofthelargestinhumanhistory.Formillenniatheaverageperson’sstancetowardprovidingforhimselfhadbeen.UltimatelyI’monmyown.Nowitbecame,ultimatelyI’llbetakencareof.Theearlyhintsthatthispromisemightbebrokenonalargescalecameinthe1980s.U.S.businesshadbecomeuncompetitivegloballyandbeganrestructuringmassively,withhugeLayoffs.Thetrendacceleratedinthe1990sasthebastionsofcorporatewelfarefacedreality.IBMendeditsno-layoffpolicy.AT&Tfiredthousands,manyofwhomfoundsuchathingsimplyincomprehensible,andafewofwhomkilledthemselves.Theothersupposedguarantorsofoureconomicsecuritywerealsoindecline.Labour-unionmembershipandpowerfelltotheirlowestlevelsindecades.PresidentClintonsignedahistoricbillscalingbackwelfare.AmericansrealizedthatSocialSecuritywon’tprovidesocialsecurityforanyofus.Alessvisiblebutequallysignificanttrendaffectedpensions.Tomakecostseasiertocontrol,companiesmovedawayfromdefinedbenefitpensionplans,whichobligatethemtopayoutspecifiedamountsyearsinthefuture,todefinedcontributionplans,whichspecifyonlyhowmuchgoesintotheplaytoday.Themostcommontypeofdefined-contributionplanisthe401(k).thesignificanceofthe401(k)isthatitputsmostoftheresponsibilityforaperson’seconomicfatebackontheemployee.Withinlimitstheemployeemustdecidehowmuchgoesintotheplaneachyearandhowitgetsinvested—thetwofactorsthatwilldeterminehowmuchit’sworthwhentheemployeeretires.WhichbringsusbacktoEnron?Thosebillionsofdollarsinvaporizedretirementsavingswentinemployees’401(k)accounts.Thatis,theemployeeschosehowmuchmoneytoputintothoseaccountsandthenchosehowtoinvestit.Enronmatchedacertainproportionofeachemployee’s401(k)contributionwithcompanystock,soeveryonewasgoingtoendupwithsomeEnroninhisorherportfolio;butthatcouldberegardedasafreebie,sincenothingcompelsacompanytomatchemployeecontributionsatall.AtleasttwospecialfeaturescomplicatetheEnroncase.First,someshareholderschargetopmanagementwithillegallycoveringupthecompany’sproblems,promptinginvestorstohangonwhentheyshouldhavesold.Second,Enron’s401(k)accountswerelockedwhilethecompanychangedplanadministratorsinOctober,whenthestockwasfalling,soemployeescouldnothaveclosedtheiraccountsiftheywantedto.Butbyfarthelargestcauseofthishumantragedyisthat
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