2025年工商銀行湖州市秋招筆試英語題專練及答案本文基于近年相關(guān)經(jīng)典題庫，通過專業(yè)模型學(xué)習(xí)創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年工商銀行湖州市秋招筆試英語題專練一、選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中，選擇最適合填入空白處的單詞，并在答題卡上將該項(xiàng)涂黑。Passage:Therapiddevelopmentofartificialintelligencehasbroughtbothopportunitiesandchallengestothefinancialindustry.Forbanks,itiscrucialto(1)AItechnologiestoimproveefficiencyandenhancecustomerexperiences.However,theintegrationofAIalsoposesrisks,suchasdatasecurityconcernsandpotentialjobdisplacement.To(2)thesechallenges,financialinstitutionsneedtoinvestinemployeetrainingandestablishrobustgovernanceframeworks.Additionally,banksmustensurethatAIsystemsaretransparentandaccountabletomaintainpublictrust.AsAIcontinuestoevolve,thebankingsectormustremainadaptableandinnovativetostayaheadinacompetitivemarket.1.A.implementB.utilizeC.integrateD.develop2.A.addressB.ignoreC.minimizeD.overlookPassage:Inrecentyears,theChinesegovernmenthas(3)variouspoliciestopromotegreenfinanceandsupportsustainabledevelopment.Theseinitiativesincludeincentivesforrenewableenergyprojectsandstricterregulationsonhigh-emissionindustries.Thegoalistoreducecarbonemissionsand(4)theenvironmentforfuturegenerations.Whilethesepolicieshavebeen(5),someexpertsarguethatmoreaggressivemeasuresareneededtoachievesignificantenvironmentalbenefits.Publicparticipationandcorporateresponsibilityarealsoessentialcomponentsofacomprehensivegreenfinancestrategy.Onlythroughcollaborativeeffortscanwehopetocreateacleanerandhealthierplanet.3.A.introducedB.implementedC.developedD.proposed4.A.protectB.preserveC.sustainD.maintain5.A.successfulB.effectiveC.sufficientD.inadequatePassage:Theriseofdigitalbankinghastransformedthewaypeoplemanagetheirfinances.Mobileappsandonlineplatformshavemadeiteasierforcustomerstoperformtransactions,paybills,andmonitortheiraccounts.However,thisshifthasalsoraisedconcernsabout(6)fraudandcybersecurity.Banksmust(7)theserisksbyimplementingadvancedsecuritymeasures,suchasbiometricauthenticationandencryptiontechnologies.Educatingcustomersaboutsafeonlinepracticesisequallyimportantto(8)potentiallosses.Asdigitalbankingcontinuestogrow,financialinstitutionsmuststrikeabalancebetweenconvenienceandsecuritytoensureasafeandreliablebankingexperience.6.A.identityB.financialC.creditD.transaction7.A.mitigateB.ignoreC.enhanceD.overlook8.A.minimizeB.maximizeC.reduceD.increasePassage:In湖州,thelocalgovernmenthas(9)severalinitiativestoattractbusinessesandboosteconomicgrowth.Theseincludetaxincentives,infrastructureimprovements,andsupportforinnovation-drivenindustries.Thecity’sstrategiclocationandskilledworkforcemakeitanattractivedestinationforcompanieslookingtoexpandinChina.However,challengesremain,suchas(10)highlivingcostsandcompetitionfromotherregionalhubs.Toremaincompetitive,湖州mustcontinuetoinvestineducation,healthcare,andqualityoflifeinitiatives.Bycreatingafavorablebusinessenvironment,thecitycanattractmoreinvestmentsandfostersustainabledevelopment.9.A.launchedB.introducedC.proposedD.developed10.A.risingB.controllingC.managingD.reducing二、閱讀理解（共5題，每題2分）題目：閱讀以下短文，然后回答問題。Passage1:ThefinancialsectorinChinahasbeenundergoingsignificanttransformationsinrecentyears.Therapidadoptionofdigitaltechnologieshasreshapedtraditionalbankingpractices,leadingtotheemergenceoffintechcompaniesthatofferinnovativefinancialservices.Thesecompanieshavedisruptedthemarketbyprovidingmoreconvenientandcost-effectivesolutionsforconsumers.However,traditionalbanksarenotbeingleftbehind.Manyareinvestingheavilyindigitalplatformsandpartneringwithfintechfirmstostaycompetitive.Thecollaborationbetweenbanksandfintechshascreatedamoredynamicandinnovativefinancialecosystem.Asthemarketcontinuestoevolve,itisexpectedthatthelinesbetweentraditionalbankingandfintechwillcontinuetoblur.1.WhathasbeentheprimarydriverofchangeinChina’sfinancialsector?A.GovernmentregulationsB.DigitaltechnologyadoptionC.IncreasedcompetitionfromforeignbanksD.Economicdownturns2.Howhavefintechcompaniesimpactedthefinancialmarket?A.Theyhavedrivenupcostsfortraditionalbanks.B.Theyhaveofferedmoreconvenientandcost-effectivesolutions.C.Theyhavefocusedsolelyonruralmarkets.D.Theyhavebeenprimarilyconcernedwithinternationalfinance.Passage2:湖州市hasbeenmakingstridesindevelopingitsgreenfinancesector.Thecityhasestablishedseveralpoliciestoencourageinvestmentsinrenewableenergyandsustainableprojects.Theseinitiativeshaveattractedbothdomesticandinternationalinvestors,contributingtothecity’seconomicgrowthwhilereducingitscarbonfootprint.Thesuccessof湖州市’sgreenfinanceprogramcanbeattributedtoitsproactiveapproachandstronggovernmentsupport.Bycreatingafavorableenvironmentforgreeninvestments,thecityhaspositioneditselfasaleaderinsustainablefinance.However,challengesremain,suchassecuringlong-termfundingandensuringtheenvironmentalbenefitsoftheseprojectsaremaximized.3.Whathasbeen湖州市’smainfocusinitsgreenfinancesector?A.TraditionalbankingservicesB.RenewableenergyandsustainableprojectsC.InternationaltradeD.Realestatedevelopment4.Howhas湖州市’sgreenfinanceprogramimpactedthecity?A.Ithasledtoadecreaseineconomicgrowth.B.Ithasattractedbothdomesticandinternationalinvestors.C.Ithasprimarilybenefitedlargecorporations.D.Ithascausedsignificantenvironmentaldegradation.Passage3:Artificialintelligence(AI)isincreasinglybeingintegratedintovarioussectors,includingbanking.AItechnologiesarebeingusedtoimprovecustomerservice,detectfraud,andoptimizeoperations.Forinstance,chatbotsandvirtualassistantsareproviding24/7supporttocustomers,whileAIalgorithmsarehelpingbanksidentifyandmitigaterisksmoreefficiently.Despitethebenefits,theadoptionofAIinbankingalsoraisesethicalandregulatoryconcerns.Issuessuchasdataprivacy,algorithmicbias,andjobdisplacementneedtobeaddressedtoensurethatAIisusedresponsibly.FinancialinstitutionsmuststrikeabalancebetweenleveragingAI’spotentialandmitigatingitsriskstomaintainpublictrustandcompliancewithregulations.5.WhatarethemainbenefitsofAIinbanking?A.ReducedcustomersatisfactionB.IncreasedoperationalcostsC.ImprovedcustomerserviceandriskdetectionD.Greaterregulatoryscrutiny三、完形填空（共10題，每題1分）題目：閱讀以下短文，掌握其大意，然后從每題所給的四個(gè)選項(xiàng)中，選擇最佳答案填空。Therapidadvancementoftechnologyhastransformedthebankingindustryinprofoundways.(1)traditionalbankswereprimarilyfocusedonbrick-and-mortaroperations,today’sfinancialinstitutionsareincreasinglydigital-first.Theriseofonlineandmobilebankinghas(2)thewaycustomersinteractwiththeirmoney.Oneofthemostsignificant(3)ofdigitalbankingistheconvenienceitoffers.Customerscanperformtransactions,paybills,andaccesstheiraccountsfromanywhereatanytime.Thishasbeen(4)bythegrowingpopularityofmobilebankingapps,whichhave(5)millionsofusersworldwide.However,theshifttodigitalbankinghasalso(6)challenges.Securityconcerns,suchashackinganddatabreaches,areattheforefrontofthesechallenges.Banksmust(7)theserisksbyimplementingrobustsecuritymeasuresandstayingaheadofcyberthreats.Additionally,the(8)ofdigitalbankingservicescanexacerbateinequalityifnotmanagedproperly.Noteveryonehasequalaccesstotechnology,andthiscancreateadigitaldivide.Toaddresstheseissues,financialinstitutionsneedto(9)abalancedapproachthatprioritizesbothinnovationandinclusivity.Bydoingso,theycanensurethatthebenefitsofdigitalbankingare(10)widelyandthattheindustryremainssustainableinthelongterm.1.A.OnceB.WhileC.UntilD.Before2.A.changedB.improvedC.complicatedD.standardized3.A.aspectsB.featuresC.benefitsD.drawbacks4.A.noticedB.supportedC.criticizedD.underestimated5.A.attractedB.enrolledC.engagedD.developed6.A.presentedB.ignoredC.addressedD.exaggerated7.A.minimizeB.ignoreC.enhanceD.overlook8.A.expansionB.adoptionC.popularityD.availability9.A.adoptB.promoteC.maintainD.balance10.A.distributedB.accessedC.enjoyedD.implemented四、翻譯（共2題，每題5分）題目：請(qǐng)將以下句子翻譯成英文。1.中國工商銀行致力于通過創(chuàng)新科技提升客戶服務(wù)體驗(yàn)，并積極推動(dòng)綠色金融發(fā)展，以實(shí)現(xiàn)可持續(xù)發(fā)展目標(biāo)。2.湖州市政府計(jì)劃在未來五年內(nèi)增加對(duì)科技創(chuàng)新企業(yè)的投資，以吸引更多高端人才和促進(jìn)經(jīng)濟(jì)增長(zhǎng)。答案及解析一、選詞填空1.B.utilize解析：此處強(qiáng)調(diào)銀行需要使用AI技術(shù)，utilize（利用）最符合語境。2.A.address解析：addresschallenges（應(yīng)對(duì)挑戰(zhàn)）為固定搭配。3.A.introduced解析：introducedpolicies（引入政策）符合句意。4.B.preserve解析：preservetheenvironment（保護(hù)環(huán)境）更符合語境。5.B.effective解析：effectivepolicies（有效的政策）最符合句意。6.A.identity解析：identityfraud（身份欺詐）是常見搭配。7.A.mitigate解析：mitigaterisks（減輕風(fēng)險(xiǎn)）符合句意。8.A.minimize解析：minimizepotentiallosses（最小化潛在損失）最符合語境。9.A.launched解析：launchedinitiatives（啟動(dòng)計(jì)劃）符合句意。10.A.rising解析：risinglivingcosts（不斷上升的生活成本）符合語境。二、閱讀理解1.B.Digitaltechnologyadoption解析：文中明確指出數(shù)字技術(shù)是主要驅(qū)動(dòng)力。2.B.Theyhaveofferedmoreconvenientandcost-effectivesolutions.解析：文中提到fintechcompanies提供更便捷、成本更低的解決方案。3.B.Renewableenergyandsustainableprojects解析：文中提到湖州市的重點(diǎn)是可再生能源和可持續(xù)項(xiàng)目。4.B.Ithasattractedbothdomesticandinternationali