建設(shè)銀行2025曲靖市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.challengedD.supported2.AsakeyeconomichubinYunnanProvince,Qujingplaysa______roleinregionaltradeandlogistics.A.marginalB.pivotalC.secondaryD.minimal3.Thebank’snewmobileappaimsto______customerexperiencethroughartificialintelligenceandbigdata.A.enhanceB.diminishC.neglectD.replicate4.Environmentalsustainabilityisnowa______priorityforfinancialinstitutionsworldwide.A.negligibleB.marginalC.negligibleD.paramount5.LocalSMEsinQujingoftenfacedifficultiesinsecuring______fundingduetostringentcreditpolicies.A.affordableB.accessibleC.adequateD.excessive6.Theconstructionbank’sruralcreditprogramisdesignedto______economicopportunitiesinunderservedareas.A.expandB.restrictC.diminishD.eliminate7.Thedigitaltransformationofbankingrequiresa______approachtointegratenewtechnologies.A.conservativeB.progressiveC.stagnantD.reactive8.Thegovernment’spolicysupporthas______thegrowthoftheQujingtourismindustry.A.boostedB.hinderedC.stabilizedD.suppressed9.Thebank’sriskmanagementframeworkemphasizes______topreventfinancialfraud.A.proactivityB.negligenceC.complacencyD.passivity10.Thecollaborationbetweenthebankandlocalbusinessesis______tofosteringeconomicgrowthinQujing.A.indispensableB.irrelevantC.optionalD.redundant二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinQujinghasundergonesignificantchangesinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.Withtheriseoffintech,traditionalbanksliketheChinaConstructionBank(CCB)havebeencompelledtomodernizetheirservices.Thebank’sdigitalbankingplatformhasintroducedfeaturessuchasmobilepayments,onlineloans,andAI-poweredcustomersupport,whichhaveimprovedefficiencyandaccessibility.However,challengesremain,particularlyinruralareaswhereinternetinfrastructureisunderdeveloped.Thebankhaslaunchedinitiativestobridgethisgap,includingpartnershipswithlocaltelecomprovidersandtheestablishmentofcommunitybankingcenters.Additionally,environmental,social,andgovernance(ESG)criteriahavebecomeincreasinglyimportant,withthebankcommittingtogreenfinancingandsustainabledevelopment.1.Whatisthemainfocusofthepassage?A.TheimpactoffintechontraditionalbankinginQujing.B.Thegovernment’spoliciesonruraleconomicdevelopment.C.ThechallengesofinternetinfrastructureinQujing.D.Thebank’sinitiativesinenvironmentalsustainability.2.Accordingtothepassage,howhasCCBadaptedtotechnologicalchanges?A.Byreducingitsphysicalbranches.B.Byintegratingdigitalservicesintoitsoperations.C.Byincreasingitsrelianceontraditionalbankingmethods.D.ByoutsourcingitsITinfrastructure.3.WhatspecificmeasureshasCCBtakentoaddressruralbankingchallenges?A.Offeringhigherinterestratesforruraldeposits.B.Partneringwithtelecomprovidersandestablishingcommunitybanks.C.Restrictingloanstoruralbusinesses.D.Eliminatingitsruralbankingservices.4.WhatdoesthepassagesuggestaboutthefutureofbankinginQujing?A.Itwillreturntotraditionalbankingpractices.B.Itwillfocusmoreonruralareas.C.ItwillprioritizeESGcriteria.D.Itwillfacemoreregulatorychallenges.5.WhyisESGbecomingimportantinthebankingsector?A.Toattractmorecustomers.B.Tocomplywithinternationalstandards.C.Tosupportsustainabledevelopment.D.Toreducefinancialrisks.三、完形填空（共10題，每題1分）directions:Completethepassagewiththebestwordfromtheoptions.TheeconomiclandscapeofQujinghasevolvedsignificantlyoverthepastdecade,withthebankingsectorplayinga______role.TheChinaConstructionBankhasbeenattheforefrontofthistransformation,introducinginnovativefinancialsolutionstailoredtolocalneeds.Forinstance,itsgreencreditprogramhas______businessesinvestinrenewableenergy,contributingtotheregion’senvironmentalgoals.Meanwhile,theriseofdigitalbankinghas______traditionalservices,makingfinancialproductsmoreaccessibletosmallandmedium-sizedenterprises(SMEs).However,challengesremain,suchasthedigitaldivideinruralareas.Thebankhas______initiativestoaddressthis,includingmobilebankingprogramsandfinancialliteracycampaigns.Ultimately,thesuccessoftheseeffortsdependsonthebank’sabilityto______betweenefficiencyandinclusivity.1.A.negligible2.A.encouraged3.A.replaced4.A.launched5.A.balance四、翻譯（共2題，每題5分）directions:TranslatethefollowingsentencesintoEnglish.1.曲靖市作為云南省的經(jīng)濟(jì)中心，近年來吸引了大量外資企業(yè)入駐。2.中國建設(shè)銀行致力于通過金融科技賦能小微企業(yè)，助力地方經(jīng)濟(jì)發(fā)展。答案解析一、選詞填空1.C.challenged-解析：Fintech的快速發(fā)展對傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故選challenged（挑戰(zhàn)）。2.B.pivotal-解析：曲靖在云南省區(qū)域貿(mào)易和物流中扮演關(guān)鍵角色，pivotal（關(guān)鍵的）最符合語境。3.A.enhance-解析：銀行新移動應(yīng)用旨在通過人工智能和大數(shù)據(jù)提升客戶體驗(yàn)，enhance（提升）正確。4.D.paramount-解析：環(huán)境可持續(xù)性已成為金融機(jī)構(gòu)的最高優(yōu)先事項(xiàng)，paramount（至高無上的）最貼切。5.B.accessible-解析：當(dāng)?shù)刂行∑髽I(yè)因信貸政策嚴(yán)格難以獲得可及的融資，accessible（可獲得的）符合文意。6.A.expand-解析：銀行農(nóng)村信貸計(jì)劃旨在擴(kuò)大欠發(fā)達(dá)地區(qū)的經(jīng)濟(jì)機(jī)會，expand（擴(kuò)大）正確。7.B.progressive-解析：銀行業(yè)數(shù)字化轉(zhuǎn)型需要漸進(jìn)式方法整合新技術(shù)，progressive（漸進(jìn)的）最合適。8.A.boosted-解析：政府政策支持促進(jìn)了曲靖旅游業(yè)的發(fā)展，boosted（促進(jìn)）符合語境。9.A.proactivity-解析：銀行風(fēng)險管理框架強(qiáng)調(diào)主動預(yù)防金融欺詐，proactivity（主動性）最貼切。10.A.indispensable-解析：銀行與當(dāng)?shù)仄髽I(yè)的合作對曲靖經(jīng)濟(jì)增長不可或缺，indispensable（不可或缺的）正確。二、閱讀理解1.A.TheimpactoffintechontraditionalbankinginQujing.-解析：全文圍繞fintech對曲靖傳統(tǒng)銀行業(yè)的影響展開，故A為正確答案。2.B.Byintegratingdigitalservicesintoitsoperations.-解析：文中提到CCB引入移動支付、在線貸款等數(shù)字化服務(wù)，故B正確。3.B.Partneringwithtelecomprovidersandestablishingcommunitybanks.-解析：文中明確指出CCB通過電信合作和社區(qū)銀行解決農(nóng)村問題，故B正確。4.C.ItwillprioritizeESGcriteria.-解析：末段強(qiáng)調(diào)ESG的重要性，故C為正確答案。5.C.Tosupportsustainabledevelopment.-解析：文中提到ESG支持可持續(xù)發(fā)展，故C正確。三、完形填空1.pivotal-解析：銀行業(yè)在當(dāng)?shù)亟?jīng)濟(jì)中扮演關(guān)鍵角色，pi