郵儲銀行2025連云港市秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）說明：每題提供四個選項，選出一個最佳答案填入空格。1.Therapiddevelopmentofe-commercehas______thetraditionalretailindustry.A.replacedB.transformedC.strengthenedD.limited2.Asafinancialinstitution,PostalBankofChinaiscommittedto______thefinancialneedsofruralareas.A.fulfillingB.neglectingC.ignoringD.minimizing3.Thenewpolicyaimsto______smallbusinessesbyreducinginterestrates.A.discourageB.supportC.harmD.delay4.TheYangtzeRiverDeltaregionisoneofthemost______economiczonesinChina.A.developedB.underdevelopedC.developingD.deteriorated5.Inrecentyears,GreenBankinghasbecomea______trendinthefinancialindustry.A.risingB.decliningC.stagnantD.outdated6.Thebank’smobileappallowscustomersto______transactionsanytimeandanywhere.A.processB.postponeC.postponeD.postpone7.The______ofdigitalcurrencywillbringbothopportunitiesandchallengestothebankingsector.A.adoptionB.rejectionC.rejectionD.rejection8.Thelocalgovernmenthastakenmeasuresto______unemploymentinthecoastalcities.A.reduceB.increaseC.stabilizeD.promote9.The______betweenruralandurbanbankingservicesremainssignificantinChina.A.disparityB.equalityC.similarityD.gap10.Thebank’scustomerserviceteamensureshigh-quality______toclients.A.supportB.responseC.feedbackD.interaction第二部分：閱讀理解（共5題，每題2分）說明：閱讀以下短文，選擇最佳答案。Passage1ThebankingsectorinChinahasundergonerapiddigitaltransformationinthepastdecade.Withtheriseoffintech,traditionalbankslikePostalBankofChinahavehadtoadapttonewtechnologiestoremaincompetitive.Digitalbankingservices,suchasmobilepaymentsandonlineloans,havebecomemainstream,especiallyinurbanareas.However,ruralareasstilllagbehindduetoinfrastructurelimitations.TheChinesegovernmenthasintroducedpoliciestobridgethisgap,encouragingbankstoexpandtheirdigitalfootprintinthecountryside.Thisshiftnotonlybenefitsruralresidentsbutalsohelpsthebankdiversifyitscustomerbase.TheintegrationofAIandbigdatahasfurtherenhancedefficiency,reducingoperationalcostswhileimprovingservicequality.11.Whatisthemainfocusofthepassage?A.ThechallengesofruralbankinginChina.B.Theimpactoffintechontraditionalbanks.C.Governmentpoliciestosupportdigitalbanking.D.ThebenefitsofdigitaltransformationforPostalBank.12.Whydoruralareaslagbehindindigitalbanking?A.Lackofgovernmentsupport.B.Insufficientinfrastructure.C.Lowdemandfordigitalservices.D.Highoperationalcosts.13.HowhasdigitaltransformationaffectedPostalBank?A.Ithasreducedcustomersatisfaction.B.Ithasdiversifieditscustomerbase.C.Ithasincreasedoperationalcosts.D.Ithasledtoadeclineinruralservices.14.WhatroledoesAIplayinmodernbanking?A.Itreduceshumaninteraction.B.Itenhancesserviceefficiency.C.Itincreasesregulatoryburdens.D.Itreplacestraditionalbankingsystems.15.Whatdoesthepassagesuggestforthefutureofruralbanking?A.Itshouldfocussolelyonurbanmarkets.B.Itneedsmoregovernmentsubsidies.C.Itshouldprioritizedigitalexpansion.D.Itshouldreturntotraditionalmethods.第三部分：完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最佳答案填入空格。ThepostalbankingsysteminChinaplaysacrucialroleinfinancialinclusion,especiallyinremoteareas.Fordecades,PostalBankofChinahasbeen______(16)toitsmissionofservingtheunbankedandunderbankedpopulations.Unlikecommercialbanks,PostalBankoftenhasastrongpresenceinruraland______(17)regions,makingitatrustedinstitutionforlocalcommunities.Thebank’s______(18)ondigitalbankinghasfurtherstrengtheneditsreach,allowingcustomerstoaccessservicesthroughmobileappsandATMs.However,challengessuchasinternetconnectivityissuesinsomeareasstillpersist.Toaddressthis,PostalBankhasbeencollaboratingwithlocalgovernmentsandtelecomcompaniestoimproveinfrastructure.Thebank’scommitmentto______(19)sustainablepracticeshasalsosetitapart.Byinvestingingreenfinanceandsupportingeco-friendlyprojects,PostalBankdemonstratesitsresponsibilitytowardenvironmentalprotection.Inthefuture,thebankaimsto______(20)itsdigitalinitiativeswhilemaintainingitstraditionalstrengths.16.A.committedB.dedicatedC.engagedD.involved17.A.suburbanB.urbanC.remoteD.coastal18.A.emphasisB.focusC.priorityD.commitment19.A.promotingB.supportingC.implementingD.advocating20.A.expandB.limitC.reduceD.eliminate第四部分：句子改錯（共5題，每題2分）說明：每題包含一個句子，其中有1處錯誤，指出并改正。21.Thebank’snewmobileappallowscustomerstotransfermoneyquicklyandconvenient.→Correct:______22.Despitethechallenges,PostalBankhasmadesignificantprogressindigitalbankingoverthepastfewyears.→Correct:______23.Thegovernment’spolicieshaveapositiveimpactonthegrowthofsmallandmedium-sizedenterprises.→Correct:______24.Theintegrationofbigdataintobankingoperationscanimproveefficiencyandreducecosts.→Correct:______25.TheYangtzeRiverDeltaregionisknownforitsadvancedeconomicdevelopmentandtechnologicalinnovation.→Correct:______第五部分：翻譯填空（共5題，每題2分）說明：將以下中文句子翻譯成英文，填入空格。26.郵儲銀行致力于為農(nóng)村地區(qū)提供普惠金融服務(wù)。→______27.數(shù)字貨幣的普及將改變傳統(tǒng)金融格局?！鷂_____28.連云港作為長三角經(jīng)濟(jì)圈的重要城市，具有巨大的發(fā)展?jié)摿Α！鷂_____29.為了應(yīng)對氣候變化，銀行加大了對綠色金融的支持力度?！鷂_____30.郵儲銀行通過優(yōu)化服務(wù)流程，提升了客戶滿意度。→______答案及解析第一部分：詞匯選擇1.B.transformed*解析：e-commerce改變了傳統(tǒng)零售業(yè)，"transform"（轉(zhuǎn)變）最符合語境。*2.A.fulfilling*解析：銀行承諾滿足農(nóng)村地區(qū)的金融需求，"fulfilling"（滿足）最合適。*3.B.support*解析：政策旨在支持中小企業(yè)，"support"（支持）符合文意。*4.A.developed*解析：長三角是經(jīng)濟(jì)發(fā)達(dá)區(qū)域，"developed"（發(fā)達(dá)的）最貼切。*5.A.rising*解析：綠色銀行是新興趨勢，"rising"（上升的）準(zhǔn)確。*6.A.process*解析：移動APP允許客戶處理交易，"process"（處理）最合適。*7.A.adoption*解析：數(shù)字貨幣的普及，"adoption"（采用）符合語境。*8.A.reduce*解析：政府采取措施減少失業(yè)，"reduce"（減少）最貼切。*9.A.disparity*解析：城鄉(xiāng)銀行服務(wù)差距，"disparity"（差距）最準(zhǔn)確。*10.B.response*解析：客服團(tuán)隊提供快速響應(yīng)，"response"（響應(yīng)）最合適。*第二部分：閱讀理解11.B.Theimpactoffintechontraditionalbanks.*解析：全文圍繞金融科技對傳統(tǒng)銀行的影響展開。*12.B.Insufficientinfrastructure.*解析：文章指出農(nóng)村地區(qū)數(shù)字銀行落后是因為基礎(chǔ)設(shè)施不足。*13.B.Ithasdiversifieditscustomerbase.*解析：數(shù)字轉(zhuǎn)型幫助銀行拓展了客戶群體。*14.B.Itenhancesserviceefficiency.*解析：AI提升了銀行服務(wù)效率。*15.C.Itshouldprioritizedigitalexpansion.*解析：文章建議農(nóng)村銀行應(yīng)優(yōu)先發(fā)展數(shù)字服務(wù)。*第三部分：完形填空16.B.dedicated*解析：銀行致力于其使命，"dedicated"（專注的）最合適。*17.C.remote*解析：郵儲銀行服務(wù)偏遠(yuǎn)地區(qū)，"remote"（偏遠(yuǎn)的）符合文意。*18.B.focus*解析：銀行重視數(shù)字銀行業(yè)務(wù)，"focus"（聚焦）最貼切。*19.A.promoting*解析：銀行推廣可持續(xù)發(fā)展，"promoting"（推廣）最合適。*20.A.expand*解析：銀行計劃擴大數(shù)字業(yè)務(wù)，"expand"（擴大）符合語境。*第四部分：句子改錯21.→convenient→conveniently*解析：副詞修飾動詞，需改為"conveniently"。*22.→Correct:Noerror*解析：句子結(jié)構(gòu)正確。*23.→Correct:Thegovernmen