郵儲銀行2025揚州市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）從以下選項中選擇最合適的單詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.stabilizedC.diversifiedD.marginalized2.Asarural-basedfinancialinstitution,PostalSavingsBankneedsto______localeconomicneedsmoreeffectively.A.addressB.ignoreC.neglectD.exaggerate3.揚州的經(jīng)濟發(fā)展對銀行業(yè)提出了更高的要求，郵儲銀行必須______金融科技以提升服務(wù)效率。A.integrateB.opposeC.minimizeD.delay4.Thebank’snewmobileappaimsto______customerexperiencethroughpersonalizedservices.A.enhanceB.weakenC.simplifyD.complicate5.Duetothestrictregulatoryenvironment,banksmust______compliancewithfinanciallaws.A.emphasizeB.overlookC.undermineD.prioritize6.Theloanofficercarefully______theapplicant’scredithistorybeforeapprovingthemortgage.A.examinedB.ignoredC.dismissedD.exaggerated7.Thegovernment’spolicyonruralfinanceencouragesbanksto______small-scalefarmers.A.supportB.excludeC.challengeD.oppose8.Thebank’sbranchinYangzhouhasbeen______foritsfriendlyserviceandconvenientlocation.A.criticizedB.praisedC.ignoredD.forgotten9.Digitaltransformationisakeyfactorinthebank’sstrategyto______marketcompetition.A.outperformB.reduceC.avoidD.weaken10.Theruralfinancialserviceprogramaimsto______economicgrowthinunderservedareas.A.boostB.hinderC.balanceD.limit二、閱讀理解（共5題，每題2分）閱讀以下文章，選擇最佳答案。Passage:Theriseofdigitalbankinghastransformedthefinancialindustry,especiallyinruralareas.PostalSavingsBank,withitsstrongpresenceinregionslikeYangzhou,hasbeenattheforefrontofthischange.Byleveragingfintech,thebankhasimproveditsserviceefficiencyandexpandeditscustomerbase.However,challengesremain,suchasensuringdatasecurityandaddressingthedigitaldivide.Thebank’scommitmenttoinnovationandcustomer-centricsolutionshaspositioneditasaleaderinruralfinancialservices.Despiteeconomicfluctuations,itsfocusonsustainablegrowthensureslong-termstability.1.Whatisthemaintopicofthepassage?A.ThehistoryofPostalSavingsBank.B.Theimpactofdigitalbankingonruralfinance.C.Thegovernment’spolicyonruralbanking.D.Thechallengesoffintechimplementation.2.Accordingtothepassage,whyisPostalSavingsBanksuccessfulinruralareas?A.Itignoreslocalneeds.B.Itlacksinnovation.C.Itusesfintechtoimproveservices.D.Itfocusesonurbancustomers.3.Whatdoesthepassagesuggestaboutthefutureofthebank?A.Itwillfacedecliningmarketshare.B.Itwillexpanditsdigitalservices.C.Itwillignoreruralcustomers.D.Itwillreducecomplianceefforts.4.Thephrase"digitaldivide"inthepassagerefersto:A.Thegapbetweenurbanandruralincomes.B.Thedifferenceininternetaccessbetweenregions.C.Thedisparityinbankingprofits.D.Thecontrastincustomerdemographics.5.Whichofthefollowingbestdescribesthebank’sapproachtogrowth?A.Short-termprofitmaximization.B.Long-termsustainabledevelopment.C.Ignoringregulatoryrequirements.D.Focusingsolelyondigitalbanking.三、完形填空（共5題，每題2分）閱讀以下短文，選擇最合適的選項填入空格。ThePostalSavingsBankofChinahasbeenacornerstoneoffinancialinclusioninruralChinafordecades.InYangzhou,itsbranchesservenotonlyasbankinghubsbutalsoascommunitycenters.Thebank’scommitmenttolocaleconomicdevelopmentisevidentinitsprogramsforsmallbusinessesandfarmers.Byprovidingaffordableloansanddigitalbankingtools,ithasempoweredmanyfamiliestoimprovetheirlivelihoods.However,therapidpaceoftechnologicalchangepresentsnew______.Thebankmustadapttodigitaltrendswhilemaintainingitscorevaluesofreliabilityandaccessibility.1.Theword"cornerstone"inthefirstsentenceisclosestinmeaningto:A.foundationB.threatC.competitionD.challenge2.Whatdoesthepassagehighlightaboutthebank’sroleinYangzhou?A.Itfocusesonlyonurbanclients.B.Itservesasacommunityhub.C.Itignoressmallbusinesses.D.Itcompeteswithlargebanks.3.Thephrase"financialinclusion"refersto:A.Excludingcertainregionsfrombankingservices.B.Expandingaccesstofinancialtoolsforunderservedpopulations.C.Increasingbankprofitsthroughruralexpansion.D.Reducingthenumberofbankbranches.4.Theword"empowered"inthethirdparagraphsuggests:A.disabledB.strengthenedC.weakenedD.neglected5.Whatchallengedoesthebankfaceinthecurrentenvironment?A.Limitedtechnologicalresources.B.Decreasedcustomertrust.C.Rapidtechnologicalchange.D.Governmentrestrictions.四、翻譯（共2題，每題3分）將以下句子翻譯成英文。1.郵儲銀行通過提供普惠金融服務(wù)，積極支持小微企業(yè)的發(fā)展。*ThePostalSavingsBankactivelysupportsthedevelopmentofsmallandmedium-sizedenterprisesbyprovidinginclusivefinancialservices.*2.在揚州，郵儲銀行的數(shù)字化戰(zhàn)略旨在提升客戶體驗并增強市場競爭力。*InYangzhou,thePostalSavingsBank’sdigitalstrategyaimstoimprovecustomerexperienceandenhancemarketcompetitiveness.*五、寫作（共1題，10分）Writeashortessay(150-200words)onthetopic:"TheImportanceofDigitalBankinginRuralFinancialServices."SampleAnswer:Digitalbankinghasrevolutionizedruralfinancialservices,particularlyinregionslikeYangzhou.Byleveragingtechnology,PostalSavingsBankhasexpandeditsreachtounderservedareas,providingconvenientaccesstobankingtools.Thisinnovationhasempoweredsmallbusinessesandfarmers,fosteringeconomicgrowth.Moreover,digitalplatformsenhanceefficiency,reducingpaperworkandwaitingtimes.However,challengesremain,suchasthedigitaldivideandcybersecurityrisks.Thebankmustaddresstheseissueswhilemaintainingcustomertrust.Overall,digitalbankingiscrucialforruraldevelopment,bridgingthegapbetweenurbanandruralfinancialecosystems.答案及解析一、選詞填空1.A(revolutionized)–Digitalbankinghastransformedtheindustry.2.A(address)–Thebankneedstomeetlocaleconomicneeds.3.A(integrate)–Financialtechnologyimprovesserviceefficiency.4.A(enhance)–Personalizedservicesimprovecustomerexperience.5.D(prioritize)–Complianceisessentialinbanking.6.A(examined)–Aloanofficercheckscredithistory.7.A(support)–Governmentpoliciesencouragebankstohelpfarmers.8.B(praised)–Thebranchisknownforgoodservice.9.A(outperform)–Digitaltransformationhelpswinmarketcompetition.10.A(boost)–Theprogramaimstostimulateeconomicgrowth.二、閱讀理解1.B–Focusesondigitalbankinginruralareas.2.C–Fintechiskeytoitssuccess.3.B–Willexpanddigitalservices.4.B–Referstointernetaccessgaps.5.B–Sustainablelong-termgrowth.三、完形填空1.A(foundation)–Cornerstonemeansastrongbase.2.B–Servesasacommunityhub.3.B–Expandingfinancialaccess.4.B(strengthened)–Empoweredmeansgivenpower.5.C–Rapidtechnologicalchange.四、翻譯1.ThePostalSavingsBankactivelysupportsthedevelopmentofsmallandmedium-sizedenterprisesbyprovidinginclusivefinancialservices.2.InYangzhou,thePostalSavings