交通銀行2025鎮(zhèn)江市筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，總計(jì)10分）（本部分題目聚焦金融與銀行業(yè)務(wù)場景，考察詞匯在具體語境中的應(yīng)用能力）1.Thebank'snewdigitalplatformaimsto______customerengagementbyprovidingpersonalizedfinancialadvice.A.enhanceB.reduceC.delayD.limit2.Despiteeconomic______,thebankmaintainedstablegrowthinitsloanportfoliolastyear.A.uncertaintyB.certaintyC.stabilityD.volatility3.Theregulatory______requiresbankstoimprovetransparencyintheirriskmanagementpractices.A.frameworkB.guidelineC.penaltyD.compliance4.Ourteamiscurrently______afeasibilitystudytoassessthepotentialofgreenfinancingprojects.A.conductingB.neglectingC.postponingD.minimizing5.The______ininterestrateshassignificantlyimpactedborrowers'repaymentcapabilities.A.fluctuationB.decreaseC.increaseD.stability第二部分：閱讀理解（共4題，每題3分，總計(jì)12分）（本部分選取銀行業(yè)數(shù)字化轉(zhuǎn)型與區(qū)域經(jīng)濟(jì)發(fā)展相關(guān)文章，考察信息提取與邏輯分析能力）Passage:Thedigitaltransformationofthebankingsectorhasacceleratedinrecentyears,drivenbytechnologicaladvancementsandchangingcustomerexpectations.IncitieslikeZhenjiang,banksareleveragingbigdataandAItooptimizeservices,reduceoperationalcosts,andenhancesecurity.However,challengessuchasdataprivacyconcernsandtheneedforskilledprofessionalsremainsignificant.Localfinancialinstitutionsmustbalanceinnovationwithregulatorycompliancetostaycompetitive.TheJiangsuProvincialBank,forinstance,haslaunchedamobilebankingapptailoredtotheregion'sdemographics,offeringfeatureslikeone-clickloanapplicationsandreal-timefinancialnews.Thisapproachhasnotonlyimprovedcustomersatisfactionbutalsodiversifiedthebank'srevenuestreams.6.Whatistheprimarydriverofthebankingsector'sdigitaltransformation?A.GovernmentpoliciesB.TechnologicaladvancementsC.CustomerdissatisfactionD.Economicdownturn7.WhichofthefollowingchallengesisNOTmentionedinthepassage?A.DataprivacyconcernsB.ShortageofskilledworkersC.IncreasedcompetitionD.Regulatorycompliance8.HowhastheJiangsuProvincialBankadaptedtotheregionalmarket?A.ReducedphysicalbranchoperationsB.Introducedregion-specificmobilebankingfeaturesC.IncreasedfeesforpremiumservicesD.Focusedontraditionalbankingproducts9.WhatdoesthepassagesuggestaboutthefutureofbankinginZhenjiang?A.AreturntotraditionalbankingmodelsB.ContinuedrelianceonmanualprocessesC.Ashifttowarddigital-firstservicesD.Limitedgrowthduetoregulatorybarriers第三部分：完形填空（共5題，每題2分，總計(jì)10分）（本部分聚焦金融行業(yè)職業(yè)素養(yǎng)與銀行業(yè)務(wù)流程，考察上下文邏輯與詞匯搭配）Thebankingsectorishighlycompetitive,requiringprofessionalstopossessacombinationoftechnicalskillsandsoft______(10).Customerserviceis______(11)important,asitdirectlyaffectsclientretentionandbrandreputation.Forexample,abank’scallcentermustbeequippedwith______(12)systemstohandleinquiriesefficiently.Additionally,riskmanagementisa______(13)aspect,asfinancialinstitutionsmustmitigatelosseswhilepursuinggrowth.BanksinZhenjiangoftenprioritizelocaleconomictrends,suchasrealestatedevelopmentorsmall-businessloans,to______(14)regionalgrowth.10.A.knowledgeB.creativityC.patienceD.experience11.A.equallyB.lessC.moreD.relatively12.A.automatedB.manualC.outdatedD.underdeveloped13.A.secondaryB.primaryC.optionalD.minimal14.A.supportB.hinderC.ignoreD.compete第四部分：句子改錯(cuò)（共5題，每題2分，總計(jì)10分）（本部分考察語法與表達(dá)準(zhǔn)確性，題目涉及銀行業(yè)務(wù)郵件或報(bào)告中的常見錯(cuò)誤）15.Theloanapplicationformmustbecompletedbycustomerbeforesubmittingtoourdepartment.→______16.Ifthecustomerfailtoprovideallrequireddocuments,theapprovalprocessmaybedelayed.→______17.Wewouldliketothankyouforyourinterestinourinvestmentproducts,andwearehappytoassistyoufurther.→______18.Thebank’spolicyrequireallemployeestoundergoannualtrainingonanti-moneylaundering.→______19.Pleaseensurethatthetransactiondetailsarecorrectlyentered,inordertoavoidanymistake.→______第五部分：翻譯填空（共5題，每題2分，總計(jì)10分）（本部分考察中英文互譯能力，內(nèi)容涉及銀行業(yè)務(wù)術(shù)語與政策表述）中文譯英：20.為保障客戶資金安全，銀行將嚴(yán)格執(zhí)行反洗錢規(guī)定?！鷂_____21.本行提供的理財(cái)服務(wù)旨在幫助客戶實(shí)現(xiàn)財(cái)富保值增值?！鷂_____22.若發(fā)生賬戶異常交易，請立即聯(lián)系銀行客服?！鷂_____英文譯中：23.Thebank’screditscoringmodelevaluatesapplicantsbasedontheirrepaymenthistory,incomestability,andcreditutilizationratio.→______24.Tocomplywithinternationalregulations,thebankhasimplementedastrictKYC(KnowYourCustomer)verificationprocess.→______答案與解析第一部分：選詞填空1.A.enhance解析：數(shù)字平臺旨在提升客戶互動(dòng)，enhance（增強(qiáng)）符合語境。2.A.uncertainty解析：經(jīng)濟(jì)不確定性（如衰退或波動(dòng)）是銀行業(yè)面臨的常見挑戰(zhàn)。3.A.framework解析：監(jiān)管框架（framework）是規(guī)范銀行業(yè)務(wù)的體系，符合文意。4.A.conducting解析：進(jìn)行可行性研究（conductingafeasibilitystudy）是銀行業(yè)務(wù)的常規(guī)操作。5.A.fluctuation解析：利率波動(dòng)（fluctuation）直接影響借款人還款能力。第二部分：閱讀理解6.B.Technologicaladvancements解析：文章首段明確指出技術(shù)進(jìn)步是數(shù)字化轉(zhuǎn)型的主要驅(qū)動(dòng)力。7.C.Shortageofskilledworkers解析：文中未提及人才短缺問題，其他選項(xiàng)均有提及。8.B.Introducedregion-specificmobilebankingfeatures解析：文章提到江蘇銀行推出本地化移動(dòng)應(yīng)用功能。9.C.Ashifttowarddigital-firstservices解析：文章結(jié)尾暗示銀行業(yè)將更依賴數(shù)字化服務(wù)。第三部分：完形填空10.C.patience解析：銀行服務(wù)需耐心，符合職業(yè)素養(yǎng)要求。11.A.equally解析：客戶服務(wù)與業(yè)務(wù)發(fā)展同等重要。12.A.automated解析：自動(dòng)化系統(tǒng)能提高效率。13.B.primary解析：風(fēng)險(xiǎn)管理是銀行業(yè)務(wù)的核心。14.A.support解析：銀行應(yīng)支持區(qū)域經(jīng)濟(jì)發(fā)展。第四部分：句子改錯(cuò)15.→after→Theloanapplicationformmustbecompletedbythecustomeraftersubmittingtoourdepartment.16.→fails→Ifthecustomerfailstoprovideallrequireddocuments,theapprovalprocessmaybedelayed.17.→remove→Wewouldliketothankyouforyourinterestinourinvestmentproducts,andwearehappytoassistyoufurther.18.→requires→Thebank’spolicyrequi