交通銀行2025滄州市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadaptandinnovate.A.forcedB.encouragedC.delayedD.supported2.AsaleadingbankinNorthChina,TransportBankhasbeencommittedto______financialservicestolocalenterprises.A.providingB.improvingC.reducingD.expanding3.The滄州branchiscurrently______anewmobilebankingapptoenhancecustomerexperience.A.launchingB.developingC.testingD.replacing4.Climatechangeposesasignificant______toglobaleconomicstability,includingthebankingsector.A.threatB.opportunityC.benefitD.challenge5.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsby2030.A.reduceB.increaseC.ignoreD.report6.Theinterviewpanelemphasizedtheimportanceof______inthebankingindustry,especiallyinriskmanagement.A.transparencyB.confidentialityC.flexibilityD.creativity7.Thenewregulationsrequirebanksto______theircybersecuritymeasurestoprotectcustomerdata.A.weakenB.strengthenC.ignoreD.remove8.Thebank’scustomerserviceteamistrainedto______clientswithpersonalizedfinancialsolutions.A.assistB.confuseC.dismissD.delay9.Theeconomicdownturnhas______loanapprovalprocesses,makingitharderforsmallbusinessestoaccessfunding.A.streamlinedB.complicatedC.relaxedD.accelerated10.Thebank’sAI-drivenanalyticshelpin______creditriskmoreaccurately.A.assessingB.ignoringC.minimizingD.exaggerating二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinChinahasbeenundergoingsignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.Digitalbankinghasbecomeafocalpoint,withmajorinstitutionslikeTransportBankinvestingheavilyinmobileapplicationsandonlineservices.The滄州branch,inparticular,hasseenasurgeindigitaltransactions,aslocalbusinessesandindividualsincreasinglypreferonlinebankingovertraditionalmethods.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandtheneedforcontinuousemployeetraining.Thebankhasrespondedbyimplementingstricterdataprotectionpoliciesandofferingadvanceddigitalliteracyprograms.1.WhatisthemainfocusofthebankingsectorinChina?A.TraditionalbankingpracticesB.DigitalbankingandtechnologicalinnovationC.GovernmentregulationsD.Riskmanagement2.Whyhastherebeenasurgeindigitaltransactionsin滄州?A.Thebranchhasclosedmorephysicallocations.B.Localcustomerspreferonlineservices.C.Thebankhasreducedfeesfordigitaltransactions.D.Thegovernmentmandatesdigitalbanking.3.Whatchallengeshasthedigitalshiftbroughttothebank?A.Decreasedcustomersatisfaction.B.Cybersecurityrisksandtrainingneeds.C.Fewerloanapprovals.D.Higheroperationalcosts.4.HowhasTransportBankrespondedtothesechallenges?A.Byreducingdigitalservices.B.Byimplementingstricterdataprotectionpolicies.C.Bycuttingemployeesalaries.D.Byignoringcybersecurityconcerns.5.Whatdoesthepassagesuggestaboutthefutureofbankingin滄州?A.Itwillreturntotraditionalmethods.B.Itwillcontinuetoevolvewithtechnology.C.Itwillfocussolelyonlargeenterprises.D.Itwilldeclineduetodigitalcompetition.三、語法填空（共10題，每題1分）directions:Fillineachblankwithonewordfromthebox.Changesmayberequired(e.g.,form).|Box:|because|although|since|because|until|if|after|when|while|as||||-|-||-|--|-||||1.______theeconomyisimproving,manysmallbusinessesstillfacefinancialdifficulties.2.Sheappliedforthebankjob______shehadastrongbackgroundinfinance.3.Thebank’sAIsystemprocessestransactions______itidentifiespotentialfraud.4.______weinvestindigitalinfrastructure,ourcustomerswillhavebetteraccesstoservices.5.Theloanofficerexplainedtheterms______Iaskedabouttheinterestrates.6.______theregulationsarestrict,thebankensurescompliancetoavoidpenalties.7.Thebranchremainsopen______9AMand5PM.8.______youcompletethetraining,youwillbeeligibleforthepromotion.9.Thebankoffersflexiblerepaymentoptions______customerscanmanagetheirdebt.10.______thecompetitionisfierce,thebankmaintainshigh-qualityservice.四、完形填空（共10題，每題2分）directions:Completethepassagebyselectingthebestoptionforeachblank(A,B,C,D).Lastyear,TransportBankin滄州launchedapilotprogramtointegrateblockchaintechnologyintoitsoperations.Theprogramaimedto______(11)theefficiencyofcross-borderpayments,acommonpainpointforbusinesses.______(12),thebankfacedseveralchallenges,includingtechnicalglitchesandregulatoryhurdles.However,withpersistentefforts,thepilotwasa______(13)success,reducingtransactiontimesbyover30%.Thebank’sleadershipisnowplanningto______(14)thetechnologyacrossallitsbranchesinNorthChina.______(15),theyarealsoexploringwaystouseblockchainforsupplychainfinance,whichcouldfurtherenhancetransparencyandsecurityforclients.Theprogram’ssuccesshasnotonlyimprovedoperationalefficiencybutalsopositionedTransportBankasaleaderindigitalinnovationintheregion.11.A.improveB.reduceC.testD.replace12.A.ButB.HoweverC.ThereforeD.Moreover13.A.limitedB.partialC.completeD.mixed14.A.expandB.delayC.scaleD.limit15.A.YetB.StillC.ThusD.Even五、翻譯填空（共5題，每題3分）directions:TranslatetheChinesesentencesintoEnglish.1.滄州分行致力于為中小企業(yè)提供定制化的金融服務(wù)。2.隨著綠色金融的興起，銀行需要加強(qiáng)環(huán)境風(fēng)險(xiǎn)評估。3.交通銀行通過技術(shù)創(chuàng)新提升了客戶體驗(yàn)。4.新的信貸政策要求銀行提高貸款審批的透明度。5.在全球經(jīng)濟(jì)不確定性增加的背景下，銀行需要更加注重風(fēng)險(xiǎn)管理。答案及解析一、選詞填空1.A.forced（迫使）解析：Digitalbanking的發(fā)展迫使傳統(tǒng)金融業(yè)適應(yīng)和創(chuàng)新。2.A.providing（提供）解析：作為華北地區(qū)的領(lǐng)先銀行，交通銀行致力于為當(dāng)?shù)仄髽I(yè)提供金融服務(wù)。3.B.developing（開發(fā)）解析：滄州分行正在開發(fā)新的移動銀行應(yīng)用程序以提升客戶體驗(yàn)。4.A.threat（威脅）解析：氣候變化對全球經(jīng)濟(jì)穩(wěn)定構(gòu)成重大威脅，包括銀行業(yè)。5.A.reduce（減少）解析：銀行在可持續(xù)發(fā)展報(bào)告中強(qiáng)調(diào)到2030年減少碳排放的努力。6.A.transparency（透明度）解析：面試小組強(qiáng)調(diào)了透明度在銀行業(yè)的重要性，尤其是在風(fēng)險(xiǎn)管理中。7.B.strengthen（加強(qiáng)）解析：新法規(guī)要求銀行加強(qiáng)網(wǎng)絡(luò)安全措施以保護(hù)客戶數(shù)據(jù)。8.A.assist（協(xié)助）解析：銀行客服團(tuán)隊(duì)受訓(xùn)以協(xié)助客戶獲得個(gè)性化的金融解決方案。9.B.complicated（復(fù)雜化）解析：經(jīng)濟(jì)下行使貸款審批流程復(fù)雜化，小企業(yè)更難獲得資金。10.A.assessing（評估）解析：銀行的AI驅(qū)動分析有助于更準(zhǔn)確地評估信用風(fēng)險(xiǎn)。二、閱讀理解1.B.Digitalbankingandtechnologicalinnovation解析：文章首段明確指出銀行業(yè)的主要焦點(diǎn)是數(shù)字化和技術(shù)創(chuàng)新。2.B.Localcustomerspreferonlineservices解析：第二段提到滄州地區(qū)數(shù)字交易激增，因當(dāng)?shù)乜蛻舾珢墼诰€服務(wù)。3.B.Cybersecurityrisksandtrainingneeds解析：第三段指出數(shù)字轉(zhuǎn)型帶來的挑戰(zhàn)包括網(wǎng)絡(luò)安全風(fēng)險(xiǎn)和培訓(xùn)需求。4.B.Byimplementingstricterdataprotectionpolicies解析：第四段說明銀行通過實(shí)施更嚴(yán)格的數(shù)據(jù)保護(hù)政策應(yīng)對挑戰(zhàn)。5.B.Itwillcontinuetoevolvewithtechnology解析：文章結(jié)尾暗示銀行業(yè)將繼續(xù)與技術(shù)發(fā)展同步。三、語法填空1