中國(guó)銀行2025北京市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項(xiàng)中選出一個(gè)最佳答案填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.encouragedC.limitedD.supported2.China'seconomicpoliciesinrecentyearshave______thegrowthofsmallandmedium-sizedenterprises.A.boostedB.hinderedC.ignoredD.delayed3.Asaleadingfinancialinstitution,ChinaBankiscommittedto______sustainabledevelopmentinthecapitalcity.A.promotingB.damagingC.neglectingD.opposing4.Thenewregulationsaimto______cross-borderpaymentrisksmoreeffectively.A.reduceB.increaseC.ignoreD.celebrate5.ManyyoungprofessionalsinBeijingprefertoworkintechfirmsbecauseofthe______opportunities.A.limitedB.abundantC.scarceD.rare6.Thebank’sdigitaltransformationstrategyhas______itsefficiencyandcustomersatisfaction.A.improvedB.decreasedC.remainedD.declined7.Thegovernment’seffortstocontrolinflationhave______sofar,buttheresultsarestilluncertain.A.succeededB.failedC.progressedD.stalled8.ChinaBank’sheadquartersinBeijingislocatedin______FinancialStreet,ahubforfinancialservices.A.WestB.EastC.SouthD.North9.Theriseofmobilepaymentshas______thedemandforcashtransactions.A.reducedB.increasedC.stabilizedD.fluctuated10.Thebank’scorporatesocialresponsibilityprogramfocuseson______povertyinruralareas.A.fightingB.supportingC.ignoringD.encouraging二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，然后根據(jù)每題的提問選擇最佳答案。Passage1China’sbankingsectorhasundergonesignificantchangesinthepastdecade,drivenbytechnologicaladvancementsandregulatoryreforms.ThePeople’sBankofChinaintroducedstrictercapitalrequirements,forcingbankstoimproveriskmanagement.Meanwhile,fintechcompanieslikeAntGroupandAlipayhaverevolutionizedpaymentsystems,challengingtraditionalbanks.Despitethesechallenges,ChinaBankhasmaintaineditspositionasaleadingfinancialinstitutionbyinvestingheavilyindigitalinfrastructure.Thebank’smobileappnowservesover100millionusers,offeringaseamlessdigitalbankingexperience.However,thecompetitionremainsfierce,withforeignbanksandtechfirmsvyingformarketshare.1.WhathasbeentheprimarydriverofchangeinChina’sbankingsector?A.GovernmentpoliciesB.TechnologicaladvancementsC.FintechcompetitionD.Foreigninvestment2.HowhasChinaBankrespondedtofintechchallenges?A.ByreducingitsdigitalinvestmentsB.ByfocusingontraditionalbankingservicesC.ByinvestingindigitalinfrastructureD.Byignoringfintechtrends3.WhatisthecurrentmarketshareofChinaBank’smobileapp?A.Lessthan50millionusersB.Between50and100millionusersC.Over100millionusersD.NospecificnumberismentionedPassage2Beijing,asthecapitalofChina,hasbecomeaglobalfinancialcenterinrecentyears.Thecityhostsseveralmajorbanks,includingChinaBank,BankofChina,andICBC.Thegovernmenthasencouragedthedevelopmentofthefinancialsectorbyofferingtaxincentivesandsubsidiestostartups.However,thehighcostoflivingandofficespacehasmadeitdifficultforsmallfirmstocompetewithlargerinstitutions.TheCentralBusinessDistrict(CBD)ofBeijingisthemostprominentfinancialhub,withskyscraperssuchastheChinaZunandtheBeijingIFC.Despitethesechallenges,thecity’sfinancialsectorcontinuestogrow,attractingtalentfromacrossthecountry.4.WhyhasBeijingbecomeaglobalfinancialcenter?A.DuetoitshighcostoflivingB.BecauseofgovernmentsupportC.BecauseofitsproximitytotheGreatWallD.Duetoitslargepopulation5.WhatisthemainchallengefacedbysmallfinancialfirmsinBeijing?A.LackofgovernmentsupportB.HighcompetitionfromlargerbanksC.LimitedaccesstotalentD.Inadequateinfrastructure三、語法填空（共5題，每題2分）說明：根據(jù)上下文，用所給單詞的適當(dāng)形式填空。1.Therapidgrowthofdigitalbankinghas______(change)thewaypeoplemanagetheirfinances.2.ChinaBank’semployeesareexpectedto______(meet)thenewperformancetargetsbytheendoftheyear.3.Thebank’sheadquartersinBeijing______(locate)onWestChang’anAvenue,amajorfinancialstreet.4.Thegovernment’spolicieshave______(encourage)thedevelopmentofsmallandmedium-sizedenterprises.5.ThefinancialsectorinBeijingishighly______(competitive),withnumerousbanksandfintechfirmsvyingforcustomers.四、完形填空（共10題，每題1分）說明：閱讀以下短文，根據(jù)上下文選擇最佳答案。Theriseoffintechhas______(6)thetraditionalbankingindustrytoevolverapidly.Manybanks,includingChinaBank,have______(7)theirdigitalservicestomeetcustomerdemands.Theintegrationofartificialintelligenceandbigdatahas______(8)loanapprovalprocesses,makingthemfasterandmoreefficient.However,thecompetitionfromtechgiantslikeTencentandAlibabahas______(9)traditionalbankstorethinktheirstrategies.Despitethesechallenges,ChinaBankhas______(10)itsreputationasareliablefinancialinstitution.Thebank’sfocusoninnovationandcustomerexperiencehas______(11)italeaderintheindustry.ThefutureofbankinginBeijingandacrossChinalooks______(12)promising,withcontinuedadvancementsintechnologyandchangingconsumerbehaviors.6.A.forcedB.encouragedC.supportedD.limited7.A.improvedB.reducedC.expandedD.ignored8.A.simplifiedB.complicatedC.delayedD.canceled9.A.forcedB.weakenedC.strengthenedD.ignored10.A.maintainedB.lostC.improvedD.declined11.A.confirmedB.challengedC.supportedD.criticized12.A.increasinglyB.slowlyC.negativelyD.uncertainly五、翻譯填空（共5題，每題2分）說明：將下列中文句子翻譯成英文，填入空格。1.中國(guó)銀行致力于在北京市推動(dòng)綠色金融發(fā)展。ChinaBankiscommittedto______greenfinancedevelopmentinBeijing.2.近年來，北京市的金融科技行業(yè)發(fā)展迅速。Inrecentyears,thefintechindustryinBeijinghas______rapidly.3.政府出臺(tái)了一系列政策以支持中小企業(yè)的成長(zhǎng)。Thegovernmenthasintroducedaseriesofpoliciesto______thegrowthofsmallandmedium-sizedenterprises.4.中國(guó)銀行在北京的核心業(yè)務(wù)包括企業(yè)貸款和個(gè)人理財(cái)。ChinaBank’scorebusinessinBeijingincludescorporateloansand______services.5.隨著數(shù)字支付的普及，現(xiàn)金交易的需求正在下降。Withthewidespreadadoptionofdigitalpayments,thedemandforcashtransactionsis______.答案及解析一、選詞填空1.A(forced)解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)和創(chuàng)新。2.A(boosted)解析：中國(guó)近年來的經(jīng)濟(jì)政策促進(jìn)了中小企業(yè)的發(fā)展。3.A(promoting)解析：作為主要金融機(jī)構(gòu)，中國(guó)銀行致力于推動(dòng)北京市的可持續(xù)發(fā)展。4.A(reduce)解析：新法規(guī)旨在有效降低跨境支付風(fēng)險(xiǎn)。5.B(abundant)解析：許多年輕專業(yè)人士選擇在北京的科技公司工作，因?yàn)槟抢镉胸S富的機(jī)會(huì)。6.A(improved)解析：銀行的數(shù)字化轉(zhuǎn)型策略提高了其效率和客戶滿意度。7.C(progressed)解析：政府控制通脹的努力取得了一定進(jìn)展，但結(jié)果仍不確定。8.A(West)解析：中國(guó)銀行總部位于北京西金融街，是金融服務(wù)的中心。9.A(reduced)解析：移動(dòng)支付的興起降低了現(xiàn)金交易的需求。10.A(fighting)解析：銀行的企業(yè)社會(huì)責(zé)任計(jì)劃專注于打