工商銀行洛陽市瀍河回族區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptionsprovided.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinanciallandscapein洛陽,especiallyintheruralareasofChanhaiDistrict.A.revolutionizedB.modernizedC.transformedD.innovated2.Duetothehighdemandforfinancialservicesinthelocalmarket,thebankplansto______moreATMsinkeycommercialhubs.A.establishB.expandC.developD.improve3.Thenewmobilebankingappaimsto______customerexperiencebyintegratingAI-drivenpersonalizedrecommendations.A.enhanceB.boostC.improveD.optimize4.Inresponsetotheincreasingcompetition,thebankneedsto______itsmarketingstrategiestoattractmoreyoungclientsin洛陽.A.adjustB.modifyC.reformD.revitalize5.ThebranchinChanhaiDistricthasbeen______foritsexcellentserviceandefficientloanprocessing.A.recognizedB.appreciatedC.praisedD.acknowledged二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthequestionsbasedontheinformationprovided.Passage:Theriseoffintechcompanieshassignificantlyimpactedtraditionalbanks,particularlyinregionslikeChanhaiDistrictin洛陽.Thesetech-drivenfirmsoffermoreconvenientanduser-friendlyfinancialsolutions,forcingbankstoinnovate.Forinstance,manyfintechsprovidereal-timemoneytransferservices,whichtraditionalbanksstruggledtomatchuntilrecently.However,largebankslikeICBChavestartedtoadaptbyinvestingindigitalinfrastructureandpartneringwithtechstartups.Thisshifthasnotonlyhelpedthemretaincustomersbutalsoexpandtheirmarketshareincompetitiveurbanareas.6.Whatisthemainchallengetraditionalbanksfaceduetofintechcompanies?A.HigheroperatingcostsB.LackofinnovationC.Inabilitytoofferreal-timeservicesD.Reducedmarketshare7.Howhavetraditionalbanksrespondedtofintechcompetition?A.ByreducingtheirservicequalityB.BypartneringwithtechfirmsC.ByignoringthemarkettrendsD.Byincreasingloaninterestrates8.Whichregionismostaffectedbyfintechcompetitionaccordingtothepassage?A.RuralareasB.UrbancenterslikeChanhaiDistrictC.SuburbanregionsD.Industrialzones9.Whatdoesthepassagesuggestaboutthefutureoftraditionalbanking?A.TheywillcompletelydisappearduetofintechB.TheywillmergewithfintechcompaniesC.TheywilladaptandinnovatetostayrelevantD.Theywillfocusonlyonruralmarkets三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwithonesuitableword.10.Thebank’snewpolicywill______customerstoaccesstheiraccountsmoresecurely.11.In洛陽,ChanhaiDistricthasseena______increaseindigitalbankingadoption.12.______theeconomicgrowth,thebankplanstoopenthreenewbranchesnextyear.13.Theloanofficeremphasizedtheimportanceof______personalfinancialinformation.14.IfmorepeopleinChanhaiDistrict______awareofdigitalbanking,theymightuseitmore.四、句子改錯（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.15.Thebank’smobileapphasbeendownloadbythousandsofusersin洛陽.16.Weneedtoensurethatourservicesareasbetterasthoseofourcompetitors.17.Despitethechallenges,thebranchinChanhaiDistrictcontinuetogrow.18.Iftheeconomyimprove,morepeoplewillapplyforloans.19.Thenewbranchwillopennextmonth,whichitwillservealargenumberofcustomers.五、完形填空（共5題，每題2分，共10分）directions:Readthepassageandchoosethebestoptiontocompleteeachblank.Lastyear,ICBC洛陽分行l(wèi)aunchedapilotprogramtopromotedigitalbankinginChanhaiDistrict.Theprogram______(20)______customerswhoactivelyusedthemobileappwithexclusivediscounts.Asaresult,thenumberofdigitalusers______(21)______by30%withinsixmonths.However,thebanksoonrealizedthatsimplyofferingincentiveswasnotenough.ManyresidentsinChanhaiDistrict,especiallytheelderly,______(22)______comfortablewithtechnology.Therefore,thebankdecidedto______(23)______monthlyworkshopstoeducatethem.Theseeffortshavenotonlyincreaseddigitaladoptionbutalsoimprovedcustomersatisfaction.20.A.rewardedB.encouragedC.motivatedD.incentivized21.A.raisedB.increasedC.grewD.expanded22.A.stillB.yetC.everD.evermore23.A.organizeB.organizingC.organizesD.organized六、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheChinesesentencesintoEnglish.24.洛陽市瀍河回族區(qū)的居民對工商銀行的數(shù)字服務(wù)非常滿意。25.為了吸引更多年輕客戶，銀行計劃在市中心增設(shè)自助銀行設(shè)備。26.新的信貸政策將使申請貸款更加便捷。27.我們需要加強員工培訓(xùn)，以提升服務(wù)效率。28.在經(jīng)濟復(fù)蘇期間，銀行的信貸業(yè)務(wù)將迎來新的機遇。答案與解析一、選詞填空1.C(transformed)-"Thetraditionalfinanciallandscape"suggestsasignificantchange,notjustmodernizationorinnovation.2.B(expand)-"MoreATMs"impliesgrowth,notjustimprovementordevelopment.3.A(enhance)-"AI-drivenpersonalizedrecommendations"focusonimprovingthecustomerexperience.4.A(adjust)-"Inresponsetocompetition"requiresstrategicchanges,notradicalreforms.5.A(recognized)-"Excellentserviceandefficientloanprocessing"warrantformalrecognition.二、閱讀理解6.C(Inabilitytoofferreal-timeservices)-Thepassagementionsfintechs’real-timetransfersasakeyadvantage.7.B(Partnershipwithtechfirms)-Thetextstatesbanksareinvestingindigitalinfrastructureandpartneringwithstartups.8.B(UrbancenterslikeChanhaiDistrict)-Thefocusisoncompetitiveurbanareas.9.C(Adaptandinnovate)-Thepassagesuggeststraditionalbankswillevolvetostayrelevant.三、語法填空10.enable11.significant12.With13.protect14.become四、句子改錯15.Thebank’smobileapphasbeendownloadedbythousandsofusersin洛陽.(download→downloaded)16.Weneedtoensurethatourservicesareasgoodasthoseofourcompetitors.(better→good)17.Despitethechallenges,thebranchinChanhaiDistrictcontinuestogrow.(continue→continues)18.Iftheeconomyimproves,morepeoplewillapplyforloans.(impro