郵儲銀行玉溪市華寧縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：請根據(jù)上下文語境，選擇最合適的單詞填入空格中。1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.marginalized2.InruralareaslikeHuanningCounty,improvingfinancialliteracyamongsmallbusinessesis__________toboostlocaleconomicgrowth.A.essentialB.optionalC.irrelevantD.excessive3.Thebank’snewmobileappaimsto__________customerexperiencebyofferingpersonalizedfinancialservices.A.deteriorateB.enhanceC.minimizeD.postpone4.Effectiveriskmanagementinruralbankingrequires__________attentiontolocalmarketconditionsandregulatorycompliance.A.minimalB.thoroughC.carelessD.unnecessary5.Thetrainingprogramfocuseson__________employees’cross-culturalcommunicationskillstoserveadiversecustomerbase.A.improvingB.neglectingC.reducingD.testing二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:Theriseoffintechhastransformedthebankingsectorglobally,butitsimpactonruraleconomiesremainsuneven.InregionslikeHuanningCounty,wheretraditionalbankinginfrastructureislimited,digitalfinancialservicescanbridgethegap.However,challengessuchasinternetconnectivityanddigitalliteracyhinderwidespreadadoption.Localbanksmustcollaboratewithfintechcompaniestodevelopuser-friendlysolutionstailoredtoruralneeds.Forinstance,mobilebankingappswithsimplifiedinterfacescouldencouragesmallfarmerstomanagetheirfinancesmoreefficiently.Additionally,governmentsubsidiesforruralinternetexpansionwouldfurtherfacilitatedigitalinclusion.1.Whatisthemainchallengeoffintechadoptioninruralareas?A.HighcostsoftechnologyB.LackofinternetconnectivityC.ResistancefromtraditionalbanksD.Limitedgovernmentsupport2.Howcanbanksimprovedigitalfinancialservicesforsmallbusinessesinruralareas?A.IncreasefeestofundinfrastructureB.FocusonlyonurbanmarketsC.PartnerwithfintechfortailoredsolutionsD.Reducestafftocutcosts3.Accordingtothepassage,whatroledoesthegovernmentplayinsupportingruralbanking?A.ImposingstrictregulationsB.ProvidingsubsidiesforinternetexpansionC.MandatingdigitalbankingforallD.Encouragingruralbankstomerge4.Whatisthekeymessageofthepassage?A.FintechwillreplacetraditionalbankingentirelyB.RuraleconomiesdonotneedfinancialinnovationC.CollaborationbetweenbanksandfintechisessentialforruraldevelopmentD.Digitalliteracyismoreimportantthaninternetconnectivity三、語法填空（共5題，每題2分，共10分）題目：根據(jù)句意和所給提示詞，用適當形式填空。1.Despitethe__________(tough)economicconditions,thebankhasmanagedtoexpanditsruralbranchnetwork.2.SmallbusinessesinHuanningCountyoftenstrugglewith__________(access)toaffordablecredit.3.Thenewpolicyrequiresallemployeestocomplete__________(train)oncybersecuritybestpractices.4.Toattractmorecustomers,thebankplansto__________(offer)freefinancialconsultationsnextmonth.5.Ifruralcommunitieshadbetter__________(resource),theycouldinvestmoreinlocalinfrastructure.四、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，選擇最佳選項填空。Lastyear,ourbanklaunchedapilotprograminHuanningCountytoimprovefinancialinclusion.Theinitiativeaimedto__1__smallfarmersaccessdigitalbankingservices.Manyintheregionhadneverusedonlinebankingbefore,sotheprogramincludedfreetrainingsessions.Localcommunityleadersplayedakeyrolein__2__participation.Oversixmonths,over200farmersenrolled,andmostreportedbettermoneymanagement.However,somefacedtechnicalissuesduetopoorinternet.Welearnedthat__3__infrastructureimprovementsareneededalongsidedigitaleducation.Now,we’reworkingwiththecountygovernmenttoexpandtheprogramtootherruralareas.1.A.provideB.deniedC.excludeD.encourage2.A.promotingB.discouragingC.ignoringD.supporting3.A.minimalB.gradualC.immediateD.unnecessary五、翻譯（共3題，每題4分，共12分）題目：將以下中文句子翻譯成英文。1.郵儲銀行致力于通過金融科技賦能鄉(xiāng)村振興戰(zhàn)略。2.為了提升客戶滿意度，分行特別推出了24小時在線客服服務(wù)。3.玉溪市華寧縣的普惠金融發(fā)展仍面臨諸多挑戰(zhàn)，如人才短缺和資金不足。答案與解析一、選詞填空1.A.revolutionized解析：Digitalbankinghasbroughtsignificantchange,so"revolutionized"fitsbest.2.A.essential解析：Financialliteracyisnecessaryforruraleconomicgrowth,making"essential"thecorrectchoice.3.B.enhance解析：Theappaimstoimprovecustomerexperience,so"enhance"isappropriate.4.B.thorough解析：Riskmanagementrequirescarefulattention,hence"thorough."5.A.improving解析：Theprogramfocusesonbetteringcommunicationskills,so"improving"iscorrect.二、閱讀理解1.B.Lackofinternetconnectivity解析：Thepassagementionslimitedinternetasamajorbarrier.2.C.Partnerwithfintechfortailoredsolutions解析：Thetextsuggestscollaborationbetweenbanksandfintechtoaddressruralneeds.3.B.Providingsubsidiesforinternetexpansion解析：Thepassageexplicitlymentionsgovernmentsubsidiesforruralinternet.4.C.Collaborationbetweenbanksandfintechisessentialforruraldevelopment解析：Thisalignswiththepassage’semphasisonpartnership.三、語法填空1.tough解析："Economicconditions"requiresanadjective.2.access解析："Strugglewith"+noun(accesstocredit).3.training解析："Complete"+gerund(trainingoncybersecurity).4.willoffer解析：Futureplanrequires"