工商銀行北京市昌平區(qū)2025秋招筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）（本部分考查詞匯在語(yǔ)境中的運(yùn)用能力，結(jié)合銀行業(yè)務(wù)和昌平區(qū)特點(diǎn)）1.TheBankofChina'snewpolicyaimsto__________financialinclusionbyreducingservicefeesforsmallbusinessesintheChangpingDistrict.A.promoteB.discourageC.stabilizeD.regulate2.Duetorapideconomic__________intheBeijing-Tianjin-Hebeiregion,thebankplanstoexpanditsloanportfoliointhearea.A.developmentB.recessionC.stagnationD.inflation3.Thebranchmanageremphasizedtheimportanceof__________compliancewhenhandlingsensitivecustomerdata.A.legalB.ethicalC.operationalD.financial4.Thegovernment'sinitiativeto__________affordablehousinginChangpinghasledtoincreaseddemandformortgages.A.constructB.demolishC.postponeD.reduce5.Manystartupsinthearearelyonthebank's__________tosecurefundingfortheirgrowth.A.liquidityB.profitabilityC.efficiencyD.reliability第二部分：閱讀理解（共4題，每題3分，共12分）（本部分提供銀行業(yè)務(wù)與昌平區(qū)經(jīng)濟(jì)發(fā)展的相關(guān)短文，考查信息提取與理解能力）Passage1TheChangpingDistrict,locatedinnorthernBeijing,hasseensignificanteconomicgrowthinrecentyears.Withthegovernment'ssupport,theareahasbecomeahubforhigh-techindustriesandlogistics.TheBankofChinahasopenedseveralbranchestocatertotheincreasingdemandforfinancialservices.Smallandmedium-sizedenterprises(SMEs)inthedistrictbenefitfromlow-interestloansandtaxincentives.However,challengessuchashighpropertycostsandlimitedinfrastructureremain.Thebankisworkingcloselywithlocalauthoritiestoaddresstheseissuesandattractmorebusinesses.Questions:6.Whatisthemainfocusofthepassage?A.Thebank'sexpansioninChangping.B.Theeconomicchallengesinthedistrict.C.Governmentpoliciessupportinghigh-techindustries.D.ThegrowthofSMEsinChangping.7.Accordingtothepassage,howisthebankhelpingSMEs?A.Byincreasingservicefees.B.Byprovidinglow-interestloans.C.Byreducingtaxincentives.D.Byclosingbranches.8.Whatremainsachallengeforthedistrict?A.Lowpropertycosts.B.Limitedinfrastructure.C.Excessivegovernmentsupport.D.Highdemandformortgages.9.Whatisthebank'sroleinthedistrict'sdevelopment?A.Toattractmorebusinesses.B.Toaddressinfrastructureissues.C.Toincreasepropertycosts.D.Toreducegovernmentsupport.Passage2TheBankofChinahasintroducedanewdigitalbankingplatformtoimprovecustomerserviceintheChangpingDistrict.Theplatformallowsuserstotransferfunds,paybills,andapplyforloansonline.Accordingtoasurvey,80%ofcustomerspreferdigitalservicesduetotheirconvenience.However,someelderlyresidentsfacedifficultiesinusingthetechnology.Thebankhasorganizedtrainingsessionstohelpthemadapt.Theplatformalsoincludesfeaturestodetectfraudulenttransactions,ensuringcustomersafety.Thebankplanstoexpandtheservicetootherregionsinthefuture.Questions:10.Whatisthemainpurposeofthenewdigitalplatform?A.Toincreaseservicefees.B.Toimprovecustomerservice.C.Toreducethebank'sworkload.D.Toattractmoreelderlycustomers.11.Whatisthebiggestchallengeforelderlyresidents?A.Hightransactionfees.B.Limitedinfrastructure.C.Difficultyusingdigitalservices.D.Lackofgovernmentsupport.12.Howdoestheplatformensurecustomersafety?A.Bylimitingfundtransfers.B.Bydetectingfraudulenttransactions.C.Byincreasinginterestrates.D.Byreducingservicehours.13.Whatisthebank'sfutureplanfortheplatform?A.Tocloseitdown.B.Toexpandtootherregions.C.Tomakeitmoreexpensive.D.Toreduceitsfeatures.第三部分：語(yǔ)法填空（共5題，每題2分，共10分）（本部分考查語(yǔ)法在銀行業(yè)務(wù)場(chǎng)景中的應(yīng)用）1.Thebankoffersflexiblerepayment__________tohelpcustomersmanagetheirloans.2.Duetotheeconomicdownturn,manybusinessesinChangpingareseeking__________financialassistance.3.Theloanofficeremphasizedtheimportanceofmaintainingagood__________scoretoqualifyforfavorableterms.4.Thegovernment'spolicyaimsto__________inflationwhilesupportingeconomicgrowth.5.CustomersmustsubmittheirIDdocumentsandfinancial__________tocompletetheapplication.第四部分：完形填空（共5題，每題2分，共10分）（本部分提供一篇關(guān)于昌平區(qū)經(jīng)濟(jì)發(fā)展的文章，考查詞匯與上下文邏輯）TheChangpingDistricthas__________(6)asignificantroleinBeijing'seconomicdevelopment.Withthe__________(7)ofseveralhigh-techparks,theareahasbecomea吸引forinnovationandinvestment.TheBankofChinahas__________(8)itsoperationstomeetthegrowingdemandforfinancialservices.Smallbusinessesbenefitfrom__________(9)incentives,whileresidentsenjoyimprovedaccesstobankingfacilities.However,challengessuchas__________(10)housingcostsandtrafficcongestionremain.Thegovernmentandbanksareworkingtogetherto__________(11)theseissuesandensuresustainablegrowth.6.A.playedB.playednotC.playsD.hasplayed7.A.constructionB.constructingC.constructedD.construct8.A.expandedB.expandingC.expandD.toexpand9.A.taxB.taxesC.tax-relatedD.taxation10.A.risingB.riseC.risenD.raises11.A.addressB.addressingC.addressedD.toaddress第五部分：翻譯填空（共5題，每題2分，共10分）（本部分考查中英文互譯能力，結(jié)合銀行業(yè)務(wù)和昌平區(qū)特點(diǎn)）中文譯英（1-3題）：1.銀行通過(guò)提供低息貸款，幫助小微企業(yè)解決資金短缺問(wèn)題。2.昌平區(qū)的經(jīng)濟(jì)發(fā)展得益于政府的政策支持。3.客戶需要提供身份證明和財(cái)務(wù)狀況證明才能申請(qǐng)貸款。英文譯中（4-5題）：4.Thebank'snewdigitalplatformaimstoenhancecustomersatisfactionbyoffering24/7services.5.Duetotheincreasingdemandforhousinginthedistrict,thegovernmenthasintroducedmeasurestocontrolpropertyprices.答案與解析第一部分：選詞填空1.A(promote)–金融包容性需要促進(jìn)。2.A(development)–北京-天津-河北地區(qū)的經(jīng)濟(jì)快速發(fā)展。3.B(ethical)–處理敏感客戶數(shù)據(jù)需遵守道德規(guī)范。4.A(construct)–政府推動(dòng)建設(shè)保障房。5.A(liquidity)–銀行提供流動(dòng)性支持創(chuàng)業(yè)公司。第二部分：閱讀理解6.D–短文主要討論昌平區(qū)中小企業(yè)的發(fā)展。7.B–銀行提供低息貸款支持中小企業(yè)。8.B–基礎(chǔ)設(shè)施不足是挑戰(zhàn)之一。9.A–銀行通過(guò)服務(wù)支持企業(yè)發(fā)展。10.B–數(shù)字平臺(tái)旨在提升客戶服務(wù)體驗(yàn)。11.C–老年人使用數(shù)字服務(wù)有困難。12.B