工商銀行撫州市廣昌縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustry,forcingittoadapttonewtechnologies.A.revolutionizedB.optimizedC.marginalizedD.standardized2.Inthecontextofcross-bordertrade,accurate______ofdocumentsiscrucialtoavoiddelaysandcomplianceissues.A.verificationB.negotiationC.processingD.classification3.Thebank’scustomerservicepolicyaimsto______satisfactionbyprovidingpersonalizedfinancialsolutions.A.enhanceB.diminishC.regulateD.postpone4.Theglobaleconomicdownturnhas______thedemandforloansintheregion,particularlyinsmallandmedium-sizedenterprises.A.decreasedB.increasedC.stabilizedD.diversified5.Thenewmobilebankingappisdesignedto______fraudriskswhileimprovinguserconvenience.A.mitigateB.escalateC.eliminateD.overlook二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered.Unliketraditionalbanks,digitalbanksrelyheavilyontechnologytooffer24/7services,lowerfees,andinnovativeproducts.However,thisshiftalsobringschallenges,suchascybersecurityrisksandtheneedforregulatoryadaptation.InChina,regionalbankslike工商銀行(ICBC)areexploringhybridmodelsthatcombinedigitalefficiencywithhuman-centriccustomersupport.Thisapproachensuresthatwhiletechnologystreamlinesoperations,thehumantouchremainsintegraltomaintainingtrustandloyalty.6.Whatistheprimaryadvantageofdigitalbankingovertraditionalbanking?A.HigherfeesB.LimitedservicehoursC.TechnologicalefficiencyD.Fewercustomerinteractions7.Accordingtothepassage,whatisonechallengefacedbydigitalbanks?A.ReducedcompetitionB.CybersecurityrisksC.ExcessiveregulationD.Lowerprofitability8.HowareregionalbankslikeICBCadaptingtodigitaltransformation?A.FullyreplacinghumaninteractionswithAIB.CombiningdigitalserviceswithtraditionalsupportC.EliminatingallphysicalbranchesD.Focusingsolelyononlinetransactions9.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.DigitalbankswillcompletelyreplacetraditionalonesB.Human-centricserviceswillbecomelessimportantC.HybridmodelswillbemoresustainableD.Regulatoryoversightwilldiminish三、完形填空（共5題，每題2分，共10分）directions:Completethepassagebychoosingthebestwordforeachblank.ThefinancialsectorinChinahasundergonesignificantchangesoverthepastdecade.Theintroductionofmobilepayments,suchas支付寶(Alipay)and微信支付(WeChatPay),has______(10)traditionalcashtransactions.Meanwhile,thegovernmenthaspushedforfinancialinclusion,ensuringthatruralandunderservedpopulationshaveaccesstobankingservices.Forbankslike工商銀行,thismeansinvestingininfrastructurethatcan______(11)theseareaswhilemaintainingsecurity.Additionally,theriseoffintechstartupshas______(12)competition,forcingestablishedinstitutionstoinnovate.Inthe撫州市廣昌縣region,forexample,ICBChaslaunchedlocalizedfinancialproductstocatertosmallbusinessesandfarmers.Theseeffortsdemonstratethebank’scommitmentto______(13)sustainablegrowth.However,challengesremain,suchasbalancingtechnologicaladvancementwithriskmanagement.AsChina’seconomycontinuestoevolve,banksmustremainagileto______(14)newopportunitiesandthreats.10.A.replacedB.supportedC.delayedD.simplified11.A.extendB.restrictC.neglectD.ignore12.A.increasedB.reducedC.eliminatedD.stabilized13.A.achievingB.questioningC.dismissingD.delaying14.A.recognizeB.ignoreC.underestimateD.overlook四、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.15.中國工商銀行致力于為廣昌縣的居民提供便捷的金融服務。TheIndustrialandCommercialBankofChinaiscommittedtoproviding______financialservicesforresidentsinGuangchangCounty.16.隨著數(shù)字經濟的快速發(fā)展，傳統(tǒng)銀行業(yè)面臨轉型壓力。Withtherapiddevelopmentofthedigitaleconomy,thetraditionalbankingindustryfaces______pressure.17.銀行需要加強風險管理，以應對日益復雜的市場環(huán)境。Banksneedto______riskmanagementtoaddresstheincreasinglycomplexmarketenvironment.18.政府鼓勵金融機構創(chuàng)新，以更好地服務實體經濟。Thegovernmentencouragesfinancialinstitutionsto______tobetterservetherealeconomy.19.人工智能在金融領域的應用正在改變客戶體驗。Theapplicationofartificialintelligenceinthefinancialsectoris______customerexperience.五、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththecorrectformofthewordgiveninparentheses.20.Despitetheeconomicchallenges,thebankingsectorinJiangxiremains______(robust).21.Thenewregulatoryframeworkaimsto______(ensure)faircompetitionamongfinancialinstitutions.22.SmallbusinessesinGuangchangCountyoftenstrugglewith______(access)affordablecredit.23.Thebank’sdigitalplatformhassignificantly______(reduce)thetimecustomersspendontransactions.24.To______(attract)moreyoungclients,ICBChasintroducedmobile-onlybankingoptions.六、改錯題（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.25.Thebankhasbeenofferinglow-interestloansforfiveyears,whichmakesmallbusinesseseasiertoborrowmoney.→Thebankhasbeenofferinglow-interestloansforfiveyears,whichmakessmallbusinesseseasiertoborrowmoney.26.Becauseofthepandemic,manycustomershaveswitchtoonlinebankingtoavoidcontactwithothers.→Becauseofthepandemic,manycustomershaveswitchedtoonlinebankingtoavoidcontactwithothers.27.Althoughthefinancialmarketisvolatile,itstillprovidesopportunitiesforinvestorstoearnhighreturns.→Althoughthefinancialmarketisvolatile,itstillprovidesopportunitiesforinvestorstoearnhighreturns.28.Thebank’smobileappallowsuserstotransfermoneyinstantly,whichisveryconvenientforemergencysituations.→Thebank’smobileappallowsuserstotransfermoneyinstantly,whichisveryconvenientforemergencysituations.29.Ifbanksdonotadapttotechnologicalchanges,theywilllosetheircompetitiveadvantageinthelongrun.→Ifbanksdonotadapttotechnologicalchanges,theywilllosetheircompetitiveadvantageinthelongrun.答案與解析一、選詞填空1.A(revolutionized)-Fintechhastransformedthebankingindustryradically.2.A(verification)-Documentaccuracyiscriticalforcomplianceininternationaltrade.3.A(enhance)-Thepolicyaimstoimprovecustomersatisfaction.4.A(decreased)-Theeconomicdownturnreducedloandemand.5.A(mitigate)-Theappreducesfraudriskswithoutcompromisingconvenience.二、閱讀理解6.C(Technologicalefficiency)-Digitalbanksexcelin24/7serviceandlowerfees.7.B(Cybersecurityrisks)-Digitalbanksfaceheightenedsecuritythreats.8.B(