工商銀行撫州市樂安縣2025秋招筆試英語題專練及答案詞匯選擇（共5題，每題2分，共10分）題目：請(qǐng)從下列選項(xiàng)中選擇最恰當(dāng)?shù)脑~填空，使句子意思完整、準(zhǔn)確。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.optimizedC.substitutedD.simplified2.Asabranchmanagerinaregionalbank,youneedto______customerfeedbacktoimproveservicequality.A.neglectB.collectC.ignoreD.dismiss3.ThenewbranchinLianchengTownfocuseson______localSMEswithtailoredfinancialsolutions.A.supportingB.targetingC.monitoringD.competing4.Duringtheeconomicdownturn,thebank’sloanapprovalprocessbecamemore______.A.lenientB.stringentC.flexibleD.casual5.Thebank’smobileapphasimprovedits______efficiencybyintegratingAI-drivenrecommendations.A.transactionalB.operationalC.financialD.administrative短文閱讀（共4題，每題3分，共12分）題目：閱讀以下短文，并回答問題。Passage:TheriseoffintechhastransformedthebankinglandscapeinruralChina.TraditionalbankslikeICBCareadaptingbyleveragingtechnologytoexpandtheirreachinregionslikeLianchengCounty.Forinstance,ICBC’smobilebankingplatformnowoffersreal-timeagriculturalloansbasedoncropdata,enablingfarmerstoaccessfundsfaster.However,challengesremain,suchaslimitedinternetinfrastructureinsomeareas.Toaddressthis,thebankhaspartneredwithlocaltelecomcompaniestosetupofflineassistancecenters.Thesecentershelpfarmerscompletepaperworkandprovidefinancialliteracytraining.Questions:1.Whatisthemainfocusofthebank’sfintechinitiativesinruralareas?A.Reducingoperationalcosts.B.Expandingservicestofarmers.C.Competingwithfintechstartups.D.Improvingmobileappdesign.2.Howdoesthebankovercomeinternetconnectivityissues?A.Byofferingofflinebankingservices.B.Byincreasingloanapprovallimits.C.Byreducingmobileappfeatures.D.Byencouragingcashtransactions.3.WhatbenefitdoestheAI-drivenloansystemprovide?A.Lowerinterestrates.B.Fasterapprovals.C.Higherloanamounts.D.Morestringentchecks.4.Whyisfinancialliteracytrainingimportantinthiscontext?A.Toincreasebankfees.B.Toreducefraud.C.Toattractmorecustomers.D.Toimprovecompliance.完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，并根據(jù)上下文選擇最合適的選項(xiàng)填空。Lastyear,theICBCbranchinLianchengTownlauncheda(1)programtohelpsmallbusinessessurvivethepandemic.Theinitiativeincluded(2)loanswithlowerinterestratesandfreeonlinebankingtraining.Manylocalentrepreneurspraisedthebank’s(3)approach.Forexample,ateafarmerinnearbyJiaogangVillageusedtheloanto(4)hisprocessingfacilities.Asaresult,hisbusiness(5)by30%inthefirstquarter.1.A.financialB.charitableC.businessD.community2.A.flexibleB.strictC.temporaryD.mandatory3.A.innovativeB.conservativeC.traditionalD.passive4.A.expandB.closeC.leaseD.renovate5.A.improvedB.declinedC.stabilizedD.collapsed語法填空（共5題，每題2分，共10分）題目：根據(jù)句意和所給單詞的首字母，填寫合適的單詞。1.Thebank’snewpolicyrequiresemployeesto__________(ensure)compliancewithanti-moneylaunderingregulations.2.Manycustomersprefer__________(pay)viamobilepaymentsinsteadofcash.3.Theregionalmanagerwill__________(meet)withlocalSMEownersnextTuesday.4.To__________(attract)moreyoungclients,thebankintroducedastudentdiscountplan.5.Theloanofficerexplainedthatborrowersmust__________(submit)alldocumentsbeforeapproval.翻譯（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文。1.銀行通過大數(shù)據(jù)分析，能夠更精準(zhǔn)地評(píng)估客戶的信用風(fēng)險(xiǎn)。2.為了支持鄉(xiāng)村振興，我們?yōu)檗r(nóng)村地區(qū)提供了專項(xiàng)信貸支持。3.請(qǐng)確保在還款日前完成轉(zhuǎn)賬，以免產(chǎn)生逾期費(fèi)用。4.新的智能柜員機(jī)支持24小時(shí)自助服務(wù)，極大提高了客戶便利性。5.我們鼓勵(lì)員工參加職業(yè)培訓(xùn)，以提升專業(yè)技能和服務(wù)水平。答案及解析詞匯選擇1.A.revolutionized（數(shù)字銀行的發(fā)展使傳統(tǒng)金融業(yè)發(fā)生了革命性變化）2.B.collect（作為分行經(jīng)理，你需要收集客戶反饋以提升服務(wù)質(zhì)量）3.A.supporting（新分行專注于支持當(dāng)?shù)刂行∑髽I(yè)）4.B.stringent（經(jīng)濟(jì)下行期間，銀行的貸款審批流程變得更加嚴(yán)格）5.B.operational（銀行通過集成AI驅(qū)動(dòng)的推薦功能，提高了運(yùn)營效率）短文閱讀1.B（主要重點(diǎn)是擴(kuò)展對(duì)農(nóng)民的服務(wù)）2.A（通過提供線下服務(wù)解決網(wǎng)絡(luò)連接問題）3.B（AI驅(qū)動(dòng)的貸款系統(tǒng)提供更快的審批速度）4.B（財(cái)務(wù)知識(shí)培訓(xùn)有助于減少欺詐行為）完形填空1.C（商業(yè)計(jì)劃）2.A（靈活的貸款）3.A（創(chuàng)新的方法）4.D（改造加工設(shè)施）5.A（業(yè)務(wù)增長了30%）語法填空1.ensure2.topay3.meet4.attract5.submit翻譯1.Thebankcanmoreaccuratelyassesscustomers'creditrisksthroughbigdataanalysis.2.Tosupportruralrevitalization,wehaveprovidedspecialcreditsupportforruralareas.3.Pleaseensurethatyoucompletethetransferbeforetherepaymentdeadlinetoavoidlatefees.4.Thenewintellige