建設(shè)銀行哈爾濱市阿城區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目要求：從下列選項中選出最適合填入空格的單詞，每個選項僅使用一次。1.TherapiddevelopmentofdigitalbankinginNortheastChinahas__________thetraditionalfinancialservicesindustrytoadaptquickly.A.forcedB.enabledC.challengedD.encouraged2.AsaregionalbankinHarbin,ChinaConstructionBankneedsto__________itsbusinessmodeltobetterservelocalSMEs.A.innovateB.ignoreC.simplifyD.expand3.Thenewpolicyaimsto__________ruralcreditallocationbyreducingpaperworkandimprovingloanapprovalefficiency.A.increaseB.decreaseC.stabilizeD.monitor4.ManyclientsinHeilongjiangProvinceprefer__________traditionalbankingserviceswithmobilebankingappsduetoconvenience.A.replacingB.combiningC.replacingD.substituting5.Thebank’sriskmanagementteammust__________fraudcasesinreal-timetoprotectcustomerassets.A.identifyB.ignoreC.delayD.minimize6.Harbin’seconomyisdiversified,with__________sectorslikeagriculture,manufacturing,andtourism.A.limitedB.focusedC.expandingD.declining7.Thetrainingprogramfornewemployeesemphasizes__________compliancewithChina’sfinancialregulations.A.strictadherencetoB.flexibilityinC.ignoringD.reducing8.Thebank’ssustainabilityreporthighlightsitseffortsto__________carbonemissionsinitsoperations.A.reduceB.increaseC.ignoreD.postpone9.TheruralfinancialreforminNortheastChinaseeksto__________financialinclusionforfarmers.A.improveB.limitC.delayD.eliminate10.ClientsinChinaConstructionBankoftenuse__________digitalwalletsforquicktransactions.A.separateB.integratedC.traditionalD.paper-based二、閱讀理解（共5題，每題2分）題目要求：閱讀以下短文，選擇最佳答案。Passage1ChinaConstructionBank(CCB)hasbeenexpandingitsgreenfinanceinitiativesinresponsetoChina’scarbonneutralitygoals.Thebankannouncedlastyearthatitwouldallocate800billionyuan($110billion)togreenprojectsby2025.Thisincludesfundingforrenewableenergy,energy-efficientinfrastructure,andpollutioncontrol.InHarbin,CCBhaspartneredwithlocalgovernmentstofinancethecity’ssubwaylineupgradeswithlow-emissiontechnology.Thebank’sgreenbondissuancehasalsoincreasedby30%inthepasttwoyears,attractingbothdomesticandinternationalinvestors.However,challengesremain,suchasensuringthatgreenprojectsdeliverrealenvironmentalbenefitsratherthanjustcorporatebranding.CCB’ssustainabilitydepartmentisworkingonstricterevaluationcriteriatoaddressthis.1.WhatistheprimaryfocusofCCB’sgreenfinanceinitiatives?A.Increasingprofitsthroughhigh-interestloans.B.SupportingChina’scarbonneutralitygoals.C.Expandingitsinternationalmarketpresence.D.Reducingoperationalcosts.2.HowdoesCCBplantofinancegreenprojectsinHarbin?A.Throughprivateinvestmentsonly.B.Byissuinggreenbonds.C.Withgovernmentsubsidies.D.Bypartneringwithotherbanks.3.Whatisonechallengementionedinthepassage?A.Highinterestratesongreenbonds.B.Lackofinvestorinterest.C.Ensuringgenuineenvironmentalimpact.D.Insufficientfundingforgreenprojects.Passage2Harbin,thecapitalofHeilongjiangProvince,hasbeenworkingtoimproveitsruralfinancialservices.Traditionally,ruralareasinNortheastChinafaceddifficultiesaccessingloansduetobureaucraticpaperworkandstrictapprovalprocesses.However,ChinaConstructionBankhasintroducedadigitalplatformthatallowsfarmerstoapplyforloansusingtheirsmartphones.TheplatformusesAItoassesscreditriskbasedoncropyields,salesdata,andhistoricalrepaymentrecords.Sinceitslaunchlastyear,thebankhasprovidedover5,000yuaninloansto10,000farmersintheregion.Localgovernmentagencieshavepraisedtheinitiativeforboostingagriculturalproductivity.However,somefarmersstillpreferface-to-faceinteractionswithbankemployees,suggestingtheneedforahybridapproach.4.WhatproblemdidruralfinancialservicesinNortheastChinafacebeforeCCB’sdigitalplatform?A.Highinterestrates.B.Lackofmobilebankingoptions.C.Bureaucraticpaperwork.D.Limitedloanamounts.5.Whatdoesthepassagesuggestasafutureimprovement?A.Moregovernmentsubsidiesforfarmers.B.Expandingthedigitalplatformnationwide.C.Combiningdigitalandtraditionalbanking.D.Reducingloanapprovaltime.三、完形填空（共10題，每題1分）題目要求：閱讀以下短文，選擇最佳答案填入空格。Lastyear,ChinaConstructionBankinHarbinlaunchedapilotprogramto__________(6)smallandmedium-sizedenterprises(SMEs.Theprogramfocusedonprovidinglow-interestloanswithsimplifiedapplicationprocesses.AccordingtoCCB’sregionalbranch,theinitiative__________(7)a20%increaseinSMElendinginthefirstquarter.Thesuccessofthepilotpromptedthebankto__________(8)itacrossHeilongjiangProvince.Localentrepreneursappreciatedthebank’sefforts,__________(9)thattheloanshelpedthemsurvivethepandemic.However,somesmallbusinessesstillstruggledwithrepaymentdueto__________(10)economicdownturn.CCB’screditdepartmentisnowexploringsolutions,suchasofferingflexiblerepaymentplans.6.A.supportB.rejectC.evaluateD.ignore7.A.resultedinB.ignoredC.decreasedD.delayed8.A.expandB.cancelC.reviseD.postpone9.A.notingB.complainingC.denyingD.suggesting10.A.unexpectedB.plannedC.gradualD.steady四、翻譯（共5題，每題2分）題目要求：將以下中文句子翻譯成英文。1.中國建設(shè)銀行致力于為哈爾濱地區(qū)的鄉(xiāng)村振興提供金融支持。2.通過數(shù)字化轉(zhuǎn)型，銀行能夠更好地服務(wù)黑龍江省的企業(yè)客戶。3.阿城區(qū)的農(nóng)業(yè)信貸政策旨在幫助農(nóng)民增加收入。4.銀行正在推廣綠色金融產(chǎn)品，以支持可持續(xù)發(fā)展目標(biāo)。5.新員工培訓(xùn)強(qiáng)調(diào)遵守中國的反洗錢法規(guī)。答案與解析一、選詞填空答案與解析1.C.challenged-解析：數(shù)字銀行的發(fā)展迫使傳統(tǒng)金融業(yè)快速適應(yīng)，故用“challenged（挑戰(zhàn)）”。2.A.innovate-解析：銀行需要創(chuàng)新模式才能更好地服務(wù)中小企業(yè)，故用“innovate（創(chuàng)新）”。3.A.increase-解析：政策旨在增加農(nóng)村信貸分配，故用“increase（增加）”。4.B.combining-解析：客戶希望將傳統(tǒng)服務(wù)與移動應(yīng)用結(jié)合，故用“combine（結(jié)合）”。5.A.identify-解析：風(fēng)險管理團(tuán)隊需要實時識別欺詐，故用“identify（識別）”。6.C.expanding-解析：哈爾濱經(jīng)濟(jì)多元化且在擴(kuò)張，故用“expanding（擴(kuò)張）”。7.A.strictadherenceto-解析：培訓(xùn)強(qiáng)調(diào)嚴(yán)格遵守法規(guī)，故用“strictadherenceto（嚴(yán)格遵守）”。8.A.reduce-解析：銀行努力減少碳排放，故用“reduce（減少）”。9.A.improve-解析：改革旨在改善農(nóng)民的金融包容性，故用“improve（改善）”。10.B.integrated-解析：客戶常用集成數(shù)字錢包，故用“integrated（集成的）”。二、閱讀理解答案與解析Passage11.B.SupportingChina’scarbonneutralitygoals-解析：文中多次提到CCB的綠色金融與碳中和目標(biāo)相關(guān)。2.B.Byissuinggreenbonds-解析：文中明確提到CCB通過發(fā)行綠色債券為哈市地鐵項目融資。3.C.Ensuringgenuineenvironmentalimpact-解析：文末提到需要確保綠色項目有真實環(huán)境效益。Passage24.C.Bureaucraticpaperwork-解析：文中提到傳統(tǒng)農(nóng)村貸款需大量文書工作。5.C.Combiningdigitalandtraditionalbanking-解析：文末提到部分農(nóng)民仍偏好面談，暗示混合模式需求。三、完形填空答案與解析6.A.support-解析：銀行支持中小企業(yè)發(fā)展，故用“support（支持）”。7.A.resultedin-解析：項目導(dǎo)致貸款增加，故用“resultedin（導(dǎo)致）”。8.A.expand-解析：銀行計劃擴(kuò)大試點范圍，故用“expand（擴(kuò)大）”。9.A.noting-解析：企業(yè)家注意到貸款幫助其生存，故用“noting（注意到）”。10.A.unexpected-解析：經(jīng)濟(jì)下行是意外的，故用“unexpected（意外的）”。四、翻譯答案與解析1.ChinaConstructionBankiscommittedtoprovidingfinancialsupportforruralrevitalizationinHarbin.