中國銀行漳州市長泰區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.modernized2.Asabank,itiscrucialtomaintain__________relationshipswithclientstoensurelong-termbusinesssustainability.A.superficialB.stableC.temporaryD.competitive3.Thelocalgovernmenthas__________measurestoattractmoreforeigninvestmentintotheZhangzhouarea,includingtaxincentivesandimprovedinfrastructure.A.implementedB.ignoredC.criticizedD.delayed4.Thenewdigitalbankingplatformaimsto__________customerserviceefficiencywhilereducingoperationalcosts.A.enhanceB.diminishC.neglectD.postpone5.Inthebankingsector,risk__________isessentialtopreventfinanciallossesandensurecompliancewithregulations.A.assessmentB.avoidanceC.toleranceD.creation6.Theeconomicpoliciesofthecentralbankhave__________asignificantimpactontheregionaleconomy,includinginterestrateadjustments.A.mitigatedB.exaggeratedC.minimizedD.underestimated7.Banksmustensurethattheiremployeesare__________withthelatestindustrytrendsandregulatoryrequirements.A.informedB.carelessC.resistantD.unaware8.TheintegrationofAIinbankinghas__________thepotentialtoimprovefrauddetectionandcustomerexperience.A.demonstratedB.limitedC.contradictedD.undermined9.Theruralfinancialdevelopmentstrategyfocuseson__________financialservicestounderservedcommunitiesintheZhangzhouregion.A.expandingB.limitingC.eliminatingD.overlooking10.Thebank’ssustainabilityreporthighlightsitseffortsto__________environmentalandsocialresponsibilities.A.fulfillB.ignoreC.weakenD.delay二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingindustryinZhangzhouhasbeenexperiencingrapidtransformationduetotechnologicaladvancementsandchangingmarketdemands.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoimproveefficiencyandcustomersatisfaction.Fintechcompanies,withtheirinnovativeapproaches,arealsogainingtractionintheregion.Thelocalgovernmenthasbeenproactiveinsupportingthesedevelopmentsbyprovidingfundingandregulatoryflexibility.However,challengessuchascybersecurityrisksandtalentshortagesremainsignificant.Banksmustinvestinemployeetrainingandinfrastructureupgradestostaycompetitive.Additionally,sustainablebankingpracticesarebecomingmoreimportant,ascustomersandregulatorsalikedemandenvironmentallyfriendlyfinancialservices.1.Whatisthemainfocusofthepassage?A.Theeconomicpoliciesofthecentralbank.B.ThetransformationofthebankingindustryinZhangzhou.C.Theroleoffintechinthefinancialsector.D.Thechallengesfacedbyruralfinancialdevelopment.2.Accordingtothepassage,whatmeasureshasthelocalgovernmenttakentosupportthebankingsector?A.Increasedtaxesonfinancialinstitutions.B.Providedfundingandregulatoryflexibility.C.Ignoredthegrowthoffintechcompanies.D.Delayedinfrastructureimprovements.3.WhatchallengesarementionedasaffectingthebankingindustryinZhangzhou?A.Highinterestratesandinflation.B.Cybersecurityrisksandtalentshortages.C.Reducedcustomersatisfactionandlowprofitability.D.Increasedcompetitionfromnon-bankfinancialinstitutions.4.Howdoesthepassagedescribesustainablebankingpractices?A.Asatrendthatisnotyetwidelyaccepted.B.Asarequirementimposedbythecentralbank.C.Asafocusareaforbothcustomersandregulators.D.Asaluxuryforlargefinancialinstitutions.5.Whatistheoveralltoneofthepassage?A.CriticalB.OptimisticC.NeutralD.Cynical三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromtheoptionsprovided.ThebankingsectorinZhangzhouhasseen__________(6)growthinrecentyears,drivenbydigitaltransformationandgovernmentsupport.Traditionalfinancialinstitutionsarenow__________(7)investinginonlineplatformsto__________(8)customerengagement.Fintechstartups,withtheirinnovative__________(9),arealsoplayingavitalroleinreshapingtheindustry.However,__________(10)challengesremain,suchascybersecuritythreatsandregulatorycompliance.Banksmust__________(11)theirworkforcetohandlethese__________(12)andensuresmoothoperations.The__________(13)ofAIandbigdatais__________(14)torevolutionizehowbanksservetheirclients.Moreover,the__________(15)tosustainablefinanceisbecomingincreasinglyimportantasenvironmentalconcernsgrow.6.A.steadyB.erraticC.minimalD.explosive7.A.reluctantlyB.activelyC.slowlyD.hesitantly8.A.increaseB.decreaseC.ignoreD.postpone9.A.modelsB.risksC.costsD.strategies10.A.minorB.majorC.temporaryD.permanent11.A.trainB.ignoreC.reduceD.replace12.A.complexitiesB.opportunitiesC.benefitsD.risks13.A.adoptionB.rejectionC.limitationD.rejection14.A.possibleB.unlikelyC.certainD.impossible15.A.resistanceB.demandC.oppositionD.reluctance四、翻譯（共2題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.中國銀行漳州市長泰區(qū)分行積極推動綠色金融發(fā)展，為當地企業(yè)的可持續(xù)發(fā)展提供支持。2.隨著科技的進步，數字銀行服務正逐步改變人們的金融生活方式。五、寫作（1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImpactofDigitalBankingontheFinancialSectorinZhangzhou."答案及解析一、選詞填空1.A.revolutionized解析：Fintech（金融科技）的快速發(fā)展徹底改變了傳統(tǒng)銀行模式，故選revolutionized（革命化）。2.B.stable解析：銀行需要與客戶保持長期穩(wěn)定的合作關系，以確保業(yè)務可持續(xù)發(fā)展，故選stable（穩(wěn)定的）。3.A.implemented解析：當地政府已采取措施吸引外國投資，包括稅收優(yōu)惠和基礎設施改善，故選implemented（實施）。4.A.enhance解析：新數字銀行平臺旨在提高客戶服務效率，同時降低運營成本，故選enhance（提升）。5.A.assessment解析：在銀行業(yè)，風險評估是防止財務損失和確保合規(guī)性的關鍵，故選assessment（評估）。6.A.mitigated解析：央行的經濟政策對區(qū)域經濟產生了顯著影響，包括利率調整，故選mitigated（減輕）。7.A.informed解析：銀行必須確保員工了解最新的行業(yè)趨勢和監(jiān)管要求，故選informed（了解的）。8.A.demonstrated解析：AI在銀行業(yè)的應用展示了改善欺詐檢測和客戶體驗的潛力，故選demonstrated（展示）。9.A.expanding解析：農村金融發(fā)展戰(zhàn)略重點是為漳州的欠發(fā)達地區(qū)提供金融服務，故選expanding（擴展）。10.A.fulfill解析：銀行可持續(xù)發(fā)展報告強調了其履行環(huán)境和社會責任的努力，故選fulfill（履行）。二、閱讀理解1.B.ThetransformationofthebankingindustryinZhangzhou.解析：全文圍繞漳州市銀行業(yè)轉型展開，故選B。2.B.Providedfundingandregulatoryflexibility.解析：文中提到政府提供資金和監(jiān)管靈活性，故選B。3.B.Cybersecurityrisksandtalentshortages.解析：文中指出網絡安全風險和人才短缺是主要挑戰(zhàn)，故選B。4.C.Asafocusareaforbothcustomersandregulators.解析：文中提到客戶和監(jiān)管機構都關注可持續(xù)金融，故選C。5.B.Optimistic解析：全文對銀行業(yè)發(fā)展持積極態(tài)度，故選B。三、完形填空6.A.steady7.B.actively8.A.increase9.A.models10.B.major11.A.train12.A.complexities13.A.adoption14.A.possible15.B.demand四、翻譯1.TheZhangzhouChangtaibranchofBankofChinaactivelypromotesthedevelopmentofgreenfinance,providingsupportforthesustainabledevelopmentoflocalenterprises.2.Withtheadvancementoftechnology,digitalbankingservicesaregraduallychangingpeople’sfinanciallifestyles.五、寫作范文TheImpactofDigitalBankingontheFinancialSectorinZhangzhouDigitalbankinghassignificantlytransformedthefinancialsectorinZhangzhou,offeringbothopportunitiesandchallenges.Ononehand,digitalplatformshaveimprovedaccessibility,allowingcustomerstoperformtransactionsanytimeandanywhere.ThishasparticularlybenefitedruralareasinZhangzhou,wheretraditionalbankingservicesw