工商銀行肇慶市廣寧縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalbankingindustrytoadapttonewmarketdemands.A.forcedB.encouragedC.limitedD.supported2.Ourbankaimsto______financialservicestounderservedruralareasinGuangningCounty.A.extendB.restrictC.ignoreD.reduce3.The______ofblockchaintechnologyincross-borderpaymentscansignificantlyimprovetransactionefficiency.A.applicationB.rejectionC.failureD.delay4.Employeesareexpectedtomaintainhighlevelsof______toensureaccuratedataprocessing.A.flexibilityB.negligenceC.precisionD.creativity5.Thenewmobilebankingappprovidesa______userinterfaceforeasiernavigation.A.complicatedB.intuitiveC.confusingD.outdated6.Ourbank’ssustainabilitystrategyfocusesonreducingitsenvironmental______footprint.A.negativeB.positiveC.neutralD.minimal7.The______ofinterestratesdirectlyaffectsloanapprovalprocesses.A.fluctuationB.stabilityC.reductionD.increase8.TheGuangningbranch’scustomersatisfactionsurveyshowedahighlevelof______amongclients.A.dissatisfactionB.indifferenceC.satisfactionD.frustration9.The______systemhelpsindetectingfraudulenttransactionsinrealtime.A.monitoringB.discreditingC.underminingD.ignoring10.Thebank’s______policyensuresfairtreatmentofallemployeesregardlessoftheirbackground.A.discriminatoryB.inclusiveC.biasedD.exclusionary二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseofdigitalbankinghastransformedthefinancialindustryinrecentyears.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreconvenientandinnovativeservices.Forinstance,mobilepaymentappslikeAlipayandWeChatPayhavegainedwidespreadadoptioninChina,reducingtheneedforphysicalcashtransactions.However,traditionalbanksstillplayacrucialroleinprovidingtrustandsecurityforcustomers.Theymustadapttotechnologicalchangesbyinvestingindigitalinfrastructureandtrainingemployeestohandlenewsystems.TheGuangningbranchofIndustrialandCommercialBankofChina(ICBC)hasbeenworkingonimprovingitsonlinebankingservicestomeetthegrowingdemandsoflocalcustomers.Byofferingpersonalizedfinancialadviceandstreamlinedloanapplications,thebankaimstoenhancecustomerexperiencewhilemaintainingstrictcompliancewithregulatorystandards.1.Whathassignificantlyimpactedthefinancialindustryinrecentyears?A.TheclosureoftraditionalbanksB.TheriseofdigitalbankingC.TheincreaseinphysicalcashtransactionsD.Thedominanceoffintechcompanies2.Accordingtothepassage,whatisakeychallengefortraditionalbanks?A.ReducingcustomersatisfactionB.InvestingindigitalinfrastructureC.IgnoringtechnologicalchangesD.Increasingphysicalbranches3.Whichofthefollowingservicesarementionedasexamplesoffintechsolutions?A.PhysicalcashtransactionsB.MobilepaymentappsC.TraditionalloanapplicationsD.In-personbankingservices4.WhatisthemaingoaloftheGuangningICBCbranch?A.ToreducethenumberofcustomersB.ToenhanceonlinebankingservicesC.ToignoreregulatorystandardsD.Tocloseallphysicalbranches5.Whatdoesthepassagesuggestaboutthefutureofbanking?A.TraditionalbankswillbecomeirrelevantB.DigitalbankingwillreplacealltraditionalservicesC.TheindustrywillcontinuetoevolvewithtechnologyD.Fintechcompanieswilldominatecompletely三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).Lastyear,theIndustrialandCommercialBankofChina(ICBC)inGuangningCountylaunchedanewprogramtoimprovefinancialliteracyamonglocalresidents.Theprogram,named"FinancialFuture,"aimedto______(6)people,especiallytheyouth,abouttheimportanceofsavingandinvesting.Thebankorganizedworkshops,seminars,andonlinewebinarstoeducateparticipantsontopicslikebudgeting,debtmanagement,andretirementplanning.Localfinancialexpertswere______(7)tosharetheirknowledgeandanswerquestions.ManyresidentsinGuangning,aruralareawithlimitedaccesstofinancialservices,foundtheprogram______(8).Theworkshopswereheldincommunitycentersandschools,ensuringthateventhosewithoutinternetaccesscouldparticipate.Oneparticipant,ahighschoolstudentnamedLiWei,said,"Ilearnedhowtocreateapersonalbudget,whichhashelpedmemanagemyexpensesbetter."Thebankalsopartneredwithlocalbusinessestoofferspecial______(9)onsavingsaccountsandloansforprogramattendees.Theseincentivesencouragedmorepeopletoopenbankaccountsandstartsaving.Theprogram’ssuccesswasmeasuredbytheincreaseinnewaccountopeningsandpositivefeedbackfromparticipants.ICBCplanstoexpandthe"FinancialFuture"programtootherregionsinGuangdongProvinceinthecomingyears.Bypromotingfinancialeducation,thebankhopestoempowermorepeopletomakeinformedfinancialdecisionsandimprovetheireconomicwell-being.6.A.informB.ignoreC.excludeD.discourage7.A.invitedB.dismissedC.ignoredD.rejected8.A.usefulB.unnecessaryC.boringD.difficult9.A.discountsB.penaltiesC.feesD.taxes10.A.improveB.worsenC.maintainD.ignore四、翻譯填空（共5題，每題2分）directions:TranslatetheChinesesentencesintoEnglish.1.工商銀行肇慶廣寧縣分行致力于為客戶提供優(yōu)質(zhì)的服務(wù)。→TheICBCGuangningCountyBranchiscommittedtoproviding______servicestoitscustomers.2.數(shù)字化轉(zhuǎn)型是銀行應(yīng)對(duì)市場競爭的關(guān)鍵策略。→Digitaltransformationisa______strategyforbankstorespondtomarketcompetition.3.我們銀行的新政策旨在促進(jìn)普惠金融的發(fā)展。→Ourbank’snewpolicyaimstopromotethedevelopmentof______finance.4.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)?！鶦ustomersatisfactionisa______metricformeasuringthequalityofbankingservices.5.銀行員工應(yīng)嚴(yán)格遵守職業(yè)道德規(guī)范?！鶥ankemployeesshouldstrictlyadhereto______ethicalstandards.五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheImportanceofFinancialLiteracyforRuralCommunities."Essay:Financialliteracyplaysacrucialroleintheeconomicdevelopmentofruralcommunities.ManyruralresidentsinareaslikeGuangningCountylackaccesstofinancialeducation,makingitdifficultforthemtomanagetheirmoneyeffectively.Withoutproperknowledgeofsavings,investments,andloans,theyoftenfallintodebtormissopportunitiestoimprovetheirfinancialsituation.Bankscanhelpbridgethisgapbyorganizingworkshops,seminars,andonlineresourcestoeducatelocalresidents.Forexample,ICBC’s"FinancialFuture"programinGuangninghasshownthatfinancialliteracycanempowerindividualstomakebetterfinancialdecisions,savemore,andinvestwisely.Moreover,financialeducationcanreducepovertyandinequalityinruralareas.Byteachingpeoplehowtocreatebudgets,managedebts,andplanforthefuture,bankscancontributetotheoveralleconomicstabilityofthesecommunities.Inconclusion,financialliteracyisessentialfortheeconomicgrowthofruralareas,andbanksshouldcontinuetoplayanactiveroleinpromotingit.答案及解析一、選詞填空1.A(forced)–Digitalbanking’srapiddevelopmenthascompelledtraditionalbankstoadapt.2.A(extend)–Thebankaimstoexpandfinancialservicestoruralareas.3.A(application)–Blockchain’sapplicationincross-borderpaymentsimprovesefficiency.4.C(precision)–Highprecisionisrequiredforaccuratedataprocessing.5.B(intuitive)–Theapphasanintuitiveuserinterface.6.A(negative)–Thebankfocusesonreducingitsnegativeenvironmentalfootprint.7.A(fluctuation)–Interestratefluctuationsaffectloanapprovals.8.C(satisfaction)–Highcustomersatisfactionwasreportedinthesurvey.9.A(monitoring)–Themonitoringsystemdetectsfraudulenttransactions.10.B(inclusive)–Thebank’sinclusivepolicyensuresfairtreatmentofemployees.二、閱讀理解1.B(Theriseofdigitalbanking)–Thepassagehighlightsdigitalbanking’simpact.2.B(Investingindigitalinfrastructure)–Traditionalbanksneedtoadapttotechnology.3.B(Mobilepaymentapps)–AlipayandWeChatPayarecitedasexamples.4.B(Enhanceonlinebankingservices)–TheGuangningbranchaimstoimprovedigitalservices.5.C(Theindustrywillcontinuetoevolvewithtechnology)–Thepassagesuggestsongoingevolution.三、完形填空6.A(inform)–Theprogramaimstoinformpeopleaboutfinancialliteracy.7.A(invited)–Financialexpertswereinvitedtoshareknowledge.8.A(useful)–Theprogramwasfoundtobeusefulbyparticipants.9.A(discounts)–Specialdiscountswereofferedonsavingsaccounts.10.A(improve)–Thebankp