廣發(fā)銀行陽江市陽春市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從每題所給的四個選項中，選擇最符合句意的一個單詞填入空格。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.ignored2.Toimprovecustomersatisfaction,thebankimplementedanew__________systemforfastertransactionprocessing.A.efficientB.complicatedC.outdatedD.manual3.Thebranchmanageremphasizedtheimportanceof__________complianceinmaintainingthebank’sreputation.A.financialB.operationalC.regulatoryD.technological4.Despitetheeconomicdownturn,thebank’sdigital__________continuetogrowsteadily.A.investmentsB.lossesC.expensesD.inefficiencies5.Thetrainingprogramaimsto__________employees’skillsinriskmanagementandfrauddetection.A.enhanceB.reduceC.ignoreD.eliminate二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage：Theriseofmobilebankinghasrevolutionizedthewaypeoplemanagetheirfinances.Unliketraditionalbanking,whichoftenrequiresphysicalvisitstobranches,mobilebankingallowscustomerstoaccesstheiraccountsanytime,anywhere.Thisconveniencehassignificantlyincreasedcustomerengagementandreducedoperationalcostsforbanks.However,italsobringsnewchallenges,suchascybersecurityrisksandtheneedforcontinuoussystemupdates.Toaddresstheseissues,banksmustinvestheavilyindigitalsecurityanduser-friendlyinterfaces.Despitethechallenges,mobilebankingisexpectedtoremainakeydriverofgrowthinthefinancialsector,especiallyinregionslikeYangjiangandYangchun,wheredigitaladoptionisrapidlyincreasing.6.Whatisthemainadvantageofmobilebankingovertraditionalbanking?A.LowerfeesB.GreatersecurityC.ConvenienceD.Fewertransactions7.Accordingtothepassage,whatisoneofthebiggestchallengesformobilebanking?A.HighcustomersatisfactionB.DecreasedengagementC.CybersecurityrisksD.Limitedaccessibility8.WhyismobilebankingexpectedtogrowinYangjiangandYangchun?A.BecauseoffewerbranchesB.BecauseofhigherincomelevelsC.BecauseofrapiddigitaladoptionD.Becauseofgovernmentsubsidies9.Whatdoesthepassagesuggestbanksshoulddotoimprovemobilebanking?A.ReducesystemupdatesB.IgnorecybersecurityrisksC.InvestinsecurityanduserinterfacesD.Encouragephysicalbranchvisits三、句子改錯（共5題，每題2分，共10分）題目要求：找出每句中的錯誤并改正。10.Thebank’snewpolicywilleffectivefromnextmonth.-Error:______→Correct:______11.Employeesshouldreportanysuspiciousactivityimmediatelytotheirsupervisor.-Error:______→Correct:______12.Ifcustomersneedtotransfermoney,theymustcompletetheforminpersonatthebranch.-Error:______→Correct:______13.Thebranchmanagerwillattendthemeetingwithallstaffmembersincludethenewhires.-Error:______→Correct:______14.Tocomplywithregulations,alltransactionsmustberecordedandverifiedpriorsubmittingthem.-Error:______→Correct:______四、完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，根據(jù)上下文選擇最佳選項填入空格。Thefinancialindustryisconstantlyevolving,andbanksmustkeepupwiththelatesttrendstostaycompetitive.Onesuchtrendistheincreasinguseofartificialintelligence(AI)inbankingoperations.AIcanhelpbanksautomaterepetitivetasks,improvecustomerservice,andreducefraud.Forexample,chatbotspoweredbyAIcanhandlebasiccustomerinquiries,freeinguphumanemployeestofocusonmorecomplexissues.Additionally,AIcananalyzelargeamountsofdatatoidentifypotentialrisksandopportunities.However,theadoptionofAIalsoraisesconcernsaboutjobdisplacementanddataprivacy.BanksmustcarefullybalancethebenefitsofAIwiththesechallengestoensuresustainablegrowth.15.Whatisthemaintopicofthepassage?A.ThehistoryofbankingB.TheimpactofAIinfinanceC.ThebenefitsofmobilebankingD.Thechallengesofregulatorycompliance16.WhatdoesAIhelpbanksdo?A.IncreasephysicalbranchvisitsB.AutomatetasksandimprovecustomerserviceC.IgnoredataprivacyconcernsD.Reducecustomerengagement17.Accordingtothepassage,whatisoneadvantageofAIinbanking?A.ItreduceshumaninteractionB.ItincreasesoperationalcostsC.ItimprovesriskmanagementD.Itlowerssecuritystandards18.WhatisoneconcernmentionedaboutAIinbanking?A.ItincreasesjobopportunitiesB.ItenhancescustomersatisfactionC.ItraisesissuesaboutjobdisplacementD.Itimprovesdatastorage19.WhatshouldbanksdowhenadoptingAI?A.IgnoredataprivacyconcernsB.BalancebenefitswithchallengesC.FocusonlyonautomationD.AvoidusingAIaltogether五、翻譯填空（共5題，每題2分，共10分）題目要求：將以下中文句子翻譯成英文，填入空格。20.銀行正在積極推廣綠色金融產(chǎn)品以支持可持續(xù)發(fā)展。Thebankisactivelypromoting__________tosupportsustainabledevelopment.21.為了提高客戶體驗，分行計劃引入智能客服系統(tǒng)。Toimprovecustomerexperience,thebranchplanstointroducea__________system.22.員工需要定期參加合規(guī)培訓(xùn)以降低操作風(fēng)險。Employeesneedtoattend__________trainingregularlytoreduceoperationalrisks.23.數(shù)字化轉(zhuǎn)型是當(dāng)前銀行業(yè)發(fā)展的關(guān)鍵趨勢。Digitaltransformationisa__________trendinthecurrentbankingindustry.24.銀行應(yīng)加強內(nèi)部控制以防范金融犯罪。Banksshouldstrengthen__________topreventfinancialcrimes.答案與解析一、選詞填空1.A.forced-解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應(yīng)。force符合語境。2.A.efficient-解析：為了提高客戶滿意度，銀行實施了更高效的交易處理系統(tǒng)。efficient強調(diào)效率。3.C.regulatory-解析：分行經(jīng)理強調(diào)合規(guī)的重要性以維護銀行聲譽。regulatory指監(jiān)管合規(guī)。4.A.investments-解析：盡管經(jīng)濟下行，銀行的數(shù)字投資持續(xù)穩(wěn)定增長。investments指數(shù)字領(lǐng)域的投資。5.A.enhance-解析：培訓(xùn)旨在提升員工在風(fēng)險管理和反欺詐方面的技能。enhance強調(diào)提升。二、閱讀理解6.C.Convenience-解析：文章首句明確指出移動銀行比傳統(tǒng)銀行更方便。7.C.Cybersecurityrisks-解析：文章提到移動銀行面臨的主要挑戰(zhàn)是網(wǎng)絡(luò)安全風(fēng)險。8.C.Becauseofrapiddigitaladoption-解析：文章指出陽江和陽春地區(qū)數(shù)字采用率迅速提升，因此移動銀行業(yè)將增長。9.C.Investinsecurityanduserinterfaces-解析：文章建議銀行應(yīng)投資于安全性和用戶界面以改進移動銀行。三、句子改錯10.-Error:effective→Correct:effective-解析：此處無需改錯，effective（有效的）是形容詞，符合語法。11.-Error:noerror→Correct:noerror-解析：句子語法正確。12.-Error:inperson→Correct:inperson-解析：此處無需改錯，inperson（親自）符合語法。13.-Error:withallstaffmembersinclude→Correct:withallstaffmembersincluding-解析：inc