民生銀行北京市豐臺區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文語境，選擇最合適的單詞填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttochangingmarketdemands.A.forcedB.encouragedC.challengedD.supported2.InthecontextofBeijing'seconomicgrowth,the______sectorplaysacrucialroleinsupportingsmallandmedium-sizedenterprises(SMEs).A.industrialB.financialC.agriculturalD.technological3.Toenhancecustomersatisfaction,thebankmust______itsdigitalserviceplatformstomeettheexpectationsofmodernconsumers.A.upgradeB.neglectC.simplifyD.expand4.TheregulatoryenvironmentinChinarequiresbankstomaintainstrict______overanti-moneylaundering(AML)compliance.A.controlB.flexibilityC.transparencyD.independence5.ThemergeroftwomajorfinancialinstitutionsinBeijingaimedto______synergiesandimproveoperationalefficiency.A.createB.reduceC.eliminateD.sustain二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Withtheriseofdigitalpayments,traditionalbankinginBeijinghasfacedsignificantcompetitionfromfintechcompanies.However,majorbankslikeChinaMerchantsBankhaverespondedbyintegratingmobilebankingsolutionsandAI-drivenservices.Accordingtoa2024reportbytheBeijingFinancialBureau,theadoptionofdigitalbankinghasincreasedby35%inthepastyearalone.Thisshifthasnotonlyimprovedcustomerconveniencebutalsoreducedoperationalcosts.Yet,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideforelderlycustomers.Thegovernmenthasproposedsubsidiesforbankstodevelopoffline-digitallyintegratedservicestoaddressthisissue.1.WhatisthemainchallengementionedinthepassagefortraditionalbanksinBeijing?A.HighoperationalcostsB.LackofgovernmentsupportC.DatasecurityrisksD.Difficultyinreachingelderlycustomers2.Accordingtothereport,whathasbeentheimpactofdigitalbankingoncustomerbehavior?A.ReducedtrustintraditionalbanksB.IncreasedrelianceonmobilepaymentsC.DeclineinbranchvisitsD.Higherfeesfordigitalservices3.Howdoesthegovernmentplantosupportbanksinaddressingthedigitaldivide?A.ByimposingstricterregulationsB.ByofferingfinancialincentivesC.ByinvestingininfrastructureD.Bylimitingdigitalbankingservices4.WhatdoesthepassagesuggestaboutthefutureofbankinginBeijing?A.TraditionalbankswillbecomeobsoleteB.FintechwilldominatethemarketC.AhybridmodelwillemergeD.Governmentinterventionwillreducecompetition三、語法填空（共5題，每題2分，共10分）根據(jù)句子意思，用括號中單詞的正確形式填空。1.Thebank’snewpolicyaimsto______(reduce)fraudcasesbyimplementingadvancedmonitoringsystems.2.SmallbusinessesinBeijingoftenstruggleto______(access)affordablecreditduetostrictlendingrequirements.3.TheCEOemphasizedtheimportanceof______(align)withregulatorystandardstoensurelong-termstability.4.Customerscannow______(access)real-timefinancialdatathroughthebank’supdatedapp.5.Themergerwill______(enhance)thebank’smarketshareinthenorthernregion.四、句子改錯（共5題，每題2分，共10分）下列句子中各有一處錯誤，請指出并改正。1.Thebank’sfinancialperformancehasbeenimproveinthepastquarter.-Error:______-Correction:______2.Despitetheeconomicdownturn,thedemandfordigitalbankingserviceshascontinuetogrow.-Error:______-Correction:______3.Wemustensurethatallemployeesarefullyawareofthenewcompliancepolicies.-Error:______-Correction:______4.Theregulatorychangeswillaffectnotonlythebank’slendingpracticesbutalsoitsinvestmentstrategies.-Error:______-Correction:______5.Ifthemergerisapproved,thebankwillbeabletoexpanditsoperationsinShanghaiandGuangzhou.-Error:______-Correction:______五、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項填入空格中。ThebankingsectorinBeijinghasundergonesignificanttransformationsinrecentyears.Withthe______(1)offintech,traditionalbankshavebeenforcedto______(2)innovativesolutionstostaycompetitive.ThePeople’sBankofChinahasintroducedstricterregulationsto______(3)financialstability,ensuringthatbanksadheretoriskmanagementguidelines.Meanwhile,customersincreasinglypreferdigitalservices,suchasmobilebankingandonlinetransactions,whichoffergreater______(4).Toaddressthis,bankshaveinvestedheavilyintechnology,includingAI-drivenchatbotsandblockchain-basedsecuritysystems.However,challengesremain,particularlyin______(5)thegapbetweendigitalandtraditionalbankingexperiences.1.A.rise2.A.adopt3.A.maintain4.A.convenience5.A.bridging答案與解析一、選詞填空1.C.challenged-解析：Fintech的發(fā)展對傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故選"challenged"。2.B.financial-解析：北京經(jīng)濟背景下，金融業(yè)對中小企業(yè)支持至關重要，故選"financial"。3.A.upgrade-解析：為滿足現(xiàn)代消費者需求，銀行需升級數(shù)字服務平臺，故選"upgrade"。4.A.control-解析：反洗錢合規(guī)要求銀行嚴格管控風險，故選"control"。5.A.create-解析：合并旨在產(chǎn)生協(xié)同效應，故選"create"。二、閱讀理解1.D.Difficultyinreachingelderlycustomers-解析：文章指出政府計劃解決老年客戶數(shù)字化問題，故選D。2.B.Increasedrelianceonmobilepayments-解析：報告顯示數(shù)字銀行使用率提升，故選B。3.B.Byofferingfinancialincentives-解析：政府提出補貼支持銀行發(fā)展線上線下結合服務，故選B。4.C.Ahybridmodelwillemerge-解析：文章暗示傳統(tǒng)銀行與金融科技將共存，故選C。三、語法填空1.toreduce-解析：不定式表目的，意為“旨在減少案件”。2.access-解析：動詞原形，意為“獲得信貸”。3.align-解析：動詞原形，意為“與……保持一致”。4.access-解析：動詞原形，意為“訪問數(shù)據(jù)”。5.enhance-解析：動詞原形，意為“增強份額”。四、句子改錯1.Error:hasbeenimprove→Correction:hasbeenimproved-解析："improve"應為過去分詞形式。2.Error:hascontinuetogrow→Correction:hascontinuedtogrow-解析："continue"應為現(xiàn)在完成進行時。3.Error:awareof→Correcti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