招商銀行揚(yáng)州市廣陵區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.compelledB.facilitatedC.underminedD.exaggerated2.揚(yáng)州的經(jīng)濟(jì)增長(zhǎng)在很大程度上得益于其______的地理位置和完善的交通網(wǎng)絡(luò)。A.strategicallyadvantageousB.geographicallyisolatedC.environmentallyvulnerableD.industriallystagnant3.Despitetheinitial______,theteammanagedtocompletetheprojectaheadofschedule.A.skepticismB.optimismC.complacencyD.enthusiasm4.Thenewpolicyaimsto______financialinclusionbyreducingbarrierstodigitalbankingservices.A.enhanceB.diminishC.destabilizeD.marginalize5.ThemergerbetweentwolocalbanksinYangzhouhas______thecompetitivelandscapeintheregion.A.intensifiedB.moderatedC.diversifiedD.simplified二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthefollowingquestions.Passage:Theriseofdigitalbankinghasreshapedthefinancialsector,particularlyinregionslikeYangzhou,wheretraditionalbanksareunderpressuretoinnovate.Fintechcompanies,withtheiragilebusinessmodels,havedisruptedthemarketbyofferingmoreefficientanduser-friendlyservices.However,thisshifthasalsoraisedconcernsaboutdatasecurityandregulatorycompliance.LocalbanksinYangzhouarenowinvestingheavilyincybersecurityinfrastructuretostaycompetitivewhilemeetingregulatorystandards.Thegovernmenthasintroducedincentivestoencouragebankstoadoptgreenfinancepractices,furtheremphasizingsustainabilityintheindustry.1.Whatisthemaintopicofthepassage?A.Theimpactoffintechontraditionalbanking.B.Governmentpoliciesonfinancialinclusion.C.Theimportanceofcybersecurityinbanking.D.TheeconomicgrowthofYangzhou.2.Accordingtothepassage,whyaretraditionalbanksinYangzhoufacingpressure?A.Duetohighoperationalcosts.B.Becauseoffintechcompetition.C.Duetostrictgovernmentregulations.D.Becauseofeconomicstagnation.3.WhatmeasuresarebeingtakenbylocalbanksinYangzhoutoadapttothedigitalbankingera?A.Reducinginvestmentintechnology.B.Focusingontraditionalbankingservices.C.Enhancingcybersecurityandadoptinggreenfinance.D.Expandingphysicalbranchnetworks.4.WhatdoesthepassagesuggestaboutthefutureofbankinginYangzhou?A.Traditionalbankswillcompletelydisappear.B.Fintechcompanieswilldominatethemarket.C.Bankswillneedtobalanceinnovationandregulation.D.Thebankingsectorwillbecomelesscompetitive.三、句子改錯(cuò)（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebankhasbeenofferinglow-interestloansforsmallbusinessessincelastyear.-Error:______-Correction:______2.Ifthecustomerdoesnotpaythebillontime,theywillbechargedadditionalfees.-Error:______-Correction:______3.Thenewmobileappallowsuserstotransferfundsbetweenaccountsinstantlyandsecurely.-Error:______-Correction:______4.Despitetheeconomicdownturn,thebank’sprofitshaveincreasedby15%inthelastquarter.-Error:______-Correction:______四、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.揚(yáng)州的金融科技產(chǎn)業(yè)發(fā)展迅速，吸引了大量投資。______2.銀行通過(guò)數(shù)字化服務(wù)提升了客戶體驗(yàn)。______3.合規(guī)經(jīng)營(yíng)是銀行業(yè)發(fā)展的基石。______4.綠色金融有助于推動(dòng)可持續(xù)發(fā)展。______5.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理以應(yīng)對(duì)市場(chǎng)波動(dòng)。______五、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththemostsuitablewordsfromtheoptions.ThebankingsectorinYangzhouhasundergonesignificantchangesinrecentyears.Withthe______offintech,traditionalbankshavehadto______theirbusinessmodelstoremaincompetitive.Digitaltransformationhasbecomea______priority,enablingbankstooffermoreefficientandpersonalizedservices.However,thisshifthasalsobroughtchallenges,suchasdatasecurityrisksandregulatorycompliance.BanksinYangzhouarenowinvestinginadvancedtechnologieslikeartificialintelligenceandblockchainto______thesechallenges.Thegovernmenthasalsoplayeda______rolebyintroducingpoliciestosupportthegrowthofthedigitalbankingindustry.A.emergence/adapt/critical/mitigate/pivotalB.decline/resist/secondary/exacerbate/minimalC.rise/innovate/optional/address/negligibleD.stagnation/maintain/irrelevant/ignore/insignificant答案與解析一、選詞填空1.A.compelled（迫使）-解析：句意“金融科技的快速發(fā)展迫使傳統(tǒng)銀行業(yè)不得不適應(yīng)或面臨淘汰?！眂ompelled符合語(yǔ)境。2.A.strategicallyadvantageous（具有戰(zhàn)略優(yōu)勢(shì)的）-解析：揚(yáng)州的經(jīng)濟(jì)發(fā)展受益于其地理位置，選項(xiàng)A最符合。3.A.skepticism（懷疑）-解析：句意“盡管最初的懷疑，團(tuán)隊(duì)仍按時(shí)完成了項(xiàng)目。”skepticism符合語(yǔ)境。4.A.enhance（增強(qiáng)）-解析：句意“新政策旨在增強(qiáng)金融普惠性?！眅nhance符合語(yǔ)境。5.A.intensified（加劇）-解析：句意“兩家本地銀行的合并加劇了該地區(qū)的競(jìng)爭(zhēng)格局?！眎ntensified符合語(yǔ)境。二、閱讀理解1.A.Theimpactoffintechontraditionalbanking.-解析：全文圍繞金融科技對(duì)傳統(tǒng)銀行的影響展開。2.B.Becauseoffintechcompetition.-解析：文中提到“fintechcompanies,withtheiragilebusinessmodels,havedisruptedthemarket.”3.C.Enhancingcybersecurityandadoptinggreenfinance.-解析：文中提到“banksareinvestingheavilyincybersecurityinfrastructure”和“greenfinancepractices.”4.C.Bankswillneedtobalanceinnovationandregulation.-解析：文中提到“banksareunderpressuretoinnovate”和“regulatorycompliance.”三、句子改錯(cuò)1.Error:hasbeenoffering→hasoffered-Correction:Thebankhasbeenofferinglow-interestloansforsmallbusinessessincelastyear.→Thebankhasofferedlow-interestloansforsmallbusinessessincelastyear.2.Error:they→their-Correction:Ifthecustomerdoesnotpaythebillontime,theywillbechargedadditionalfees.→Ifthecustomerdoesnotpaythebillontime,theirwillbechargedadditionalfees.3.Error:instantlyandsecurely→instantlyandsecurely.-Correction:Thenewmobileappallowsuserstotransferfundsbetweenaccountsinstantlyandsecurely.→Thenewmobileappallowsuserstotransferfundsbetweenaccountsinstantlyandsecurely.（無(wú)錯(cuò)誤）4.Error:Despi