光大銀行龍巖市新羅區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（本部分考察詞匯在語境中的準確運用，結(jié)合金融與銀行業(yè)務(wù)場景）1.Thebank'snewpolicyaimsto______financialinclusionbyloweringlendingbarriersforsmallbusinesses.A.enhanceB.diminishC.stabilizeD.postpone2.Despiteeconomicfluctuations,thebank's______strategyhasmaintainedconsistentgrowthintheregionalmarket.A.conservativeB.aggressiveC.neutralD.flexible3.Theloanofficeremphasizedtheimportanceof______documentationtoavoidpotentiallegaldisputes.A.incompleteB.redundantC.meticulousD.outdated4.Thedigitaltransformationprojectisexpectedto______operationalefficiencybyautomatingcoreprocesses.A.deteriorateB.optimizeC.delayD.neglect5.Customersshouldbe______aboutfeestoavoidunexpectedchargesontheirstatements.A.ignorantB.cautiousC.dismissiveD.indifferent二、閱讀理解（共4題，每題3分，共12分）（本部分選取銀行業(yè)務(wù)及區(qū)域經(jīng)濟發(fā)展相關(guān)短文，考察信息獲取與理解能力）Passage1ThePeople'sBankofChinarecentlyannouncedmeasurestosupportsmallandmedium-sizedenterprises(SMEs)inruralareas.Thenewcrediteasingpolicyincludeslowerinterestratesandstreamlinedapplicationprocedures,targetingsectorslikeagricultureandtourisminregionslikeLongyan.Localbankshavebeenencouragedtocollaboratewithgovernmentbodiestoidentifyhigh-potentialprojects.AnalystssuggestthiscouldstimulateeconomicactivityinunderdevelopedareasofFujianProvince.Questions:6.Whatistheprimarygoalofthenewcreditpolicy?A.Toreduceinflation.B.ToboostruralSMEgrowth.C.Toincreaseforeigninvestment.D.Toregulatebankoperations.7.Whichsectorismostlikelytobenefitfromthispolicy?A.Realestate.B.Manufacturing.C.Agricultureandtourism.D.Technology.Passage2ShanghaiPudongBankhaslaunchedagreenfinanceinitiativetopromotesustainabledevelopmentinEasternChina.Theprogramofferspreferentialloanstorenewableenergycompaniesandeco-friendlyinfrastructureprojects.Accordingtothebank’sreport,theinitiativehasalreadyfunded20solarpowerplantsand5wasterecyclingfacilities.ThemovealignswithChina’scarbonneutralitygoalsandreflectsthebank’scommitmenttocorporatesocialresponsibility.Questions:8.Whatdoesthebank’sinitiativefocuson?A.Traditionalenergyprojects.B.Sustainabledevelopment.C.Internationaltrade.D.Consumerlending.9.Howdoesthisprogramcontributetonationalgoals?A.Byincreasingimporttariffs.B.Byreducingcarbonemissions.C.Byraisinginterestrates.D.Byexpandingbranchnetworks.Passage3TheDragonBankofFujianhasintroducedamobilebankingapptailoredtotheneedsofruralcustomersintheXiamenarea.Theappincludesfeatureslikeofflinetransactions,voicerecognition,andreal-timeagriculturalmarketupdates.Feedbackfromearlyusersindicateshighsatisfaction,particularlyamongfarmerswhonowaccessfinancialserviceswithouttravelinglongdistances.Thebankplanstoexpandtheapp’sfunctionalitytocovermoreruralregionsinSoutheastChina.Questions:10.Whatproblemdoestheappsolveforruralcustomers?A.Highfees.B.Lackofaccesstobankingservices.C.Complexaccountmanagement.D.Limitedloanoptions.三、完形填空（共5題，每題2分，共10分）（本部分選段涉及銀行業(yè)數(shù)字化轉(zhuǎn)型與客戶服務(wù)，考察邏輯銜接與詞匯搭配）Theriseoffintechhas______(11)thetraditionalbankinglandscape.Banksthatfailtoadaptrisklosingmarketsharetomoreagilecompetitors.Digitalplatformshave______(12)ashiftincustomerexpectations,withonlinebankingbecomingthenormratherthananoption.Tostayrelevant,financialinstitutionsmust______(13)theiroperationswhilemaintainingstringentsecuritymeasures.Forinstance,theBankofChina’sAI-poweredchatbothas______(14)millionsoftransactionsannually,reducingworkloadforhumanemployees.However,thisdoesnot______(15)theneedforhumanempathyincustomerservice.Options:11.A.revolutionizedB.stabilizedC.simplifiedD.marginalized12.A.markedB.ignoredC.delayedD.exaggerated13.A.streamlineB.neglectC.disruptD.expand14.A.processedB.declinedC.ignoredD.minimized15.A.eliminateB.diminishC.highlightD.replace四、句子改錯（共5題，每題2分，共10分）（本部分針對銀行業(yè)英文郵件或報告中的常見語法錯誤）1.Thecommitteediscussedaboutthepotentialrisksinvolvedinthemerger.2.Despiteoftheeconomicdownturn,ourprofitmarginshaveimproved.3.Ifthecustomer’sapplicationisapprovable,wewillapproveitwithinthreedays.4.Boththeloanofficerandtheaccountantareresponsibletoensurecompliance.5.Thebank’spolicyrequiresthatemployeesmustsigntheconfidentialityagreement.五、翻譯填空（共5題，每題2分，共10分）（本部分將中文銀行業(yè)務(wù)術(shù)語翻譯為英文）1.企業(yè)貸款的“信用額度”通常指銀行授予企業(yè)的最高借款限額。The“credit______”forcorporateloansreferstothemaximumborrowinglimitgrantedbythebank.2.銀行在發(fā)放貸款前會進行“盡職調(diào)查”，以確保借款人的還款能力。Beforelending,banksconducta______toverifytheborrower’srepaymentability.3.“綠色金融”是指為環(huán)保項目提供資金支持的金融活動?！癎reenfinance”referstofinancialactivitiesthatprovidefundingsupportfor______projects.4.銀行要求客戶定期提交“財務(wù)報表”，以監(jiān)控資金流動情況。Banksrequirecustomerstosubmit______tomonitorfinancialflows.5.“風險對沖”是一種通過衍生工具降低投資風險的策略?！癏edging”isastrategythatuses______toreduceinvestmentrisks.答案與解析一、選詞填空1.A(enhance)-金融包容性需要提升。2.A(conservative)-銀行通常采取保守策略以穩(wěn)定增長。3.C(meticulous)-貸款文件需嚴謹無誤。4.B(optimize)-自動化旨在優(yōu)化效率。5.B(cautious)-客戶應(yīng)警惕費用。二、閱讀理解6.B-政策目標支持農(nóng)村中小企業(yè)。7.C-農(nóng)業(yè)和旅游業(yè)受益。8.B-側(cè)重可持續(xù)發(fā)展。9