招商銀行上海市金山區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選擇最適合填入空白處的單詞。Therapiddevelopmentoffintechhas1thetraditionalbankingindustrytoinnovate.BankslikeChinaMerchantsBankareleveragingbigdataandAItoenhancecustomerservice.However,challengesremain,suchas2dataprivacyandensuringcybersecurity.Forinstance,intheShanghaiJinchengDistrict,manysmallbusinessesstillstrugglewith3digitalpaymentsolutions.Asuccessfulfintechstrategymust4abalancebetweenefficiencyandriskmanagement.Meanwhile,thelocalgovernmentis5incentivestoencouragebankstoinvestingreenfinance.ThisalignswithChina’sbroadergoalof6sustainableeconomicgrowth.Despitethe7,thefutureofbankinginChinalookspromising.8properregulationandtechnologicaladvancement,theindustrywillcontinuetoevolve.Ultimately,thesuccessofsuchinitiativesdependson9stakeholderscancollaborateeffectively.Onlythencanwe10amoreinclusivefinancialecosystem.選項(xiàng)：1.A.forced2.A.securing3.A.adopting4.A.strike5.A.offering6.A.promoting7.A.obstacles8.A.with9.A.how10.A.build答案：1.forced2.securing3.adopting4.strike5.offering6.promoting7.obstacles8.with9.how10.build解析：1."forced"符合語境，表示金融科技發(fā)展迫使傳統(tǒng)銀行業(yè)創(chuàng)新。2."securing"強(qiáng)調(diào)保護(hù)數(shù)據(jù)隱私。3."adopting"指小企業(yè)采納數(shù)字支付方案。4."strike"（strikeabalance）是固定搭配，意為“取得平衡”。5."offering"（提供激勵(lì)）符合政府行為。6."promoting"（促進(jìn)）與可持續(xù)發(fā)展目標(biāo)一致。7."obstacles"（障礙）概括挑戰(zhàn)。8."with"引導(dǎo)伴隨狀語，表示在適當(dāng)監(jiān)管下。9."how"（如何）引導(dǎo)方式狀語。10."build"（構(gòu)建）與"amoreinclusivefinancialecosystem"搭配。二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。TheRiseofGreenBankinginShanghaiShanghai’sfinancialsectorisincreasinglyfocusingongreenbanking,aligningwithChina’scarbonneutralitygoals.ChinaMerchantsBankhaslaunchedseveralinitiativestosupportrenewableenergyprojects.InJinchengDistrict,thebankpartneredwithlocalsolarfirmstoprovidelow-interestloans.Similarly,ShanghaiPudongDevelopmentBankisinvestingingreeninfrastructure.However,expertswarnthatbanksmustensuretheseprojectsarefinanciallyviable.Otherwise,theyriskunsustainablelosses.TheShanghaigovernmenthasrespondedbyAstricterregulationsforgreenfinance.ThisincludesBtaxbreaksforbanksthatfundeco-friendlyprojects.Additionally,thecity’sGreenFinanceCommitteeisCguidelinestostandardizepractices.Whilechallengesremain,theshifttowardgreenbankingisirreversible.問題：1.WhatisthemainfocusofShanghai’sfinancialsector?A.TraditionalbankingservicesB.GreenbankinginitiativesC.FintechdevelopmentD.Smallbusinessloans2.Whichbankismentionedasinvestingingreeninfrastructure?A.ChinaMerchantsBankB.ShanghaiPudongDevelopmentBankC.IndustrialandCommercialBankofChinaD.BankofChina3.WhatmeasureshastheShanghaigovernmenttakentosupportgreenfinance?A.OfferingsubsidiestorenewableenergyfirmsB.ImposingstricterregulationsonbanksC.Providingtaxbreaksforeco-friendlyprojectsD.Encouragingdigitalpaymentadoption4.WhatroledoestheGreenFinanceCommitteeplay?A.LendingfundstogreenprojectsB.StandardizinggreenfinancepracticesC.MonitoringcarbonemissionsD.Trainingbankemployees5.Whatistheauthor’sattitudetowardgreenbanking?A.SkepticalB.NeutralC.SupportiveD.Uncertain答案：1.B2.B3.C4.B5.C解析：1.文章首段明確指出上海金融業(yè)聚焦綠色銀行，故選B。2.第二段提到上海浦東發(fā)展銀行投資綠色基建，故選B。3.第三段提到政府提供稅減免，故選C。4.第四段指出綠金委標(biāo)準(zhǔn)化實(shí)踐，故選B。5.文章整體強(qiáng)調(diào)綠色銀行趨勢(shì)不可逆轉(zhuǎn)，體現(xiàn)支持態(tài)度，故選C。三、完形填空（共10題，每題1分）題目：閱讀以下段落，選擇最佳選項(xiàng)填空。ThebankingsectorinShanghaiis1transformedbydigitalization.ChinaMerchantsBankhas2mobileappsthatallowcustomerstoperformtransactions3theirsmartphones.InJinchengDistrict,smallbusinessesare4tothistrend,withmanyadoptingonlinebankingsolutions.However,digitalizationalso5newrisks,suchascyberattacks.Forexample,in2023,aShanghai-basedbankreporteda6databreachthatexposedcustomerinformation.Tomitigatetheserisks,banksmust7robustcybersecuritymeasures.TheShanghaiBankingRegulatoryCommissionhas8guidelinestoensuredataprotection.Additionally,employeesneed9regulartrainingtostayupdatedonthreats.Onlyby10thesechallengescantheindustrythriveinthedigitalage.選項(xiàng)：1.A.undergoing2.A.developed3.A.through4.A.following5.A.brings6.A.minor7.A.implement8.A.issued9.A.the10.A.addressing答案：1.undergoing2.developed3.through4.following5.brings6.major7.implement8.issued9.such10.addressing解析：1."undergoing"（經(jīng)歷）符合銀行業(yè)數(shù)字化轉(zhuǎn)型語境。2."developed"（開發(fā)）指銀行開發(fā)移動(dòng)應(yīng)用。3."through"（通過）表示使用智能手機(jī)完成交易。4."following"（跟隨）指小企業(yè)順應(yīng)趨勢(shì)。5."brings"（帶來）強(qiáng)調(diào)數(shù)字化伴生新風(fēng)險(xiǎn)。6."major"（重大）描述數(shù)據(jù)泄露的嚴(yán)重性。7."implement"（實(shí)施）強(qiáng)調(diào)落實(shí)安全措施。8."issued"（發(fā)布）指監(jiān)管機(jī)構(gòu)發(fā)布指南。9."such"（此類）泛指挑戰(zhàn)。10."addressing"（應(yīng)對(duì)）與"challenges"搭配。四、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英文，填入空白處。1.上海市政府為支持本地綠色金融發(fā)展，推出了一系列優(yōu)惠政策。TheShanghaimunicipalgovernmenthasintroducedaseriesofAtosupportBgreenfinancedevelopmentinthecity.2.招商銀行在上海市金山區(qū)設(shè)有分行，致力于服務(wù)當(dāng)?shù)仄髽I(yè)。ChinaMerchantsBankhasabranchinCJinchengDistrict,DiscommittedtoElocalbusinesses.3.隨著科技的進(jìn)步，銀行業(yè)需要不斷創(chuàng)新以應(yīng)對(duì)市場(chǎng)競(jìng)爭(zhēng)。Ftheadvancementoftechnology,thebankingindustryneedstoGconstantlytoHmarketcompetition.4.上海作為國際金融中心，吸引了眾多國內(nèi)外金融機(jī)構(gòu)入駐。AsanIfinancialcenter,ShanghaihasJnumerousdomesticandKinstitutions.5.數(shù)據(jù)安全是銀行運(yùn)營中不可忽視的關(guān)鍵問題。LsecurityisaMissuethatbanksNignoreintheiroperations.答案：1.A.preferentialpoliciesB.the2.C.inD.whichE.serving3.F.WithG.innovateH.face4.I.globalJ.attractedK.foreign5.L.DataM.criticalN.must解析：1."preferentialpolicies"（優(yōu)惠政策）符合政府行為。2."which"引導(dǎo)非限制性定語從句修飾"JinchengDistrict"。3."Withtheadvancementoftechnology"（隨著科技發(fā)展）是固定搭配。4."global"（全球）強(qiáng)調(diào)上海國際地位。5."Datasecurity"（數(shù)據(jù)安全）是銀行業(yè)核心問題。五、句子改錯(cuò)（共5題，每題2分）題目：以下句子存在語法錯(cuò)誤，請(qǐng)指出并改正。1.Thebankofferslow-interestloansforcompanieswhicharedevelopingrenewableenergyprojects.→錯(cuò)誤：→改正：2.Ifwedon’tinvestingreenfinancenow,wewillfacebigproblemsinthefuture.→錯(cuò)誤：→改正：3.SmallbusinessesinJinchengDistrictfinditdifficulttoaccessdigitalbankingsolutionsbecausetheylacko