興業(yè)銀行湖州市吳興區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（5題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.supportedD.ignored2.湖州的經(jīng)濟增長得益于政策的支持和企業(yè)的______投資策略。A.aggressiveB.conservativeC.passiveD.cautious3.興業(yè)銀行在綠色金融領(lǐng)域的領(lǐng)先地位，彰顯了其對可持續(xù)發(fā)展的______。A.commitmentB.indifferenceC.resistanceD.neglect4.ThenewbranchinWuxingaimsto______localSMEsbyofferingtailoredfinancialsolutions.A.excludeB.empowerC.neglectD.limit5.Thebank’sdigitaltransformationstrategyhassignificantly______operationalefficiency.A.reducedB.enhancedC.decreasedD.delayed第二部分：閱讀理解（3篇，每篇2題，共4題，每題2分）Passage1:TheRiseofGreenBankinginChinaGreenbankinghasbecomeacornerstoneofChina’sfinancialsector,drivenbybothregulatorypoliciesandmarketdemand.ThePeople’sBankofChinahasintroducedstricterguidelinesonenvironmentalriskmanagement,compellingbankstoallocatemoreresourcestogreenprojects.Companieslike興業(yè)銀行havepioneeredinitiativesinrenewableenergyfinancing,supportingwindandsolarprojectsacrossthecountry.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,greenloansgrewby18%year-on-year,withtotaloutstandingamountsreachingover2trillionyuan.However,challengesremain,suchasassessingthelong-termviabilityofgreenprojectsandensuringtransparencyinreporting.1.WhatistheprimarydriverofgreenbankinginChina?A.Consumerdemandforeco-friendlyproducts.B.Governmentregulationsonenvironmentalrisk.C.Internationalpressuretoreducecarbonemissions.D.Thedesireofbankstoattractinvestors.2.Whichofthefollowingstatementsistrueabout興業(yè)銀行’sroleingreenfinance?A.Ithascompletelyignoredgreenprojectsduetohighrisks.B.Ithasonlyfocusedontraditionalenergyfinancing.C.Ithasbeenaleaderinsupportingrenewableenergyprojects.D.Ithasfacednochallengesinexpandingitsgreenloanportfolio.Passage2:TheImpactofDigitalizationonBankinginWuxingThedigitaltransformationofthebankingsectorhasreshapedhowfinancialservicesaredelivered,especiallyinregionslikeWuxing,wheretraditionalbankinginfrastructurehasbeenslowtoadapt.Theintroductionofmobilebankingapps,AI-drivencustomerservice,andblockchain-basedtransactionshasimprovedaccessibilityforlocalbusinessesandresidents.However,thisshifthasalsoraisedconcernsaboutdatasecurityandthepotentialdisplacementofbankemployees.A2023surveybytheWuxingbranchof興業(yè)銀行foundthat65%ofcustomerspreferdigitalservicesoverin-persontransactions,while30%stillrelyonphysicalbranches.Thebankhasrespondedbyinvestingincybersecuritymeasuresandretrainingstafftoworkinhybridmodels.1.WhatisthemaineffectofdigitalizationonbankinginWuxing?A.Ithasreducedthenumberofbankbranches.B.Ithasincreasedcustomerrelianceonphysicalservices.C.Ithasimprovedserviceaccessibilityforlocalresidents.D.Ithaseliminatedtheneedforbankemployees.2.Accordingtothesurvey,whatpercentageofcustomerspreferdigitalbanking?A.25%B.30%C.65%D.75%Passage3:TheRoleofSMEFinancinginRegionalDevelopmentSmallandmedium-sizedenterprises(SMEs)arethebackboneofChina’seconomy,particularlyinregionslikeWuxing,whereindustrialgrowthisconcentrated.However,SMEsoftenstrugglewithlimitedaccesstofinancingduetostringentlendingrequirements.興業(yè)銀行hasimplementedprogramstoaddressthisissuebyofferingflexibleloanterms,creditguarantees,andlow-interestratesforstartupsandestablishedbusinesses.A2024studybytheChineseAcademyofSocialSciencesrevealedthatregionswithrobustSMEfinancingschemesexperiencehigherGDPgrowthrates.Thebank’seffortshavebeenpraisedbylocalbusinesses,butcriticsarguethatmoresupportisneededtobridgethefundinggap.1.WhatisthemainchallengefacedbySMEsinWuxing?A.Excessivecompetitionfromlargecorporations.B.Limitedaccesstofinancialresources.C.Highoperationalcostsduetoinflation.D.Lackofskilledemployees.2.Whathas興業(yè)銀行donetosupportSMEsinWuxing?A.Reducedloaninterestratestoattractmorecustomers.B.Focusedonlyonlarge-scaleenterprises.C.Implementedprogramsforflexibleandaffordablefinancing.D.EncouragedSMEstoseekfundingfromotherbanks.第三部分：語法填空（5題，每題1分）directions:Completethefollowingsentenceswiththeappropriateformofthewordsgiveninbrackets.1.Despitetheeconomicdownturn,thebank’sprofitshaveremainedsurprisingly______(strong).2.Thenewpolicyaimsto______thenumberoffraudulenttransactionsinthefintechsector.3.Wuxing’seconomicgrowthhasbeen______bytheinfluxofforeigninvestment.4.Thebranchmanageremphasizedtheimportanceof______(train)employeesonthelatestdigitaltools.5.Ifwe______(meet)thedeadline,wewillreceiveabonusfromthecompany.第四部分：完形填空（1篇，10題，每題1分）directions:Readthepassagebelowandchoosethebestoptionforeachblank.ThebankingindustryinChinahasundergonesignificantchangesinthepastdecade,drivenbytechnologicaladvancementsandregulatoryreforms.Traditionalbankslike興業(yè)銀行havehadtoadapttotheriseoffintechcompanies,whichoffermoreconvenientandinnovativefinancialsolutions.Oneofthekeychallengesfortraditionalbanksismaintainingcustomerloyaltywhilecompetingwithdigitalplatforms.Toaddressthis,manybankshaveinvestedheavilyindigitaltransformation,integratingAI,bigdata,andmobilebankingintotheiroperations.Anotherchallengeistheincreasingregulatoryscrutiny,asgovernmentsseektoensurefinancialstabilityandprotectconsumers.However,thesechallengeshavealsocreatedopportunitiesforbankstodifferentiatethemselvesinthemarket.Byleveragingtheirbrandreputationandextensivenetworks,traditionalbankscanstillcarveoutacompetitiveedge.1.A.transformation2.B.revolution3.C.evolution4.D.disruption5.A.alongside6.B.against7.C.versus8.D.insteadof9.A.solutions10.B.products11.C.services12.D.tools第五部分：翻譯（1題，5分）directions:TranslatethefollowingparagraphintoEnglish.近年來，興業(yè)銀行積極拓展綠色金融業(yè)務，通過支持可再生能源項目、推廣綠色信貸等方式，為湖州市的可持續(xù)發(fā)展做出了重要貢獻。銀行還與當?shù)卣献?，建立了綠色金融創(chuàng)新實驗室，旨在探索更多環(huán)保融資模式。未來，興業(yè)銀行將繼續(xù)深化綠色金融布局，助力湖州打造成為綠色經(jīng)濟示范區(qū)。答案及解析第一部分：詞匯選擇1.A(forced)-解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應。2.A(aggressive)-解析：湖州的經(jīng)濟發(fā)展得益于企業(yè)積極的投資策略。3.A(commitment)-解析：興業(yè)銀行在綠色金融領(lǐng)域的領(lǐng)先地位，彰顯了其對可持續(xù)發(fā)展的承諾。4.B(empower)-解析：新的分行旨在通過提供定制的金融解決方案來賦能當?shù)刂行∑髽I(yè)。5.B(enhanced)-解析：銀行的數(shù)字化轉(zhuǎn)型戰(zhàn)略顯著提升了運營效率。第二部分：閱讀理解Passage11.B-解析：中國綠色銀行的主要驅(qū)動力是政府的環(huán)境風險管理政策。2.C-解析：興業(yè)銀行一直是支持可再生能源項目的先驅(qū)。Passage21.C-解析：數(shù)字化對湖州市銀行業(yè)的主要影響是提高了服務可及性。2.C-解析：調(diào)查顯示65%的客戶更喜歡數(shù)