浦發(fā)銀行臨沂市蘭山區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的單詞填入空格中。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.standardizedC.marginalizedD.centralized2.LocalbusinessesinLinyihavestruggledto______thecompetitionfromlargenationalchains,particularlyintheretailsector.A.matchB.ignoreC.eliminateD.combine3.Thebank’snewmobileappaimsto______customerexperiencebyintegratingAI-drivenpersonalizedservices.A.enhanceB.disruptC.simplifyD.postpone4.Duetothepandemic,manyruralbanksinShandonghavehadto______theiroperationstodigitalchannelstoremainviable.A.expandB.limitC.diversifyD.reduce5.TheregulatoryframeworkinChinarequiresfinancialinstitutionsto______strictcompliancemeasurestopreventfraud.A.enforceB.overlookC.reviseD.postpone二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:TheriseoffintechhastransformedthebankinglandscapeinChina.Traditionalbankslike浦發(fā)銀行(SPDBank)areincreasinglyadoptingdigitaltechnologiestoimproveefficiencyandcustomersatisfaction.However,thisshiftalsobringschallenges,suchascybersecurityrisksandtheneedfortalentwithtechexpertise.InregionslikeLinyi,wherethefinancialsectorislessdeveloped,banksmustbalanceinnovationwithtraditionalvaluestomaintainstability.Thelocalgovernmenthasalsoplayedarolebyofferingincentivesforbankstoinvestindigitalinfrastructure.Despitetheseefforts,thecompetitionremainsfierce,especiallyintheretailbankingmarket.6.Whatisthemaintopicofthepassage?A.ThehistoryoffintechinChinaB.TheimpactofdigitaltransformationonbanksC.GovernmentpoliciesforfinancialinstitutionsD.ThegrowthofretailbankinginLinyi7.Accordingtothepassage,whatisachallengefortraditionalbanks?A.LackofgovernmentsupportB.CybersecurityrisksandtalentshortagesC.HighoperatingcostsD.Lowcustomersatisfaction8.Whatrolehasthelocalgovernmentplayedinsupportingbanks?A.ImposingstricterregulationsB.ProvidingincentivesfordigitalinvestmentC.EncouragingmergerswithfintechfirmsD.Reducingfundingfortraditionalbanks9.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A.ChangedB.ExpandedC.RestructuredD.Supported三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項(xiàng)填入空格中。ThebankingsectorinLinyihasexperiencedsignificantchangesoverthepastdecade.Withthe______ofmobilepayments,theneedforbrick-and-mortarbrancheshas______.Localbankshavehadto______theirbusinessmodelstostayrelevant.Forexample,somehavelaunchedonline-onlyaccounts,whileothershave______partnershipswithfintechcompanies.Theseeffortshavehelpedthem______inahighlycompetitivemarket.However,challengesremain,particularlyinruralareaswhereinternetpenetrationislower.Banksmusttherefore______tomeetthediverseneedsoftheircustomers.10.A.riseB.fallC.declineD.explosion11.A.increasedB.decreasedC.remainedD.disappeared12.A.adjustB.ignoreC.expandD.reduce13.A.formedB.soughtC.endedD.weakened14.A.surviveB.thriveC.struggleD.collapse15.A.adaptB.refuseC.ignoreD.oppose四、句子改錯(cuò)（共5題，每題2分，共10分）以下句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。16.Thenewbankingregulationswillaffectnotonlythebigbanksbutalsothesmallandmedium-sizedenterprisesintheindustry.-Correct:_________________________17.Despiteofthechallenges,thebankhasmanagedtoimproveitscustomerretentionratesbyofferingbetterservices.-Correct:_________________________18.Iftheeconomicconditionscontinuetoworsen,manyruralbanksinShandongmaybeforcedtoclosedown.-Correct:_________________________19.Thelocalbranchhasbeenclosedsincelastmonthduetothelackofsufficientcustomers.-Correct:_________________________20.Weneedtoensurethatallemployeesarefullytrainedonthenewcompliancepoliciesbeforetheystartusingthem.-Correct:_________________________五、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，并填入空格中。21.為了提高效率，銀行正在引入自動(dòng)化流程。-Translation:To______efficiency,banksareintroducing______.22.中國的金融監(jiān)管機(jī)構(gòu)要求銀行加強(qiáng)數(shù)據(jù)安全保護(hù)。-Translation:China’sfinancialregulatorybodiesrequirebanksto______datasecuritymeasures.23.在競(jìng)爭激烈的市場(chǎng)中，創(chuàng)新是保持領(lǐng)先的關(guān)鍵。-Translation:Ina______market,innovationisthekeyto______.24.農(nóng)村地區(qū)的銀行需要更好地服務(wù)當(dāng)?shù)厣鐓^(qū)。-Translation:Banksinruralareasneedto______theirservicestothelocalcommunity.25.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來的發(fā)展趨勢(shì)。-Translation:Digitaltransformationisthe______trendinthefutureofthebankingindustry.答案與解析一、選詞填空1.A(revolutionized)-解析：Digitalbankinghasbroughtradicalchanges,so"revolutionized"fitsbest.2.A(match)-解析：Localbusinessesneedtocompetewithlargechains,so"match"isappropriate.3.A(enhance)-解析：Theappaimstoimprovethecustomerexperience,so"enhance"iscorrect.4.C(diversify)-解析：Banksneedtoexpandtheirservicestodigitaltosurvive,so"diversify"worksbest.5.A(enforce)-解析：Compliancerequiresstrictimplementation,so"enforce"issuitable.二、閱讀理解6.B-解析：Thepassagefocusesondigitaltransformation’simpactonbanks.7.B-解析：Cybersecurityandtalentshortagesarementionedaschallenges.8.B-解析：Incentivesfordigitalinvestmentarestatedasgovernmentsupport.9.A-解析："Transformed"means"changed,"whichalignswiththecontext.三、完形填空10.A(rise)11.B(decreased)12.A(adjust)13.B(sought)14.B(thrive)15.A(adapt)四、句子改錯(cuò)16.Correct:Thenewbankingregulationswillaffectnotonlythebigbanksbutalsosmallandmedium-sizedenterprisesintheindustry.-解析："Despiteof"isgrammaticallyincorrect;use"Despite."17.Correct:Despitethechallenges,thebankhasmanagedtoimproveitscustomerretentionratesbyofferingbetterservices.-解析："Despiteof"iswrong;use"Despite."18.Correct:Iftheeconomicconditionscontinuetoworsen,manyruralbanksinShandongmaybef