華夏銀行青島市李滄區(qū)2025秋招筆試英文行測高頻題含答案題目部分一、選詞填空（共5題，每題2分，共10分）題目要求：從下列選項中選擇最合適的詞語填入橫線處，使句子語義完整、邏輯通順。1.TherapiddevelopmentofdigitalbankinginQingdaohasbroughtbothopportunitiesand______fortraditionalfinancialinstitutionslikeChinaMerchantsBank.A.challengesB.innovationsC.competitionsD.expansions2.Toimprovecustomersatisfaction,ChinaMerchantsBankshouldfocuson______servicequalityandoperationalefficiencyinitsbranchesacrossLiyuanDistrict.A.enhancingB.reducingC.maintainingD.eliminating3.Thebank’snewmobileappaimsto______thegapbetweenonlineandofflinebankingexperiencesforlocalresidents.A.narrowB.widenC.bridgeD.close4.Withtheriseoffintech,ChinaMerchantsBankinQingdaoneedsto______itstechnologicalinfrastructuretostaycompetitive.A.upgradeB.simplifyC.expandD.optimize5.Theannualfinancialreporthighlightsthebank’seffortsto______riskswhilemaximizingreturnsinthecurrenteconomicclimate.A.mitigateB.ignoreC.exposeD.reduce二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文意回答問題。Passage：Inrecentyears,ChinaMerchantsBankhasbeenactivelyexploringgreenfinanceinitiativesinQingdao,particularlyinLiyuanDistrict,whereindustrialgrowthhasaccelerated.Thebankintroducedaspecialloanprogramtosupporteco-friendlybusinesses,suchasrenewableenergyprojectsandwasterecyclingcompanies.Accordingtoareport,30%ofthebank’snewloansinthedistrictwereallocatedtogreensectorsin2024.Thismovealignswiththenationalstrategytoachievecarbonneutralityby2060.However,challengesremain,includinginsufficientawarenessamongsmallbusinessesaboutgreenfinancingoptions.Thebankhaslaunchedtrainingsessionstoaddressthisissue.1.WhatisthemainfocusofChinaMerchantsBank’sgreenfinanceprograminQingdao?A.Supportinghigh-techindustries.B.Promotingtraditionalbankingservices.C.Encouragingenvironmentallysustainablebusinesses.D.Expandingitsloanportfolio.2.Accordingtothepassage,whatpercentageofthebank’snewloansinLiyuanDistrictwenttogreensectorsin2024?A.20%B.30%C.40%D.50%3.Whatremainsachallengeforthebank’sgreenfinanceinitiatives?A.Highinterestrates.B.Lackofgovernmentsupport.C.Insufficientawarenessamongsmallbusinesses.D.Limitedloanavailability.4.Thebankhastakenwhichactiontoaddressthechallengementionedinthepassage?A.Reducedloanlimits.B.Increasedinterestrates.C.Organizedtrainingsessions.D.Partneredwithotherbanks.三、語句排序（共3題，每題4分，共12分）題目要求：將下列選項中打亂順序的句子重新排列，使其語義連貫。1.A.ThebankplanstoopenthreenewATMsinhigh-trafficareas.B.ChinaMerchantsBankisexpandingitsbranchnetworkinLiyuanDistrict.C.TheseATMswillbeequippedwithadvancedsecurityfeatures.D.Theexpansionaimstoimproveaccessibilityforlocalresidents.2.A.Manycustomerspreferdigitalbankingforitsconvenience.B.ChinaMerchantsBankhasstrengtheneditsonlinebankingplatform.C.However,traditionalbranchesremainessentialforcomplextransactions.D.Thebankhasalsoimproveditsmobileappfunctionality.3.A.Theinitiativewillprioritizesmallandmedium-sizedenterprises.B.ChinaMerchantsBanklaunchedanewcreditprograminQingdao.C.Theprogramofferspreferentialinterestratestostimulateeconomicgrowth.D.Itispartofthebank’sbroaderstrategytosupportlocalbusinesses.四、邏輯判斷（共5題，每題2分，共10分）題目要求：根據(jù)題干信息，判斷下列選項的真假。1.IfChinaMerchantsBankinQingdaoincreasesitsloanapprovalefficiency,itwillreducecustomerwaitingtimes.A.TrueB.False2.Thebank’smobileappdoesnotsupportreal-timefinancialconsultations.A.TrueB.False3.AllemployeesatChinaMerchantsBankinLiyuanDistrictreceivedgreenfinancetrainingin2024.A.TrueB.False4.Thebank’snewcreditprogramisexclusivelyforlargecorporations.A.TrueB.False5.ChinaMerchantsBank’sannualfinancialreportdoesnotincludesustainabilitymetrics.A.TrueB.False五、情景應用（共3題，每題5分，共15分）題目要求：根據(jù)以下情景，選擇最合適的解決方案。1.情景：某客戶反映銀行APP的轉賬限額過低，影響其日常經(jīng)營。A.建議客戶使用柜臺轉賬。B.詢問客戶是否需要提高信用額度。C.告知客戶該限額是國家規(guī)定，無法調(diào)整。D.安排客戶參加APP使用培訓。2.情景：某企業(yè)客戶咨詢綠色貸款申請條件，但對其是否符合資質(zhì)不確定。A.直接拒絕，要求客戶自行評估。B.建議客戶先提交初步申請材料。C.提供詳細的綠色貸款政策說明。D.建議客戶聯(lián)系其他銀行咨詢。3.情景：某客戶在ATM取現(xiàn)時遇到設備故障，要求銀行賠償。A.告知客戶銀行不承擔此類責任。B.協(xié)助客戶聯(lián)系ATM運營商處理故障。C.直接向客戶道歉并承諾補償。D.要求客戶提供更多證據(jù)證明故障原因。答案與解析部分一、選詞填空1.A.challenges解析：數(shù)字銀行業(yè)務的快速發(fā)展給傳統(tǒng)金融機構帶來競爭壓力，故選“challenges”（挑戰(zhàn)）。2.A.enhancing解析：提高客戶滿意度需要提升服務質(zhì)量，故選“enhancing”（提升）。3.C.bridge解析：使線上和線下體驗一致，需“bridgethegap”（彌合差距）。4.A.upgrade解析：應對金融科技競爭需升級技術設施，故選“upgrade”（升級）。5.A.mitigate解析：在當前經(jīng)濟環(huán)境下需降低風險，故選“mitigaterisks”（緩解風險）。二、閱讀理解1.C.Encouragingenvironmentallysustainablebusinesses解析：文中明確指出銀行支持綠色企業(yè)，故選C。2.B.30%解析：文中直接提到“30%ofthebank’snewloanswereallocatedtogreensectors”，故選B。3.C.Insufficientawarenessamongsmallbusinesses解析：文中提到“l(fā)ackofawarenessamongsmallbusinessesaboutgreenfinancingoptions”，故選C。4.C.Organizedtrainingsessions解析：文中提到銀行“l(fā)aunchedtrainingsessionstoaddressthisissue”，故選C。三、語句排序1.B→D→A→C解析：B句提出銀行擴張計劃，D句說明目標，A句具體措施，C句補充設備細節(jié)。2.A→B→D→C解析：A句引出線上銀行便利性，B句說明平臺改進，D句補充APP功能，C句轉折提到線下重要性。3.B→D→A→C解析：B句介紹新計劃，D句說明戰(zhàn)略背景，A句具體對象，C句補充政策目標。四、邏輯判斷1.A.True解析：提高審批效率可縮短客戶等待時間。2.B.False解析：文