廣發(fā)銀行溫州市龍灣區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Thenewfinancialregulationswill______thebankingindustry,requiringstrictercompliancewithanti-moneylaunderingstandards.A.transformB.revolutionizeC.regulateD.innovate2.In溫州,thelocalgovernmentis______effortstopromotegreenbanking,encouragingdigitaltransactionstoreducepaperwaste.A.intensifyingB.minimizingC.complicatingD.delaying3.Theloanofficeremphasizedtheimportanceof______documentationtoavoidpotentialfraudincross-bordertransactions.A.meticulousB.casualC.irrelevantD.outdated4.Duetomarketvolatility,thebankhasadjustedits______strategytomitigaterisksandprotectclientassets.A.conservativeB.aggressiveC.flexibleD.passive5.Thedigitalbankingplatformaimsto______customerengagementbyprovidingpersonalizedfinancialadvicethroughAI-drivenanalytics.A.enhanceB.diminishC.ignoreD.neglect二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TherapidexpansionoffintechinChinahasreshapedthetraditionalbankinglandscape.Traditionalbanksin溫州areincreasinglyadoptingdigitalsolutionstostaycompetitive,whilefintechcompaniesareleveragingbigdataandblockchaintoofferinnovativefinancialservices.However,regulatorychallengesremainasignificanthurdle,asthecentralbanktightensoversightovershadowbankinganddigitalcurrencyexperiments.Despitethesehurdles,theintegrationoftechnologyinbankingisirreversible,withAI-poweredchatbotsandmobilepaymentsystemsbecomingmainstream.Forinstance,廣發(fā)銀行haslaunchedablockchain-basedsystemtostreamlinecross-borderpayments,reducingtransactioncostsby30%.Thisshiftreflectsthebroadertrendtowardamoreefficientandtransparentfinancialecosystem.6.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.Thechallengestraditionalbanksfacein溫州.C.Theimpactoftechnologyonthebankingindustry.D.Theroleofthecentralbankinregulatingfintech.7.Accordingtothepassage,howis廣發(fā)銀行improvingitsservices?A.Byincreasingphysicalbranchoperations.B.Byadoptingblockchainforcross-borderpayments.C.Byreducinginterestratesonloans.D.Byexpandingitsretailbankingnetwork.8.Whatremainsasignificantconcernforfintechcompanies?A.Customeradoptionofdigitalservices.B.Regulatoryoversightbythecentralbank.C.Highoperationalcosts.D.Lackofskilledemployees.9.Thepassagesuggeststhatthefutureofbankingwilllikelyinvolve:A.Fewerphysicalbranches.B.Moretraditionalbankingmethods.C.LimiteduseofAIandbigdata.D.Increasedrelianceonpaper-basedprocesses.三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththemostappropriatewordfromthebox.|Box:|financial|banking|compliance|digital|regulatory|cross-border|innovative|efficient|risky|mitigate|clients|transactions|||-|--|--||--|-||-|-||||10.Thebank’s______departmentensuresthatalloperationsadheretointernational______standards.11.The______systemhassignificantlyimprovedthespeedofdomesticpayments.12.Foreignexchange______areparticularly______duetofluctuatingexchangerates.13.ThenewCEOisfocusedondeveloping______solutionstoattractyounger______.14.To______losses,thebankimplementedariskmanagementframework.四、句子改錯（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.15.Thebankplanstolaunchanewcreditcardnextyear,whichwillofferbonuspointsforonlineshopping.Error:_________________________Correction:_________________________16.Despitetheeconomicdownturn,thedemandforhomeloansin溫州remainsstable.Error:_________________________Correction:_________________________17.Theregulatorycommitteehasapprovedthemergerbetween廣發(fā)銀行andalocalfintechfirm.Error:_________________________Correction:_________________________18.Ourteamhasbeenworkingontheprojectforthreemonthsandstillnotfinished.Error:_________________________Correction:_________________________19.Theinterestrateonsavingsaccountswillincreaseby0.5%startingfromnextmonth.Error:_________________________Correction:_________________________五、完形填空（共5題，每題2分，共10分）directions:Readthepassageandfillineachblankwiththebestwordfromthebox.|Box:|market|clients|services|risks|compliance|operations|technology|fraud|efficiency|digital|||-|--|||--|-|-|-|-||Thebankingsectorin溫州hasundergonesignificanttransformationsinrecentyears.Traditionalinstitutionshavehadtoadapttotheriseof______(20)toremaincompetitive.Forexample,廣發(fā)銀行hasinvestedheavilyin______(21)toenhancecustomerexperience.However,theseadvancementsalsointroducenew______(22),suchascyberthreatsanddatabreaches.Therefore,maintainingstrict______(23)withanti-moneylaunderinglawsiscrucial.Additionally,thebank’sfocusonimproving______(24)hasledtofastertransactionprocessingtimes.Byleveragingdataanalytics,thebankcanbetteridentifyand______(25)potentialfraud.六、翻譯（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.26.溫州市政府鼓勵金融機構發(fā)展普惠金融，以支持小微企業(yè)的發(fā)展。27.廣發(fā)銀行推出了一項新的綠色信貸計劃，旨在幫助環(huán)保企業(yè)獲得資金支持。28.隨著跨境貿易的增加，銀行需要加強風險管理，以應對匯率波動帶來的挑戰(zhàn)。29.為了提升客戶滿意度，銀行計劃在主要商業(yè)區(qū)開設更多的自助服務終端。30.新的監(jiān)管政策要求所有金融機構定期提交風險評估報告。答案與解析一、選詞填空1.B.revolutionize解析：句意為“新的金融法規(guī)將徹底改變銀行業(yè)”，revolutionize意為“使徹底變革”，符合語境。2.A.intensifying解析：句意為“溫州市政府正加大力度推廣綠色銀行”，intensifyefforts意為“加強努力”，符合語境。3.A.meticulous解析：句意為“貸款專員強調細致的文件審核以避免跨境交易中的欺詐”，meticulous意為“一絲不茍的”，符合語境。4.A.conservative解析：句意為“由于市場波動，銀行調整了保守的策略以降低風險”，conservativestrategy意為“保守策略”，符合語境。5.A.enhance解析：句意為“數字銀行平臺旨在通過AI驅動的分析提升客戶參與度”，enhancecustomerengagement意為“增強客戶參與度”，符合語境。二、閱讀理解6.C.Theimpactoftechnologyonthebankingindustry.解析：全文圍繞技術如何改變銀行業(yè)展開，包括傳統(tǒng)銀行的數字化轉型、fintech的創(chuàng)新以及監(jiān)管挑戰(zhàn)。7.B.Byadoptingblockchainforcross-borderpayments.解析：文中明確提到廣發(fā)銀行使用區(qū)塊鏈系統(tǒng)簡化跨境支付。8.B.Regulatoryoversightbythecentralbank.解析：文中提到“監(jiān)管挑戰(zhàn)”和“央行加強監(jiān)管”，表明這是fintech公司的主要擔憂。9.A.Fewerphysicalbranches.解析：文中提到“技術是不可逆轉的”，并列舉了AI、移動支付等趨勢，暗示未來物理網點可能減少。三、語法填空10.financial,regulatory解析：financialdepartment指“金融部門”，regulatorystandards指“監(jiān)管標準”。11.digital解析：digitalsystem指“數字系統(tǒng)”，符合文中“數字化支付”的語境。12.cross-border,risky解析：cross-bordertransactions指“跨境交易”，risky指“有風險的”。13.innovative,clients解析：innovativesolutions指“創(chuàng)新解決方案”，clients指“客戶”。14.mitigate解析：mitigatelosses指“降低損失”，符合語境。四、句子改錯15.Error:onlineshoppingCorrection:onlinepurchases解析：purchases更正式，且與creditcard搭配更合理。16.Error:stableCorrection:stabledemand解析：demand需用名詞形式。17.Error:mergerCorrection:mergerbetween解析：需補充介詞between。18.Error:notfinishedCorrection:notyetfinished解析：表示“尚未完成”需用notyet。19.Error:increaseCorrection:anincrease解析：需用不定冠詞an。五、完形填空