民生銀行南通市如東縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選出一個(gè)最佳答案填入空格中。Passage:TheriseofdigitalbankinghastransformedhowlocalcommunitieslikethoseinRudongCounty,Nantong,accessfinancialservices.Manyresidents,particularlytheelderly,stillstrugglewith[1]onlineplatforms,leadingtoademandformore[2]support.Meanwhile,thebank’smobileapphasseenasurgein[3],withyoungprofessionalsleveragingitsfeaturesfor[4]transactions.However,cybersecurityremainsa[5]concern,asfraudstersexploit[6]gapsinremoteservicedelivery.Toaddressthis,thebankhas[7]newtrainingprogramsforstaff,focusingon[8]customerneeds.Additionally,partnershipswithlocalbusinessesinRudonghavehelped[9]foottrafficatbranchoffices,evenas[10]shiftstowarddigitalchannels.1.A.usingB.touseC.usedD.use2.A.availableB.availablesC.availabilityD.availablely3.A.downloadsB.usersC.installationsD.popularity4.A.convenientB.convenientlyC.convenienceD.conveniently5.A.growingB.growC.growsD.growth6.A.securityB.securelyC.secureD.securely7.A.introducedB.introducingC.introducesD.introduce8.A.meetingB.meetC.meetsD.met9.A.increaseB.increasedC.increasingD.increasedly10.A.tradeB.tradesC.transactionD.transactions二、閱讀理解（共5題，每題2分）閱讀以下三篇短文，回答問題。Passage1:Inrecentyears,RudongCountyhasbecomeahotspotforfintechstartupsduetoitsstrategiclocationinNantong’seconomiczone.Localbanks,includingMinshengBank,haveactively[1]fundingfortheseenterprises.A2024reportbytheNantongFinancialBureaushowedthatover30%ofnewfintechfirmsintheregionreceived[2]frommajorbanks.However,challengesremain,suchasregulatoryhurdlesandtalentshortages.Thecountygovernmenthasproposedtaxincentivesto[3]moreprofessionals,butthe[4]hasbeenslow.Meanwhile,MinshengBankhas[5]adedicatedteamtosupportfintechfirms,offeringbothfinancialandadvisoryservices.Questions:1.Whatisthemainfocusofthepassage?A.GovernmentpoliciesinRudongCountyB.ThegrowthoffintechstartupsinNantongC.MinshengBank’sfundingstrategiesD.Challengesfacedbyfinancialinstitutions2.Accordingtothepassage,whatpercentageoffintechfirmsinRudongreceivedfundingfrombanksin2024?A.20%B.30%C.40%D.50%3.Whatmeasurehasthecountygovernmentproposedtoattracttalent?A.HighersalariesB.TaxincentivesC.BetterinfrastructureD.Morefunding4.Whatisthe“slow”referredtointhepassage?A.GovernmentapprovaloftaxincentivesB.ThegrowthoffintechstartupsC.ThenumberofprofessionalsmovingtoRudongD.ThesuccessofMinshengBank’ssupportteam5.WhatservicesdoesMinshengBankoffertofintechfirms?A.OnlyfinancialfundingB.OnlyadvisoryservicesC.BothfinancialandadvisoryservicesD.NoneoftheabovePassage2:TheelderlypopulationinRudongCountyfacesuniquechallengeswhenadoptingdigitalbankingservices.A2023surveybyMinshengBankrevealedthat45%ofresidentsover60yearsold[1]usingmobilebankingappsduetocomplexinterfaces.Tobridgethisgap,thebankhas[2]simplifiedversionsofitsmobileapp,withlargerfontsandvoice-assistednavigation.Additionally,communitycentersinRudongnowhostmonthlyworkshops[3]seniorsondigitalbankingbasics.Theseeffortshave[4]agradualimprovementindigitalliteracyamongtheelderly,though[5]remainsalong-termgoal.Questions:1.WhatistheprimaryissuefacedbytheelderlyinRudongregardingdigitalbanking?A.LackofaccesstosmartphonesB.ComplexappinterfacesC.InsufficientfinancialeducationD.Limitedsupportfrombanks2.HowhasMinshengBankaddressedthisissue?A.ByofferingfreesmartphonesB.BysimplifyingthemobileappC.ByincreasingbranchvisitsD.Bylaunchinganewbankservice3.WheredocommunitycentersinRudonghelpseniorswithdigitalbanking?A.AthomeB.AtbanksC.AtcommunitycentersD.Online4.Whathasbeentheoutcomeoftheseefforts?A.NoimprovementB.MinimalimprovementC.GradualimprovementD.Significantimprovement5.Whatisthelong-termgoalmentionedinthepassage?A.ToeliminatedigitalbankingB.ToimprovedigitalliteracyamongtheelderlyC.ToincreasebankprofitsD.ToreducethenumberofelderlycustomersPassage3:RudongCounty’seconomyhasbeen[1]bythegrowthofe-commerce,particularlyintheagriculturalsector.Localfarmershave[2]platformslikeAlibaba’srurale-commerceinitiativetosellfreshproducedirectlytoconsumers.Thishasnotonly[3]farmincomesbutalsoreducedrelianceonmiddlemen.However,logisticalchallengesremain,suchaspoorinfrastructureinremoteareas.MinshengBankhas[4]partnershipswithlogisticsfirmsto[5]theseissues,ensuringtimelydeliveryofgoods.Asaresult,thecounty’se-commercesectorhas[6]by35%inthepasttwoyears,makingRudongamodelforruraleconomicdevelopmentinNantong.Questions:1.WhathasbeenakeydriverofeconomicgrowthinRudongCounty?A.TraditionalindustriesB.E-commerceC.GovernmentsubsidiesD.Tourism2.Howhavelocalfarmersbenefitedfrome-commerceplatforms?A.ByreducingcompetitionB.ByincreasingprofitsC.ByminimizingrisksD.Byavoidingtaxes3.Whatisonelogisticalchallengementionedinthepassage?A.HighproductioncostsB.PoorinfrastructureC.LimitedcustomerdemandD.Lowfarmincomes4.WhathasMinshengBankdonetoaddresslogisticsissues?A.ProvidedfreeshippingB.PartneredwithlogisticsfirmsC.BuiltnewroadsD.Increasedsubsidies5.WhathasbeentheimpactoftheseeffortsonRudong’se-commercesector?A.A10%growthB.A20%growthC.A35%growthD.Nosignificantchange6.HowisRudongCountybeingdescribedinthepassage?A.AsadecliningruralareaB.AsamodelforruraldevelopmentC.AsahubfortraditionalbankingD.Asastrugglingagriculturalregion三、完形填空（共10題，每題1分）閱讀以下短文，選擇最佳答案填入空格中。ThebankingsectorinRudongCountyhas[1]significantlyinthepastdecade,drivenbytechnologicaladvancementsandgovernmentsupport.LocalbranchesofMinshengBank,once[2],now[3]modernfacilitiesequippedwithdigitalkiosks.Thisshifthas[4]convenienceforcustomers,especiallythoseinurbanareas.However,therapiddigitalizationhasalso[5]concernsaboutjobdisplacementfortraditionalbankstaff.Tomitigatethis,thebankhas[6]retrainingprograms,helpingemployees[7]newskillsindigitalbanking.Additionally,thecountygovernmenthas[8]initiativestopromotefinancialinclusion,ensuringthatsmallbusinessesandruralresidentsalsobenefitfrombankingservices.Asaresult,Rudong’sfinanciallandscapehas[9]moreinclusiveandefficient.1.A.improvedB.improvingC.improveD.improves2.A.outdatedB.outdatedlyC.outdatednessD.outdates3.A.equippedB.equippingC.equipsD.equips4.A.providesB.providedC.providingD.provides5.A.raisedB.raiseC.raisesD.raised6.A.introducedB.introducingC.introducesD.introduce7.A.developB.developsC.developedD.developing8.A.launchedB.launchingC.launchesD.launch9.A.becomeB.becomesC.becomingD.become10.Whatisthemainthemeofthepassage?A.ThedeclineoftraditionalbankingB.TheimpactofdigitalizationonbankingC.GovernmenteffortstosupportruralfinanceD.Thechallengesoffinancialinclusion四、翻譯填空（共5題，每題2分）將以下中文句子翻譯成英文，每空填一詞。1.民生銀行在南通如東縣推出了多項(xiàng)創(chuàng)新金融產(chǎn)品，以服務(wù)當(dāng)?shù)匦∥⑵髽I(yè)。MinshengBankhasintroducedseveral[1]financialproductsinRudongCounty,Nantong,to[2]localsmallandmedium-sizedenterprises.2.如東縣的老齡人口對(duì)數(shù)字銀行服務(wù)的接受度較低，主要是因?yàn)椴僮鹘缑鎻?fù)雜。TheelderlypopulationinRudongCountyhasa[3]acceptanceofdigitalbankingservices,mainlybecauseof[4]interfaces.3.為了促進(jìn)農(nóng)村經(jīng)濟(jì)發(fā)展，南通市政府與多家銀行合作，提供低息貸款。To[5]ruraleconomicdevelopment,theNantongmunicipalgovernmenthas[6]withseveralbankstoprovide[7]loans.4.隨著電子商務(wù)的興起，如東縣的農(nóng)產(chǎn)品銷售渠道發(fā)生了顯著變化。Withtheriseofe-commerce,the[8]ofagriculturalproductsinRudongCountyhas[9]significantly.5.民生銀行如東縣分行通過社區(qū)培訓(xùn)項(xiàng)目，幫助居民提升金融素養(yǎng)。MinshengBankRudongBranchhas[10]communitytrainingprogramsto[11]residents’financialliteracy.五、句子改錯(cuò)（共5題，每題2分）找出以下句子中的錯(cuò)誤并改正。1.ThegrowthofdigitalbankinghasmadeiteasierforRudongCountyresidentstoaccessfinancialservices,butitalsocreatesjoblossesintraditionalbanks.→Corrected:ThegrowthofdigitalbankinghasmadeiteasierforRudongCountyresidentstoaccessfinancialservices,butit[1]createsjoblossesintraditionalbanks.2.ManyelderlypeopleinRudongCountystillfacedifficultieswithusingonlinebankingplatformsbecausetheyarenotfamiliarwithtechnology.→Corrected:ManyelderlypeopleinRudongCountystillfacedifficultieswithusingonlinebankingplatformsbecausetheyarenot[2]withtechnology.3.TheNantongFinancialBureaureportedthatover30%ofnewfintechfirmsinRudongreceivedfundingfrombanksin2024.→Corrected:TheNantongFinancialBureaureportedthatover30%ofnewfintechfirmsinRudongreceivedfundingfrombanksin[3].4.MinshengBank’smobileapphasseenasurgeindownloads,especiallyamongyoungprofessionalswhopreferconvenienttransactions.→Corrected:MinshengBank’smobileapphasseenasurgeindownloads,especiallyamongyoungprofessionalswhoprefer[4]transactions.5.Toaddresscybersecurityconcerns,thebankhasintroducednewtrainingprogramsforstaff,focusingonmeetingcustomerneeds.→Corrected:Toaddresscybersecurityconcerns,thebankhasintroducednewtrainingprogramsforstaff,focusingon[5]customerneeds.答案及解析一、選詞填空答案1.A.using2.A.available3.D.transactions4.A.convenient5.A.growing6.C.secure7.A.introduced8.A.meeting9.C.increasing10.C.transaction解析:-[1]using(gerundformneeded)-[2]available(adjectiveneeded)-[3]transactions(nounform)-[4]convenient(adjectiveneeded)-[5]growing(presentparticiple)-[6]secure(adjectiveneeded)-[7]introduced(pastparticiple)-[8]meeting(gerundform)-[9]increasing(presentparticiple)-[10]transaction(nounform)二、閱讀理解答案Passage1:1.B.ThegrowthoffintechstartupsinNantong2.B.30%3.B.Taxincentives4.C.ThenumberofprofessionalsmovingtoRudong5.C.Bothfinancialandadvisoryservices解析:-Thepassageprimarilydiscussesfintechgrowth.-Thereportstates"over30%."-Thecountyproposed"taxincentives."-"Slow"referstotalentmigration.-Thebankoffersbothfundingandadvice.Passage2:1.B.Complexappinterfaces2.B.Bysimplifyingthemobileapp3.C.Atcommunitycenters4.C.Gradualimprovement5.B.Toimprovedigitalliteracyamongtheelderly解析:-Theelderlystrugglewith"complexinterfaces."-Thebank"simplifiedtheapp."-Workshopsareheld"atcommunitycenters."-Improvementis"gradual."-Thegoalis"digitalliteracy."Passage3:1.B.E-commerce2.B.Byincreasingprofits3.B.Poorinfrastructure4.B.Partneredwithlogisticsfirms5.C.A35%growth6.B.Asamodelforruraldevelopment解析:-E-commerceisthe"keydriver."-Farmers"increasedprofits."-"Poorinfrastructure"isachallenge.-Thebank"partneredwithlogisticsfirms."-Growthis"35%."-Rudongis"amodelforruraldevelopment."三、完形填空答案1.A.improved2.A.outdated3.A.equipped4.A.provides5.A.raised6.A.introduced7.A.develop8.A.launched9.A.become10.B.Theimpactofdigitalizationonbanking解析:-Theban