浦發(fā)銀行泉州市南安市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下段落，從每題所給的四個選項中選出一個最合適的詞填入空格中。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.transformedB.revolutionizedC.standardizedD.complicated2.LocalbankingpoliciesinNan'anCityoften______theneedsofsmallandmedium-sizedenterprises(SMEs),whicharecrucialforregionaleconomicgrowth.A.neglectB.addressC.undermineD.ignore3.Toenhancecustomersatisfaction,banksmust______dataanalyticstopersonalizefinancialservices.A.integrateB.ignoreC.rejectD.minimize4.TheregulatoryenvironmentinFujianProvince______strictrequirementsonanti-moneylaundering(AML)compliance.A.imposesB.overlooksC.relaxesD.encourages5.Sustainablebankingpracticesaimto______environmentalriskswhilemaintainingprofitability.A.eliminateB.mitigateC.ignoreD.exacerbate二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下文章，回答問題。Passage:TheriseofdigitalbankinghasreshapedthefinanciallandscapeinChina.TraditionalbanksinregionslikeNan'an,Fujian,faceintensecompetitionfromfintechcompanies,whichleveragebigdataandAItooffermoreefficientservices.However,digitalizationalsoposeschallenges,suchascybersecurityrisksandregulatorycompliance.ThePeople'sBankofChinahasintroducedstricterrulestoensurefinancialstabilitywhilefosteringinnovation.BanksinFujianareencouragedtoadoptgreenbankingpractices,reducingtheircarbonfootprintthroughenergy-efficientoperations.1.WhatisthemainimpactofdigitalbankingontraditionalbanksinNan'an,Fujian?A.IncreasedprofitabilityB.EnhancedcustomerserviceC.HeightenedcompetitionD.Reducedregulatorypressure2.Accordingtothepassage,whatisamajorchallengeforfintechcompanies?A.HighoperationalcostsB.LimitedtechnologicalinnovationC.CybersecurityrisksD.Insufficientcustomertrust3.WhatmeasureshasthePeople'sBankofChinatakentobalanceinnovationandregulation?A.EncouragedfreecompetitionB.ImposedstricterAMLrulesC.ReducedfinancialoversightD.Promotedtraditionalbankingmodels4.Whatdoes"greenbankingpractices"refertointhecontextofthepassage?A.OfferingloanstoenvironmentalprojectsB.ReducingenergyconsumptioninoperationsC.IncreasinginterestratesonsavingsD.Expandingbranchnetworks三、語法填空（共5題，每題2分，共10分）題目：根據(jù)上下文，用括號中動詞的適當形式填空。1.Thebank’snewmobileappallowscustomersto______(transfer)fundsseamlesslybetweenaccounts.2.Tocomplywithlocalregulations,financialinstitutionsmust______(submit)regularreportstotheauthorities.3.Artificialintelligenceisexpectedto______(transform)thewaybanks______(serve)clientsinthenextdecade.4.SmallbusinessesinNan'anoften______(face)challengesinaccessingcreditduetostrictlendingpolicies.5.Thebank’ssustainabilityreporthighlightsitseffortsto______(reduce)carbonemissionsby2030.四、句子改錯（共4題，每題3分，共12分）題目：以下句子中各有一處錯誤，請指出并改正。1.TheregulatoryframeworkinFujianProvinceismoreflexiblethanotherprovincesinChina.-Error:______→Correct:______2.FintechstartupsinNan'anaregrowingrapidlybecausetheyhavefewerrestrictionsthantraditionalbanks.-Error:______→Correct:______3.Banksinthisregionmustensuretheircybersecuritymeasuresareuptodatetopreventdatabreaches.-Error:______→Correct:______4.Thebank’scustomerserviceteamishighlyefficientandalwaysrespondsquicklytoinquiries.-Error:______→Correct:______五、翻譯填空（共5題，每題3分，共15分）題目：將以下中文句子翻譯成英文，并填入空格中。1.為支持本地小微企業(yè)，銀行提供了低息貸款政策?！鷂_____providelow-interestloanstosupportlocalSMEs.2.中國的金融科技行業(yè)正在快速發(fā)展，對傳統(tǒng)銀行業(yè)構(gòu)成挑戰(zhàn)?！鶷hefintechindustryinChinaisdevelopingrapidly,______traditionalbanking.3.銀行需要加強風(fēng)險管理，以應(yīng)對日益復(fù)雜的市場環(huán)境?！鶥anksneedtostrengthenriskmanagementto______theincreasinglycomplexmarketenvironment.4.泉州市的金融機構(gòu)在服務(wù)鄉(xiāng)村振興方面發(fā)揮著重要作用。→FinancialinstitutionsinQuanzhouCityplaya______roleinservingruralrevitalization.5.環(huán)境友好型銀行實踐有助于減少金融機構(gòu)的碳排放?！鶪reenbankingpracticeshelp______financialinstitutions’carbonemissions.答案與解析一、選詞填空1.B.revolutionized-解析：fintech（金融科技）對傳統(tǒng)銀行業(yè)的影響是顛覆性的，故選revolutionized（革命化）。2.B.address-解析：政策需要解決中小企業(yè)的需求，address（解決）符合語境。3.A.integrate-解析：銀行應(yīng)將數(shù)據(jù)分析技術(shù)整合到服務(wù)中，integrate（整合）最合適。4.A.imposes-解析：監(jiān)管機構(gòu)施加嚴格要求，imposes（施加）正確。5.B.mitigate-解析：可持續(xù)銀行實踐旨在減輕環(huán)境風(fēng)險，mitigate（減輕）符合文意。二、閱讀理解1.C.Heightenedcompetition-解析：文章明確提到數(shù)字銀行為傳統(tǒng)銀行帶來競爭壓力。2.C.Cybersecurityrisks-解析：文章提到數(shù)字化帶來的挑戰(zhàn)之一是網(wǎng)絡(luò)安全風(fēng)險。3.B.ImposedstricterAMLrules-解析：央行為平衡創(chuàng)新與監(jiān)管，加強了反洗錢規(guī)則。4.B.Reducingenergyconsumptioninoperations-解析：greenbankingpractices（綠色銀行實踐）指節(jié)能運營。三、語法填空1.transfer（動詞原形）2.submit（動詞原形）3.transform（動詞原形）；serve（動詞原形）4.face（動詞原形）5.reduce（動詞原形）四、句子改錯1.Error:more→less；Correct:islessflexible-解析：比較級錯誤，應(yīng)為“比……靈活度低”。2.Error:fewer→more；Correct:havemorerestrictions-解析：fintech公司受限制更多，應(yīng)用more。3.Error:uptodate→outdated；Correct: