民生銀行威海市環(huán)翠區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinanciallandscapeinChina.A.transformedB.alteredC.revolutionizedD.modified2.Toenhancecustomersatisfaction,thebankmust______itsservicequalityandoperationalefficiency.A.improveB.enhanceC.elevateD.boost3.Thenewmobilebankingappisdesignedto______theuserexperiencebysimplifyingtransactionsandprovidingreal-timefinancialinsights.A.optimizeB.streamlineC.enhanceD.modernize4.Thebank’sriskmanagementteamneedsto______potentialcreditriskstoensurethestabilityofitsfinancialoperations.A.identifyB.analyzeC.mitigateD.evaluate5.ThelocalbranchinWeihaiisstrategicallylocatedto______thegrowingdemandforfinancialservicesinthe環(huán)翠區(qū).A.meetB.fulfillC.addressD.satisfy二、閱讀理解（共4題，每題3分，共12分）Passage1ThePeople'sBankofChinarecentlyintroducednewregulationstostrengthenthesupervisionoffintechcompanies.Thesemeasuresaimtoensurefinancialstabilityandprotectconsumerrights.Theregulationsrequirefintechfirmstoimprovetheirdatasecuritysystemsandenhancetransparencyintheiroperations.Additionally,theymustadheretostrictercapitalrequirementstomitigatesystemicrisks.IndustryexpertsbelievethesechangeswillfosteramoresustainableandcompetitivefintechecosysteminChina.1.WhatisthemainpurposeofthenewregulationsintroducedbythePeople'sBankofChina?A.Topromotethegrowthoffintechcompanies.B.Toensurefinancialstabilityandprotectconsumers.C.Toincreasethecapitalreservesoffintechfirms.D.Toencourageinnovationinthefintechsector.2.Accordingtothepassage,whichofthefollowingisakeyrequirementforfintechcompaniesunderthenewregulations?A.Loweringcapitalrequirements.B.Enhancingdatasecurityandtransparency.C.Reducingthenumberofoperations.D.Increasingconsumerfees.3.Whatdoindustryexpertsexpectasaresultofthenewregulations?A.Adeclineinthefintechsector.B.Amoresustainableandcompetitiveecosystem.C.Strictergovernmentcontroloverfintechfirms.D.Increasedconsumerdissatisfaction.4.Theword"mitigate"inthepassageisclosestinmeaningto:A.reduceB.increaseC.expandD.stabilizePassage2Weihai,acoastalcityinShandongProvince,hasbecomeahubforfinancialinnovationinChina.Thelocalgovernmenthasimplementedpoliciestoattractfintechcompaniesanddevelopasupportiveecosystem.Thesepoliciesincludetaxincentives,fundingprograms,andcollaborativeresearchinitiativeswithuniversities.Asaresult,Weihaihasseenasignificantincreaseinthenumberoffintechstartupsandjobopportunitiesinthesector.Thecity’sstrategiclocationandrobustinfrastructurefurtherenhanceitsappealasafinancialinnovationcenter.5.WhatistheprimarygoaloftheWeihaigovernment’spolicies?A.Toreducethenumberoffintechcompanies.B.Toattractfintechfirmsandfosterinnovation.C.Toincreasegovernmentrevenue.D.Todeveloptraditionalbankingservices.6.HowhasWeihaibenefitedfromitsfinancialinnovationpolicies?A.Fewerjobopportunitiesinthesector.B.Adeclineinfintechstartups.C.Increasedfundingforfintechfirms.D.Reducedgovernmentsupport.7.Theword"robust"inthepassageisclosestinmeaningto:A.weakB.strongC.smallD.outdated8.WhatmakesWeihaianattractivelocationforfintechcompanies?A.Itsinlandlocation.B.Itslackofinfrastructure.C.Itsstrategiccoastalpositionandstronginfrastructure.D.Itshighcostofliving.三、句子改錯(cuò)（共5題，每題2分，共10分）1.Thebank’snewcreditpolicywilltakeeffectfromthefirstdayofnextmonthandremaininforceforaperiodofthreeyears.2.Employeesarerequiredtosubmittheirexpensereportswithinfiveworkingdaysaftercompletionoftheirbusinesstrips.3.Thecustomerserviceteamhasbeenworkingtirelesslytoresolvetheissuesraisedbytheclients.4.TheannualfinancialreportwillbereleasedonthethirdweekofOctober,asperthecompany’sregulatoryrequirements.5.Thebankhasimplementedanewsystemtoenhancethesecurityofonlinetransactionsandprotectcustomersfromfraudulentactivities.四、完形填空（共5題，每題2分，共10分）TheriseofdigitalbankinghastransformedthefinancialindustryinChina.Traditionalbanksareincreasinglyadopting(1)technologiestoimproveefficiencyandcustomerexperience.(2),theintegrationofartificialintelligenceandbigdataanalyticshasenabledbankstooffermorepersonalizedservices.(3),theseadvancementsalsoposechallenges,suchasdatasecurityconcernsandregulatorycompliance.Toaddressthesechallenges,banksmust(4)theirriskmanagementstrategiesandinvestinrobustcybersecuritymeasures.(5),thefutureofdigitalbankinginChinalookspromising,withcontinuousinnovationandadaptationdrivinggrowth.1.A.advanced2.B.However3.C.Therefore4.D.Strengthen5.E.Moreover五、翻譯填空（共5題，每題2分，共10分）1.Thebank’smobileappprovidesuserswithreal-timefinancialupdatesto______theirdecision-making.→Thebank’smobileappprovidesuserswithreal-timefinancialupdatesto______theirdecision-making.→Thebank’smobileappprovidesuserswithreal-timefinancialupdatesto______theirdecision-making.2.Toensurecompliancewithinternationalstandards,thebankmust______itsinternalauditprocesses.→Toensurecompliancewithinternationalstandards,thebankmust______itsinternalauditprocesses.→Toensurecompliancewithinternationalstandards,thebankmust______itsinternalauditprocesses.3.ThenewbranchinWeihaiisdesignedto______thegrowingdemandforfinancialservicesintheregion.→ThenewbranchinWeihaiisdesignedto______thegrowingdemandforfinancialservicesintheregion.→ThenewbranchinWeihaiisdesignedto______thegrowingdemandforfinancialservicesintheregion.4.Thebank’swealthmanagementdivisionaimsto______clientsbyofferingtailoredinvestmentsolutions.→Thebank’swealthmanagementdivisionaimsto______clientsbyofferingtailoredinvestmentsolutions.→Thebank’swealthmanagementdivisionaimsto______clientsbyofferingtailoredinvestmentsolutions.5.Therecenteconomicreformshavesignificantly______thebankingsector’sperformanceinChina.→Therecenteconomicreformshavesignificantly______thebankingsector’sperformanceinChina.→Therecenteconomicreformshavesignificantly______thebankingsector’sperformanceinChina.答案與解析一、選詞填空1.A.transformed-解析：TherapiddevelopmentofdigitalbankinghassignificantlytransformedthetraditionalfinanciallandscapeinChina.-句意：數(shù)字銀行的快速發(fā)展顯著地改變了中國的傳統(tǒng)金融格局。transform（改變）最符合語境。2.B.enhance-解析：Toenhancecustomersatisfaction,thebankmustenhanceitsservicequalityandoperationalefficiency.-句意：為了提高客戶滿意度，銀行必須提升其服務(wù)質(zhì)量和工作效率。enhance（提升）最符合語境。3.A.optimize-解析：Thenewmobilebankingappisdesignedtooptimizetheuserexperiencebysimplifyingtransactionsandprovidingreal-timefinancialinsights.-句意：新的移動(dòng)銀行應(yīng)用旨在通過簡化交易和提供實(shí)時(shí)財(cái)務(wù)洞察來優(yōu)化用戶體驗(yàn)。optimize（優(yōu)化）最符合語境。4.C.mitigate-解析：Thebank’sriskmanagementteamneedstomitigatepotentialcreditriskstoensurethestabilityofitsfinancialoperations.-句意：銀行的風(fēng)險(xiǎn)管理團(tuán)隊(duì)需要減輕潛在的信貸風(fēng)險(xiǎn)，以確保其金融運(yùn)營的穩(wěn)定性。mitigate（減輕）最符合語境。5.A.meet-解析：ThelocalbranchinWeihaiisstrategicallylocatedtomeetthegrowingdemandforfinancialservicesinthe環(huán)翠區(qū).-句意：威海市環(huán)翠區(qū)的當(dāng)?shù)胤中袘?zhàn)略性地選址，以滿足不斷增長的金融服務(wù)需求。meet（滿足）最符合語境。二、閱讀理解1.B.Toensurefinancialstabilityandprotectconsumers.-解析：Themainpurposeofthenewregulationsistoensurefinancialstabilityandprotectconsumers.2.B.Enhancingdatasecurityandtransparency.-解析：Thekeyrequirementforfintechcompaniesistoenhancedatasecurityandtransparency.3.B.Amoresustainableandcompetitiveecosystem.-解析：Industryexpertsexpectamoresustainableandcompetitivefintechecosystem.4.A.reduce-解析："Mitigate"meanstoreducetheseverityofsomething.5.B.Toattractfintechfirmsandfosterinnovation.-解析：TheprimarygoalofWeihai’spoliciesistoattractfintechfirmsandfosterinnovation.6.C.Increasedfundingforfintechfirms.-解析：Weihaihasseenincreasedfundingforfintechfirms.7.B.strong-解析："Robust"meansstrongorresilient.8.C.Itsstrategiccoastalpositionandstronginfrastructure.-解析：Weihai’sstrategiccoastalpositionandstronginfrastructuremakeitattractiveforfintechcompanies.三、句子改錯(cuò)1."willtakeeffectfromthefirstdayofnextmonth"→"willtakeeffectfromthefirstdayofnextmonth"-解析：句子正確。2."withinfiveworkingdaysaftercompletionoftheirbusinesstrips"→"withinfiveworkingdaysaftertheirbusinesstripsarecompleted"-解析：應(yīng)改為"withi