民生銀行遵義市播州區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）每題從四個(gè)選項(xiàng)中選擇一個(gè)最佳答案，填入空白處使句子完整。1.TherapiddevelopmentofrenewableenergyinGuizhouProvincehassignificantly__________thelocaleconomy.A.boostedB.burdenedC.weakenedD.stabilized2.Asabank,MinshengBankemphasizes__________financialservicestosmallandmedium-sizedenterprisesinruralareaslikeBozhou.A.innovativeB.traditionalC.conservativeD.excessive3.Thenewpolicyaimsto__________povertyalleviationeffortsinunderdevelopedregionsofChina.A.discourageB.undermineC.strengthenD.ignore4.Theeconomicreformsinthe1990s__________thegrowthofprivateenterprisesinYunnanProvince.A.hinderedB.acceleratedC.delayedD.neglected5.Thebank’scommitmenttosustainablefinanceis__________withreducingcarbonemissionsincitieslikeZhuhai.A.contrarytoB.alignedwithC.independentofD.irrelevantto6.TheruralcreditunioninBozhouhas__________accesstofinancialservicesforfarmersinthecountryside.A.expandedB.limitedC.reducedD.centralized7.ThedigitalbankingplatformlaunchedbyMinshengBank__________traditionalbankingoperations.A.complementsB.disruptsC.duplicatesD.supports8.Thegovernment’seffortsto__________financialinclusioninruralareashaveshownpositiveresults.A.enhanceB.hinderC.postponeD.criticize9.Thebank’sriskmanagementteamensuresthatcreditpolicies__________theneedsofbothurbanandruralclients.A.accommodateB.opposeC.ignoreD.exceed10.Theintroductionofmobilebankinghas__________theefficiencyoffinancialtransactionsinGuizhou.A.increasedB.decreasedC.maintainedD.fluctuated第二部分：閱讀理解（共5題，每題2分）閱讀以下短文，回答問題。Passage1TherapidadvancementoffintechhastransformedthefinanciallandscapeinChina.TraditionalbankslikeMinshengBankareadaptingtothischangebyintegratingdigitalsolutionsintotheirservices.Forinstance,thebankhasintroducedAI-poweredloanapprovalsystems,whichsignificantlyreduceprocessingtimewhilemaintainingstrictriskcontrol.Inruralareas,suchasthosein遵義市播州區(qū),mobilebankingappshavemadeiteasierforfarmerstoaccesscreditandmanagetheirfinances.However,challengesremain,includingthedigitaldivideamongelderlypopulationsandtheneedformorelocalizedfinancialproducts.Thegovernmentandbanksarecollaboratingtoaddresstheseissues,ensuringthatfinancialinnovationbenefitsallsegmentsofsociety.Questions:1.Whatisthemainimpactoffintechontraditionalbanks?A.Itincreasesoperationalcosts.B.Itenhancesserviceefficiency.C.Itreducescustomertrust.D.Iteliminatestheneedforhumanworkers.2.Howdomobilebankingappsbenefitfarmersinruralareas?A.Theyprovidefreefinancialadvice.B.Theysimplifyaccesstocredit.C.Theyencouragecashtransactions.D.Theyrequirehighliteracylevels.3.WhatchallengesdoesfintechpresentinruralChina?A.Highinternetpenetration.B.Lackofgovernmentsupport.C.Limiteddigitalliteracyamongtheelderly.D.Excessiveregulatoryoversight.4.Whatcollaborationismentionedbetweenthegovernmentandbanks?A.Competingformarketshare.B.Developingfinancialpolicies.C.Addressingdigitalinequality.D.Promotingtraditionalbanking.5.WhatdoesthepassagesuggestaboutthefutureoffinanceinChina?A.Itwillreturntotraditionalmethods.B.Itwillexcluderuralareas.C.Itwillprioritizetechnologicalinnovation.D.Itwillignoreregulatorychanges.第三部分：語法填空（共10題，每題1分）根據(jù)上下文，用所給單詞的適當(dāng)形式填空。1.Despitetheeconomic__________(tough),thebankhasmanagedtogrowitsassetbase.2.ThenewbranchinBozhouwill__________(serve)clientsfrombothurbanandruralareas.3.Financialinclusionisa__________(important)issueforpolicymakersinChina.4.Theloanapplicationprocesshasbeen__________(simplify)toimprovecustomerexperience.5.Thebank’ssustainabilitygoals__________(align)withglobalenvironmentalstandards.6.SmallbusinessesinGuizhouoften__________(face)challengesinsecuringfunding.7.Thecreditscoringsystem__________(update)toincludemoredatapoints.8.Theruraldevelopmentfundaimsto__________(support)farmersin遵義市播州區(qū).9.Thedigitaltransformationofthebankhas__________(boost)itscompetitiveedge.10.Customerscannow__________(access)theiraccountsanytimeandanywhere.第四部分：完形填空（共10題，每題1分）閱讀以下短文，選擇最佳答案填空。Theriseofdigitalbankinghas__1__thewaypeoplemanagetheirfinances.Unliketraditionalbanks,digitalplatformsoffer__2__accesstoserviceswithouttheneedforphysicalbranches.Forinstance,MinshengBank’smobileappallowsuserstotransfermoney,paybills,andapplyforloanswithjustafewtaps.__3__,theconvenienceofdigitalbankingdoesnot__4__theimportanceofcustomerservice.ManybanksarenowintegratingAIchatbotsto__5__basicinquiries,freeinguphumanstafftohandlecomplexissues.Inruralareas,suchasthoseinGuizhou,digitalbankinghas__6__financialinclusionbybridgingthegapbetweenurbanandruralpopulations.However,securityconcernsremainamajor__7__forbothbanksandcustomers.Astechnology__8__,theindustrymustadapttonewchallengeswhile__9__thetrustofclients.Thesuccessofdigitalbankingultimatelydependson__10__abalancebetweeninnovationandreliability.Options:1.A.transformedB.ignoredC.simplifiedD.criticized2.A.limitedB.immediateC.delayedD.restricted3.A.ThereforeB.HoweverC.MoreoverD.Otherwise4.A.ignoreB.highlightC.reduceD.emphasize5.A.provideB.ignoreC.dismissD.delay6.A.improvedB.reducedC.complicatedD.limited7.A.concernB.opportunityC.challengeD.benefit8.A.advancesB.declinesC.stabilizesD.slows9.A.maintainingB.losingC.neglectingD.ignoring10.A.ensuringB.questioningC.denyingD.undermining第五部分：翻譯（共5題，每題2分）將以下中文句子翻譯成英文。1.民生銀行致力于在遵義市播州區(qū)推廣普惠金融。2.科技創(chuàng)新是推動(dòng)中國(guó)銀行業(yè)數(shù)字化轉(zhuǎn)型的重要?jiǎng)恿Α?.政府出臺(tái)了一系列政策以支持農(nóng)村地區(qū)的金融發(fā)展。4.數(shù)字銀行服務(wù)的普及提高了民眾的金融素養(yǎng)。5.銀行需要平衡風(fēng)險(xiǎn)控制與客戶體驗(yàn)。答案及解析第一部分：詞匯選擇1.A(boosted)-Renewableenergybooststheeconomy.2.A(innovative)-BanksneedinnovativeservicesforSMEs.3.C(strengthen)-Policiesstrengthenpovertyalleviation.4.B(accelerated)-Reformsacceleratedprivategrowth.5.B(alignedwith)-Sustainablefinancealignswithcarbonreduction.6.A(expanded)-Creditunionsexpandedruralaccess.7.B(disrupts)-Digitalbankingdisruptstraditionaloperations.8.A(enhance)-Policiesenhancefinancialinclusion.9.A(accommodate)-Creditpoliciesaccommodatediverseneeds.10.A(increased)-Mobilebankingincreasedefficiency.第二部分：閱讀理解1.B(enhancesserviceefficiency)-Fintechimprovesefficiency.2.B(simplifyaccesstocredit)-Mobileappsmakecrediteasier.3.C(Limiteddigitalliteracyamongtheelderly)-Elderlylackdigitalskills.4.C(Addressingdigitalinequality)-Collaborationfocusesoninequality.5.C(Prioritizetechnological