光大銀行成都市崇州市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionsto______innovativesolutionstostaycompetitive.A.revolutionized/adoptB.transformed/embraceC.disrupted/exploreD.modernized/integrate2.InChengzhou'semergingtechsector,companiesoften______cross-bordercollaborationtoaccessglobaltalentandmarkets.A.discourageB.prioritizeC.hesitateD.neglect3.Toenhancecustomerexperience,thebankis______itsmobileappwithAI-drivenpersonalizationfeatures.A.upgradingB.replacingC.maintainingD.simplifying4.Thenewregulatoryframeworkaimsto______financialriskswhile______marketefficiency.A.mitigate/boostB.ignore/reduceC.exaggerate/limitD.eliminate/stabilize5.LocalbusinessesinChengzhouhave______thegovernment’sincentivestoexpandtheirdigitalpresence.A.rejectedB.seizedC.ignoredD.debated二、閱讀理解（共4題，每題3分，共12分）題目：Passage1:TheChengzhouFinancialInnovationZone,launchedin2023,hasbecomeahubforfintechstartups.Byofferingtaxbreaksandsubsidizedofficespaces,thegovernmenthasattractedover50techfirmsspecializinginblockchain,AI,andmobilepayments.However,challengesremain,includingtalentshortagesandinfrastructurebottlenecks.Expertssuggestthatthecityshouldfurtherstreamlinebureaucraticprocedurestoattractmoreinvestment.1.WhatistheprimarypurposeoftheChengzhouFinancialInnovationZone?A.Toreducegovernmentrevenue.B.Tofosterfintechdevelopment.C.Toreplacetraditionalbanking.D.Toincreaseurbanmigration.2.WhatobstaclesdofintechfirmsinChengzhouface?A.Excessivecompetition.B.Highoperationalcosts.C.Limitedgovernmentsupport.D.Fewcustomers.3.Accordingtoexperts,whatshouldChengzhouimprove?A.Increasetaxrates.B.Expandofficespaces.C.Simplifyadministrativeprocesses.D.Restrictforeigninvestment.Passage2:光大銀行hasrecentlyimplementedanewcustomerloyaltyprogram,offeringrewardsfordigitaltransactions.Theinitiativeaimstoretainclientsinthefaceofrisingcompetitionfromonline-onlybanks.Theprogramincludescashback,discounts,andexclusivefinancialadvisoryservices.Whileearlyfeedbackhasbeenpositive,somecustomersarguethattherewardsarenotsubstantialenough.Thebankplanstoadjustthetermsbasedonuserresponses.4.Whatisthemaingoaloftheloyaltyprogram?A.Toattractnewcustomers.B.Toreduceoperationalcosts.C.Toimprovecustomerretention.D.Topromotephysicalbranches.5.Whatconcernsdosomecustomershaveabouttheprogram?A.Itistoocomplicated.B.Rewardsareinsufficient.C.Itexcludessmallbusinesses.D.Itlackspersonalizedservices.三、完形填空（共5題，每題2分，共10分）題目：ThebankingsectorinChengzhouisundergoingasignificanttransformation.Traditionallendersareincreasinglyadoptingdigitaltoolsto______(1)customerneeds.Forinstance,manyhavelaunchedmobileappsthatallowreal-timefundtransfersandbillpayments.However,digitalizationalsobrings______(2)challenges,suchascybersecurityrisksanddataprivacyconcerns.Toaddresstheseissues,thebankmustinvestinrobustsecuritysystemsand______(3)compliancewithregulatorystandards.Moreover,theriseoffintechhas______(4)thecompetitivelandscape.Whilesomebanksviewstartupsasthreats,othersseethemas______(5)opportunitiestocollaborateoracquireinnovativetechnologies.A.1.meet/2.potential/3.adhere/4.reshaped/5.viableB.1.ignore/2.immediate/3.neglect/4.altered/5.riskyC.1.satisfy/2.indirect/3.comply/4.revolutionized/5.promisingD.1.reject/2.obvious/3.ignore/4.standardized/5.limited四、句子改錯（共5題，每題2分，共10分）題目：1.Thebank’snewpolicywilltakeeffectfromthebeginningofnextyear,whichmanycustomersarenothappyabout.2.Althoughfintechcompaniesaregrowingquickly,traditionalbanksstillhaveastrongmarketpresence.3.Itisimportantforthebanktokeepimprovingitsservices,becausecustomersexpecthigh-qualitysupport.4.Thegovernmenthasprovidedsubsidiestoencouragelocalbusinessestodigitizetheiroperations.5.Iftheeconomycontinuestoimprove,thedemandforloansmayincreasesignificantly.五、翻譯填空（共5題，每題2分，共10分）題目：TranslatethefollowingsentencesintoEnglish,fillingintheblankswithappropriatewords.1.To______(strengthen)itsmarketposition,thebankhaslaunchedaseriesofpromotionalcampaigns.2.Thenewmobileappallowsusersto______(manage)theirfinancesmoreefficiently.3.The______(regulation)frameworkaimstoprotectconsumersfromfraudulentactivities.4.Chengzhou’stechindustryis______(booming)withopportunitiesforinnovation.5.Thebankmust______(ensure)thatalltransactionscomplywithinternationalstandards.答案與解析一、選詞填空1.C."Disrupted"fitsthecontextofdigitalbankingreshapingthetraditionalindustry,while"explore"alignswiththeneedforinnovation.2.B."Prioritize"reflectsthestrategicimportanceofcross-bordercollaborationfortechfirms.3.A."Upgrading"matchestheenhancementofdigitalfeatures.4.A."Mitigate"(reducerisks)and"boost"(improveefficiency)arelogicalregulatorygoals.5.B."Seized"indicatesproactiveuseofincentives.二、閱讀理解1.B.Thepassagehighlightsthezone’spurposeasfosteringfintech.2.B.Talentshortagesandinfrastructureissuesarementioned.3.C.Expertssuggestadministrativesimplification.4.C.Theprogramtargetsretentionamidcompetition.5.B.Insufficientrewardsareacommonco