華夏銀行東營市東營區(qū)2025秋招筆試英語題專練及答案專練題目及答案一、選詞填空（共10題，每題1分）題目：請根據(jù)語境，從下列選項(xiàng)中選擇最合適的單詞填空。1.Thebank'snewpolicyaimsto______customersbyreducingfeesandimprovingserviceefficiency.A.attractB.retainC.satisfyD.exceed2.Asaninternationalfinancialcenter,Dongyingplaysa______roleinconnectinglocalbusinesseswithglobalmarkets.A.minorB.secondaryC.pivotalD.marginal3.華夏銀行東營分行特別注重員工團(tuán)隊(duì)協(xié)作能力，要求員工具備良好的______skillstohandlecomplextransactions.A.communicationB.technicalC.leadershipD.analytical4.Thedigitaltransformationofbankingrequiresemployeestoadaptquicklytonewtechnologies,suchasAIandblockchain.A.resistanceB.flexibilityC.reluctanceD.persistence5.Ourbank’scorporatesocialresponsibilityprogramfocuseson______localcommunitiesthroughfinancialeducation.A.empoweringB.supportingC.benefitingD.uplifting6.Theeconomicdownturnhasledtoa______inloanapplications,forcingbankstotightencreditpolicies.A.surgeB.declineC.fluctuationD.stagnation7.華夏銀行東營區(qū)分行優(yōu)先招聘具有英語流利度的應(yīng)聘者，以服務(wù)跨國業(yè)務(wù)需求。A.proficiencyB.fluencyC.accuracyD.confidence8.Theannualfinancialreporthighlightsthebank’seffortsto______riskswhilemaximizingreturns.A.mitigateB.ignoreC.exaggerateD.overlook9.Thebranchmanageremphasizedtheimportanceof______compliancetoavoidlegalpenalties.A.regulatoryB.operationalC.ethicalD.financial10.Thebank’smobileapphassignificantly______customersatisfactionbyoffering24/7support.A.improvedB.declinedC.diminishedD.stabilized答案與解析1.B.retain解析：銀行政策的目標(biāo)是留住客戶，故選retain（留?。?.C.pivotal解析：東營作為國際金融中心，在連接本地企業(yè)與全球市場方面發(fā)揮著關(guān)鍵作用，故選pivotal（關(guān)鍵的）。3.A.communication解析：銀行強(qiáng)調(diào)團(tuán)隊(duì)協(xié)作能力，需要員工具備良好的溝通技巧，故選communication（溝通能力）。4.B.flexibility解析：數(shù)字化轉(zhuǎn)型要求員工具備適應(yīng)新技術(shù)的靈活性，故選flexibility（靈活性）。5.A.empowering解析：CSR項(xiàng)目通過金融教育賦能社區(qū)，故選empowering（賦能）。6.B.decline解析：經(jīng)濟(jì)下行導(dǎo)致貸款申請減少，故選decline（下降）。7.B.fluency解析：銀行優(yōu)先招聘英語流利度高的應(yīng)聘者，故選fluency（流利度）。8.A.mitigate解析：銀行在追求收益的同時(shí)努力控制風(fēng)險(xiǎn)，故選mitigate（減輕）。9.A.regulatory解析：強(qiáng)調(diào)合規(guī)性以避免法律處罰，故選regulatory（監(jiān)管合規(guī)）。10.A.improved解析：移動(dòng)APP通過提供24/7支持提升了客戶滿意度，故選improved（提升）。二、閱讀理解（共5題，每題2分）題目：閱讀以下短文，回答問題。短文：華夏銀行東營區(qū)分行近年來積極響應(yīng)國家政策，加大普惠金融力度。該分行通過設(shè)立鄉(xiāng)村振興金融服務(wù)點(diǎn)、開展小微企業(yè)貸款優(yōu)惠等措施，有效支持了當(dāng)?shù)剞r(nóng)業(yè)和制造業(yè)發(fā)展。此外，分行還與當(dāng)?shù)卣献?，推出“綠色信貸”項(xiàng)目，鼓勵(lì)企業(yè)采用環(huán)保技術(shù)。數(shù)據(jù)顯示，2024年上半年，該分行普惠金融貸款余額同比增長35%，遠(yuǎn)超行業(yè)平均水平。分行負(fù)責(zé)人表示，未來將繼續(xù)深化服務(wù)，助力東營經(jīng)濟(jì)高質(zhì)量發(fā)展。1.華夏銀行東營區(qū)分行的主要業(yè)務(wù)方向是什么？A.大型企業(yè)貸款B.普惠金融C.投資銀行業(yè)務(wù)D.國際貿(mào)易融資2.該分行采取了哪些措施支持當(dāng)?shù)亟?jīng)濟(jì)發(fā)展？A.僅提供傳統(tǒng)銀行服務(wù)B.設(shè)立鄉(xiāng)村振興金融服務(wù)點(diǎn)和小微企業(yè)貸款優(yōu)惠C.僅與政府合作D.推出“綠色信貸”項(xiàng)目3.2024年上半年該分行的普惠金融貸款余額增長了多少？A.20%B.30%C.35%D.40%4.分行負(fù)責(zé)人對未來的發(fā)展有何計(jì)劃？A.減少貸款規(guī)模B.深化服務(wù)，助力經(jīng)濟(jì)高質(zhì)量發(fā)展C.專注于國際業(yè)務(wù)D.降低利潤率5.該分行推出“綠色信貸”項(xiàng)目的目的是什么？A.提高貸款利率B.鼓勵(lì)企業(yè)采用環(huán)保技術(shù)C.增加政府補(bǔ)貼D.減少企業(yè)貸款額度答案與解析1.B.普惠金融解析：短文多次提及普惠金融，如“加大普惠金融力度”“鄉(xiāng)村振興金融服務(wù)點(diǎn)”“小微企業(yè)貸款優(yōu)惠”，故選B。2.B.設(shè)立鄉(xiāng)村振興金融服務(wù)點(diǎn)和小微企業(yè)貸款優(yōu)惠解析：短文明確提到這兩項(xiàng)措施，故選B。3.C.35%解析：短文直接指出“同比增長35%”，故選C。4.B.深化服務(wù)，助力經(jīng)濟(jì)高質(zhì)量發(fā)展解析：負(fù)責(zé)人表示“繼續(xù)深化服務(wù)，助力東營經(jīng)濟(jì)高質(zhì)量發(fā)展”，故選B。5.B.鼓勵(lì)企業(yè)采用環(huán)保技術(shù)解析：短文提到“綠色信貸”項(xiàng)目鼓勵(lì)企業(yè)采用環(huán)保技術(shù)，故選B。三、完形填空（共10題，每題1分）題目：請根據(jù)上下文，選擇最合適的單詞填空。ThebankingsectorinDongyinghasundergonesignificantchangesinrecentyears,______bytechnologicaladvancementsandregulatoryreforms.Employeesinlocalbanks,includingHuaxiaBank,mustadapttothesechangestoremaincompetitive.Onekeychallengeistheincreasingrelianceondigitalplatforms,whichrequiresa______skillset.Forinstance,customerservicerepresentativesnowneedtobeproficientinonlinechatandvideocalls,inadditiontotraditionalphonesupport.Anotherchallengeisthegrowingcomplexityoffinancialproducts,whichdemandsadeeperunderstandingofriskmanagement.Banksthatfailtokeepupwiththesetrendsmay______theirmarketsharetomoreinnovativecompetitors.1.A.drivenB.influencedC.guidedD.shaped2.A.advancedB.specializedC.diverseD.basic3.A.enhanceB.developC.acquireD.master4.A.loseB.gainC.maintainD.expand5.Theriseoffintechcompanieshas______thetraditionalbankinglandscapeinDongying.A.transformedB.disruptedC.stabilizedD.complicated6.Employeeswhocaneffectively______digitaltoolsarehighlyvaluedinmodernbanks.A.utilizeB.ignoreC.rejectD.neglect7.HuaxiaBank’strainingprogramsfocusonimprovingemployees’______infinancialanalysis.A.proficiencyB.creativityC.flexibilityD.efficiency8.Thebank’sstrategyisto______digitalbankingserviceswhileensuringsecurity.A.minimizeB.maximizeC.overlookD.reduce9.ManylocalbanksareinvestinginAIto______customerserviceefficiency.A.boostB.decreaseC.limitD.reduce10.Thecompetitioninthebankingsectorhas______theneedforcontinuouslearningamongemployees.A.emphasizedB.reducedC.eliminatedD.ignored答案與解析1.A.driven解析：技術(shù)進(jìn)步和監(jiān)管改革是推動(dòng)銀行業(yè)變化的動(dòng)力，故選driven（驅(qū)動(dòng)）。2.B.specialized解析：數(shù)字平臺要求員工具備專業(yè)的技能，故選specialized（專業(yè)的）。3.D.master解析：客服代表需要熟練掌握在線工具，故選master（掌握）。4.A.lose解析：跟不上趨勢的銀行可能失去市場份額，故選lose（失去）。5.B.disrupted解析：金融科技公司改變了傳統(tǒng)銀行業(yè)格局，故選disrupted（顛覆）。6.A.utilize解析：現(xiàn)代銀行重視能有效利用數(shù)字工具的員工，故選utilize（利用）。7.A.proficiency解析：培訓(xùn)項(xiàng)目側(cè)重提升金融分析能力，故選proficiency（熟練度）。8.B.maximize解析：銀行旨在最大化數(shù)字服務(wù)同時(shí)確保安全，故選maximize（最大化）。9.A.boost解析：AI投資旨在提升客服效率，故選boost（提升）。10.A.emphasized解析：競爭加劇了員工持續(xù)學(xué)習(xí)的必要性，故選emphasized（強(qiáng)調(diào)）。四、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英文，并選擇最合適的選項(xiàng)填空。1.華夏銀行東營分行致力于為小微企業(yè)提供定制化金融服務(wù)。A.HuaxiaBankDongyingBranchiscommittedtoprovidingtailoredfinancialservicesforsmallandmedium-sizedenterprises.B.HuaxiaBankDongyingBranchfocusesonlargeenterprisestoenhanceprofitability.C.HuaxiaBankDongyingBranchprioritizesretailbankingservices.D.TheDongyingbranchofHuaxiaBankmainlyoffersloanstoindividuals.2.該行通過數(shù)字化手段提升了客戶體驗(yàn)。A.Thebankhasimprovedcustomerexperiencethroughdigitalmeans.B.Thebankhasreducedcustomersatisfactionbyadoptingdigitaltools.C.Thebankhasignoredtheimportanceofdigitaltransformation.D.Thebankhasfocusedontraditionalbankingmethods.3.我們銀行積極響應(yīng)國家綠色金融政策。A.Ourbankactivelyrespondstothecountry’sgreenfinancepolicy.B.Ourbankhasnoinvolvementingreenfinanceinitiatives.C.Ourbankisindifferenttoenvironmentalsustainability.D.Ourbankhasrejectedthegovernment’sgreenfinancepolicy.4.該分行在2024年實(shí)現(xiàn)了業(yè)務(wù)增長。A.Thebranchachievedbusinessgrowthin2024.B.Thebranchfailedtomeetitsgrowthtargetsin2024.C.Thebranchhasbeenstagnantintermsofbusinessdevelopment.D.Thebranchhasshutdownoperationsin2024.5.我們銀行注重員工職業(yè)發(fā)展。A.Ourbankemphasizesemployeecareerdevelopment.B.Ourbankhasdismissedmanyemployeesduetoeconomicreasons.C.Ourbankdoesnotprovidetrainingopportunitiesforstaff.D.Ourbankhasnointerestinemployeewelfare.答案與解析1.A.HuaxiaBankDongyingBranchiscommittedtoprovidingtailoredfinancialservicesforsmallandmedium-sizedenterprises.解析：原文強(qiáng)調(diào)為小微企業(yè)提供服務(wù)，故選A。2.A.Thebankhasimprovedcustomerexperiencethroughdigitalmeans.解析：原文提及數(shù)字化提升客戶體驗(yàn)，故選A。3.A.Ourbankactivelyrespondstothecountry’sgreenfinancepolicy.解析：強(qiáng)調(diào)積極響應(yīng)綠色金融政策，故選A。4.A.Thebranchachievedbusinessgrowthin2024.解析：原文提到業(yè)務(wù)增長，故選A。5.A.Ourbankemphasizesemployeecareerdevelopment.解析：原文強(qiáng)調(diào)員工職業(yè)發(fā)展，故選A。五、寫作（1題，10分）題目：假設(shè)你是華夏銀行東營區(qū)分行的員工，請寫一封郵件給新入職員工，介紹銀行的企業(yè)文化及培訓(xùn)計(jì)劃。要求：1.郵件主題為“歡迎加入華夏銀行東營分行”。2.內(nèi)容需包含企業(yè)文化、培訓(xùn)計(jì)劃、職業(yè)發(fā)展建議。3.字?jǐn)?shù)在100-150詞之間。參考范文：Subject:WelcometoHuaxiaBankDongyingBranchDearNewEmployee,WelcometoHuaxia