華夏銀行烏魯木齊市沙依巴克區(qū)2025秋招筆試英語(yǔ)題專練及答案一、詞匯選擇（共10題，每題1分）題目：請(qǐng)從每題四個(gè)選項(xiàng)中選擇最符合句子語(yǔ)境的單詞填空。1.Therapiddevelopmentofdigitalbankinghassignificantly______theefficiencyoffinancialservicesinurbanareas.A.enhancedB.reducedC.delayedD.stabilized2.Asaresultofthenewregulatorypolicies,banksinXinjiangarerequiredto______morestringentriskmanagementmeasures.A.implementB.ignoreC.weakenD.overlook3.Thebranchmanageremphasizedtheimportanceof______customersatisfactiontomaintainlong-termbusinessrelationships.A.deterioratingB.prioritizingC.neglectingD.minimizing4.Therecenteconomicreformshave______thebankingsector'sabilitytosupportsmallandmedium-sizedenterprisesinUrumqi.A.strengthenedB.weakenedC.ignoredD.limited5.Digitalpaymenttoolshave______thetraditionalbankingmodelbyofferingfasterandmoreconvenientservices.A.revolutionizedB.preservedC.complicatedD.standardized6.Thebank'strainingprogramaimsto______employees'skillsincompliancewithinternationalfinancialstandards.A.enhanceB.reduceC.delayD.disrupt7.Thenewmobilebankingappisdesignedto______users'accesstofinancialservicesanytimeandanywhere.A.limitB.expandC.restrictD.eliminate8.TheeconomicboomintheXinjiangregionhas______thedemandforbankingservicesinthearea.A.declinedB.stabilizedC.increasedD.diminished9.Thebank'scorporatesocialresponsibilityinitiativesfocuson______thelocalcommunitythroughfinancialliteracyprograms.A.supportingB.exploitingC.ignoringD.harming10.Theautomationofroutinetaskshas______theworkloadofbankemployees,allowingthemtofocusonmorecomplextransactions.A.reducedB.increasedC.complicatedD.streamlined二、閱讀理解（共5題，每題2分）題目：閱讀以下短文，然后回答問(wèn)題。短文：ThebankingsectorinUrumqihasundergonesignificanttransformationinrecentyearsduetotechnologicaladvancementsandregulatorychanges.Digitalbankinghasbecomeacornerstoneoffinancialservices,offeringcustomersgreaterconvenienceandefficiency.TraditionalbanksinXinjianghaveadoptedmobileappsandonlineplatformstoenhanceuserexperience,whilealsoensuringcompliancewithinternationalsecuritystandards.However,challengesremain,suchasbridgingthedigitaldivideamongruralpopulationsandaddressingcybersecurityrisks.Thegovernmenthasintroducedpoliciestosupportthedevelopmentoffinancialtechnology,aimingtofosterinnovationandeconomicgrowthintheregion.問(wèn)題：1.WhathasbeentheprimarydriverofchangeinthebankingsectorinUrumqi?A.GovernmentpoliciesB.TechnologicaladvancementsC.EconomicdownturnsD.Populationgrowth2.HowhavetraditionalbanksinXinjiangadaptedtothedigitalera?A.ByignoringtechnologicaltrendsB.ByfocusingsolelyonphysicalbranchesC.ByadoptingmobileappsandonlineplatformsD.Byreducingcustomerserviceoperations3.Whatchallengesarementionedinthepassageregardingdigitalbanking?A.HighcostsofinfrastructureB.RegulatorycomplianceissuesC.CybersecurityrisksandthedigitaldivideD.Decreasedcustomersatisfaction4.Whatisthegovernment'sroleinsupportingthebankingsectorinXinjiang?A.ToimposestrictregulationsB.ToencouragefinancialtechnologydevelopmentC.ToreducepublicfundingD.Toprioritizetraditionalbankingmodels5.Whatistheoveralltoneofthepassage?A.CriticalB.OptimisticC.NeutralD.Skeptical三、語(yǔ)法填空（共10題，每題1分）題目：請(qǐng)根據(jù)句子語(yǔ)境，用所給單詞的適當(dāng)形式填空。1.Thebankhasrecently______(introduce)anewcreditscoringsystemtoimproveriskassessment.2.Employeesareencouragedto______(participate)inregulartrainingprogramstostayupdatedwithindustrytrends.3.Digitalbankinghas______(transform)thewaycustomersaccessfinancialservicesinUrumqi.4.Theregulatoryauthorityrequiresbanksto______(comply)withstrictanti-moneylaunderingpolicies.5.Themobilebankingappallowsusersto______(transfer)fundsbetweenaccountsinstantly.6.Thebank'scustomerserviceteamaimsto______(enhance)theoverallsatisfactionofclients.7.FinancialinstitutionsinXinjiangarefacingchallengesin______(attract)newcustomersduetoincreasedcompetition.8.Theautomationofroutinetaskshas______(reduce)themanualworkloadforbankemployees.9.Thebank'sstrategyisto______(expand)itspresenceinruralareastocatertounderservedpopulations.10.Therecenteconomicpolicieshave______(boost)thegrowthofthebankingsectorintheregion.四、完形填空（共10題，每題1分）題目：閱讀以下短文，選擇最佳選項(xiàng)填空。ThebankingindustryinUrumqihasseenremarkablechangesinrecentyears.Withtheriseofdigitaltechnology,traditionalbankshave______(1)toadapttonewtrends.Digitalbankinghas______(2)asignificantimpactonhowcustomersinteractwithfinancialservices.Mobileappsandonlineplatformshave______(3)theconvenienceofbanking,allowingcustomerstoperformtransactionsanytimeandanywhere.However,challengesremain,suchasensuringdatasecurityand______(4)thegapbetweenurbanandruralfinancialaccess.Thegovernmenthastakenstepsto______(5)thedevelopmentoffinancialtechnology,aimingtofosterinnovationandeconomicgrowth.1.A.attemptedB.refusedC.failedD.embraced2.A.madeB.takenC.hadD.caused3.A.improvedB.complicatedC.decreasedD.standardized4.A.bridgingB.wideningC.ignoringD.closing5.A.supportB.discourageC.weakenD.neglect五、翻譯（共5題，每題2分）題目：請(qǐng)將以下中文句子翻譯成英文。1.隨著數(shù)字支付的普及，傳統(tǒng)銀行的柜臺(tái)業(yè)務(wù)量顯著下降。2.新疆地區(qū)的經(jīng)濟(jì)發(fā)展為銀行業(yè)帶來(lái)了新的機(jī)遇和挑戰(zhàn)。3.銀行通過(guò)實(shí)施嚴(yán)格的合規(guī)措施，有效防范了金融風(fēng)險(xiǎn)。4.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場(chǎng)競(jìng)爭(zhēng)的關(guān)鍵策略。5.政府鼓勵(lì)金融機(jī)構(gòu)加大對(duì)農(nóng)村地區(qū)的金融支持力度。六、寫(xiě)作（共1題，10分）題目：題目：TheImpactofDigitalBankingonTraditionalBanksinUrumqi請(qǐng)根據(jù)題目寫(xiě)一篇短文，內(nèi)容包括：1.數(shù)字銀行對(duì)烏魯木齊傳統(tǒng)銀行業(yè)的影響。2.傳統(tǒng)銀行如何應(yīng)對(duì)這些影響。3.未來(lái)發(fā)展趨勢(shì)。答案及解析一、詞匯選擇1.A.enhanced解析：digitalbankinghassignificantlyenhancedtheefficiencyoffinancialservices.2.A.implement解析：banksinXinjiangarerequiredtoimplementmorestringentriskmanagementmeasures.3.B.prioritizing解析：Thebranchmanageremphasizedtheimportanceofprioritizingcustomersatisfaction.4.A.strengthened解析：Therecenteconomicreformshavestrengthenedthebankingsector'sabilitytosupportSMEs.5.A.revolutionized解析：Digitalpaymenttoolshaverevolutionizedthetraditionalbankingmodel.6.A.enhance解析：Thebank'strainingprogramaimstoenhanceemployees'skills.7.B.expand解析：Thenewmobilebankingappisdesignedtoexpandusers'accesstofinancialservices.8.C.increased解析：Theeconomicboomhasincreasedthedemandforbankingservices.9.A.supporting解析：Thebank'sCSRinitiativesfocusonsupportingthelocalcommunity.10.A.reduced解析：Automationhasreducedtheworkloadofbankemployees.二、閱讀理解1.B.Technologicaladvancements解析：Thepassagehighlightstechnologicaladvancementsastheprimarydriverofchange.2.C.Adoptingmobileappsandonlineplatforms解析：TraditionalbanksinXinjianghaveadopteddigitalsolutionstoenhancecustomerexperience.3.C.Cybersecurityrisksandthedigitaldivide解析：Thepassagementionschallengessuchascybersecurityandthedigitaldivide.4.B.Encouragefinancialtechnologydevelopment解析：Thegovernmentsupportsthedevelopmentoffinancialtechnology.5.B.Optimistic解析：Thepassagediscussespositivechangesandfuturegrowthopportunities.三、語(yǔ)法填空1.hasintroduced解析：Presentperfecttenseforrecentactionwithongoingeffect.2.participate解析：Encouragedtodosomething(modalverb+baseform).3.transformed解析：Pastparticipleusedasapassiveverb.4.comply解析：Gerundformafter"requires."5.transfer解析：Allowsb.todosomething(modalverb+baseform).6.enhance解析：Aimtodosomething(modalverb+baseform).7.attract解析：Facingchallengesindoingsomething(gerundform).8.reduced解析：Pastparticipleusedasapassiveverb.9.expand解析：Strategytodosomething(modalverb+baseform).10.boosted解析：Pastparticipleusedasapassiveverb.四、完形填空1.D.embraced解析：Bankshaveembraceddigitaltechnology.2.A.made解析：Digitalbankinghasmadeasignificantimpact.3.A.improved解析：Digitalbankinghasimprovedtheconvenienceofbanking.4.A.bridging解析：Ensuringdatasecurityandbridgingthegap.5.A.support解析：Thegovernmentsupportsthedevelopmentoffinancialtechnology.五、翻譯1.Withthepopularityofdigitalpayments,thevolumeofcounterservicesintraditionalbankshassignificantlydeclined.2.TheeconomicdevelopmentinXinjianghasbroughtnewopportunitiesandchallengestothebankingsector.3.Byimplementingstrictcompliancemeasures,bankshaveeffectivelypreventedfinancialrisks.4.Digitaltransformationisakeystrategyfortraditionalbankstorespondtomarketcompetition.5.Thegovernmentencouragesfinancialinstitutionstoincreasefinancialsupportforruralareas.六、寫(xiě)作（參考范文）TheImpactofDigitalBankingonTraditionalBanksinUrumqiDigitalbankinghassignificantlytransformedthefinanciallandscapeinUrumqi,posingbothchallengesandopportunitiesfortraditionalbanks.Theriseofmobileappsandonlineplatformshasmadebankingmoreconvenientforcustomers,leadingtoadeclineinphysicalbranchvisits.Traditionalbankshavehadtoadapttothiss