浦發(fā)銀行濟南市歷下區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.TheeconomicrecoveryinShandongProvincehasshownsignificant______inrecentyears,withafocusongreenenergyandtechnologicalinnovation.A.improvementB.declineC.fluctuationD.stagnation2.Duetothestrictenvironmental______,manytraditionalindustrialfactoriesinJinanhavebeenforcedtoupgradetheirproductionprocesses.A.regulationsB.incentivesC.subsidiesD.policies3.ThenewbranchinLixiaDistrictaimsto______thebankingexperiencebyintegratingdigitalserviceswithpersonalizedfinancialadvice.A.enhanceB.diminishC.replicateD.deteriorate4.Thebank’s______strategyforruralareasinvolvesprovidingmicrofinanceandsupportingsmall-scaleagriculturalbusinesses.A.aggressiveB.passiveC.conservativeD.reactive5.The______ofblockchaintechnologyinbankinghasrevolutionizedtransactionsecurityandefficiency.A.implementationB.rejectionC.abandonmentD.neglect二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:ThePeople’sBankofChinarecentlyintroducednewmeasurestostabilizethehousingmarket,aimingtoreducetheburdenonfirst-timehomebuyers.Thepolicyincludeslowermortgageratesandrelaxedlendingrequirementsforcoupleswithchildren.Analystssuggestthesechangescouldstimulatedemandintherealestatesector,particularlyinmajorcitieslikeJinan.However,concernsremainaboutpotentialinflationarypressuresandthesustainabilityofsuchmeasures.Thegovernmentisalsoencouragingthedevelopmentofaffordablehousingprojectstoaddressthegrowingdemand.1.Whatisthemainpurposeofthenewhousingpolicies?A.ToincreasepropertypricesB.TostabilizetherealestatemarketC.TopromotecommercialrealestatedevelopmentD.Torestricthousingaffordability2.Accordingtothepassage,whatarethekeyfeaturesofthenewmeasures?A.HighermortgageratesandstricterlendingB.LowermortgageratesandrelaxedlendingC.IncreasedgovernmentsubsidiesforlandlordsD.Mandatorypropertypurchasesforcitizens3.Whataretheconcernsraisedbyanalysts?A.ThepoliciesmayleadtojoblossesintheconstructionindustryB.ThepoliciescouldexacerbateinflationC.ThepoliciesmayreduceforeigninvestmentinrealestateD.Thepoliciesaretoocostlyforthegovernment4.Whatadditionalstepisthegovernmenttakingtosupporthousingaffordability?A.EncouragingforeigninvestorstobuypropertyB.DevelopingaffordablehousingprojectsC.RaisingtaxesonpropertysalesD.Offeringfreelandtodevelopers三、句子改錯（共3題，每題4分，共12分）directions:Identifyandcorrectthegrammaticalerrorsineachsentence.1.Thebankplanstoexpanditsdigitalbankingservices,whichwillbeavailablenotonlyinmajorcitiesbutalsoinruralareas.-Corrected:Thebankplanstoexpanditsdigitalbankingservices,whichwillbeavailablenotonlyinmajorcitiesbutalsoinruralareas.(Noerror)2.AlthoughtheeconomicgrowthinShandonghasbeenstrong,therearestillchallengesthatneedtobeaddressed.-Corrected:AlthoughtheeconomicgrowthinShandonghasbeenstrong,therearestillchallengesthatneedtobeaddressed.(Noerror)3.Ifthenewregulationswerestricter,thefinancialsectorwouldbemorestableandlesspronetorisks.-Corrected:Ifthenewregulationswerestricter,thefinancialsectorwouldbemorestableandlesspronetorisks.(Noerror)四、完形填空（共5題，每題2分，共10分）directions:Completethepassagebelowbyselectingthebestoptionforeachblank.TherapiddevelopmentoffinancialtechnologyhastransformedthebankingindustryinChina.Traditionalbankslike浦發(fā)銀行arenowintegrating______toimprovecustomerserviceandoperationalefficiency.Forinstance,artificialintelligenceisbeingusedto______transactionsandprovidereal-timefinancialadvice.Additionally,bigdataanalyticshelpsbanks______creditrisksmoreaccurately.Theseadvancementsnotonlyenhancethebankingexperiencebutalsosupportthegovernment’sgoalofa______economy.However,challengessuchascybersecurityandregulatorycomplianceremain.Despitetheseissues,thefutureofbankinginChinalookspromisingwithcontinuousinnovation.1.A.digitalplatformsB.physicalbranchesC.traditionalmethodsD.manualprocesses2.A.speedupB.slowdownC.monitorD.disrupt3.A.assessB.ignoreC.minimizeD.eliminate4.A.stableB.unstableC.growingD.declining5.A.digitalB.cash-basedC.modernD.outdated五、翻譯填空（共5題，每題3分，共15分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.浦發(fā)銀行計劃在濟南市歷下區(qū)開設(shè)新的分行，以滿足當?shù)厝找嬖鲩L的金融需求。Solution:浦發(fā)銀行計劃在濟南市歷下區(qū)開設(shè)新的分行，以滿足當?shù)厝找嬖鲩L的金融需求。-Translation:PudongBankplanstoopenanewbranchinLixiaDistrict,JinanCity,tomeetthegrowingfinancialdemandinthearea.2.中國的綠色金融政策鼓勵企業(yè)投資可再生能源項目。-Translation:China’sgreenfinancepoliciesencouragebusinessestoinvestinrenewableenergyprojects.3.隨著城市化進程的加快，濟南的房地產(chǎn)市場面臨新的機遇和挑戰(zhàn)。-Translation:Withtheaccelerationofurbanization,Jinan’srealestatemarketfacesnewopportunitiesandchallenges.4.銀行通過大數(shù)據(jù)分析來評估客戶的信用風險。-Translation:Banksusebigdataanalyticstoassesscustomers’creditrisks.5.政府希望進一步簡化跨境支付流程，以促進國際貿(mào)易。-Translation:Thegovernmenthopestofurthersimplifycross-borderpaymentprocessestopromoteinternationaltrade.六、寫作（共1題，15分）directions:Writeashortessay(150-200words)onthetopic:TheRoleofDigitalBankinginRuralAreasofShandongProvince.SampleAnswer:DigitalbankinghassignificantlytransformedthefinanciallandscapeinruralareasofShandongProvince.Byleveragingtechnology,traditionalbankslikePudongBankhavemadeiteasierforruralresidentstoaccessfinancialservices.Forinstance,mobilebankingappsallowfarmerstotransfermoney,paybills,andevenapplyforloanswithoutvisitingphysicalbranches.Thishasnotonlyimprovedconveniencebutalsosupportedagriculturaldevelopmentbyprovidingtimelyfinancialassistance.Additionally,digitalplatformsenablebankstoofferpersonalizedfinancialadvice,helpingruralcommunitiesmakeinformeddecisions.However,challengessuchasinternetconnectivityanddigitalliteracyremain.Thegovernmentandbanksmustworktogethertoaddresstheseissuesandensurethatdigitalbankingbenefitsallsegmentsofsociety.Inconclusion,digitalbankingisavitaltoolforeconomicgrowthinruralShandong,bridgingthegapbetweenurbanandruralfinancialservices.答案及解析一、選詞填空1.A.improvement-解析:Thecontextmentions"economicrecovery,"whichimpliespositiveprogress.2.A.regulations-解析:Environmentalissuesaretypicallyaddressedthroughstrictrules.3.A.enhance-解析:Thegoalistoimprovethebankingexperience.4.A.aggressive-解析:Thestrategyaimstoactivelyexpandservicesinruralareas.5.A.implementation-解析:Blockchainisbeingputintopracticeinbanking.二、閱讀理解1.B.Tostabilizetherealestatemarket-解析:Thepassageexplicitlystatesthepoliciesaimto"stabilizethehousingmarket."2.B.Lowermortgageratesandrelaxedlending-解析:Thepassagementions"lowermortgageratesandrelaxedlendingrequirements."3.B.Thepoliciescouldexacerbateinflation-解析:Analystsexpressconcernsaboutinf