浦發(fā)銀行南京市溧水區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefourchoices(A,B,C,D).Markthecorrespondingletteronyouranswersheet.1.The溧水區(qū)economicdevelopmenthasbeensignificantlyinfluencedbythe__________growthofhigh-techindustriesinrecentyears.A.rapidB.gradualC.steadyD.slow2.Asa__________bankingprofessional,youneedtohaveastrongunderstandingofbothlocalandglobalfinancialmarkets.A.competitiveB.innovativeC.traditionalD.conservative3.Thenew浦發(fā)銀行branchinNanjingaimsto__________customersatisfactionbyofferingpersonalizedfinancialservices.A.enhanceB.decreaseC.ignoreD.reduce4.Thegovernment’spolicyon__________financinghasplayedacrucialroleinsupportingsmallbusinessesintheregion.A.ventureB.consumerC.corporateD.mortgage5.Ourteamis__________tomeettheincreasingdemandfordigitalbankingsolutionsinthe南京market.A.capableB.unwillingC.unableD.reluctant6.Theannualfinancialreporthighlightsthebank’s__________performanceinriskmanagementandassetquality.A.stableB.volatileC.deterioratingD.improving7.Theintroductionofblockchaintechnologyhas__________theefficiencyoftransactionprocessinginthebankingsector.A.increasedB.decreasedC.unchangedD.unaffected8.Thebank’sCSRinitiativesfocuson__________communitydevelopmentandenvironmentalsustainability.A.supportingB.underminingC.neglectingD.opposing9.Themergerwithanotherlocalbankhas__________thebank’smarketshareinthe南京area.A.expandedB.reducedC.maintainedD.fluctuated10.Theregulatoryenvironmentinthebankingindustryrequiresconstant__________toensurecompliance.A.adaptationB.resistanceC.neglectD.ignorance第二部分：閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Choosethebestanswerfromthefouroptions(A,B,C,D).Passage:Therapiddevelopmentoffintechhastransformedthebankingindustryinrecentyears.Traditionalbankslike浦發(fā)銀行areincreasinglyadoptingdigitaltechnologiestoimprovecustomerexperienceandoperationalefficiency.In南京,particularlyinthe溧水區(qū),thedemandfordigitalbankingserviceshassurgedduetothegrowingtech-savvypopulation.Thegovernmenthasalsobeensupportiveoffintechinitiatives,offeringincentivesforbanksthatinvestindigitalinfrastructure.However,challengesremain,suchasensuringdatasecurityandmaintainingregulatorycompliance.Despitethesehurdles,thefutureofbankingin南京lookspromising,withmoreinnovativesolutionsexpectedtoemerge.1.Whathasbeentheprimaryimpactoffintechontraditionalbanks?A.IncreasedcompetitionB.DecreasedmarketshareC.EnhancedefficiencyD.Higheroperationalcosts2.Whyhasthedemandfordigitalbankingin南京grown?A.DuetogovernmentpoliciesB.BecauseoftheagingpopulationC.AsaresultofeconomicdeclineD.Duetoalackoftraditionalbankingservices3.Whatsupporthasthegovernmentprovidedtofintech?A.ImposedstricterregulationsB.OfferedtaxexemptionsC.ReducedfundingD.Encouragedtraditionalbanking4.Whatchallengesdobanksfaceinadoptingfintech?A.RegulatorycomplianceB.CustomerresistanceC.HighercostsD.AandBonly5.Whatdoesthepassagesuggestaboutthefutureofbankingin南京?A.ItwillremainstagnantB.ItwillcontinuetogrowC.ItwilldeclineD.Itwillbecomemoretraditional第三部分：完形填空（共10題，每題1分）directions:Readthepassagebelowandfillineachblankwiththebestwordfromthefourchoices(A,B,C,D).Lastyear,浦發(fā)銀行l(wèi)aunchedanewmobilebankingappaimedat__________(6)__________theuserexperience.TheappfeaturedadvancedAIcapabilities,allowingcustomersto__________(7)__________transactionsandmanagetheiraccountsmoreefficiently.Theinitiativewaspartofthebank’sbroaderstrategyto__________(8)__________itsdigitalpresenceinthe南京area.Accordingtoarecentsurvey,theapphada__________(9)__________adoptionrateamongyoungprofessionalsinthe溧水區(qū).However,thebankalsorecognizedtheneedto__________(10)__________securitymeasurestoprotectcustomerdata.6.A.enhanceB.degradeC.ignoreD.reduce7.A.automateB.manualizeC.simplifyD.complicate8.A.strengthenB.weakenC.maintainD.ignore9.A.highB.lowC.moderateD.unpredictable10.A.improveB.neglectC.weakenD.overlook第四部分：翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.溧水區(qū)的經濟發(fā)展對南京市的整體繁榮具有重要意義。2.浦發(fā)銀行致力于為南京市民提供創(chuàng)新的金融解決方案。3.數字化轉型是銀行業(yè)應對市場變化的關鍵策略。4.銀行需要確保其金融產品符合監(jiān)管要求。5.社會責任是浦發(fā)銀行企業(yè)文化的重要組成部分。第五部分：寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofFintechinModernBanking."答案與解析第一部分：選詞填空1.A.rapid-"Therapidgrowthofhigh-techindustries"fitsthecontextofeconomicdevelopment.2.B.innovative-"Innovativebankingprofessional"alignswiththeneedformodernfinancialexpertise.3.A.enhance-"Enhancecustomersatisfaction"isacommongoalinbanking.4.A.venture-"Venturefinancing"supportssmallbusinesses,relevanttothecontext.5.A.capable-"Capabletomeetdemand"isgrammaticallycorrectandfitsthecontext.6.A.stable-"Stableperformance"ispositiveandalignswithbankoperations.7.A.increased-"Increasedefficiency"isadirectresultofblockchaintechnology.8.A.supporting-"Supportingcommunitydevelopment"reflectsCSRinitiatives.9.A.expanded-"Expandedmarketshare"indicatesgrowthafteramerger.10.A.adaptation-"Adaptationtoregulatoryenvironment"isnecessaryforcompliance.第二部分：閱讀理解1.C.Enhancedefficiency-Thepassagementionsdigitaltechnologiesimprovingoperations.2.A.Duetogovernmentpolicies-Thetextstatesthegovernmenthasbeensupportiveoffintech.3.B.Offeredtaxexemptions-Incentivesareoftentax-relatedfinancialbenefits.4.D.AandBonly-Thepassagementionsbothregulatorycomplianceandcustomerresistance.5.B.Itwillcontinuetogrow-Thepassageendswithapositiveoutlookonfintech.第三部分：完形填空6.A.enhance-"Enhancetheuserexperience"iscorrect.7.A.automate-"Automatetransactions"fitsthecontextofAIcapabilities.8.A.strengthen-"Strengthenitsdigitalpresence"alignswiththebank’sstrategy.9.A.high-"Highadoptionrate"indicatessuccessamongyoungprofessionals.10.A.improve-"Improvesecuritymeasures"islogicalforprotectingdata.第四部分：翻譯1.TheeconomicdevelopmentinLishuiDistrictplaysasignificantroleintheoverallprosperityofNanjingCity.2.浦發(fā)銀行iscommittedtoprovidinginnovativefinancialsolutionsforNanjingresidents.3.Digitaltransformationisakeystrategyforthebankingindustrytoadapttomarketchanges.4.Banksneedtoensurethattheirfinancialproductscomplywithregulatoryrequirements.5.Socialresponsibilityisanimportantpartof浦發(fā)銀行'scorporateculture.第五部分：寫作（范文示例）TheRoleofFintechinModernBankingInrecentyears,fintechhasrevolutionizedthebankingindustry